🏙️ Maharashtra Government Schemes 2026
महाराष्ट्र • Capital: Mumbai • Population: 12.4 Cr • 40+ schemes
| State | Maharashtra (महाराष्ट्र) |
| Capital | Mumbai |
| Population | 12.4 Cr |
| Total Schemes Listed | 40+ |
| Central Schemes Available | All central government schemes apply |
🏛️ Maharashtra State Government Schemes
Mukhyamantri Majhi Ladki Bahin Yojana 2026 — ₹1,500/Month Maharashtra
Mukhyamantri Majhi Ladki Bahin Yojana is a Maharashtra government flagship scheme launched in July 2024 that provides ₹1,500 per month direct financial assistance to eligible women to improve their economic independence and social security. Over 2.3 crore women across Maharashtra receive this benefit every month.
Namo Shetkari Maha Samman Nidhi Yojana 2026 — ₹6,000/Year Maharashtra Farmers
Namo Shetkari Maha Samman Nidhi Yojana is Maharashtra's own farmer income support scheme that provides ₹6,000 per year in addition to PM-KISAN, effectively giving Maharashtra farmers a combined ₹12,000 per year in direct income support. Over 90 lakh farmers across Maharashtra are beneficiaries. The 8th installment of ₹2,000 was approved in March 2026 with ₹1,774 crore fund released.
Mukhyamantri Yuva Karya Prashikshan Yojana 2026 — ₹10,000/Month Stipend
Mukhyamantri Yuva Karya Prashikshan Yojana (CMYKPY) is a skill-development scheme run by the Maharashtra government through the Skill, Employment, Entrepreneurship and Innovation Department and the Mahaswayam platform. Launched on 02 August 2024, it offers 6-month on-the-job apprenticeship-style training to unemployed youth aged 18–35 across industries, startups, and government and semi-government establishments. Trainees earn a monthly stipend of ₹6,000 (12th pass), ₹8,000 (ITI/Diploma), or ₹10,000 (Degree/Post-Graduation), paid by Direct Benefit Transfer straight into the candidate's Aadhaar-linked bank account. With a budget of ₹5,500 crore, the programme targets 10 lakh candidates each year and aims to bridge the gap between classroom qualifications and workplace experience.
Annasaheb Patil Mahamandal Karj Yojana 2026 — ₹50 Lakh Loan with Interest Subsidy
Annasaheb Patil Mahamandal Karj Yojana is run by the Annasaheb Patil Arthik Magas Vikas Mahamandal under the Maharashtra government to support self-employment among economically weaker youth of the Maratha (EBC) community. Rather than handing out cash, it works as an interest-refund (Vyaj Partava) scheme: beneficiaries take a business loan from a participating bank, and on timely repayment the government refunds the interest directly into the borrower's Aadhaar-linked bank account, making the effective cost of borrowing close to zero. Individual loans go up to ₹10 lakh and group/enterprise loans up to ₹50 lakh, with tractor loans up to ₹15 lakh and a repayment period of up to 7 years, helping young entrepreneurs build viable ventures.
Sanjay Gandhi Niradhar Anudan Yojana 2026 — ₹1,500/Month Pension Maharashtra
Sanjay Gandhi Niradhar Anudan Yojana is a Maharashtra government pension scheme that provides ₹1,500 per month financial assistance to destitute, disabled, widowed, seriously ill, and other vulnerable persons aged 18–65 years whose annual family income is below ₹21,000. Implemented by the Social Justice & Special Assistance Department.
Mahatma Jyotiba Phule Shetkari Karj Mukti Yojana — ₹2 Lakh Farm Loan Waiver
Mahatma Jyotiba Phule Shetkari Karj Mukti Yojana (MJPSKY) is a farm loan waiver scheme of the Maharashtra government's Cooperation, Marketing and Textiles Department, named after social reformer Mahatma Jyotirao Phule. It waives outstanding short-term crop loans of up to ₹2 lakh taken by small and marginal farmers from nationalised banks, district cooperative banks, and Regional Rural Banks that remained unpaid as of 30 September 2019. To reward financial discipline, the scheme also pays an incentive of up to ₹50,000 to farmers who repaid their loans regularly during 2017-18, 2018-19, and 2019-20. The waiver amount is credited directly to the farmer's loan account via DBT; the programme has disbursed over ₹5,000 crore to more than 14 lakh beneficiaries.
