Kerala ST Corporation Loan — Quick Overview
| Scheme Name | Kerala ST Development Corporation Loan 2026 — 4% Interest Loan up to ₹5 Lakh for Tribal Entrepreneurs | kstdc.co.in |
| State | Kerala (केरल) |
| Launched By | Government of Kerala |
| Launch Year | 1977 |
| Benefit | ₹50,000–₹5 lakh loan at 4% interest + 25-50% subsidy — Kerala ST tribal entrepreneurs |
| Category | Tribal Welfare |
| Beneficiaries | 50,000+ tribal entrepreneurs supported by KSSTDC in Kerala |
| Last Verified | 26 May 2026 |
| Official Portal | https://kstdc.co.in |
What is Kerala ST Corporation Loan?
Kerala State Scheduled Tribes Development Corporation (KSSTDC) provides subsidised loans to ST tribal entrepreneurs for income-generating activities. Individual loans: ₹50,000 to ₹5 lakh at 4% interest per annum. Group/SHG loans: up to ₹10 lakh at 4%. Subsidy component: 25% for general enterprises, 35% for SC/ST women, 50% for agriculture/livestock. Schemes: Micro-enterprise support, Tribal artisan support, Tribal youth skill training loans. Also: free skill development under KGBV and TREAD scheme. Apply at kstdc.co.in or ITDP (Integrated Tribal Development Programme) office.
Under this scheme, eligible beneficiaries receive ₹50,000–₹5 lakh loan at 4% interest + 25-50% subsidy — Kerala ST tribal entrepreneurs. The scheme was launched in 1977 and is implemented by the Government of Kerala.
KSSTDC: Kerala tribal (ST) entrepreneurs ₹50,000-₹5 lakh @ 4% interest. 25-50% subsidy. kstdc.co.in-ൽ apply. ITDP office ൽ ബന്ധപ്പെടുക.
📌 फायदा: ₹50,000–₹5 lakh @ 4% + 25-50% subsidy — Kerala ST tribal entrepreneurs
पात्रता:
Kerala ST tribal community, age 18-55, income ≤ ₹3 lakh, enterprise plan.
अर्ज कसा करावा:
kstdc.co.in → Loan scheme → ST cert + income cert + enterprise plan → ITDP office verification.
Benefits of Kerala ST Corporation Loan
✅ ₹50,000–₹5 lakh loan at 4% interest + 25-50% subsidy — Kerala ST tribal entrepreneurs
Who is Eligible for Kerala ST Corporation Loan?
- ✓ Member of Scheduled Tribe (ST) — Kerala notified tribal community
- ✓ Kerala domicile
- ✓ Age 18-55
- ✓ Income ≤ ₹3 lakh per year
- ✓ Viable income-generating activity / enterprise plan
Documents Required for Kerala ST Corporation Loan
How to Apply for Kerala ST Corporation Loan Online?
- 1kstdc.co.in → Loan Schemes → Individual / SHG Loan
- 2ITDP (Integrated Tribal Development Project) office in your district
- 3ST cert + income cert + Aadhaar + business plan submit
- 4Field verification → KSSTDC approval → loan at 4% interest
Official Government Portal — Kerala
Apply directly on the official Kerala government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 kstdc.co.in — Kerala ST Corporation LoanFrequently Asked Questions — Kerala ST Corporation Loan
Common Questions About Kerala Government Schemes
Kerala Karunya scheme eligibility 2026?+
BPL families in Kerala and APL families with annual income below ₹3 lakh. Not covered under ESIC or central government health schemes.
കാരുണ്യ കാർഡ് എങ്ങനെ ലഭിക്കും?+
karunya.kerala.gov.in ൽ ഓൺലൈൻ അപേക്ഷ നൽകുക അല്ലെങ്കിൽ അടുത്തുള്ള അക്ഷയ സെന്ററിൽ / തഹസിൽദാർ ഓഫീസിൽ റേഷൻ കാർഡ്, ആധാർ, വരുമാന സർട്ടിഫിക്കറ്റ് സഹിതം ചെല്ലുക.
കർഷക ക്ഷേമഗം pension-ന് apply ചെയ്യണ്ടത് എവിടെ?+
നിങ്ങളുടെ അടുത്തുള്ള Krishi Bhavan (ഗ്രാമ/ബ്ലോക്ക് കൃഷി ഓഫീസ്) ൽ ചെന്ന് Karshaka Kshemagam membership എടുക്കുക. 60 വയസ്സ് തികഞ്ഞ ശേഷം pension claim form submit ചെയ്യാം.
Kerala Karshaka Kshemagam membership fee kitni hai?+
Membership fee nominal amount — latest rates for the current year are available at your nearest Krishi Bhavan or keralaagriculture.gov.in. Fee structures may vary by category (own land / tenant farmer).
Kudumbashree SHG loan kitna milta hai?+
NHG internal loan: ₹5,000-20,000 (short term, within group savings). Bank-linked CDS loan: ₹50,000-2 lakh. Micro enterprise loan: up to ₹2 lakh per woman from NABARD/bank credit linkage.
📰 Latest News & Updates — Kerala ST Corporation Loan
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