What is Arunachal State Health Insurance?
Arunachal Pradesh State Health Insurance provides ₹5 lakh per family per year for cashless medical treatment at empanelled hospitals. The scheme extends and supplements Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) to cover families that are not on the PMJAY list, combining with the state's CMAAY (Chief Minister Arogya Arunachal Yojana). Together, these ensure universal health coverage for all Arunachal Pradesh domicile holders. Coverage includes secondary and tertiary care: cardiac surgery, cancer treatment, kidney dialysis, orthopaedic procedures, maternal and neonatal care, and trauma/polytrauma. PRC (Permanent Residence Certificate) holders and APST certificate holders are eligible. No income limit — all Arunachal residents are covered.
Arunachal State Health Insurance — Quick Overview
| Scheme Name | Arunachal Pradesh State Health Insurance Scheme 2026 — ₹5 Lakh/Family/Year Cashless Treatment | ABPMJAY Extended |
| State | Arunachal Pradesh (अरुणाचल प्रदेश) |
| Launched By | Government of Arunachal Pradesh |
| Launch Year | 2018 |
| Benefit | ₹5 lakh/family/year cashless health insurance — ABPMJAY extended + Arunachal state scheme — cardiac, cancer, kidney, ortho, maternity, trauma — all Arunachal PRC/APST holders |
| Category | Health |
| Last Verified | 28 May 2026 |
| Official Portal | https://cmaay.com |
Arunachal Pradesh State Health Insurance provides ₹5 lakh/family/year cashless treatment through the combination of AB-PMJAY and the state CMAAY scheme. All Arunachal Pradesh PRC (Permanent Residence Certificate) holders are eligible — no income limit. APST certificate holders get priority enrollment. Coverage includes cardiac surgery, cancer, kidney dialysis, orthopaedic, maternal and neonatal care, and trauma at empanelled hospitals across Arunachal Pradesh and India. Apply at cmaay.com or nearest CSC / District Hospital.
📌 फायदा: ₹5 lakh/family/year cashless treatment — AB-PMJAY + CMAAY state — cardiac, cancer, kidney, ortho, maternity, trauma — all Arunachal PRC holders — no income limit
पात्रता:
PRC holder (permanent Arunachal resident) — no income limit. APST certificate for tribal priority. Families not in PMJAY list covered under state scheme. Up to 5 family members per card.
अर्ज कसा करावा:
Visit cmaay.com or nearest Common Service Centre (CSC) or District Hospital. Bring PRC, Aadhaar, APST certificate (if tribal), and family photograph. Register for health card. Show CMAAY/health card + Aadhaar at TPA desk of empanelled hospital for cashless treatment.
Benefits of Arunachal State Health Insurance
✅ ₹5 lakh/family/year cashless health insurance — ABPMJAY extended + Arunachal state scheme — cardiac, cancer, kidney, ortho, maternity, trauma — all Arunachal PRC/APST holders
Who is Eligible for Arunachal State Health Insurance?
- ✓ Permanent Arunachal Pradesh resident — PRC (Permanent Residence Certificate) mandatory
- ✓ APST (Arunachal Pradesh Scheduled Tribe) certificate holders get priority enrollment
- ✓ No income limit — all Arunachal domicile holders are eligible
- ✓ Families not covered under AB-PMJAY can enrol under this state scheme
- ✓ Maximum 5 family members per health card (head, spouse, dependent children, dependent parents)
- ✓ Treatment at empanelled hospitals in Arunachal Pradesh or anywhere in India
Documents Required for Arunachal State Health Insurance
How to Apply for Arunachal State Health Insurance Online?
- 1Go to the scheme's official portal, cmaay.com
- 2Start a new registration with your mobile number and confirm the OTP
- 3Work through each section of the form, matching entries to your documents
- 4Attach the requested paperwork (Aadhaar Card (all family members to be covered), Arunachal Pradesh PRC (Permanent Residence Certificate — mandatory), APST Certificate (for tribal priority enrollment))
- 5Verify the preview screen, submit, and write down the acknowledgement ID
- 6Return to the portal later to follow the verification stages
Official Government Portal — Arunachal Pradesh
Applications go through cmaay.com only. Applying is free of charge — no agent, middleman or "consultant" is ever required.
🔗 Apply at cmaay.com