What is Assam PMFBY Crop Insurance?
Assam implements Pradhan Mantri Fasal Bima Yojana (PMFBY) providing crop loss insurance to all farmers at very low premium: Kharif: 2% of sum insured; Rabi: 1.5%; Horticulture/commercial: 5%. Government pays the remaining premium. In flood-prone Assam, crop loss due to floods, heavy rain, pest, drought is very common — PMFBY ensures compensation. Sum insured: as per district-level threshold yield. Applications via agri.assam.gov.in, bank branches, or CSC (Common Service Centre). Over 15 lakh farmers enrolled annually in Assam.
Assam PMFBY Crop Insurance — Quick Overview
| Scheme Name | Assam PMFBY Fasal Bima 2026 — Crop Insurance Low Premium |
| State | Assam (असम) |
| Launched By | Government of Assam |
| Launch Year | 2016 |
| Benefit | Crop insurance — Kharif 2% / Rabi 1.5% premium — compensation for flood/drought/pest crop loss — Assam farmers |
| Category | Agriculture |
| Beneficiaries | 15 lakh+ farmers enrolled annually in Assam PMFBY |
| Last Verified | 1 June 2026 |
| Official Portal | https://agri.assam.gov.in |
Assam PMFBY: Kharif 2%, Rabi 1.5% premium — government बाकी भरती है। बाढ़, बारिश, कीट, सूखे से फसल नुकसान compensation। 15 लाख+ farmers annually। agri.assam.gov.in।
Kharif 2%, Rabi 1.5% premium — फसल नुकसान compensation — Assam farmers
অসম PMFBY: Kharif 2%, Rabi 1.5% premium — চৰকাৰে বাকী দিয়ে। বানপানী, বৰষুণ, কীটপতংগ, খৰাং-ৰ বাবে শস্যৰ ক্ষতিত compensation। 15 লাখ+ কৃষক। agri.assam.gov.in।
📌 फायदा: শস্য বীমা — Kharif 2% / Rabi 1.5% premium — অসম কৃষক
पात्रता:
অসমৰ সকলো কৃষক — বাটাইদাৰ কৃষকো eligible।
अर्ज कसा करावा:
agri.assam.gov.in বা bank branch বা CSC → patta + crop declaration + Aadhaar।
Benefits of Assam PMFBY Crop Insurance
✅ Crop insurance — Kharif 2% / Rabi 1.5% premium — compensation for flood/drought/pest crop loss — Assam farmers
Kharif 2%, Rabi 1.5% premium — फसल नुकसान compensation — Assam farmers
Who is Eligible for Assam PMFBY Crop Insurance?
- ✓ All farmers in Assam (sharecroppers and tenant farmers also eligible)
- ✓ Cultivation of notified crops in the season
- ✓ Aadhaar-linked bank account
- ✓ Apply before deadline (typically June for Kharif, November-December for Rabi)
Documents Required for Assam PMFBY Crop Insurance
How to Apply for Assam PMFBY Crop Insurance Online?
- 1agri.assam.gov.in → PMFBY → farmer registration
- 2Or: Bank branch (KCC loan holders auto-enrolled) / CSC
- 3Land records + crop declaration + Aadhaar + bank passbook submit
- 4Premium deducted (2% Kharif, 1.5% Rabi) → insurance issued
- 5Crop loss: report to district agriculture office within 72 hours → compensation
Official Government Portal — Assam
Use agri.assam.gov.in directly — there is no application fee, and no third party can speed up your approval.
🔗 agri.assam.gov.in — PMFBY Assam RegisterReal-Life Examples — Are You Eligible for Assam PMFBY Crop Insurance?
A quick way to gauge your eligibility — find the profile nearest to yours:
A farmer in flood-prone Dhemaji cultivating a notified Kharif crop, with an Aadhaar-linked bank account, who registers before the June deadline
Eligible — An Assam farmer growing a notified crop in the season, with an Aadhaar-linked account, applying before the stated deadline — meets every criterion.
A sharecropper/tenant farmer in Barpeta growing a notified Rabi crop who enrols before the November–December cut-off
Eligible — Sharecroppers and tenant farmers are explicitly eligible, and the Rabi enrolment is within the stated deadline.
A KCC loan holder whose premium is deducted automatically at the bank branch for a notified crop
Eligible — All Assam farmers cultivating notified crops are covered, and KCC loan holders are enrolled through the bank branch as stated.
A farmer who grows a crop that is not on the season's notified list
Not eligible — Coverage requires cultivation of a notified crop for that season — a non-notified crop is outside the stated eligibility.
A farmer who tries to enrol for Kharif after the June deadline has passed
Not eligible — Enrolment must be done before the season deadline (typically June for Kharif) — a late application is not accepted.
A farmer whose bank account is not Aadhaar-linked at the time of enrolment
Not eligible — An Aadhaar-linked bank account is a stated requirement for enrolment and premium handling.
Illustrative cases only — verify your own situation against the official criteria.
Common Mistakes — Why Assam PMFBY Crop Insurance Applications Get Rejected
- ✗Missing the season deadline (typically June for Kharif, November–December for Rabi) — late enrolment is the single most common reason Assam farmers lose cover for the season.
- ✗Enrolling for a crop that is not on the season's notified list, so the policy does not actually cover what was sown.
- ✗Not reporting crop loss to the district agriculture office within 72 hours of the event, which can forfeit the flood/drought/pest claim.
- ✗Land records (patta/khasra) not matching the crop-sown declaration or the cultivator's name, which stalls verification.
- ✗Bank account not Aadhaar-linked, so premium deduction and any compensation cannot be processed cleanly via DBT.
Insider Tips for Assam PMFBY Crop Insurance
- →Enrol well before the cut-off — register on agri.assam.gov.in, at your bank branch, or a CSC ahead of the June (Kharif) / November–December (Rabi) deadline rather than at the last minute.
- →In flood-prone Assam the 72-hour loss-reporting rule is critical: the moment floods, heavy rain, pest or drought damage your crop, report it to the district agriculture office within 72 hours and keep the acknowledgement.
- →If you are a KCC loan holder your premium is usually deducted at the bank branch automatically — confirm with the branch that you are enrolled for the correct notified crop each season.
- →Keep your land records (patta/khasra), crop-sown declaration, Aadhaar and bank passbook consistent and ready, since mismatches are what hold up both enrolment and claims.
- →Use the official routes — agri.assam.gov.in, your bank, or a CSC — which only deduct the stated 2% (Kharif)/1.5% (Rabi) premium share; never pay an agent extra for registration.