Kerala KSCDC SC Loan — Quick Overview
| Scheme Name | Kerala KSCDC SC Entrepreneur Loan 2026 — 4% Interest Loan up to ₹3 Lakh for Dalit Entrepreneurs | kscdc.net |
| State | Kerala (केरल) |
| Launched By | Government of Kerala |
| Launch Year | 1975 |
| Benefit | ₹50,000–₹3 lakh loan at 4% interest + 25-50% subsidy — Kerala SC Dalit entrepreneurs |
| Category | Finance |
| Beneficiaries | 1 lakh+ SC entrepreneurs supported by KSCDC in Kerala |
| Last Verified | 26 May 2026 |
| Official Portal | https://kscdc.net |
What is Kerala KSCDC SC Loan?
Kerala Scheduled Castes Development Corporation (KSCDC) provides subsidised loans to SC entrepreneurs for income-generating activities and self-employment. Individual loans: ₹50,000 to ₹3 lakh at 4% interest per annum. Group/JLG loans: up to ₹5 lakh. Subsidy: 25% of project cost for general enterprises (max ₹25,000), 35% for SC women, 50% for agriculture/dairy. Schemes: Micro-enterprise (tailoring, bakery, auto repair), Agriculture & Allied, Housing repair. Also: free skill training through KSSDC. 33 SC communities in Kerala. Apply at kscdc.net or nearest District SC Development Office.
Under this scheme, eligible beneficiaries receive ₹50,000–₹3 lakh loan at 4% interest + 25-50% subsidy — Kerala SC Dalit entrepreneurs. The scheme was launched in 1975 and is implemented by the Government of Kerala.
KSCDC: Kerala SC entrepreneurs ₹50,000-₹3 lakh @ 4% interest. 25-50% subsidy. kscdc.net-ൽ apply. District SC Development Office-ൽ ബന്ധപ്പെടുക.
📌 फायदा: ₹50,000–₹3 lakh @ 4% + 25-50% subsidy — Kerala SC Dalit entrepreneurs
पात्रता:
Kerala SC community, age 18-55, income ≤ ₹3 lakh, enterprise plan.
अर्ज कसा करावा:
kscdc.net → Loan scheme → SC cert + income cert + enterprise plan → District office verification.
Benefits of Kerala KSCDC SC Loan
✅ ₹50,000–₹3 lakh loan at 4% interest + 25-50% subsidy — Kerala SC Dalit entrepreneurs
Who is Eligible for Kerala KSCDC SC Loan?
- ✓ SC (Scheduled Caste) community member — Kerala domicile
- ✓ Age 18-55
- ✓ Annual family income ≤ ₹3 lakh
- ✓ Viable micro-enterprise / income-generating activity plan
- ✓ Not a defaulter to any financial institution
Documents Required for Kerala KSCDC SC Loan
How to Apply for Kerala KSCDC SC Loan Online?
- 1kscdc.net → Loan Schemes → Individual / SHG Loan
- 2Nearest District SC Development Office in your district
- 3SC cert + income cert + Aadhaar + enterprise plan submit
- 4Field verification → KSCDC approval → loan at 4% interest
Official Government Portal — Kerala
Apply directly on the official Kerala government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 kscdc.net — SC Entrepreneur Loan KeralaFrequently Asked Questions — Kerala KSCDC SC Loan
Common Questions About Kerala Government Schemes
Kerala Karunya scheme eligibility 2026?+
BPL families in Kerala and APL families with annual income below ₹3 lakh. Not covered under ESIC or central government health schemes.
കാരുണ്യ കാർഡ് എങ്ങനെ ലഭിക്കും?+
karunya.kerala.gov.in ൽ ഓൺലൈൻ അപേക്ഷ നൽകുക അല്ലെങ്കിൽ അടുത്തുള്ള അക്ഷയ സെന്ററിൽ / തഹസിൽദാർ ഓഫീസിൽ റേഷൻ കാർഡ്, ആധാർ, വരുമാന സർട്ടിഫിക്കറ്റ് സഹിതം ചെല്ലുക.
കർഷക ക്ഷേമഗം pension-ന് apply ചെയ്യണ്ടത് എവിടെ?+
നിങ്ങളുടെ അടുത്തുള്ള Krishi Bhavan (ഗ്രാമ/ബ്ലോക്ക് കൃഷി ഓഫീസ്) ൽ ചെന്ന് Karshaka Kshemagam membership എടുക്കുക. 60 വയസ്സ് തികഞ്ഞ ശേഷം pension claim form submit ചെയ്യാം.
Kerala Karshaka Kshemagam membership fee kitni hai?+
Membership fee nominal amount — latest rates for the current year are available at your nearest Krishi Bhavan or keralaagriculture.gov.in. Fee structures may vary by category (own land / tenant farmer).
Kudumbashree SHG loan kitna milta hai?+
NHG internal loan: ₹5,000-20,000 (short term, within group savings). Bank-linked CDS loan: ₹50,000-2 lakh. Micro enterprise loan: up to ₹2 lakh per woman from NABARD/bank credit linkage.
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