AP SC Corporation Loan — Quick Overview
| Scheme Name | AP SC Corporation Loan 2026 — ₹1 Lakh–₹5 Lakh for SC Entrepreneurs (APSCCFC) |
| State | Andhra Pradesh (आंध्र प्रदेश) |
| Launched By | Government of Andhra Pradesh |
| Launch Year | 1974 |
| Benefit | ₹1–5 lakh loan at 3–6% interest + 25–50% subsidy — AP SC entrepreneurs |
| Category | Finance |
| Last Verified | 19 May 2026 |
| Official Portal | https://apsccfc.ap.gov.in |
What is AP SC Corporation Loan?
The Andhra Pradesh Scheduled Castes Cooperative Finance Corporation (APSCCFC) is the state nodal body that finances self-employment for Scheduled Caste families. Under its entrepreneur loan scheme, eligible SC applicants receive ₹1 lakh to ₹5 lakh to set up a viable new business or enterprise, with interest kept low at 3–6% and a back-ended subsidy of 25–50% of the loan that is not repayable. The balance is repaid in instalments over a few years. Applications are filed online at apsccfc.ap.gov.in or at the district SC Corporation office, where the caste certificate, income and project plan are verified before sanction, and approved amounts are disbursed through the beneficiary's bank account.
Under this scheme, eligible beneficiaries receive ₹1–5 lakh loan at 3–6% interest + 25–50% subsidy — AP SC entrepreneurs. The scheme was launched in 1974 and is implemented by the Government of Andhra Pradesh.
ఆంధ్రప్రదేశ్ షెడ్యూల్డ్ కులాల సహకార ఆర్థిక సంస్థ (APSCCFC) SC సమాజ వ్యాపారవేత్తలకు ₹1 లక్ష నుండి ₹5 లక్షల వరకు 3-6% వడ్డీకి రుణాలు మరియు 25-50% సబ్సిడీ అందిస్తుంది.
📌 फायदा: ₹1-5 లక్షల రుణం 3-6% వడ్డీకి + 25-50% సబ్సిడీ — AP SC పారిశ్రామికవేత్తలు
पात्रता:
AP SC సమాజ సభ్యుడు, వయస్సు 18-55, కుటుంబ ఆదాయం ₹3 లక్ష కంటే తక్కువ, కొత్త వ్యాపారం.
अर्ज कसा करावा:
apsccfc.ap.gov.in లో ఆన్లైన్ దరఖాస్తు చేయండి లేదా జిల్లా SC కార్పొరేషన్ కార్యాలయానికి వెళ్ళండి.
Benefits of AP SC Corporation Loan
✅ ₹1–5 lakh loan at 3–6% interest + 25–50% subsidy — AP SC entrepreneurs
₹1-5 लाख ऋण 3-6% ब्याज + 25-50% अनुदान — AP अनुसूचित जाति उद्यमी
Who is Eligible for AP SC Corporation Loan?
- ✓ Andhra Pradesh SC community member with valid caste certificate
- ✓ Age 18–55 years
- ✓ Annual family income below ₹3 lakh
- ✓ Viable new business/enterprise plan
- ✓ Not previously availed similar SC Corporation loan
- ✓ Aadhaar and bank account
Documents Required for AP SC Corporation Loan
How to Apply for AP SC Corporation Loan Online?
- 1Visit the official portal: https://apsccfc.ap.gov.in
- 2Register using your Aadhaar-linked mobile number and verify OTP
- 3Fill in the application form with personal and bank details
- 4Upload required documents
- 5Submit the application and note down the reference number
- 6Track application status on the official portal
Official Government Portal — Andhra Pradesh
Apply directly on the official Andhra Pradesh government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 Apply at apsccfc.ap.gov.inReal-Life Examples — Are You Eligible for AP SC Corporation Loan?
Find the profile closest to your situation to quickly check whether you qualify:
29-year-old SC woman with a valid MRO caste certificate, family income of ₹1.8 lakh and a plan to open a tailoring unit
Eligible — SC member within the 18–55 age band and below the ₹3 lakh income limit with a viable new enterprise — and women may qualify for the higher subsidy slab.
40-year-old SC man, family income ₹2.4 lakh, applying for a first-time loan to start a small dairy unit with a project plan
Eligible — Meets the age, caste and income criteria with a genuine new business and no prior SC Corporation loan.
45-year-old SC applicant with family income of ₹4.5 lakh seeking funds to expand an existing shop
Not eligible — Income is above the ₹3 lakh ceiling and the request is for expansion rather than a new enterprise, so it fails the scheme conditions.
