UP Kisan Karj Mafi — Quick Overview
| Scheme Name | UP किसान ऋण मोचन योजना 2026 — ₹1 लाख तक कृषि ऋण माफी |
| State | Uttar Pradesh (उत्तर प्रदेश) |
| Launched By | Government of Uttar Pradesh |
| Launch Year | 2017 |
| Benefit | Agricultural loan waiver up to ₹1 lakh for small and marginal farmers |
| Category | Agriculture |
| Last Verified | 29 April 2026 |
| Official Portal | https://upkisankarjrahat.upsdc.gov.in |
What is UP Kisan Karj Mafi?
Uttar Pradesh Kisan Rin Mochan Yojana waives agricultural loans up to ₹1 lakh for small and marginal farmers. Over 86 lakh UP farmers have benefited. Check your loan waiver status at upkisankarjrahat.upsdc.gov.in.
Under this scheme, eligible beneficiaries receive Agricultural loan waiver up to ₹1 lakh for small and marginal farmers. The scheme was launched in 2017 and is implemented by the Government of Uttar Pradesh.
उत्तर प्रदेश किसान ऋण मोचन योजना में छोटे और सीमांत किसानों का ₹1 लाख तक का कृषि ऋण माफ किया जाता है। 86 लाख से अधिक किसान लाभान्वित हुए हैं। upkisankarjrahat.upsdc.gov.in पर लोन माफी स्टेटस देखें।
छोटे-सीमांत किसानों का ₹1 लाख तक का कृषि ऋण माफ — सीधे बैंक में जमा
उत्तर प्रदेश किसान ऋण मोचन योजना राज्य के छोटे और सीमांत किसानों का ₹1 लाख तक का कृषि ऋण माफ करती है ताकि उन्हें ऋण के बोझ से राहत मिल सके। इस योजना के अंतर्गत 31 मार्च 2016 तक लिए गए फसली ऋण शामिल हैं और लाभार्थियों की सूची upkisankarjrahat.upsdc.gov.in पर ऑनलाइन देखी जा सकती है। पात्र किसानों को किसी नए आवेदन की आवश्यकता नहीं है; उनका नाम पहले से बनी सूची में जोड़ा जाता है।
📌 फायदा: ₹1 लाख तक कृषि ऋण माफी — छोटे/सीमांत किसानों के लिए — फसली ऋण पर
पात्रता:
उत्तर प्रदेश के छोटे/सीमांत किसान (2 हेक्टेयर तक भूमि), 31 मार्च 2016 तक का बकाया फसली ऋण, किसान क्रेडिट कार्ड धारक।
अर्ज कसा करावा:
upkisankarjrahat.upsdc.gov.in पर अपना नाम जांचें, यदि नाम नहीं है तो नजदीकी कृषि विभाग या बैंक शाखा में खतौनी, आधार व ऋण विवरण लेकर जाएं।
Benefits of UP Kisan Karj Mafi
✅ Agricultural loan waiver up to ₹1 lakh for small and marginal farmers
छोटे-सीमांत किसानों का ₹1 लाख तक का कृषि ऋण माफ — सीधे बैंक में जमा
Who is Eligible for UP Kisan Karj Mafi?
- ✓ Permanent resident of Uttar Pradesh
- ✓ Small or marginal farmer (land up to 2 hectares)
- ✓ Loan taken from scheduled bank, cooperative bank, or RRB
- ✓ Loan outstanding as on 31 March 2016
- ✓ Must be registered on the official portal with Aadhaar
- ✓ Not a defaulter of any other government scheme
Documents Required for UP Kisan Karj Mafi
How to Apply for UP Kisan Karj Mafi Online?
- 1upkisankarjrahat.upsdc.gov.in खोलें
- 2'ऋण मोचन हेतु पंजीकरण' पर क्लिक करें
- 3आधार, बैंक लोन अकाउंट नंबर और खाता-खतौनी विवरण भरें
- 4OTP से सत्यापन करें
- 5पंजीकरण के बाद सत्यापन जिला स्तरीय समिति करती है
- 6माफी की राशि सीधे बैंक खाते में जमा होती है
Official Government Portal — Uttar Pradesh
Apply directly on the official Uttar Pradesh government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 upkisankarjrahat.upsdc.gov.in पर स्टेटस देखें- 1upkisankarjrahat.upsdc.gov.in खोलें
- 2'ऋण मोचन की स्थिति' पर क्लिक करें
- 3बैंक, जिला, शाखा और किसान का नाम भरें
- 4Submit करके अपनी माफी की स्थिति देखें
Real-Life Examples — Are You Eligible for UP Kisan Karj Mafi?
Find the profile closest to your situation to quickly check whether you qualify:
Ramesh, small UP farmer (1.5 ha) with an ₹80,000 crop loan from a cooperative bank, outstanding as on 31 March 2016
Eligible — the full ₹80,000 is waived — it is within the ₹1 lakh cap
Sita, marginal farmer with a ₹1.5 lakh crop loan outstanding on the cut-off date
Eligible — only ₹1 lakh is waived; she must repay the balance above ₹1 lakh
Mohan, farmer with 4 hectares (a large landholding)
Not eligible — only small/marginal farmers up to 2 hectares qualify
Suresh, who took his loan AFTER 31 March 2016
Not eligible — only crop loans outstanding on or before 31 March 2016 are covered
Raju, who borrowed from a private moneylender
Not eligible — only loans from scheduled / cooperative / RRB banks qualify
Examples are illustrative — always confirm against the official eligibility criteria before applying.
Common Mistakes — Why UP Kisan Karj Mafi Applications Get Rejected
- ✗Expecting NEW loans to be waived — only crop loans outstanding as on 31 March 2016 qualify.
- ✗Assuming a loan above ₹1 lakh is fully waived — the cap is ₹1 lakh; the rest must be repaid.
- ✗Loans from private moneylenders or NBFCs — only scheduled/cooperative/RRB bank loans count.
- ✗Large farmers (above 2 hectares) applying — only small and marginal farmers qualify.
- ✗Not checking your name in the official waiver list before visiting the bank.
- ✗Land or loan-account records not matching your Aadhaar.
Insider Tips for UP Kisan Karj Mafi
- →First check if your name is already on the waiver list at upkisankarjrahat.upsdc.gov.in — eligible farmers often need no fresh application.
- →Use the status tool with your bank, district, branch and name to see your exact waiver amount.
- →For NEW credit, look at PM-KISAN + Kisan Credit Card — this waiver is a one-time legacy (2016) scheme.
- →Keep your khatauni (land record), loan-account number and Aadhaar handy.
- →If you qualify but your name is missing, visit your bank branch or the agriculture department with documents.
Frequently Asked Questions — UP Kisan Karj Mafi
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