What is Karnataka Bhagyalakshmi?
Karnataka Bhagyalakshmi Scheme is one of India's oldest and most successful girl child welfare schemes — launched March 2006 by then-CM Dharam Singh's government. Provides a financial assistance bond of ₹19,300 (1st daughter) / ₹18,350 (2nd daughter) at birth from LIC of India, which matures to ₹1,27,000 / ₹1,00,052 respectively when the girl turns 18 (provided she meets all conditions). Plus annual scholarship of ₹300-₹1,000 during school years and free health insurance of ₹25,000. Aim: prevent female foeticide, encourage girls' education, end child marriage. 30+ lakh girls registered.
Karnataka Bhagyalakshmi — Quick Overview
| Scheme Name | Karnataka Bhagyalakshmi Scheme 2026 — ₹1,27,000 Maturity for Girl Child at 18 |
| State | Karnataka (कर्नाटक) |
| Launched By | Government of Karnataka |
| Launch Year | 2006 |
| Benefit | ₹1.27 lakh maturity at 18 years (1st daughter) / ₹1 lakh (2nd daughter) + annual scholarship + ₹25,000 health insurance |
| Category | Women |
| Beneficiaries | 30+ lakh registered girls |
| Last Verified | 25 May 2026 |
| Official Portal | https://bhagyalakshmi.karnataka.gov.in |
ಕರ್ನಾಟಕ ಭಾಗ್ಯಲಕ್ಷ್ಮಿ ಯೋಜನೆ 2006ರಲ್ಲಿ ಆರಂಭವಾದ ಹೆಣ್ಣು ಮಕ್ಕಳ ಕಲ್ಯಾಣ ಯೋಜನೆಯಾಗಿದ್ದು, ಜನ್ಮ ಸಮಯದಲ್ಲಿ ₹19,300 (1ನೇ ಮಗಳು) LIC ಬಾಂಡ್ ಹೂಡಿಕೆ ಮಾಡಲಾಗುತ್ತದೆ. ಮಗಳು 18 ವರ್ಷ ತಲುಪಿದಾಗ ₹1,27,000 ಪಕ್ವತೆ ಮೊತ್ತ ದೊರೆಯುತ್ತದೆ.
📌 फायदा: 18 ವರ್ಷಕ್ಕೆ ₹1.27 ಲಕ್ಷ (1ನೇ ಮಗಳು) / ₹1 ಲಕ್ಷ (2ನೇ ಮಗಳು) + ವಾರ್ಷಿಕ ₹300-₹1,000 ವಿದ್ಯಾರ್ಥಿವೇತನ + ₹25,000 ಆರೋಗ್ಯ ವಿಮೆ
पात्रता:
31 ಮಾರ್ಚ್ 2006 ನಂತರ ಜನಿಸಿದ ಕರ್ನಾಟಕ ಬಿಪಿಎಲ್ ಕುಟುಂಬದ ಹೆಣ್ಣು ಮಗು, ಕುಟುಂಬಕ್ಕೆ ಗರಿಷ್ಠ 2 ಹೆಣ್ಣು ಮಕ್ಕಳು, ತಾಯಿ ವಯಸ್ಸು 18-45.
अर्ज कसा करावा:
bhagyalakshmi.karnataka.gov.in ನಲ್ಲಿ ಅಥವಾ ಅಂಗನವಾಡಿ / ಬ್ಲಾಕ್ ಅಭಿವೃದ್ಧಿ ಕಚೇರಿಗೆ ಭೇಟಿ ನೀಡಿ ಹೆಣ್ಣು ಮಗುವಿನ ಜನ್ಮದ 1 ವರ್ಷದ ಒಳಗೆ ಅರ್ಜಿ ಸಲ್ಲಿಸಿ.
Benefits of Karnataka Bhagyalakshmi
✅ ₹1.27 lakh maturity at 18 years (1st daughter) / ₹1 lakh (2nd daughter) + annual scholarship + ₹25,000 health insurance
Who is Eligible for Karnataka Bhagyalakshmi?
- ✓ Girl child born on or after 31 March 2006 in Karnataka
- ✓ Karnataka permanent resident BPL family
- ✓ Maximum 2 daughters per family
- ✓ Mother's age 18-45 at birth of daughter
- ✓ Birth registered within 1 year
- ✓ Conditions for full maturity: girl must remain unmarried until 18, complete Class 8 schooling, family planning (2 children limit)
Documents Required for Karnataka Bhagyalakshmi
How to Apply for Karnataka Bhagyalakshmi Online?
- 1Go to the scheme's official portal, bhagyalakshmi.karnataka.gov.in
- 2Start a new registration with your mobile number and confirm the OTP
- 3Work through each section of the form, matching entries to your documents
- 4Attach the requested paperwork (Aadhaar Card (girl + parents), Birth Certificate of girl, Karnataka BPL Ration Card)
- 5Verify the preview screen, submit, and write down the acknowledgement ID
- 6Return to the portal later to follow the verification stages
Official Government Portal — Karnataka
bhagyalakshmi.karnataka.gov.in is the only authorised application channel, and the Karnataka government charges nothing there — never pay anyone to apply on your behalf.
🔗 Apply at bhagyalakshmi.karnataka.gov.inFrequently Asked Questions — Karnataka Bhagyalakshmi
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