What is Mahila Udyam Nidhi UP?
UP Mahila Udyam Nidhi Yojana provides low-interest loans ranging from ₹50,000 to ₹10 lakh at 4% subsidized interest to women entrepreneurs in UP for starting or expanding micro and small enterprises. Managed by UP Mahila Nidhi, the scheme prioritizes SHG members, widows, divyang women, and minority women. Loans up to ₹2 lakh are collateral-free.
Mahila Udyam Nidhi UP — Quick Overview
| Scheme Name | UP Mahila Udyam Nidhi Yojana 2026 — Loan up to ₹10 Lakh for Women Entrepreneurs |
| State | Uttar Pradesh (उत्तर प्रदेश) |
| Launched By | Government of Uttar Pradesh |
| Launch Year | 2016 |
| Benefit | Loan ₹50,000 to ₹10 lakh at 4% interest; collateral-free up to ₹2 lakh; priority to widows/divyang/minority women |
| Category | Women |
| Last Verified | 26 May 2026 |
| Official Portal | https://upmahilanidhi.in |
UP महिला उद्यम निधि योजना में महिला उद्यमियों को micro/small enterprise शुरू करने या बढ़ाने के लिए ₹50,000 से ₹10 लाख तक 4% subsidized interest पर loan मिलता है। UP Mahila Nidhi द्वारा संचालित — SHG members, विधवाओं, divyang महिलाओं और minority महिलाओं को प्राथमिकता। ₹2 लाख तक collateral-free।
₹50,000 से ₹10 लाख loan @ 4% interest; ₹2 लाख तक collateral-free; विधवा/divyang/minority को priority
UP महिला उद्यम निधि योजना 2016 में UP Mahila Nidhi द्वारा शुरू की गई। महिला उद्यमियों को ₹50,000-₹10 लाख @ 4% interest पर loan मिलता है। ₹2 लाख तक collateral-free। SHG members, विधवाएं, divyang और minority women को priority।
📌 फायदा: ₹50,000-10 लाख @ 4%; collateral-free ₹2 लाख तक; priority categories को fast approval
पात्रता:
18-60 वर्ष महिला, UP निवासी, income ₹3 लाख से कम, business plan, Aadhaar bank account।
अर्ज कसा करावा:
upmahilanidhi.in या UP Mahila Nidhi district office → Application + business plan → Field visit → Loan approval
Benefits of Mahila Udyam Nidhi UP
✅ Loan ₹50,000 to ₹10 lakh at 4% interest; collateral-free up to ₹2 lakh; priority to widows/divyang/minority women
₹50,000 से ₹10 लाख loan @ 4% interest; ₹2 लाख तक collateral-free; विधवा/divyang/minority को priority
Who is Eligible for Mahila Udyam Nidhi UP?
- ✓ Woman entrepreneur aged 18-60 years in Uttar Pradesh
- ✓ UP domicile certificate required
- ✓ Must have a viable micro/small enterprise plan or existing business to expand
- ✓ Priority to SHG members, widows, divyang women, minority women
- ✓ Income of applicant below ₹3 lakh per year
- ✓ Aadhaar-linked bank account; CIBIL score acceptable for larger loans
Documents Required for Mahila Udyam Nidhi UP
How to Apply for Mahila Udyam Nidhi UP Online?
- 1upmahilanidhi.in पर जाएं या नजदीकी UP Mahila Nidhi जिला कार्यालय पर जाएं।
- 2Mahila Udyam Nidhi application form प्राप्त करें।
- 3Personal details, proposed business details और loan amount भरें।
- 4Business plan (2-3 पेज): product/service, raw material, market, expected income लिखें।
- 5Aadhaar, domicile, income certificate, bank passbook और priority certificate upload/attach करें।
- 6Form जमा करें और acknowledgement receipt प्राप्त करें।
- 7UP Mahila Nidhi officer द्वारा field verification के बाद loan committee approval का इंतजार करें।
- 8Loan approval होने पर bank account में disbursement; 6 महीने moratorium के बाद EMI शुरू।
Official Government Portal — Uttar Pradesh
Applications go through upmahilanidhi.in only. Applying is free of charge — no agent, middleman or "consultant" is ever required.
🔗 Apply at upmahilanidhi.inFrequently Asked Questions — Mahila Udyam Nidhi UP
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