Bihar Student Credit Card — Quick Overview
| Scheme Name | Bihar Student Credit Card Yojana 2026 — ₹4 Lakh Education Loan at 4% |
| State | Bihar (बिहार) |
| Launched By | Government of Bihar |
| Launch Year | 2016 |
| Benefit | ₹4 lakh education loan at 4% interest (1% for girls/disabled) |
| Category | Education |
| Last Verified | 1 April 2026 |
| Official Portal | https://www.7nishchay-yuvaupmission.bihar.gov.in |
What is Bihar Student Credit Card?
Bihar Student Credit Card Yojana provides education loans up to ₹4 lakh at a simple interest rate of 4% (1% for girls and disabled students) to Bihar students for higher education.
Under this scheme, eligible beneficiaries receive ₹4 lakh education loan at 4% interest (1% for girls/disabled). The scheme was launched in 2016 and is implemented by the Government of Bihar.
बिहार स्टूडेंट क्रेडिट कार्ड योजना में 12वीं पास छात्रों को उच्च शिक्षा के लिए 4% ब्याज पर ₹4 लाख तक का शिक्षा ऋण मिलता है।
4% ब्याज पर ₹4 लाख शिक्षा ऋण — लड़कियों और दिव्यांगों के लिए 1%
Benefits of Bihar Student Credit Card
✅ ₹4 lakh education loan at 4% interest (1% for girls/disabled)
4% ब्याज पर ₹4 लाख शिक्षा ऋण — लड़कियों और दिव्यांगों के लिए 1%
Who is Eligible for Bihar Student Credit Card?
- ✓ Bihar resident student who has passed Class 12 from a Bihar school
- ✓ Enrolled or seeking admission in a recognised higher education institution
- ✓ Age up to 25 years at time of application
- ✓ Pursuing graduation, polytechnic, or approved skill courses
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Documents Required for Bihar Student Credit Card
How to Apply for Bihar Student Credit Card Online?
- 1Visit the official portal: https://www.7nishchay-yuvaupmission.bihar.gov.in
- 2Register using your Aadhaar-linked mobile number and verify OTP
- 3Fill in the application form with personal and bank details
- 4Upload required documents
- 5Submit the application and note down the reference number
- 6Track application status on the official portal
Official Government Portal — Bihar
Apply directly on the official Bihar government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 Apply at www.7nishchay-yuvaupmission.bihar.gov.inFrequently Asked Questions — Bihar Student Credit Card
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More Bihar Government Schemes
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✅ ₹400/month (age 60–79) and ₹500/month (age 80+) — no income limit
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मुख्यमंत्री साइकिल योजना बिहार 2026 — Class 9 Students को Free Cycle | serviceonline.bihar.gov.in
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सात निश्चय योजना 2.0 Bihar 2026 — Youth/Women Empowerment + Infrastructure | ₹5 Lakh Self-Employment
✅ ₹5 lakh self-employment loan for youth + women's empowerment + infrastructure + skill development
Bihar Scholarship Portal 2026 — SC/ST/BC/EBC Pre & Post Matric Scholarship | scholarships.gov.in
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Bihar Mukhyamantri Swayam Sahayata Bhatta Yojana 2026 — Rs 1,000/Month to Unemployed Youth | 7nishchay-yuvaupmission.bihar.gov.in
✅ Rs 1,000/month for up to 2 years — for Class 12 passed unemployed youth aged 20-25
मुख्यमंत्री मेधावृत्ति योजना बिहार 2026 — 12वीं पास SC/ST छात्राओं को ₹10,000-15,000 | CM Medhavriti Bihar
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बिहार कृषि इनपुट अनुदान 2026 — फसल नुकसान पर ₹13,500/हेक्टेयर | Bihar Krishi Input Anudan
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