💼 Employment Government Schemes 2026
17 schemes — eligibility, registration & benefits
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All Employment Schemes (17)
PM Vishwakarma Yojana 2026 — ₹3 Lakh Loan + ₹15,000 Toolkit for 18 Trades | pmvishwakarma.gov.in
PM Vishwakarma Yojana is a central government scheme launched on 17 September 2023 that supports traditional artisans and craftspeople across 18 trades with free skill training (₹500/day stipend), a ₹15,000 toolkit e-voucher, and collateral-free loans up to ₹3 lakh at just 5% interest. Implemented by the Ministry of MSME with a ₹13,000 crore budget over 5 years (FY2023-24 to FY2027-28). Registration is done FREE at Common Service Centres (CSC) using Aadhaar biometric authentication.
Stand Up India Scheme 2025 — SC/ST & Women Entrepreneurs
Stand Up India facilitates bank loans between Rs.10 lakh and Rs.1 crore to at least one SC or ST borrower and one woman borrower per bank branch for setting up greenfield enterprises.
PMEGP — PM Employment Generation Programme 2025
Prime Minister Employment Generation Programme provides government subsidy of 15 to 35% on project costs to set up micro-enterprises, creating self-employment for unemployed youth.
E-Shram Card 2026 — Free Registration for Unorganized Workers
E-Shram is a national database for unorganized sector workers providing a Universal Account Number (UAN) card, ₹2 lakh accident insurance, and priority access to 12 government welfare schemes.
Agniveer Scheme — Short-Term Defence Service 2025
Agnipath scheme recruits youth aged 17.5 to 23 years for 4-year service in the Indian Army, Navy, or Air Force as Agniveers, with a Rs.11.71 lakh Seva Nidhi package on completion.
MGNREGA / NREGA Job Card 2026 — 100 दिन काम की गारंटी, ₹267/दिन मजदूरी
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) guarantees 100 days of wage employment per year to every rural household in India. Workers receive ₹267/day (minimum wage varies by state) directly to their bank accounts. With over 15 crore active Job Card holders, MGNREGA is the world's largest employment guarantee programme.
PM Internship Scheme 2026 — ₹9,000/Month Stipend | 1 Crore Youth | pminternship.mca.gov.in
PM Internship Scheme is a flagship Government of India initiative launched in 2024 that places 1 crore young Indians (aged 21–24) in 12-month paid internships at top 500 companies across sectors. Interns receive ₹9,000/month stipend (₹6,000 from government + ₹3,000+ from company CSR), ₹6,000 one-time travel grant, and ₹2 lakh accident insurance under PM Jeevan Jyoti Bima Yojana.
PM Kaushal Vikas Yojana 4.0 — 2026 Free Skill Training + ₹8,000 Certificate | PMKVY
PM Kaushal Vikas Yojana 4.0 (PMKVY 4.0) is the fourth phase of India's flagship skill training programme launched in 2022. It provides free short-term skill training in 220+ job roles across industry sectors to 1 crore youth. Trainees receive a National Skill Qualification Framework (NSQF)-linked certificate, ₹8,000 completion bonus, and placement support through top companies.
PM DAKSH Yojana 2026 — Free Skill Training for SC/ST/OBC/Minorities | ₹3,000 Stipend
PM DAKSH (Pradhan Mantri Dakshata Aur Kushalta Sampann Hitgrahi) Yojana provides free short-term and long-term skill training to Scheduled Castes, Scheduled Tribes, OBCs, EBCs, DNTs, and Minorities. Trainees receive ₹1,000–₹3,000 monthly stipend during training, placement support, and industry-recognized certification. Apply at pmdaksh.dosje.gov.in.
DAY-NULM Urban Livelihoods Mission 2026 — ₹2 Lakh Self-Employment Loan | Urban Poor | aajeevika.gov.in
Deendayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM) supports urban poor and street vendors through Self-Employment Programme (SEP): individual loans up to ₹2 lakh at 7% interest, SHG loans, skill training, and shelter for urban homeless. Urban street vendors registered under PM SVANidhi also fall under NULM framework.