Ramai Awas Yojana 2026 � SC/Neo-Buddhist Housing Scheme Maharashtra
Ramai Awas Yojana, named after Ramabai Ambedkar, is a housing scheme administered by the Maharashtra government's Social Justice & Special Assistance Department for Scheduled Caste and Neo-Buddhist families who do not own a pucca house. It provides financial assistance to build a permanent home: ₹1.32 lakh in rural areas, ₹1.42 lakh in hilly and Naxal-affected areas, and ₹2.50 lakh in urban/municipal corporation areas, plus an additional ₹12,000 for toilet construction. Only one beneficiary per family is allowed, and the applicant must be a Maharashtra resident for at least 15 years who has not benefited from any other government housing scheme. The grant is released in instalments by Direct Benefit Transfer into the beneficiary's Aadhaar-linked bank account as construction progresses.
Magel Tyala Saur Krishi Pump Yojana 2026 � Solar Pump for Maharashtra Farmers
Magel Tyala Saur Krishi Pump Yojana (also called Mukhyamantri Saur Krushi Vahini Yojana 2.0) is a Maharashtra government scheme providing 3�7.5 HP solar agricultural pumps to farmers with only 10% contribution (5% for SC/ST). No electricity bill, no load-shedding � daytime irrigation supply with a 5-year repair guarantee.
Bharatratna Dr. Babasaheb Ambedkar Swadhar Yojana 2026 � ₹60,000/Year for SC Students
Bharatratna Dr. Babasaheb Ambedkar Swadhar Yojana is a scholarship-cum-maintenance scheme of the Maharashtra government's Social Justice & Special Assistance Department for Scheduled Caste and Neo-Buddhist students who qualify for a government hostel but cannot get a seat. Instead of a hostel place, the student receives an annual cash grant to cover boarding, lodging, meals, and other educational expenses while studying away from home. The amount depends on the place of study: ₹60,000 in Mumbai, Pune, Nagpur, Thane, Pimpri-Chinchwad, and Navi Mumbai; ₹51,000 in other divisional cities; ₹43,000 in other districts; and ₹38,000 at the taluka level. Applicants need at least 50% marks in the last exam and family income below ₹2.50 lakh; the grant is paid by DBT into the student's Aadhaar-linked bank account.
Dr. Babasaheb Ambedkar Krushi Swavalamban Yojana 2026 � SC Farmer Well & Irrigation Support
Dr. Babasaheb Ambedkar Krushi Swavalamban Yojana is an agriculture scheme run by the Maharashtra Agriculture Department for Scheduled Caste farmers to make their farms self-reliant and irrigation-secure. Through a single application on the MahaDBT Farmer portal, eligible farmers can claim component-wise assistance such as a new well (₹4 lakh), repair of an old well (₹1 lakh), in-well boring, pump sets, electricity connection, farm-pond plastic lining, micro-irrigation (up to ₹97,000 for drip and ₹47,000 for sprinkler), PVC pipes, a solar pump (₹50,000), and farm machinery (₹50,000). Applicants must be SC farmers with landholding between 0.40 and 6 hectares and 7/12 and 8A records in their own name; approved subsidies are paid by Direct Benefit Transfer into the farmer's Aadhaar-linked bank account.
Punyashlok Ahilyadevi Holkar Karjmafi Yojana 2026 � ₹2 Lakh Loan Waiver for Maharashtra Farmers
Punyashlok Ahilyadevi Holkar Karjmafi Yojana 2026 is a fresh farm loan waiver announced by the Maharashtra government in its 2026 state budget, named after the 18th-century queen Ahilyadevi Holkar. It targets farmers whose short-term crop loans, taken from nationalised banks, district cooperative banks, or Regional Rural Banks, remained overdue as of 30 September 2025, offering a waiver of up to ₹2 lakh per eligible borrower. Small and marginal farmers are the priority beneficiaries, and those who repaid their loans regularly during the specified period receive a ₹50,000 incentive. The scheme was announced by CM Devendra Fadnavis in the 2026 budget; once the official portal is notified, the waiver will be credited to farmers' loan accounts through Direct Benefit Transfer.
CMEGP Maharashtra 2026 � ₹50 Lakh Business Loan with 35% Subsidy, Apply Online
The Chief Minister Employment Generation Programme (CMEGP) is the Maharashtra government's flagship self-employment scheme, implemented through the Directorate of Industries and the network of District Industries Centres (DICs) along with the Maharashtra Khadi & Village Industries Board. It helps first-generation entrepreneurs set up new manufacturing or service ventures by combining a bank loan with a back-ended government subsidy (margin money). Project loans go up to ₹50 lakh for manufacturing and ₹20 lakh for service and agri-based businesses, with a subsidy of 15–25% for general applicants and 25–35% for SC/ST, women, ex-servicemen, disabled, and minority applicants in rural areas. Reservations earmark 30% of seats for women and 20% for SC/ST. Applications are filed online at maha-cmegp.gov.in, screened by the DIC, and routed to banks, with subsidy credited after successful operation.
