What is Ramai Awas Yojana?
Ramai Awas Yojana, named after Ramabai Ambedkar, is a housing scheme administered by the Maharashtra government's Social Justice & Special Assistance Department for Scheduled Caste and Neo-Buddhist families who do not own a pucca house. It provides financial assistance to build a permanent home: ₹1.32 lakh in rural areas, ₹1.42 lakh in hilly and Naxal-affected areas, and ₹2.50 lakh in urban/municipal corporation areas, plus an additional ₹12,000 for toilet construction. Only one beneficiary per family is allowed, and the applicant must be a Maharashtra resident for at least 15 years who has not benefited from any other government housing scheme. The grant is released in instalments by Direct Benefit Transfer into the beneficiary's Aadhaar-linked bank account as construction progresses.
Ramai Awas Yojana — Quick Overview
| Scheme Name | Ramai Awas Yojana 2026 — SC/Neo-Buddhist Housing Scheme Maharashtra |
| State | Maharashtra (महाराष्ट्र) |
| Launched By | Government of Maharashtra |
| Launch Year | 2016 |
| Benefit | ₹1.32 lakh (rural) / ₹1.42 lakh (hilly) / ₹2.50 lakh (urban) — includes ₹12,000 for toilet |
| Category | Housing |
| Last Verified | 17 June 2026 |
| Official Portal | https://sjsa.maharashtra.gov.in |
रमाई आवास योजना महाराष्ट्र में SC और नव-बौद्ध परिवारों को पक्के घर के निर्माण के लिए ₹1.32 लाख (ग्रामीण), ₹1.42 लाख (पहाड़ी/नक्सल क्षेत्र) और ₹2.50 लाख (शहरी) की सहायता देती है।
ग्रामीण ₹1.32 लाख / पहाड़ी ₹1.42 लाख / शहरी ₹2.50 लाख — शौचालय के लिए ₹12,000 अतिरिक्त
रमाई आवास योजना महाराष्ट्र सरकारच्या सामाजिक न्याय व विशेष सहाय्य विभागाद्वारे राबविली जाते. अनुसूचित जाती व नव-बौद्ध घटकातील पात्र कुटुंबांना पक्के घर बांधण्यासाठी आर्थिक सहाय्य दिले जाते. ग्रामीण भागात ₹1.32 लाख, डोंगराळ व नक्षल ग्रस्त भागात ₹1.42 लाख आणि महानगरपालिका क्षेत्रात ₹2.50 लाख अनुदान दिले जाते. शौचालय बांधणीसाठी ₹12,000 अतिरिक्त अनुदान देखील मिळते. लाभार्थी कुटुंबाचे महाराष्ट्रात किमान 15 वर्षांचे वास्तव्य असणे आणि SC/नव-बौद्ध जात प्रमाणपत्र असणे आवश्यक आहे.
📌 फायदा: ग्रामीण: ₹1.32 लाख | डोंगराळ/नक्षल: ₹1.42 लाख | महानगरपालिका: ₹2.50 लाख (+ शौचालयासाठी ₹12,000)
पात्रता:
SC/नव-बौद्ध, महाराष्ट्र निवासी (१५+ वर्षे), स्वतःची जमीन, इतर आवास योजनेचा लाभ नाही.
अर्ज कसा करावा:
sjsa.maharashtra.gov.in वर फॉर्म डाउनलोड करा, जात प्रमाणपत्र, ७/१२, उत्पन्नाचा दाखला जोडा आणि तालुका समाज कल्याण कार्यालयात सादर करा.
Benefits of Ramai Awas Yojana
✅ ₹1.32 lakh (rural) / ₹1.42 lakh (hilly) / ₹2.50 lakh (urban) — includes ₹12,000 for toilet
ग्रामीण ₹1.32 लाख / पहाड़ी ₹1.42 लाख / शहरी ₹2.50 लाख — शौचालय के लिए ₹12,000 अतिरिक्त
Who is Eligible for Ramai Awas Yojana?
- ✓ SC or Neo-Buddhist category — Maharashtra resident for at least 15 years
- ✓ Only one beneficiary per family
- ✓ Must own land or a temporary house (pucca house not already owned)
- ✓ Must not have availed any other government housing scheme benefit
- ✓ Annual income within prescribed limits (rural/urban caps as per official page)
- ✓ Aadhaar-linked bank account mandatory for DBT
पात्रता — Marathi
- 1. अनुसूचित जाती किंवा नव-बौद्ध प्रवर्गातील असणे आवश्यक
- 2. महाराष्ट्रात किमान १५ वर्षांचे रहिवाशी असणे आवश्यक
- 3. कुटुंबात फक्त एकाच व्यक्तीला लाभ मिळू शकतो
- 4. जमीन किंवा तात्पुरते घर असणे आवश्यक — पक्के घर नसणे
- 5. कोणत्याही इतर शासकीय आवास योजनेचा लाभ न घेतलेला असणे
- 6. आधार लिंक बँक खाते असणे अनिवार्य
Documents Required for Ramai Awas Yojana
How to Apply for Ramai Awas Yojana Online?
- 1Visit the official portal sjsa.maharashtra.gov.in
- 2Navigate to Ramai Awas Yojana under housing schemes
- 3Download and fill the application form
- 4Attach all required documents (caste certificate, 7/12, income, Aadhaar)
- 5Submit at your Taluka Social Welfare Office or District Collector's office
- 6Application verified by Tahsildar and recommended to Social Welfare Officer
- 7On approval, first instalment credited to Aadhaar-linked bank account via DBT
Official Government Portal — Maharashtra
sjsa.maharashtra.gov.in is the only authorised application channel, and the Maharashtra government charges nothing there — never pay anyone to apply on your behalf.
🔗 Apply at sjsa.maharashtra.gov.in (Social Justice Dept)- 1Visit sjsa.maharashtra.gov.in
- 2Go to 'Application Status' section
- 3Enter your Application ID and registered mobile number
- 4Check current approval and payment status
Real-Life Examples — Are You Eligible for Ramai Awas Yojana?
See which of these applicant profiles is closest to your case:
Sunita, an SC widow living in a rural Maharashtra village for 20 years on her own plot, no pucca house
Eligible — she is from the SC category, a 15-year-plus resident, owns land, and has not availed another housing scheme
Prakash, a Neo-Buddhist family head in a municipal corporation area with a kachha house and own land
Eligible — urban SC/Neo-Buddhist beneficiaries qualify for the ₹2.50 lakh slab if they meet residence and ownership rules
Ramesh, an SC applicant who already received a house under another government housing scheme
Not eligible — beneficiaries who have already availed any other government housing scheme are not eligible
Treat these as guidance; the portal's own eligibility check is authoritative.
Common Mistakes — Why Ramai Awas Yojana Applications Get Rejected
- ✗Submitting a caste certificate that does not clearly establish SC/Neo-Buddhist status from the competent authority.
- ✗Failing to prove 15 years of Maharashtra residence, which is a strict eligibility condition.
- ✗Not declaring or hiding that another family member already received a government housing benefit, which leads to rejection.
- ✗Providing a bank account that is not Aadhaar-linked, so the DBT instalments cannot be released.
Insider Tips for Ramai Awas Yojana
- →Gather your caste certificate, 15-year residence proof, and 7/12 or land-ownership document before applying.
- →Remember only one beneficiary per family is allowed — decide whose name the house will be in beforehand.
- →Apply through the official Social Justice Department portal sjsa.maharashtra.gov.in or your Taluka Social Welfare Office.
- →Keep your application ID safe and track approval and instalment status online so you can act if a payment stalls.