NPS Vatsalya — Quick Overview
| Scheme Name | NPS Vatsalya 2026 — Pension for Children | National Pension System for Minors |
| Launched By | Government of India |
| Launch Year | 2024 |
| Benefit | Long-term pension savings for children — starts at ₹1,000/year, no upper limit; converts to NPS at age 18 |
| Category | Finance |
| Last Verified | 1 May 2026 |
| Official Portal | https://enps.nsdl.com |
What is NPS Vatsalya?
NPS Vatsalya is a dedicated National Pension System account for minors, launched in September 2024. Parents or legal guardians open and manage the account on behalf of a child below 18 years. A minimum annual contribution of ₹1,000 is required with no upper limit. On reaching 18, the NPS Vatsalya account seamlessly converts into a standard NPS Tier-I account, giving the young adult a head start on long-term retirement savings. Partial withdrawals (up to 25% of contributions, maximum 3 times) are allowed for education, medical treatment, or disability before the minor turns 18.
Under this scheme, eligible beneficiaries receive Long-term pension savings for children — starts at ₹1,000/year, no upper limit; converts to NPS at age 18. The scheme was launched in 2024 and is implemented by the Government of India.
Benefits of NPS Vatsalya
Long-term pension savings for children — starts at ₹1,000/year, no upper limit; converts to NPS at age 18
Who is Eligible for NPS Vatsalya?
- ✓Minor below 18 years of age
- ✓Parent or legal guardian must open and operate the account
- ✓Indian citizens (residents), NRIs, and OCIs are eligible
- ✓Full KYC compliance required for guardian
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Documents Required for NPS Vatsalya
How to Apply for NPS Vatsalya Online?
- 1Visit the official portal at https://enps.nsdl.com
- 2Click on Apply Now or Register button on the homepage
- 3Enter your Aadhaar-linked mobile number and verify OTP
- 4Fill in the online application form with required details
- 5Upload the required documents including Aadhaar and bank passbook
- 6Review all details and submit the application
- 7Note down the application reference number for future tracking
- 8Wait for verification and approval from the concerned authority
Official Government Portal
Apply directly on the official government website. This is the only authorised portal — never pay anyone to apply on your behalf.
🔗Apply on enps.nsdl.comFrequently Asked Questions — NPS Vatsalya
Common Questions About Finance Schemes
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