Mahila Bachat Gat (SHG) UMED Loan Yojana 2026 � ₹20 Lakh at 4% Interest for Women Groups
The Mahila Bachat Gat (Women Self Help Group) loan scheme operates under UMED, the Maharashtra State Rural Livelihood Mission (MSRLM), part of the Rural Development Department's effort to strengthen women-led grassroots enterprises. It enables mature women's SHGs to access bank-linked credit of up to ₹20 lakh at a concessional 4% annual interest rate, with repayment spread over about three years. To qualify, the group must be registered, at least two years old, linked to UMED, and maintain regular savings, meeting minutes, and an active SHG bank account, while members' annual family income stays below ₹3 lakh. Women use the funds for livelihood activities such as farming, dairy and goat rearing, small manufacturing, and trading, with disbursal handled through the group's bank account after UMED endorsement.
Nanaji Deshmukh Krishi Sanjivani Yojana 2026 � Climate-Smart Farming, 100% Subsidy Maharashtra
Nanaji Deshmukh Krishi Sanjivani Yojana, widely known as POCRA (Project on Climate Resilient Agriculture), is a World Bank-assisted programme implemented by the Maharashtra Agriculture Department to help farmers in rain-stressed regions cope with climate change. It covers more than 5,142 villages across 16 drought-prone districts including Amravati, Akola, Washim, Buldhana, Yavatmal, Nanded, Hingoli, Parbhani, Jalna, Aurangabad, Osmanabad, Latur, Solapur, Satara, Beed, and Nashik. Through over 25 interventions, the scheme offers 75–100% subsidy on drip and sprinkler irrigation, fruit-tree plantation, soil-health measures, farm ponds, water conservation, agro-met advisory, and livelihood activities like goat rearing for landless labourers. Small and marginal farmers are the priority beneficiaries, and subsidies are released by Direct Benefit Transfer into the Aadhaar-linked bank account after field verification, with applications filed at dbt.mahapocra.gov.in.
Maharashtra Post-Matric Scholarship 2026 � SC/ST/OBC Students Tuition Fee + ₹2,500/Month
Maharashtra Post-Matric Scholarship on MahaDBT covers tuition fee reimbursement, maintenance allowance (₹2,500/month for hostel, ₹1,000/month for day scholars), and exam fee for SC/ST/OBC/SBC/NT students studying in recognised institutions in Maharashtra.
Atal Ghar Aawaas Yojana Maharashtra 2026 � Affordable Housing for EWS/LIG Families
Atal Ghar Aawaas Yojana is Maharashtra's affordable housing initiative for EWS (annual income up to ₹3 lakh) and LIG (₹3�6 lakh) families, integrated with PM Awas Yojana 2.0. It provides interest subsidy of up to ₹1.80 lakh on housing loans and targets 35 lakh houses by 2030 under 'Majhe Ghar, Majha Adhikar' policy.
Mahatma Gandhi Tanta Mukti Yojana Maharashtra � Dispute-Free Village Cash Award
Mahatma Gandhi Tanta Mukti Yojana is a Maharashtra government initiative that incentivises gram panchayats and villages to remain dispute-free. Gram Panchayats that successfully resolve all disputes without police/court involvement receive financial awards, promoting peaceful village governance.
Mukhyamantri Annapurna Yojana Maharashtra 2026 — 3 Free LPG Cylinders/Year | BPL Families Gas Scheme
Mukhyamantri Annapurna Yojana is a Maharashtra government scheme providing 3 free LPG cylinders per year to BPL and Antyodaya Anna Yojana (AAY) families. Launched in March 2024 by the Mahayuti alliance government ahead of the 2024 Maharashtra elections, the scheme benefits approximately 52 lakh families across Maharashtra. The 3 free cylinders are provided in Holi (March), Diwali (October), and a third refill — representing cooking gas support for the poorest households who already have an LPG connection under PM Ujjwala Yojana or otherwise. The benefit is delivered as a cash transfer equivalent to the cylinder cost directly to the beneficiary's Aadhaar-linked bank account.
Maharashtra Mukhyamantri Yuva Swabhiman Yojana 2026 — Skill Training + ₹5,000/Month Internship for Youth | mahaswayam.gov.in
Maharashtra Mukhyamantri Yuva Swabhiman Yojana is the state's youth employment empowerment scheme — providing free skill training + ₹5,000/month internship stipend for 100 days/year + ₹1,000 transport allowance for unemployed urban youth aged 18-35. Implemented through Mahaswayam portal — Maharashtra's employment portal. Beneficiary completes 100 days of skill-based work or training annually for 7 years. Aim: solve urban unemployment, create skilled workforce for Maharashtra industries. Targets 30 lakh unemployed urban youth. Linked to MGNREGA's urban counterpart concept.
