Mahila Udyam Nidhi UP — Quick Overview
| Scheme Name | UP Mahila Udyam Nidhi Yojana 2026 — Loan up to ₹10 Lakh for Women Entrepreneurs |
| State | Uttar Pradesh (उत्तर प्रदेश) |
| Launched By | Government of Uttar Pradesh |
| Launch Year | 2016 |
| Benefit | Loan ₹50,000 to ₹10 lakh at 4% interest; collateral-free up to ₹2 lakh; priority to widows/divyang/minority women |
| Category | Women |
| Last Verified | 26 May 2026 |
| Official Portal | https://upmahilanidhi.in |
What is Mahila Udyam Nidhi UP?
UP Mahila Udyam Nidhi Yojana provides low-interest loans ranging from ₹50,000 to ₹10 lakh at 4% subsidized interest to women entrepreneurs in UP for starting or expanding micro and small enterprises. Managed by UP Mahila Nidhi, the scheme prioritizes SHG members, widows, divyang women, and minority women. Loans up to ₹2 lakh are collateral-free.
Under this scheme, eligible beneficiaries receive Loan ₹50,000 to ₹10 lakh at 4% interest; collateral-free up to ₹2 lakh; priority to widows/divyang/minority women. The scheme was launched in 2016 and is implemented by the Government of Uttar Pradesh.
UP महिला उद्यम निधि योजना में महिला उद्यमियों को micro/small enterprise शुरू करने या बढ़ाने के लिए ₹50,000 से ₹10 लाख तक 4% subsidized interest पर loan मिलता है। UP Mahila Nidhi द्वारा संचालित — SHG members, विधवाओं, divyang महिलाओं और minority महिलाओं को प्राथमिकता। ₹2 लाख तक collateral-free।
₹50,000 से ₹10 लाख loan @ 4% interest; ₹2 लाख तक collateral-free; विधवा/divyang/minority को priority
UP महिला उद्यम निधि योजना 2016 में UP Mahila Nidhi द्वारा शुरू की गई। महिला उद्यमियों को ₹50,000-₹10 लाख @ 4% interest पर loan मिलता है। ₹2 लाख तक collateral-free। SHG members, विधवाएं, divyang और minority women को priority।
📌 फायदा: ₹50,000-10 लाख @ 4%; collateral-free ₹2 लाख तक; priority categories को fast approval
पात्रता:
18-60 वर्ष महिला, UP निवासी, income ₹3 लाख से कम, business plan, Aadhaar bank account।
अर्ज कसा करावा:
upmahilanidhi.in या UP Mahila Nidhi district office → Application + business plan → Field visit → Loan approval
Benefits of Mahila Udyam Nidhi UP
✅ Loan ₹50,000 to ₹10 lakh at 4% interest; collateral-free up to ₹2 lakh; priority to widows/divyang/minority women
₹50,000 से ₹10 लाख loan @ 4% interest; ₹2 लाख तक collateral-free; विधवा/divyang/minority को priority
Who is Eligible for Mahila Udyam Nidhi UP?
- ✓ Woman entrepreneur aged 18-60 years in Uttar Pradesh
- ✓ UP domicile certificate required
- ✓ Must have a viable micro/small enterprise plan or existing business to expand
- ✓ Priority to SHG members, widows, divyang women, minority women
- ✓ Income of applicant below ₹3 lakh per year
- ✓ Aadhaar-linked bank account; CIBIL score acceptable for larger loans
Documents Required for Mahila Udyam Nidhi UP
How to Apply for Mahila Udyam Nidhi UP Online?