Examples are illustrative — always confirm against the official eligibility criteria before applying.
Common Mistakes — Why AP SC Corporation Loan Applications Get Rejected
- ✗Submitting an expired or non-MRO caste certificate, which is rejected at verification.
- ✗Producing an income certificate showing more than the ₹3 lakh family income limit.
- ✗Applying with a vague idea instead of a costed, viable project plan for a genuinely new enterprise.
- ✗Having previously taken a similar SC Corporation loan and not disclosing it, which disqualifies a fresh application.
Insider Tips for AP SC Corporation Loan
- →Get a fresh SC caste certificate and income certificate from the MRO before you apply so they are current.
- →Prepare a clear project plan with cost breakup — it is the basis on which the loan and subsidy are sanctioned.
- →Apply only through apsccfc.ap.gov.in or the district SC Corporation office, not through middlemen.
- →Keep your Aadhaar-linked bank account ready so the sanctioned loan and subsidy can be credited without delay.
Frequently Asked Questions — AP SC Corporation Loan
📰 Latest News & Updates — AP SC Corporation Loan
More Andhra Pradesh Government Schemes
వైఎస్ఆర్ చేయూత AP 2026 — SC/ST/BC/Minority Women ₹18,750/Quarter | YSR Cheyutha
✅ ₹18,750/quarter (₹75,000/year) as self-employment capital — for SC/ST/BC/Minority women aged 45–60
YSR అమ్మ ఒడి పథకం 2026 — ₹15,000/సంవత్సరం తల్లులకు పిల్లల చదువు కోసం | AP Education
✅ ₹15,000/year per mother for sending children to government schools — DBT to bank account
జగనన్న విద్యా దీవెన 2026 — ITI/పాలిటెక్నిక్/డిగ్రీ Full Fee Reimbursement | AP Students
✅ 100% tuition fee reimbursement directly to college — ITI to professional degree courses
జగనన్న వసతి దీవెన 2026 — Hostel + Mess Fees ₹10,000-20,000/సంవత్సరం | AP Students
✅ ₹10,000/year (Day Scholar) or ₹20,000/year (Hosteller) for accommodation and mess expenses
YSR ఆసరా 2026 — SHG Women Loan Waiver + ₹1 Lakh New Loan | AP Self-Help Groups
✅ SHG outstanding loan waiver + fresh loan up to ₹1 lakh at zero interest for SHG groups
అన్నదాత సుఖీభవ పథకం AP 2026 — ₹20,000/సంవత్సరం రైతులకు | YSR రైతు భరోసా పేరు మార్పు
✅ ₹20,000/year per farmer family (₹13,500 from AP + ₹6,000 PM-KISAN) — 2 instalments via DBT
AP నేతన్న భరోసా పథకం 2024 — ₹25,000/వర్ష నేత కార్మికులకు | TDP Handloom Scheme
✅ ₹25,000/year per handloom weaver family — 2 instalments via DBT
AP NTR Bharosa Pension 2026 — 65 లక్షల ముసలివారు/వితంతువులకు ₹3,000/మాసం | NTR Bharosa AP
✅ ₹3,000/month pension — elderly (60+), widows, disabled, beedi workers, construction workers, fishermen — 65 lakh AP beneficiaries
AP నాడు-నేడు స్కూల్ 2026 — 45,000 పాఠశాలలు ₹3,500 Crore Renovation | Nadu-Nedu Education AP
✅ School renovation: English medium, furniture, toilets, clean water, electricity, smart classrooms, compound wall — for 45,000 AP govt schools
AP Talliki Vandanam Scheme 2026 — ₹15,000/Year per Student to Mothers | apgramasachivalayam.ap.gov.in
✅ ₹15,000/year per student to mothers (Class 1-12) — universal coverage of AP government and aided school students
Jagananna Thodu Scheme 2026 — ₹10,000 Working Capital for Street Vendors & Small Traders | ap.gov.in
✅ ₹10,000 interest-free working capital (Year 1) → ₹15,000 (Year 2) → ₹20,000 (Year 3) for street vendors and small traders
AP BOCW Welfare Board 2026 — ₹5 Lakh Accident Insurance + Pension for Construction Workers | bocwwb.ap.gov.in
✅ ₹5 lakh accident insurance + ₹1,500/month pension (60+) + education + maternity + housing — AP construction workers