Mukhyamantri Ladka Bhau Yojana 2026 — ₹6,000-10,000/Month Stipend for Young Men Maharashtra | mahaswayam.gov.in
Mukhyamantri Ladka Bhau Yojana ('Brother' Scheme) is Maharashtra's male counterpart to the hugely popular Ladki Bahin Yojana (for women). Launched in 2024 by the Mahayuti government, it provides monthly internship stipend to unemployed young men (18-35 years) for skill development and on-the-job training with companies. Stipend amounts based on educational qualification: ITI certificate holders — ₹6,000/month; Diploma holders — ₹8,000/month; Degree/Graduate and above — ₹10,000/month. Duration: 6 months internship with a registered private company. After internship, the company is encouraged (not mandated) to offer permanent employment. Implemented through Mahaswayam Employment Portal. Target: 10 lakh beneficiaries. Companies also registered on portal for participating. Maharashtra domicile mandatory. Scheme is similar to PM Internship Scheme but state-specific.
MahaDBT Post-Matric Scholarship for SC Students Maharashtra 2026 — Full Tuition + ₹1,200/Month | mahadbt.maharashtra.gov.in
Government of India Post-Matric Scholarship for SC students in Maharashtra (administered by Social Justice & Special Assistance Department) covers FULL tuition fees + maintenance allowance ₹230-₹1,200/month + book allowance + study tour allowance for SC students from Class 11 to PhD. Applied through MahaDBT portal (mahadbt.maharashtra.gov.in). Family income limit ₹2.5 lakh/year. 8 lakh+ Maharashtra SC students benefit annually.
MahaDBT Post-Matric Scholarship for ST Students Maharashtra 2026 — Full Tuition + ₹1,200/Month | tribal.maharashtra.gov.in
Government of India Post-Matric Scholarship for ST students in Maharashtra (administered by Tribal Development Department) covers FULL tuition fees + maintenance ₹380-₹1,200/month + book allowance for ST students from Class 11 to PhD. Applied through MahaDBT portal. Family income limit ₹2.5 lakh. 5 lakh+ Maharashtra ST students benefit annually.
MahaDBT Post-Matric Scholarship for OBC Students Maharashtra 2026 — Tuition + ₹1,000/Month | VJNT-OBC-SBC Welfare
Run by Maharashtra's VJNT, OBC & SBC Welfare Department and routed entirely through the MahaDBT portal, this Post-Matric Scholarship helps Other Backward Class students stay in formal education from Class 11 right up to PhD. The state covers the recognised tuition fee directly and adds a monthly maintenance allowance of ₹160-₹1,000 depending on the course, along with a book grant. Because the benefit reaches students by Direct Benefit Transfer, an Aadhaar-seeded bank account is essential and no middleman is involved. A key feature of the OBC track is its tighter eligibility net: the family income ceiling is ₹1.5 lakh and a valid Non-Creamy Layer certificate is compulsory. Roughly 12 lakh OBC students across Maharashtra apply each year.
MahaDBT Post-Matric Scholarship for SBC Students Maharashtra 2026 — Tuition + ₹1,000/Month
Post-Matric Scholarship for Special Backward Classes (SBC) students in Maharashtra provides tuition + maintenance ₹160-₹1,000/month + book allowance for SBC students Class 11 to PhD. SBC = communities recognized as backward by Maharashtra State but not in central OBC list. Apply through MahaDBT portal. Family income ≤ ₹1.5 lakh. 1 lakh+ SBC students benefit annually.
MahaDBT Post-Matric Scholarship for VJNT Students Maharashtra 2026 — Tuition + ₹1,000/Month
Post-Matric Scholarship for VJNT (Vimukta Jati & Nomadic Tribes) students in Maharashtra provides tuition + maintenance ₹160-₹1,000/month + book allowance. VJNT = denotified tribes + nomadic tribes (e.g., Banjara, Pardhi, Vadar, Vanjari, Gosavi). Apply through MahaDBT portal. Family income ≤ ₹1.5 lakh. 3 lakh+ VJNT students benefit annually.
MahaDBT Post-Matric Scholarship for Minority Students Maharashtra 2026 — Tuition + ₹1,200/Month
Post-Matric Scholarship for Minority students in Maharashtra (Muslim, Christian, Sikh, Buddhist, Parsi, Jain) provides tuition + maintenance ₹230-₹1,200/month + book allowance. Apply through MahaDBT portal. Family income ≤ ₹2 lakh. Administered by Maharashtra Minority Welfare Department. 2 lakh+ minority students benefit annually.