- 1upmahilanidhi.in पर जाएं या नजदीकी UP Mahila Nidhi जिला कार्यालय पर जाएं।
- 2Mahila Udyam Nidhi application form प्राप्त करें।
- 3Personal details, proposed business details और loan amount भरें।
- 4Business plan (2-3 पेज): product/service, raw material, market, expected income लिखें।
- 5Aadhaar, domicile, income certificate, bank passbook और priority certificate upload/attach करें।
- 6Form जमा करें और acknowledgement receipt प्राप्त करें।
- 7UP Mahila Nidhi officer द्वारा field verification के बाद loan committee approval का इंतजार करें।
- 8Loan approval होने पर bank account में disbursement; 6 महीने moratorium के बाद EMI शुरू।
Official Government Portal — Uttar Pradesh
Apply directly on the official Uttar Pradesh government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 Apply at upmahilanidhi.inFrequently Asked Questions — Mahila Udyam Nidhi UP
Common Questions About Uttar Pradesh Government Schemes
कन्या सुमंगला योजना की 6 किस्तें कब और कितनी मिलती हैं?+
किस्त 1 (जन्म पर): ₹5,000 | किस्त 2 (1 साल पूरे होने पर, टीकाकरण के बाद): ₹2,000 | किस्त 3 (Class 1 में प्रवेश): ₹3,000 | किस्त 4 (Class 6 में प्रवेश): ₹3,000 | किस्त 5 (Class 9 में प्रवेश): ₹5,000 | किस्त 6 (12वीं के बाद स्नातक/डिप्लोमा में प्रवेश): ₹7,000। कुल: ₹25,000।
How to apply for Kanya Sumangala Yojana online?+
Go to mksy.up.gov.in → Click 'Citizen Service Portal' → New User Registration → Verify OTP → Login → Fill girl child details → Upload documents → Submit. Application reference number will be generated. Approval is done by District Probation Officer (DPO).
Who gets free laptops under UP Free Laptop Yojana?+
Students from UP Board who scored 65% or more in Class 10 and Class 12 exams and are residents of Uttar Pradesh.
What is the pension amount under UP SSPY scheme?+
₹1,000 per month (₹500 from central government + ₹500 from UP state government). The pension is paid quarterly — ₹3,000 every 3 months directly into the Aadhaar-linked bank account via DBT.
How to check SSPY UP pension status online?+
Visit sspy-up.gov.in → click 'आवेदन की स्थिति' (Application Status) → enter your Registration Number and mobile number → click Submit to view your pension status.
📰 Latest News & Updates — Mahila Udyam Nidhi UP
- UP बेरोजगारी भत्ता 2026 — Sewayojan पोर्टल पर पंजीकरण कैसे करें
29 Apr 2026
- UP वृद्धा/विधवा/दिव्यांग पेंशन योजना 2026: SSPY पर ₹1,000/माह Apply करें
27 Apr 2026
- रानी लक्ष्मीबाई स्कूटी योजना UP 2026: 12वीं 75%+ छात्राओं को मुफ्त स्कूटी
26 Apr 2026
- किसान ऋण मोचन योजना UP 2026 — ₹1 लाख तक कर्ज माफी कैसे पाएं
20 Apr 2026
More Uttar Pradesh Government Schemes
Mukhyamantri Kanya Sumangala Yojana 2026 UP — ₹25,000 बेटी को 6 किस्तों में | mksy.up.gov.in
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UP Free Laptop Yojana 2025
✅ Free laptop or tablet for Class 10 and 12 UP Board toppers
UP वृद्धा/विधवा/दिव्यांग पेंशन योजना 2026 — SSPY ₹1,000/माह
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✅ Free scooty with registration + insurance for meritorious girls
UP बेरोजगारी भत्ता योजना 2026 — Sewayojan पोर्टल पर पंजीकरण
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UP किसान ऋण मोचन योजना 2026 — ₹1 लाख तक कृषि ऋण माफी
✅ Agricultural loan waiver up to ₹1 lakh for small and marginal farmers
मुख्यमंत्री आवास योजना UP शहरी 2026 — गरीब परिवारों को पक्का मकान
✅ Interest subsidy up to ₹2.67 lakh + construction grant under PMAY Urban
UP श्रम कार्ड — निर्माण श्रमिक पंजीकरण 2026 | छात्रवृत्ति + विवाह सहायता
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मुख्यमंत्री बाल सेवा योजना UP 2026 — COVID अनाथ बच्चों को ₹4,000/माह + मुफ्त शिक्षा
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UP Scholarship Portal (scholarship.up.gov.in) 2026 — Pre-Matric & Post-Matric Yojana for SC/ST/OBC/Minority/EWS UP Students
✅ Pre-Matric: ₹3,500-6,000/year | Post-Matric: ₹12,000-22,000/year — SC/ST/OBC/Minority/EWS students