AP SC/ST Post-Matric Scholarship 2026 — Full Tuition + ₹1,200/Month | apepass.ap.gov.in
✅ Full tuition + ₹550–₹1,200/month maintenance — AP SC/ST students Class 11 to professional degree
AP BC OBC Post-Matric Scholarship 2026 — Full Tuition + ₹1,100/Month | apepass.ap.gov.in
✅ Full tuition + ₹500–₹1,100/month maintenance — AP BC/OBC students Class 11 to professional
AP Fishermen Welfare Scheme 2026 — ₹5 Lakh Sea Insurance + ₹3,000/Month Pension | apfisheries.ap.gov.in
✅ ₹5 lakh sea accident insurance + ₹3,000/month ban period allowance + diesel + boat/net 50% subsidy — AP fishermen
AP Rythu Pedatha Farmer Input Support 2026 — 50-75% Subsidy Seeds, Irrigation & Machinery | apagrisnet.ap.gov.in
✅ 50-75% subsidy seeds/irrigation/machinery/polyhouse + ₹9,500/ha drought subsidy + PMFBY insurance — AP farmers
AP Jagananna Suraksha 2026 — ₹5 Lakh Comprehensive Family Insurance | apgov.ap.gov.in
✅ ₹5 lakh/year family health + ₹5 lakh accidental death/disability — no premium — AP families income < ₹5 lakh
AP Navaratnalu Housing 2026 — Free House for Homeless BPL under PMAY AP | aphousing.ap.gov.in
✅ Free fully-constructed house — 2 bedrooms + kitchen + toilet + electricity + water — ₹1.50 lakh rural / PMAY-U urban — AP homeless BPL families
AP Jagananna Gorumudda 2026 — Free Nutritious Mid-Day Meal + Eggs for All Govt School Students | cse.ap.gov.in
✅ Free nutritious mid-day meal daily + 2 eggs/week — all government school students Class 1-8 in AP — 40 lakh beneficiaries
YSR Aarogyasri AP 2026 — ₹5 Lakh Free Health Insurance for BPL Families
✅ ₹5 lakh cashless treatment/year — 2,500+ procedures — all BPL white ration card families
AP YSR Sunna Vaddi Scheme 2026 — Zero Interest Crop Loan for Farmers up to ₹1 Lakh
✅ Zero interest crop loan up to ₹1 lakh — state pays interest — small/marginal farmers AP
Jagananna Chedodu AP 2026 — ₹10,000/Year Financial Support for Traditional Artisans
✅ ₹10,000/year direct DBT to traditional artisan families — barbers, washermen, tailors, cobblers
Jagananna Vidya Kanuka AP 2026 — Free School Kit (Bag + Books + Shoes + Uniform) for Students
✅ Free school bag + textbooks + notebooks + shoes + 2 uniforms — all AP government school students
Andhra Pradesh MGNREGA Job Card 2026 — 100 Days Guaranteed Work ₹247/Day
✅ 100 days guaranteed work at ₹247/day — rural AP households — work within 15 days of demand
AP BC Corporation Loan 2026 — ₹1 Lakh–₹10 Lakh for BC Entrepreneurs (APBCDC)
✅ ₹1–10 lakh at 4–6% interest + 25–35% subsidy — AP BC community entrepreneurs
AP Minority & EBC Scholarship 2026 — Full Fee + Maintenance for Muslim/Christian Students
✅ Full tuition fee + ₹500–₹1,200/month maintenance — AP minority students Class 11 to PhD
AP YSR Kapu Nestham 2026 — ₹15,000/Year Financial Support for Kapu Community Women
✅ ₹15,000/year (₹1,250/month) DBT — Kapu/Balija/Telaga/Ontari community women AP
AP Disability Pension Scheme 2026 — ₹3,000/Month for Persons with Disability
✅ ₹3,000/month disability pension — 40%+ disability — DBT to bank account — AP
AP YSR Jeeva Kranthi 2026 — Livelihood Training + ₹75,000 Capital for BC Women SHGs
✅ ₹75,000 capital + free skill training + market linkage — BC women SHG members AP
AP RySS Zero Budget Natural Farming 2026 — Free Training + Input Support for Farmers
✅ Free ZBNF training + input support + premium market price — AP enrolled farmers
AP YSR Cheyutha 2026 — ₹18,750/Year × 4 Years for SC/ST/BC/Minority Women (45-60) | apgov.ap.gov.in
✅ ₹18,750/year × 4 years (₹75,000 total) — SC/ST/BC/minority women aged 45-60 without regular income