Rajarshi Chhatrapati Shahu Maharaj Merit Scholarship 2026 — Maharashtra OBC/SBC Top Students | mahadbt.maharashtra.gov.in
Rajarshi Chhatrapati Shahu Maharaj Merit Scholarship is Maharashtra's premier merit-based scholarship for OBC, SBC, and VJNT students scoring TOP 10% marks in board exams. Provides ₹15,000-₹25,000/year scholarship for higher studies. Applied via MahaDBT portal. Named after social reformer king Shahu Maharaj of Kolhapur who championed education for backward classes. 5 lakh+ apply annually.
Eklavya Scholarship Maharashtra 2026 — ₹6,000/Year for Merit Students | Higher Education Department
Eklavya Scholarship Maharashtra is the merit-based scholarship for graduation students (any category) scoring 60%+ in Class 12 AND family income ≤ ₹1 lakh. Provides ₹6,000/year for 3-4 years of graduation. Administered by Maharashtra Higher Education Department via MahaDBT portal. Open to all categories — SC/ST/OBC/General. ~50,000 students benefit annually.
Dr. Panjabrao Deshmukh Hostel Maintenance Allowance Maharashtra 2026 — ₹38,000/Year for Hostellers | mahadbt.maharashtra.gov.in
Dr. Panjabrao Deshmukh Hostel Maintenance Allowance is Maharashtra's flagship scheme for SC/VJNT/SBC/NT-B/NT-C/NT-D students staying in private hostels (because government hostels are full or unavailable). Provides ₹38,000/year (₹3,000-₹3,500/month) to cover hostel rent + food. Named after Maharashtra's first Minister of Education. Applied via MahaDBT. 1 lakh+ students benefit annually.
Maharashtra EBC Tuition Fee + Exam Fee Reimbursement 2026 — 100% Fee Coverage | mahadbt.maharashtra.gov.in
Maharashtra Economically Backward Classes (EBC) Tuition Fee + Examination Fee Reimbursement Scheme covers 100% tuition and exam fees for general category students from low-income families. Eligible courses: graduation, professional courses (engineering, medical, MBA, law). Family income ≤ ₹8 lakh. Apply via MahaDBT portal. Over 8 lakh students benefit annually.
MahaDBT Post-Matric Scholarship for Disabled (PwD) Students Maharashtra 2026 — Tuition + ₹1,200/Month
Post-Matric Scholarship for Persons with Disabilities (PwD) in Maharashtra (Department of Persons with Disabilities) provides tuition fee + maintenance allowance + disability allowance for students with 40%+ disability. From Class 11 to PhD. Apply through MahaDBT portal. No income limit (universal coverage for PwD). 30,000+ Maharashtra PwD students benefit annually.
Maharashtra Minority Hostel Maintenance Allowance 2026 — ₹3,000-₹5,000/Month | mahadbt.maharashtra.gov.in
Minority Hostel Maintenance Allowance Maharashtra provides ₹3,000-₹5,000/month to minority community students (Muslim, Christian, Sikh, Buddhist, Parsi, Jain) staying in hostels for Class 11-12 and higher education. Administered by Maharashtra Minority Welfare Department via MahaDBT. Family income ≤ ₹2 lakh. 50,000+ minority students benefit annually.
Mahatma Jyotirao Phule Educational Concession Maharashtra 2026 — Fee Waiver for OBC/SBC/VJNT Girls | MahaDBT
Mahatma Jyotirao Phule Educational Concession (Karjmukti Yojana) provides 100% educational fee waiver for OBC/SBC/VJNT GIRLS studying graduation and professional courses in Maharashtra. Honors Mahatma Phule who pioneered girls' education in India. Apply via MahaDBT portal. Family income ≤ ₹8 lakh. Aim: encourage girls from backward classes to pursue higher education.
Maharashtra Govt Scholarship for Meritorious Class 11-12 Students 2026 — ₹3,000-₹5,000/Year | MahaDBT
Maharashtra State Government Scholarship for Meritorious Class 11-12 Students provides ₹3,000-₹5,000/year to students scoring TOP marks in Class 10 board exams from Maharashtra State Board. Encourages talented students to continue higher secondary education in Maharashtra. Apply via MahaDBT portal after admission to Class 11. Higher amount (₹5,000) for Science stream.
