PM Shram Yogi Maandhan (PM-SYM) — Quick Overview
| Scheme Name | PM Shram Yogi Maandhan (PM-SYM) 2026 — ₹3,000/Month Pension for Unorganised Workers |
| Launched By | Government of India |
| Launch Year | 2019 |
| Benefit | ₹3,000 guaranteed monthly pension after age 60 for life — government matches your ₹55-₹200 monthly contribution 1:1 |
| Category | Finance |
| Last Verified | 16 May 2026 |
| Official Portal | https://maandhan.in |
What is PM Shram Yogi Maandhan (PM-SYM)?
Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) is the flagship pension scheme for India's unorganised sector workers — street vendors, rickshaw pullers, domestic workers, construction labourers, agriculture labourers, hawkers, and home-based workers. Launched February 2019. Workers aged 18-40 with monthly income ≤ ₹15,000 contribute ₹55-₹200/month (based on entry age) and the Government of India matches the contribution on 1:1 basis. After age 60, beneficiaries receive a guaranteed monthly pension of ₹3,000 for life. 50+ lakh subscribers enrolled. Enroll at maandhan.in or any CSC.
Under this scheme, eligible beneficiaries receive ₹3,000 guaranteed monthly pension after age 60 for life — government matches your ₹55-₹200 monthly contribution 1:1. The scheme was launched in 2019 and is implemented by the Government of India.
Benefits of PM Shram Yogi Maandhan (PM-SYM)
₹3,000 guaranteed monthly pension after age 60 for life — government matches your ₹55-₹200 monthly contribution 1:1
Who is Eligible for PM Shram Yogi Maandhan (PM-SYM)?
- ✓Unorganised sector worker (not covered under EPFO/ESIC/NPS)
- ✓Age 18-40 years
- ✓Monthly income ≤ ₹15,000
- ✓Aadhaar Card mandatory
- ✓Savings or Jan Dhan bank account with mobile linked
- ✓Indian citizen
Documents Required for PM Shram Yogi Maandhan (PM-SYM)
How to Apply for PM Shram Yogi Maandhan (PM-SYM) Online?
- 1Visit the official portal at https://maandhan.in
- 2Click on Apply Now or Register button on the homepage
- 3Enter your Aadhaar-linked mobile number and verify OTP
- 4Fill in the online application form with required details
- 5Upload the required documents: Aadhaar Card, Savings/Jan Dhan bank account (Aadhaar-linked), Mobile number linked to bank
- 6Review all details and submit the application
- 7Note down the application reference number for future tracking
- 8Wait for verification and approval from the concerned authority
Official Government Portal
Apply directly on the official government website. This is the only authorised portal — never pay anyone to apply on your behalf.
🔗Apply on maandhan.in