What is PM RAHAT?
PM RAHAT (Road Accident Victim Hospitalization and Assured Treatment), launched by Prime Minister Narendra Modi on 13 February 2026, provides cashless emergency medical treatment up to ₹1.5 lakh per victim for road accident injuries — for the first 7 days from the date of accident. The scheme covers any road accident victim on any category of road across India, including hit-and-run cases. Treatment is provided at hospitals empanelled under Ayushman Bharat PM-JAY. Stabilization care is guaranteed for up to 24 hours in non-life-threatening cases and up to 48 hours in life-threatening cases. Hospitals are reimbursed through the Motor Vehicle Accident Fund (MVAF) — funded by insurance company contributions and government allocation for uninsured/hit-and-run cases. PM RAHAT is integrated with the ERSS 112 emergency response system and is a landmark golden-hour intervention designed to save lives lost annually on Indian roads due to delayed care.
PM RAHAT — Quick Overview
| Scheme Name | PM RAHAT Scheme 2026 — ₹1.5 Lakh Cashless Treatment for Road Accident Victims |
| Launched By | Government of India |
| Launch Year | 2026 |
| Benefit | Free cashless treatment up to ₹1.5 lakh per victim for 7 days at PM-JAY empanelled hospitals |
| Category | Health |
| Last Verified | 23 May 2026 |
| Official Portal | https://nha.gov.in |
पीएम राहत योजना (RAHAT) फरवरी 2026 में लॉन्च की गई — हर सड़क दुर्घटना पीड़ित को 7 दिनों तक ₹1.5 लाख तक का कैशलेस इलाज मिलेगा। 112 पर कॉल करें, 24 घंटे के अंदर पुलिस को सूचना दें और किसी भी आयुष्मान भारत सूचीबद्ध अस्पताल में भर्ती हों।
हर सड़क दुर्घटना पीड़ित को 7 दिनों तक ₹1.5 लाख तक मुफ्त कैशलेस इलाज
Benefits of PM RAHAT
Free cashless treatment up to ₹1.5 lakh per victim for 7 days at PM-JAY empanelled hospitals
Who is Eligible for PM RAHAT?
- ✓Any victim of a road accident on any category of road in India (NH, SH, urban, rural)
- ✓Police must be informed about the accident within 24 hours
- ✓Victim must be admitted to a PM-JAY empanelled hospital within 24 hours of the accident
- ✓No income or category restriction — universal coverage for all citizens
- ✓Indians, NRIs, and foreign nationals injured in road accidents in India are all covered
Documents Required for PM RAHAT
How to Apply for PM RAHAT Online?
- 1Call 112 (ERSS) immediately at the accident site — request ambulance and police assistance
- 2Inform police within 24 hours of the accident — ensure FIR / DDR entry is filed
- 3Get admitted to any Ayushman Bharat PM-JAY empanelled hospital within 24 hours of accident
- 4Show any photo ID (Aadhaar/Voter ID/DL) to the hospital's Ayushman Mitra at admission
- 5Hospital verifies victim status with police FIR and starts treatment — no payment from victim/family
- 6Stabilization care continues for 24 hours (non-life-threatening) or 48 hours (life-threatening cases)
- 7Total cashless treatment continues up to ₹1.5 lakh or 7 days, whichever exhausts first
- 8Hospital files claim with Motor Vehicle Accident Fund (MVAF) for reimbursement — no out-of-pocket payment from victim
Official Government Portal
Submit your application yourself on nha.gov.in; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
🔗Apply on nha.gov.in