What is CG Gauri Yojana Women SHG?
Chhattisgarh's Gauri Yojana (under Bihan/NRLM) empowers rural women Self-Help Groups with: ₹15,000 seed capital (revolving fund) per SHG, bank linkage loans at 4-7% interest, free skill training (Bihan CRP), market linkage through CG Bihan/Godhan Nyay mandis, and priority in Mukhyamantri Suposhan mission. CG's Bihan programme has 5 lakh+ SHGs with 55 lakh women members — one of India's strongest SHG networks. SHG women who manage cow-dung-based vermicompost get additional income under Godhan Nyay. Apply at nearest Gram Panchayat or wcd.cg.gov.in.
CG Gauri Yojana Women SHG — Quick Overview
| Scheme Name | CG Gauri Yojana SHG 2026 — ₹15,000 Seed Capital + Training for Women SHGs |
| State | Chhattisgarh (छत्तीसगढ़) |
| Launched By | Government of Chhattisgarh |
| Launch Year | 2012 |
| Benefit | ₹15,000 seed capital + bank loan linkage at 4-7% + training + market linkage — CG women SHG members |
| Category | Women |
| Beneficiaries | 55 lakh+ women in 5 lakh+ SHGs under CG Bihan programme |
| Last Verified | 17 June 2026 |
| Official Portal | https://bihan.gov.in |
CG Bihan/Gauri Yojana: SHG को ₹15,000 seed capital + 4-7% bank loan। 55 लाख+ महिलाएं। Godhan Nyay vermicompost market linkage। bihan.gov.in।
📌 फायदा: ₹15,000 seed capital + bank loan 4-7% — CG rural women SHG
पात्रता:
Rural CG women SHG, 10-15 members, 3+ months savings, Bihan/NRLM registered।
अर्ज कसा करावा:
Gram Panchayat → Bihan coordinator → SHG register → 3 months savings → ₹15,000 seed capital।
Benefits of CG Gauri Yojana Women SHG
✅ ₹15,000 seed capital + bank loan linkage at 4-7% + training + market linkage — CG women SHG members
Who is Eligible for CG Gauri Yojana Women SHG?
- ✓ Women SHG with 10-15 members in rural CG
- ✓ Minimum 3 months regular savings
- ✓ Registered under Bihan/NRLM with Gram Panchayat
- ✓ Members from BPL / low-income households
Documents Required for CG Gauri Yojana Women SHG
How to Apply for CG Gauri Yojana Women SHG Online?
- 1Gram Panchayat / Block Bihan coordinator mein SHG register karein
- 23 months regular savings maintain karein
- 3₹15,000 seed capital: Bihan coordinator approval → block office
- 4Bank linkage: SHG bank account → loan application
Official Government Portal — Chhattisgarh
Applications go through bihan.gov.in only. Applying is free of charge — no agent, middleman or "consultant" is ever required.
🔗 bihan.gov.in — CG Bihan SHG ProgrammeReal-Life Examples — Are You Eligible for CG Gauri Yojana Women SHG?
A quick way to gauge your eligibility — find the profile nearest to yours:
A women's Self-Help Group of 12 members in a rural Mahasamund village, mostly from BPL households, registered under Bihan/NRLM with the Gram Panchayat and maintaining three months of regular savings
Eligible — It is a rural CG women SHG with members in the 10-15 range from low-income households, Bihan/NRLM-registered and meeting the three-month savings rule, so it qualifies for the ₹15,000 seed capital and bank linkage.
A newly formed women's SHG in Kondagaon with 14 members that has kept regular group savings and meeting records for over three months and is enrolled with the block Bihan coordinator
Eligible — It satisfies the membership size, savings discipline and Bihan registration conditions, making it eligible for the revolving seed fund and 4-7% bank linkage loan.
A two-month-old SHG with only 6 members that has not yet registered under Bihan or maintained the required savings
Not eligible — It falls short of the 10-15 member range, has not completed the minimum three months of regular savings and is not yet Bihan/NRLM-registered, so it does not qualify yet.
Sample profiles, not guarantees — recheck the notified criteria before you apply.
Common Mistakes — Why CG Gauri Yojana Women SHG Applications Get Rejected
- ✗Applying for the ₹15,000 seed capital before the SHG has completed the minimum three months of regular savings, so the Bihan coordinator cannot certify the group.
- ✗Forming a group outside the 10-15 member range or with members who are not from BPL/low-income rural households, which fails the eligibility check.
- ✗Not registering the SHG under Bihan/NRLM with the Gram Panchayat first, so the group is not recognised for the seed fund or bank linkage.
- ✗Maintaining incomplete SHG passbook records (savings and meeting minutes), which stalls verification by the block Bihan coordinator before disbursal.
Insider Tips for CG Gauri Yojana Women SHG
- →Keep the SHG passbook with clean savings and meeting records from day one — the three-month regular-savings track is what unlocks the ₹15,000 revolving seed capital.
- →Register the group under Bihan/NRLM through your Gram Panchayat or block Bihan coordinator early, since seed capital and the 4-7% bank linkage both flow through that registration.
- →Open the SHG bank account and keep all members' Aadhaar ready so the bank linkage loan and any DBT move without delay.
- →Use the free Bihan CRP skill training and the market linkage through Bihan mandis and Godhan Nyay vermicompost to add income, rather than treating the scheme as only a one-time grant.