Startup India Scheme 2026 — Tax Exemption + ₹10 Crore Funding | Fund of Funds | startupindia.gov.in
Startup India is Government of India's flagship initiative to build a strong startup ecosystem. Recognized startups get: 3-year income tax exemption (80-IAC), 80% rebate on patent fees, government procurement without prior experience requirement, self-certification under 9 labour laws, and access to Fund of Funds (FFS) of ₹10,000 crore. Register at startupindia.gov.in to get DPIIT recognition certificate.
DDU-GKY 2026 — Free Residential Skill Training + Placement for Rural Youth | ddugky.gov.in
Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY) provides free residential skill training to rural youth from poor families (aged 15-35) and places them in jobs paying minimum ₹10,000/month. It is funded by Ministry of Rural Development and covers food, accommodation, and training costs. Focus on SC/ST/minorities/women — 50% of training must be for these categories.
PMRPY – PM Rojgar Protsahan Yojana 2026 — 12% EPF Employer Share Paid by Govt for 3 Years
Pradhan Mantri Rojgar Protsahan Yojana (PMRPY) incentivises employers to create new jobs by paying the employer's full 12% EPF contribution for 3 years for each new employee (earning up to ₹15,000/month). This reduces the cost of hiring, especially for MSMEs and factories. Over 1.52 crore beneficiaries and 1.74 lakh establishments benefited since launch.
NAPS – National Apprenticeship Promotion Scheme 2026 — ₹1,500/Month Stipend Share | apprenticeshipindia.org
National Apprenticeship Promotion Scheme (NAPS) promotes apprenticeship training by sharing 25% of the prescribed stipend (up to ₹1,500/month) with employers who engage apprentices. The scheme covers all designated trades and optional trades under Apprentices Act. Over 50 lakh apprentices trained since launch. Apply at apprenticeshipindia.org as student or employer.
Gig & Platform Workers Social Security Scheme 2025 — PM-JAY + e-Shram Benefits for 1 Crore Workers | eshramnidhi.nic.in
The Gig and Platform Workers Social Security Scheme is India's Budget 2025-26 flagship initiative to extend formal social security to an estimated 1 crore gig and platform workers (Ola/Uber drivers, Swiggy/Zomato delivery partners, Urban Company workers, etc.) who were previously excluded from any welfare net. The scheme extends PM-JAY health insurance (₹5 lakh/year) and e-Shram accident insurance (₹2 lakh) to all registered gig workers through the e-Shram portal. Additionally, aggregator platforms (Ola, Uber, Swiggy, Zomato) are required to contribute 1-2% of their platform fees to a Gig Workers Welfare Fund. India is among the first countries to legislate social security for gig workers at this scale.
NATS — National Apprenticeship Training Scheme 2026 — Stipend for Diploma & Degree Graduates | nats.education.gov.in
National Apprenticeship Training Scheme (NATS) is India's government scheme providing on-the-job training to diploma and degree graduates in government and private establishments, with a monthly stipend of ₹3,542–₹9,000 depending on qualification and establishment type. Administered by the Board of Apprenticeship Training (BOAT) under the Ministry of Education, NATS is distinct from NAPS (National Apprenticeship Promotion Scheme under Labour Ministry which covers ITI/vocational). NATS specifically targets engineering diploma holders and graduate engineers for 1-year structured training at India's top public sector undertakings (PSUs) and private companies. Over 5.23 lakh apprentices were engaged in FY2024-25. The scheme is mandatory for establishments with 30+ employees to engage apprentices.
PM SVANidhi 2.0 — Rs 10,000-50,000 Loan to 60 Lakh Street Vendors | pmsvanidhi.mohua.gov.in
PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) provides affordable working capital loans to street vendors. Extended as PM SVANidhi 2.0, the scheme offers: 1st loan Rs 10,000, 2nd loan Rs 20,000, 3rd loan Rs 50,000 — all with 7% interest subsidy. Vendors who repay on time and use digital transactions get 1% cashback. Over 60 lakh loans sanctioned. Ministry of Housing and Urban Affairs implements via ULBs and microfinance institutions.
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About Employment Schemes in India
The Government of India runs several welfare schemes under the employment category to support citizens across all states. These schemes provide financial assistance, subsidies, training, and other benefits to eligible beneficiaries. All residents of India can apply for central government employment schemes by meeting the required eligibility criteria and submitting the necessary documents.
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