What is Assam CM Gramin Udyog Yojana?
Assam Mukhyamantri Gramin Udyog Yojana supports rural micro-entrepreneurs and artisans to set up small businesses with subsidised loans of ₹10,000 to ₹2 lakh. SC/ST/OBC/women/BPL entrepreneurs get 35% subsidy; general category 25% subsidy. Target sectors: food processing (rice mill, dairy), traditional crafts (bamboo, bell metal, cane, silk), handloom, agro-processing, rural retail. Implemented through District Industries Centres (DICs) and Assam Industrial Development Corporation (AIDC). Over 3 lakh rural micro-enterprises targeted.
Assam CM Gramin Udyog Yojana — Quick Overview
| Scheme Name | Assam Mukhyamantri Gramin Udyog Yojana 2026 — ₹2 Lakh Loan for Rural Enterprise |
| State | Assam (असम) |
| Launched By | Government of Assam |
| Launch Year | 2020 |
| Benefit | ₹10,000–₹2 lakh subsidised loan + 25-35% subsidy — Assam rural micro-entrepreneurs |
| Category | MSME & Industry |
| Beneficiaries | 3 lakh+ rural micro-enterprises supported in Assam |
| Last Verified | 17 June 2026 |
| Official Portal | https://industries.assam.gov.in |
Assam CM Gramin Udyog: rural micro-entrepreneurs को ₹10,000-2 लाख loan। SC/ST/OBC/women 35% subsidy, general 25%। bamboo, silk, handloom, food processing। industries.assam.gov.in।
Assam rural micro-enterprise: ₹10,000-2 লাখ loan। SC/ST/OBC/women/BPL 35% subsidy। industries.assam.gov.in।
📌 फायदा: ₹10,000-2 লাখ + 25-35% subsidy — Assam rural entrepreneurs
पात्रता:
Assam rural entrepreneur 18-50, enterprise plan, bank defaulter নহয়।
अर्ज कसा करावा:
DIC ya industries.assam.gov.in → business plan → DIC approval → loan + subsidy।
Benefits of Assam CM Gramin Udyog Yojana
✅ ₹10,000–₹2 lakh subsidised loan + 25-35% subsidy — Assam rural micro-entrepreneurs
Who is Eligible for Assam CM Gramin Udyog Yojana?
- ✓ Assam domicile rural/semi-urban entrepreneur, age 18-50
- ✓ Viable micro-enterprise plan
- ✓ SC/ST/OBC/women/BPL: 35% subsidy; general: 25%
- ✓ Not a bank defaulter
- ✓ Aadhaar-linked bank account
Documents Required for Assam CM Gramin Udyog Yojana
How to Apply for Assam CM Gramin Udyog Yojana Online?
- 1DIC (District Industries Centre) ya industries.assam.gov.in → apply
- 2Business plan + caste cert + Aadhaar + bank passbook
- 3DIC verification + bank loan + 25-35% subsidy
Official Government Portal — Assam
The single official window for this scheme is industries.assam.gov.in. Filing is free, so steer clear of touts promising guaranteed selection.
🔗 industries.assam.gov.in — Rural Enterprise ApplyReal-Life Examples — Are You Eligible for Assam CM Gramin Udyog Yojana?
Match your own situation against these sample Assam CM Gramin Udyog Yojana applicants:
A 32-year-old woman from rural Assam with a viable bamboo-craft enterprise plan, an Assam domicile and an Aadhaar-linked bank account, who is not a bank defaulter
Eligible — She is within the 18-50 age band with a viable rural enterprise plan and a clean banking record, so she can take the subsidised loan with the 35% subsidy available to women.
An SC artisan aged 40 setting up a handloom unit in a semi-urban area, with a project report and no past loan default
Eligible — He is an eligible Assam-domicile entrepreneur with a viable plan in a target sector, qualifying for the loan with the 35% subsidy for SC applicants.
A 28-year-old applicant who has previously defaulted on a bank loan and is still marked as a defaulter
Not eligible — The scheme excludes bank defaulters, so the application cannot proceed until the record is cleared regardless of the enterprise idea.
These scenarios are indicative; the official eligibility rules always take precedence.
Common Mistakes — Why Assam CM Gramin Udyog Yojana Applications Get Rejected
- ✗Applying without a proper business project report, so the District Industries Centre cannot assess the viability of the micro-enterprise.
- ✗Claiming the 35% subsidy without a valid SC/ST/OBC caste certificate, when general-category applicants get 25% — a mismatch delays sanction.
- ✗Existing default on a bank loan that surfaces during verification, which blocks fresh subsidised credit under the scheme.
- ✗Bank account not Aadhaar-linked or details not matching the application, which holds up disbursement of the loan and subsidy.
Insider Tips for Assam CM Gramin Udyog Yojana
- →Prepare a clear, realistic business project report for your trade — food processing, bamboo, bell metal, cane, silk, handloom or rural retail — before approaching the DIC.
- →Carry the right caste certificate if you are claiming the 35% SC/ST/OBC subsidy, and confirm your category against the documents to avoid a mismatch.
- →Clear any old loan dues so you are not flagged as a defaulter, since a clean record is a stated condition for the subsidised loan.
- →Apply through your District Industries Centre or industries.assam.gov.in and keep your Aadhaar-linked bank account ready so the loan and subsidy are credited smoothly.