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Gramodyog Rozgar Yojana UP

UP Mukhyamantri Gramodyog Rozgar Yojana 2026 — ₹10 Lakh Village Industry Loan

2026 ✓Uttar Pradesh · उत्तर प्रदेशMSME & IndustryLoan up to ₹10 lakh; 50% interest subsidy (general); 100% interest subsidy for SC/ST/women/ex-servicemenUpdated: 26 May 2026
2 min read
Reviewed by Riya Sharma, Editor · Last verified: 26 May 2026
Written & fact-checked by Riya Sharma · Editor, Schemes In India
Last verified: · How we verify scheme facts

What is Gramodyog Rozgar Yojana UP?

UP Mukhyamantri Gramodyog Rozgar Yojana supports rural self-employment through village industries including Khadi, food processing, and handicrafts. Loans up to ₹10 lakh are provided at subsidized interest rates, with 50% interest subsidy for general category and 100% subsidy for SC/ST, women, and ex-servicemen. The scheme is implemented through UP Khadi & Village Industries Board (UPKVIB) and has benefited over 5 lakh people.

Gramodyog Rozgar Yojana UP — Quick Overview

Scheme NameUP Mukhyamantri Gramodyog Rozgar Yojana 2026 — ₹10 Lakh Village Industry Loan
StateUttar Pradesh (उत्तर प्रदेश)
Launched ByGovernment of Uttar Pradesh
Launch Year2002
BenefitLoan up to ₹10 lakh; 50% interest subsidy (general); 100% interest subsidy for SC/ST/women/ex-servicemen
CategoryMSME & Industry
Last Verified26 May 2026
Official Portalhttps://upkvib.gov.in
🇮🇳Hindi me Jankari — हिंदी में जानकारी

UP मुख्यमंत्री ग्रामोद्योग रोजगार योजना Khadi, food processing और handicrafts जैसे ग्रामीण उद्योगों के जरिए स्वरोजगार को बढ़ावा देती है। ₹10 लाख तक loan मिलता है जिसमें general category को 50% और SC/ST/महिलाओं/ex-servicemen को 100% interest subsidy मिलती है। UPKVIB द्वारा संचालित — 5 लाख+ लाभार्थी।

₹10 लाख तक loan; general: 50% interest subsidy; SC/ST/महिला/ex-servicemen: 100% interest subsidy (zero interest)

📖हिंदी में जानकारी — UP मुख्यमंत्री ग्रामोद्योग रोजगार योजनाHindi

UP Mukhyamantri Gramodyog Rozgar Yojana 2002 से UPKVIB द्वारा ग्रामीण उद्योग (Khadi, food processing, handicrafts) के लिए ₹10 लाख तक loan देती है। General को 50%, SC/ST/women को 100% interest subsidy। 5 लाख+ लाभार्थी।

📌 फायदा: ₹10 लाख loan; general 50% interest subsidy; SC/ST/women 100% (zero interest)

पात्रता:

18-50 वर्ष, UP निवासी, Class 8 pass, village industry plan, Aadhaar bank account।

अर्ज कसा करावा:

upkvib.gov.in या UPKVIB District Office → DPR बनाएं → Application → Bank loan → Subsidy

Benefits of Gramodyog Rozgar Yojana UP

Loan up to ₹10 lakh; 50% interest subsidy (general); 100% interest subsidy for SC/ST/women/ex-servicemen

₹10 लाख तक loan; general: 50% interest subsidy; SC/ST/महिला/ex-servicemen: 100% interest subsidy (zero interest)

Who is Eligible for Gramodyog Rozgar Yojana UP?

  • UP domicile certificate required
  • Age 18-50 years
  • Minimum Class 8 pass qualification
  • Must start or already running village industry (Khadi, food processing, pottery, leather, handicraft etc.)
  • SC/ST certificate for enhanced subsidy
  • Aadhaar-linked bank account

Documents Required for Gramodyog Rozgar Yojana UP

0/6 documents ready

How to Apply for Gramodyog Rozgar Yojana UP Online?

  1. 1upkvib.gov.in पर जाएं या नजदीकी UPKVIB जिला कार्यालय पर जाएं।
  2. 2Gramodyog Rozgar Yojana application form प्राप्त करें और भरें।
  3. 3अपने proposed village industry का Detailed Project Report (DPR) तैयार करें (UPKVIB officer help करेंगे)।
  4. 4Personal documents: Aadhaar, domicile, qualification certificate, caste certificate (SC/ST/OBC) attach करें।
  5. 5Application और DPR UPKVIB कार्यालय में जमा करें।
  6. 6UPKVIB evaluation के बाद bank recommendation letter प्राप्त करें।
  7. 7Recommended bank में loan application file करें और bank approval प्राप्त करें।
  8. 8Loan disbursement के बाद industry शुरू करें; interest subsidy automatically government द्वारा bank को transfer होगी।
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Official Government Portal — Uttar Pradesh

Use upkvib.gov.in directly — there is no application fee, and no third party can speed up your approval.

🔗 Apply at upkvib.gov.in
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Frequently Asked Questions — Gramodyog Rozgar Yojana UP

Maximum loan: ₹10 lakh for village industry units. Interest rates and subsidy: (1) General category: loan at bank rate (approx 10-12%), government gives 50% interest subsidy — effective rate ~5-6%; (2) SC/ST / Women / Ex-servicemen / Divyang: 100% interest subsidy — they pay ZERO interest (only principal repayment). Loan through UPKVIB-linked banks.

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