Last verified: · How we verify scheme facts
About this MSME scheme
Stand Up India facilitates bank loans between Rs.10 lakh and Rs.1 crore to at least one SC or ST borrower and one woman borrower per bank branch for setting up new greenfield enterprises. Over 2.37 lakh accounts sanctioned worth Rs.55,000 crore since 2016. 7-year repayment period with 18-month moratorium. Apply at standupmitra.in.
Snapshot for small businesses
| Scheme Name | Stand Up India Scheme 2026 — ₹10 Lakh to ₹1 Crore Loan | SC/ST & Women Entrepreneurs |
| Launched By | Government of India |
| Launch Year | 2016 |
| Benefit | Bank loan Rs.10 lakh to Rs.1 crore for SC/ST and women entrepreneurs — no collateral barrier, 7-year repayment |
| Category | MSME & Industry |
| Last Verified | 6 September 2026 |
| Official Portal | https://www.standupmitra.in |
What MSMEs receive
Bank loan Rs.10 lakh to Rs.1 crore for SC/ST and women entrepreneurs — no collateral barrier, 7-year repayment
Which businesses qualify
- ✓SC, ST, or woman entrepreneur
- ✓Age 18 or above
- ✓Setting up a new greenfield enterprise
- ✓Not defaulter with any bank or financial institution
Papers for the Udyam / MSME registration
0/5 documents ready
Application walkthrough for founders
- 1Register as a borrower on the Stand-Up India portal, standupmitra.in.
- 2Submit a business plan or project report for the proposed greenfield enterprise.
- 3Provide Aadhaar Card and PAN Card for identity and financial verification.
- 4SC/ST applicants submit a caste certificate to establish category eligibility.
- 5Provide bank account details, as the portal connects applicants to a bank branch for loan processing.
- 6Bank sanctions a loan of Rs.10 lakh to Rs.1 crore after evaluating the project report and eligibility.
- 7Repay over 7 years, with an 18-month moratorium before EMIs begin.
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Official Government Portal
www.standupmitra.in is the only authorised application channel, and the government charges nothing there — never pay anyone to apply on your behalf.
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Questions founders ask us
A greenfield enterprise means a new business being set up for the first time in manufacturing, services, or trading sectors. Expansion of an existing business does NOT qualify — the loan must be for a new venture.