What is Assam Kisan Rin Mafi?
Assam Kisan Rin Mafi Yojana waives crop/farm loans up to ₹2 lakh for small and marginal farmers (up to 5 bigha land) in Assam. Loans taken from nationalised banks, cooperative banks, and rural banks for Kharif/Rabi crops are eligible. The scheme was announced to provide relief to farmers affected by recurring floods, drought, and crop loss. Implemented through the agriculture department and bank coordination. Over 8 lakh small/marginal farmers in Assam targeted. Apply at agri.assam.gov.in or nearest bank branch.
Assam Kisan Rin Mafi — Quick Overview
| Scheme Name | Assam Kisan Rin Mafi Yojana 2026 — ₹2 Lakh Farm Loan Waiver for Small/Marginal Farmers |
| State | Assam (असम) |
| Launched By | Government of Assam |
| Launch Year | 2020 |
| Benefit | Farm loan waiver up to ₹2 lakh — small/marginal Assam farmers with land up to 5 bigha |
| Category | Agriculture |
| Beneficiaries | 8 lakh+ small/marginal farmers in Assam targeted |
| Last Verified | 17 June 2026 |
| Official Portal | https://agri.assam.gov.in |
Assam Kisan Rin Mafi: 5 बीघा तक के small/marginal farmers के ₹2 लाख तक crop loan माफ। nationalized/cooperative bank/RRB loans। agri.assam.gov.in।
₹2 लाख तक farm loan waiver — Assam छोटे/सीमांत किसान — 5 बीघा तक
অসম Kisan Rin Mafi: 5 বিঘালৈকে জমিৰ ক্ষুদ্ৰ/সীমান্ত কৃষকৰ ₹2 লাখলৈকে শস্য ঋণ মাফি। agri.assam.gov.in।
📌 फायदा: ₹2 লাখলৈকে farm loan waiver — অসম ক্ষুদ্ৰ কৃষক — 5 বিঘাৰ ভিতৰত
पात्रता:
অসম ক্ষুদ্ৰ কৃষক, 5 বিঘালৈকে জমি, outstanding crop loan।
अर्ज कसा करावा:
agri.assam.gov.in → patta + loan passbook + Aadhaar → Dept + bank verification।
Benefits of Assam Kisan Rin Mafi
✅ Farm loan waiver up to ₹2 lakh — small/marginal Assam farmers with land up to 5 bigha
₹2 लाख तक farm loan waiver — Assam छोटे/सीमांत किसान — 5 बीघा तक
Who is Eligible for Assam Kisan Rin Mafi?
- ✓ Small or marginal farmer in Assam with agricultural land up to 5 bigha
- ✓ Outstanding crop loan (Kharif/Rabi) from nationalised bank / RRB / cooperative bank
- ✓ Loan amount up to ₹2 lakh
- ✓ Assam domicile
- ✓ Aadhaar-linked bank account
Documents Required for Assam Kisan Rin Mafi
How to Apply for Assam Kisan Rin Mafi Online?
- 1agri.assam.gov.in → Kisan Rin Mafi apply
- 2Land patta + loan bank passbook + Aadhaar submit
- 3Agriculture Dept + bank verification
- 4Eligible loan amount credited/written off by bank on Dept instruction
Official Government Portal — Assam
Use agri.assam.gov.in directly — there is no application fee, and no third party can speed up your approval.
🔗 agri.assam.gov.in — Kisan Rin Mafi ApplyReal-Life Examples — Are You Eligible for Assam Kisan Rin Mafi?
See which of these applicant profiles is closest to your case:
A marginal farmer in Nalbari holding about 4 bigha of land with an outstanding Kharif crop loan of ₹1.4 lakh taken from a nationalised bank
Eligible — Land is within the 5 bigha small/marginal limit and the crop loan is below the ₹2 lakh ceiling from an eligible lender, so the outstanding amount can be waived.
A tenant farmer with a ₹90,000 Rabi loan from a cooperative bank, Assam domicile, with an Aadhaar-linked bank account
Eligible — The crop loan is under ₹2 lakh from a cooperative bank and the cultivator is an Assam-domicile small farmer, meeting the stated criteria.
A farmer owning about 9 bigha of agricultural land with a ₹2.5 lakh crop loan
Not eligible — Holding exceeds the 5 bigha small/marginal limit and the loan is above the ₹2 lakh waiver cap, so the case falls outside the scheme.
These scenarios are indicative; the official eligibility rules always take precedence.
Common Mistakes — Why Assam Kisan Rin Mafi Applications Get Rejected
- ✗Claiming a waiver on a loan that is not a notified crop/farm loan (for example a personal or vehicle loan), which the scheme does not cover.
- ✗Land records (patta/revenue document) not matching the loan account holder's name, so the small/marginal status cannot be verified.
- ✗Submitting a loan above ₹2 lakh or land holding beyond 5 bigha and expecting partial relief, when the eligibility caps are fixed.
- ✗Bank account not Aadhaar-linked, which stalls the department-to-bank reconciliation needed to write off the eligible amount.
Insider Tips for Assam Kisan Rin Mafi
- →Keep your land patta or revenue document and the crop loan passbook ready and ensure the names tally before applying on agri.assam.gov.in.
- →Confirm with your bank branch that the loan is a notified Kharif/Rabi crop loan, since only such loans are eligible for the waiver.
- →Link your loan and savings account to Aadhaar early so the department and bank can reconcile and write off the eligible amount without delay.
- →Apply through the official agri.assam.gov.in portal or your own bank branch only, and follow up with the District Agriculture Office if the waiver is not reflected.