Maharashtra State Govt Employees' Children Educational Concession 2026 — Fee Reimbursement | MahaDBT
Educational Concession for State Government Employees' Children Maharashtra provides 100% tuition fee reimbursement for children of Maharashtra State Government employees (Class 1 to PG). Salary limit: parents' combined salary should not exceed defined slab. Includes school + college level education. Apply via MahaDBT portal. 1 lakh+ government employees' children benefit annually.
Pramod Mahajan Skill Development Scholarship Maharashtra 2026 — Free Skill Training + Stipend | MahaDBT
Pramod Mahajan Skill Development Programme Maharashtra provides FREE skill training + monthly stipend ₹1,500-₹3,000 to youth aged 18-35 for short-term skill courses (IT, healthcare, retail, hospitality, beauty, automotive). Implemented by Maharashtra State Skill Development Society (MSSDS). Named after BJP leader Pramod Mahajan. Apply via MahaDBT for stipend; training centres listed separately.
Pre-Matric Scholarship for Children of Unclean Occupations Maharashtra 2026 — ₹1,850/Year | MahaDBT
Pre-Matric Scholarship for Children of Those Engaged in Unclean Occupations (manual scavengers, tannery workers, flayers) in Maharashtra. Provides ₹1,850/year + free uniforms, books for Class 1-10 students. Applied via MahaDBT under Social Justice Department. Aim: break inter-generational cycle of socially backward occupations through education. Critical social justice scheme.
Vasantrao Naik Mahamandal Scholarship Maharashtra 2026 — VJNT Students Higher Education | MahaDBT
Vasantrao Naik Vimukta Jati Bhatkya Jamati Vikas Mahamandal Scholarship Maharashtra provides educational support to VJNT (Vimukta Jati & Nomadic Tribes) students for higher education, professional courses, and overseas studies. Named after former Maharashtra CM Vasantrao Naik. Apply via MahaDBT. Includes tuition fee + maintenance + book allowance + foreign education scholarship.
Sanjay Gandhi Niradhar Anudan Yojana Maharashtra 2026 — ₹1,500/Month for Destitute/Orphans/Widows | MahaDBT
Sanjay Gandhi Niradhar Anudan Yojana Maharashtra provides ₹1,500/month financial support to destitute persons, orphans, widows, divorcees, disabled, terminally ill, and other vulnerable groups. Named after former PM Sanjay Gandhi. Aim: provide basic livelihood support to those without family/financial security. Applied via MahaDBT under Social Justice Department.
Maharashtra Free Hostel Facility for SC/ST/OBC Students 2026 — Free Lodging + Meals | mahadbt.maharashtra.gov.in
Maharashtra provides FREE government hostel accommodation + meals for SC, ST, OBC, VJNT, SBC, and Minority students studying Class 8 onwards. Implemented across 1,500+ government hostels statewide. Includes free bed/room, food (3 meals), study facilities, books, and personal care kit. Family income ≤ ₹2.5 lakh. Apply via MahaDBT or directly at hostel.
🇮🏻 Central Government Schemes for Maharashtra Residents
All 252 central government schemes are applicable to residents of Maharashtra. The most popular schemes you can apply for right now:
PM Vishwakarma Yojana 2026 — ₹3 Lakh Loan + ₹15,000 Toolkit for 18 Trades | pmvishwakarma.gov.in
PM Vishwakarma Yojana is a central government scheme launched on 17 September 2023 that supports traditional artisans and craftspeople across 18 trades with free skill training (₹500/day stipend), a ₹15,000 toolkit e-voucher, and collateral-free loans up to ₹3 lakh at just 5% interest. Implemented by the Ministry of MSME with a ₹13,000 crore budget over 5 years (FY2023-24 to FY2027-28). Registration is done FREE at Common Service Centres (CSC) using Aadhaar biometric authentication.
PM Awas Yojana 2026 — Pradhan Mantri Awas Yojana Gramin & Urban Subsidy
Pradhan Mantri Awas Yojana (PMAY), launched in 2016, is India's largest housing programme providing financial assistance to build pucca houses for economically weaker sections. Under PMAY-Gramin (rural), eligible BPL families receive ₹1.20 lakh in plain areas and ₹1.30 lakh in hilly or north-eastern states paid directly through DBT. Under PMAY-Urban, first-time homebuyers in EWS (annual income up to ₹3 lakh) get 6.5% interest subsidy on home loans up to ₹6 lakh, reducing monthly EMI significantly. LIG (income ₹3–6 lakh) gets 6.5%, MIG-I (₹6–12 lakh) gets 4%, and MIG-II (₹12–18 lakh) gets 3% subsidy under the Credit Linked Subsidy Scheme (CLSS). Beneficiaries are selected through the SECC database and state government surveys. Over 2.1 crore PMAY houses have been completed as of 2026.