मुख्यमंत्री अभ्युदय योजना UP 2026 — IAS/IPS/PCS Free Coaching | abhyuday.up.gov.in
✅ Free coaching for UPSC/UPPSC/JEE/NEET + free study material + mock tests + IAS/IPS faculty
UP ODOP One District One Product 2026 — ₹25 लाख Loan + Subsidy | odopup.in
✅ Loan up to ₹25 lakh at concessional rates + margin money subsidy 25% + training + marketing
UP Nishulk Boring Yojana 2026 — Free Borewell for Small Farmers | लघु/सीमांत किसान | minorirrigationup.gov.in
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मुख्यमंत्री युवा उद्यमी विकास अभियान (MYUVA) UP 2025 — 1 लाख युवाओं को ₹5 लाख ब्याजमुक्त लोन
✅ Up to ₹5 lakh interest-free loan for 2 years — 1 lakh youth per year — no collateral
Atal Awasiya Vidyalaya Yojana UP 2026 — Free Residential School for Children of Migrant Workers | up.gov.in
✅ Free residential CBSE schooling (Class 6–12) + accommodation + meals + uniform + books — for children of UP migrant workers
UP Farmer ID Registration 2026 — Free Farmer Registry under Agristack | upagriculture.com
✅ Free 12-digit Farmer ID linked to Aadhaar + land records — enables PM-Kisan, PMFBY, KCC, MSP procurement, and faster scheme delivery for UP farmers
UP Shadi Anudan Yojana 2026 — ₹51,000 Marriage Assistance for Daughters | shadianudan.upsdc.gov.in
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Rashtriya Parivarik Labh Yojana UP 2026 — ₹30,000 Breadwinner Death Compensation | RPBY | nfbs.upsdc.gov.in
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Vishwakarma Shram Samman Yojana UP 2026 — ₹10,000 Toolkit + Free 6-Day Training | diupmsme.upsdc.gov.in
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Mukhyamantri Jan Arogya Yojana UP 2026 — ₹5 Lakh Free Health Insurance | MMJAY | Ayushman UP
✅ ₹5 lakh cashless medical treatment per family per year at 1,500+ empanelled hospitals across Uttar Pradesh
UP Mukhyamantri Swarozgar Yojana 2026 — ₹25 Lakh Loan + 50% Margin Money Subsidy | Self Employment | diupmsme.upsdc.gov.in
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Mukhyamantri Krishak Durghatna Kalyan Yojana UP 2026 — ₹5 Lakh Free Farmer Accident Insurance | agriculture.up.gov.in
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UP BOCW Nirman Shramik Welfare Board 2026 — ₹5 Lakh Accident + Pension + Scholarship | upbocw.in
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UP Mukhyamantri Solar Pump Yojana 2026 — 60-90% Subsidy on Solar Pumps | PM-KUSUM UP | agriculture.up.gov.in
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UP Gopalak Yojana 2026 — ₹9 Lakh Cattle Loan at 3% Interest | Dairy Farming | animalhusb.upsdc.gov.in
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Mukhyamantri Internship Yojana UP 2026 — ₹2,500/Month Stipend for Youth
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UP Khet Suraksha Yojana 2026 — Solar Fencing 60% Subsidy for Crop Protection
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UP Divyangjan Sashaktikaran Yojana 2026 — ₹1,000/Month Disability Pension
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UP Nirashrit Mahila Pension Yojana 2026 — ₹1,000/Month for Destitute Women
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UP BOCW Matritva Shishu Evam Balika Madad Yojana 2026 — ₹25,000 for Girl Child Birth
✅ ₹25,000 for girl child birth; ₹20,000 for boy child; ₹1,500/month maternity allowance for 3 months
UP Kamadhenu Pashu Bima Yojana 2026 — ₹40,000–₹80,000 Cattle Insurance
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UP Mukhyamantri Gramodyog Rozgar Yojana 2026 — ₹10 Lakh Village Industry Loan
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UP Jal Jeevan Mission 2026 — Free Tap Water Connection (Har Ghar Nal)
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UPSRLM Swayam Sahayata Samuh Yojana 2026 — ₹15,000 Revolving Fund for Rural Women
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