PM Vishwakarma — Quick Overview
| Scheme Name | PM Vishwakarma Yojana 2026 — ₹3 Lakh Loan + ₹15,000 Toolkit for 18 Trades | pmvishwakarma.gov.in |
| Launched By | Government of India |
| Launch Year | 2023 |
| Benefit | ₹15,000 toolkit + Free skill training (₹500/day) + ₹1L loan (1st tranche) + ₹2L loan (2nd tranche) = ₹3L total at 5% interest |
| Category | Employment |
| Last Verified | 1 May 2026 |
| Official Portal | https://pmvishwakarma.gov.in |
What is PM Vishwakarma?
PM Vishwakarma Yojana is a central government scheme launched on 17 September 2023 that supports traditional artisans and craftspeople across 18 trades with free skill training (₹500/day stipend), a ₹15,000 toolkit e-voucher, and collateral-free loans up to ₹3 lakh at just 5% interest. Implemented by the Ministry of MSME with a ₹13,000 crore budget over 5 years (FY2023-24 to FY2027-28). Registration is done FREE at Common Service Centres (CSC) using Aadhaar biometric authentication.
Under this scheme, eligible beneficiaries receive ₹15,000 toolkit + Free skill training (₹500/day) + ₹1L loan (1st tranche) + ₹2L loan (2nd tranche) = ₹3L total at 5% interest. The scheme was launched in 2023 and is implemented by the Government of India.
पीएम विश्वकर्मा योजना 17 सितंबर 2023 को विश्वकर्मा जयंती पर लॉन्च की गई केंद्र सरकार की प्रमुख योजना है। 18 पारंपरिक व्यवसायों के कारीगरों और शिल्पकारों को: मुफ्त कौशल प्रशिक्षण (₹500/दिन स्टाइपेंड), ₹15,000 टूलकिट ई-वाउचर, और 5% ब्याज पर ₹3 लाख तक का कोलैटरल-फ्री लोन मिलता है। MSME मंत्रालय द्वारा ₹13,000 करोड़ बजट से संचालित। CSC केंद्र पर आधार बायोमेट्रिक से मुफ्त रजिस्ट्रेशन।
₹15,000 टूलकिट + मुफ्त प्रशिक्षण (₹500/दिन) + ₹1 लाख (1st लोन) + ₹2 लाख (2nd लोन) = कुल ₹3 लाख 5% ब्याज पर
Benefits of PM Vishwakarma
₹15,000 toolkit + Free skill training (₹500/day) + ₹1L loan (1st tranche) + ₹2L loan (2nd tranche) = ₹3L total at 5% interest
Who is Eligible for PM Vishwakarma?
- ✓Traditional artisan or craftsperson working with hands and tools in one of 18 trades
- ✓Must be self-employed (unorganized sector) — NOT salaried
- ✓Age 18 years or above on date of registration
- ✓Only ONE member per family is eligible
- ✓Must NOT be a government employee or government pensioner
- ✓Must NOT have availed PMEGP, PM Mudra, or similar central/state self-employment loan in last 5 years
- ✓Must NOT be enrolled in PM Kaushal Vikas Yojana (PMKVY) or any similar central skill scheme simultaneously
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Documents Required for PM Vishwakarma
How to Apply for PM Vishwakarma Online?
- 1Visit the official portal at https://pmvishwakarma.gov.in
- 2Click on Apply Now or Register button on the homepage
- 3Enter your Aadhaar-linked mobile number and verify OTP
- 4Fill in the online application form with required details
- 5Upload the required documents including Aadhaar and bank passbook
- 6Review all details and submit the application
- 7Note down the application reference number for future tracking
- 8Wait for verification and approval from the concerned authority
Official Government Portal
Apply directly on the official government website. This is the only authorised portal — never pay anyone to apply on your behalf.
🔗Apply on pmvishwakarma.gov.inFrequently Asked Questions — PM Vishwakarma
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