PM Kisan Samman Nidhi Yojana 2026 — ₹6,000/Year to 11 Crore Farmers
PM-KISAN (Pradhan Mantri Kisan Samman Nidhi), launched in February 2019, provides ₹6,000 per year direct income support to all land-holding farmer families in India — transferred as three equal installments of ₹2,000 every four months directly to Aadhaar-linked bank accounts. As of 2026, over 11 crore farmers receive PM-KISAN, making it the world's largest direct cash transfer programme for farmers. All land-holding farming families are eligible, regardless of land size. Farmers must complete annual eKYC (OTP or biometric at CSC) to continue receiving installments. Income tax payees, government employees, and institutional landholders are excluded from PM-KISAN benefits.
Ayushman Bharat PM-JAY Yojana 2026 — ₹5 Lakh Free Health Insurance
Ayushman Bharat PM-JAY (Pradhan Mantri Jan Arogya Yojana), launched in September 2018, provides cashless hospitalisation coverage of ₹5 lakh per family per year at 30,000+ empanelled government and private hospitals. PM-JAY is the world's largest government-funded health insurance scheme, covering 55 crore+ people from the bottom 40% of India's population as per the SECC 2011 database. The scheme covers 1,949 medical procedures including surgeries, chemotherapy, kidney dialysis, neonatal care, and mental health treatment — at no cost to the beneficiary. Beneficiaries can avail treatment in any empanelled hospital across any state, completely cashless, using the Ayushman Card. Senior citizens aged 70+ years now get an additional ₹5 lakh top-up cover. Over 8 crore hospitalisation cases have been covered under PM-JAY as of 2026.
PM Ujjwala Yojana 2.0 — Free LPG Connection
Pradhan Mantri Ujjwala Yojana provides free LPG gas connections to women from below poverty line households to replace unhealthy cooking fuel usage.
PM Mudra Yojana 2026 — Collateral-Free Business Loan ₹50K to ₹20 Lakh
Pradhan Mantri Mudra Yojana, run through the Micro Units Development and Refinance Agency (MUDRA) under the Department of Financial Services, offers collateral-free business loans to non-corporate, non-farm micro and small enterprises. Loans are sanctioned under four categories: Shishu (up to ₹50,000), Kishore (₹50,001–₹5 lakh), Tarun (₹5 lakh–₹10 lakh), and Tarun Plus (₹10 lakh–₹20 lakh, launched 2024 for repeat Tarun borrowers). Funds are routed through banks, RRBs, NBFCs and microfinance institutions, and disbursed directly to the borrower's account, helping small traders, manufacturers and service providers expand. Over 52 crore loans worth ₹27 lakh crore have been sanctioned since 2015.
Sukanya Samriddhi Yojana 2026 — 8.2% Interest Girl Child Savings Scheme
Sukanya Samriddhi Yojana is a government-backed savings scheme for girl children offering one of the highest fixed interest rates (8.2% p.a.) with full tax exemption under Section 80C. Minimum deposit just Rs.250/year; maximum Rs.1.5 lakh/year. Account matures 21 years from opening or at marriage after age 18.
Kisan Credit Card (KCC) Scheme 2025
Kisan Credit Card provides farmers with flexible and affordable short-term credit for cultivation expenses, post-harvest needs, and allied activities at interest rates as low as 4% per annum.
National Scholarship Portal (NSP) 2026 — Apply for Central Scholarships Online
The National Scholarship Portal is a one-stop platform for students to apply for all central government scholarship schemes including pre-matric, post-matric, and merit-cum-means scholarships for SC, ST, OBC, and minority students.
PM Surya Ghar Muft Bijli Yojana 2026 — 300 Units Free Electricity
PM Surya Ghar Muft Bijli Yojana provides 300 units of free electricity per month to households that install rooftop solar panels, with a central government subsidy of up to ₹78,000 on installation cost.
E-Shram Card 2026 — Free Registration for Unorganized Workers
E-Shram is a national database for unorganized sector workers providing a Universal Account Number (UAN) card, ₹2 lakh accident insurance, and priority access to 12 government welfare schemes.
Agniveer Scheme 2026 — Agnipath Defence Recruitment, Salary & Seva Nidhi
The Agniveer Scheme, launched under the Agnipath programme in 2022, recruits Indian youth aged 17.5 to 21 years for a 4-year short-service commission in the Indian Army, Navy, or Air Force. Agniveers receive a monthly salary starting at Rs.30,000 (rising to Rs.40,000 in the 4th year) plus risk and hardship allowances. On completion of 4 years, they receive a tax-free Seva Nidhi package of Rs.11.71 lakh (their contribution matched by the government with interest). Up to 25% of each batch is offered permanent enrolment in the regular armed forces based on merit and performance. Agniveers also receive priority in central paramilitary forces (CRPF, CISF, BSF) and several state police recruitment drives.
PM Jan Dhan Yojana 2026 — Zero Balance Bank Account + ₹2 Lakh Insurance
Pradhan Mantri Jan Dhan Yojana (PMJDY) is India's largest financial inclusion scheme with 56+ crore accounts. Any Indian citizen can open a zero-balance savings account with free RuPay debit card, ₹2 lakh accident insurance, ₹30,000 life insurance, and ₹10,000 overdraft facility.
MGNREGA / NREGA Job Card 2026 — 100 दिन काम की गारंटी, ₹267/दिन मजदूरी
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) guarantees 100 days of wage employment per year to every rural household in India. Workers receive ₹267/day (minimum wage varies by state) directly to their bank accounts. With over 15 crore active Job Card holders, MGNREGA is the world's largest employment guarantee programme.
PM Internship Scheme 2026 — ₹9,000/Month Stipend | 1 Crore Youth | pminternship.mca.gov.in
PM Internship Scheme is a flagship Government of India initiative launched in 2024 that places 1 crore young Indians (aged 21–24) in 12-month paid internships at top 500 companies across sectors. Interns receive ₹9,000/month stipend (₹6,000 from government + ₹3,000+ from company CSR), ₹6,000 one-time travel grant, and ₹2 lakh accident insurance under PM Jeevan Jyoti Bima Yojana.
PM Kisan Maandhan Yojana 2026 — ₹3,000/Month Pension for Farmers | maandhan.in
PM Kisan Maandhan Yojana (PM-KMY) is a voluntary and contributory pension scheme for small and marginal farmers launched in 2019. Farmers aged 18–40 contribute a small monthly amount (₹55–₹200 depending on entry age) and receive a guaranteed pension of ₹3,000/month after reaching 60 years of age. The Government of India contributes an equal matching amount to the Pension Fund.
PM Kaushal Vikas Yojana 4.0 — 2026 Free Skill Training + ₹8,000 Certificate | PMKVY
PM Kaushal Vikas Yojana 4.0 (PMKVY 4.0) is the fourth phase of India's flagship skill training programme launched in 2022. It provides free short-term skill training in 220+ job roles across industry sectors to 1 crore youth. Trainees receive a National Skill Qualification Framework (NSQF)-linked certificate, ₹8,000 completion bonus, and placement support through top companies.
PM Swamitva Yojana 2026 — Village Property Card | Drone Survey | ₹5 Lakh Loan Collateral
PM Swamitva Yojana (Survey of Villages Abadi and Mapping with Improvised Technology in Village Areas) provides legal property rights to village household owners through drone-based survey. Villagers get a Property Card (Adhikar Patra) which can be used as collateral for bank loans up to ₹5 lakh. Launched in 2020, covering 6 lakh+ villages across India.
PM DAKSH Yojana 2026 — Free Skill Training for SC/ST/OBC/Minorities | ₹3,000 Stipend
PM DAKSH (Pradhan Mantri Dakshata Aur Kushalta Sampann Hitgrahi) Yojana provides free short-term and long-term skill training to Scheduled Castes, Scheduled Tribes, OBCs, EBCs, DNTs, and Minorities. Trainees receive ₹1,000–₹3,000 monthly stipend during training, placement support, and industry-recognized certification. Apply at pmdaksh.dosje.gov.in.
DAY-NRLM Ajeevika 2026 — Self Help Group Loan ₹3 Lakh | aajeevika.gov.in
Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) organises rural poor women into Self Help Groups (SHGs) and provides them access to bank credit, livelihood support, and social mobilisation. SHGs get revolving fund of ₹15,000, Community Investment Fund up to ₹2.5 lakh, and bank loans up to ₹3 lakh at subsidised rates.
Browse Schemes by Category
Explore central government schemes by category — all categories below are also applicable to Maharashtra residents.
About Maharashtra Government Schemes
Maharashtra residents can avail of both state government schemes and all central government schemes launched by the Government of India. The state government regularly launches welfare schemes covering agriculture, education, health, housing, women empowerment, and employment.
Popular central schemes like PM Vishwakarma Yojana, PM Kisan Samman Nidhi, Ayushman Bharat, and PM Awas Yojana are fully applicable to residents of Maharashtra. State-specific schemes like Ladki Bahin Yojana provide additional benefits exclusive to Maharashtra residents.