🌴 Kerala Government Schemes
केरल • Capital: Thiruvananthapuram • Population: 3.5 Cr • 28+ schemes
| State | Kerala (केरल) |
| Capital | Thiruvananthapuram |
| Population | 3.5 Cr |
| Total Schemes Listed | 28+ |
| Central Schemes Available | All central government schemes apply |
🏛️ Kerala State Government Schemes
🏥 Health
🔥 PopularUpdated Jun 2026
Kerala Karunya Health Protection Scheme 2026 — ₹5 Lakh Health Cover
✅ ₹5 lakh/year cashless health insurance — 550+ procedures…View Details →
🌾 Agriculture
Updated May 2026
Kerala Karshaka Kshemagam 2026 — ₹1,000/Month Pension for Farmers 60+ | Farmer Welfare Fund Kerala
✅ ₹1,000/month pension for farmers aged 60+; ₹1 lakh…View Details →
👩 Women
🔥 PopularUpdated Jun 2026
Kudumbashree Mission Kerala 2026 — SHG Microfinance ₹5,000–₹2 Lakh Loans
✅ Microfinance loans ₹5,000–₹2 lakh + skill training +…View Details →
📚 Education
🔥 PopularUpdated Jun 2026
Kerala Vidyakiran Scholarship 2026 — SC/ST Post-Matric ₹1,000–₹1,100/Month
✅ ₹1,000/month (day scholar) or ₹1,100/month (hosteller) + full…View Details →
📚 Education
🔥 PopularUpdated May 2026
Snehapoorvam Scholarship Kerala 2026 — Monthly Support for Orphan & Single-Parent Children
✅ ₹300–₹1,000/month — orphan/semi-orphan children — Class 1 to…View Details →
🏠 Housing
🔥 PopularUpdated May 2026
LIFE Mission Housing Kerala 2026 — 3.5 Lakh Free Houses for Homeless
✅ Free fully constructed house (minimum 375 sq ft)…View Details →
🏥 Health
🔥 PopularUpdated May 2026
കാരുണ്യ ബിനവലന്റ് ഫണ്ട് കേരളം 2026 — Kerala Govt Employees ₹3 Lakh Medical Aid | Karunya Fund
✅ Up to ₹3 lakh for critical illness (cancer,…View Details →
📚 Education
🔥 PopularUpdated May 2026
Kerala Vidyasamunnathi Scholarship 2026 — ₹13,000-₹30,000/Year for SC Students in Top Institutions
✅ ₹13,000-₹30,000/year + tuition fee for SC students from…View Details →
💼 Employment
🔥 PopularUpdated Jun 2026
Kerala BOCW Welfare Board 2026 — ₹5 Lakh Insurance + ₹1,600/Month Pension for Construction Workers
✅ ₹5 lakh accident insurance + ₹1,600/month pension (60+)…View Details →
🏠 Housing
Updated May 2026
Kerala Aashraya Housing Scheme 2026 — Free House with Land for Landless BPL
✅ Free 250-300 sq ft house with land +…View Details →
💼 Employment
🔥 PopularUpdated May 2026
Kerala Fisher Welfare Board 2026 — ₹10 Lakh Insurance + ₹2,000/Month Pension for Fishermen
✅ ₹10 lakh sea accident insurance + ₹2,000/month pension…View Details →
📚 Education
🔥 PopularUpdated Jun 2026
Kerala OBC/SEBC Post-Matric Scholarship 2026 — Full Tuition + ₹1,200/Month
✅ Full tuition fee + ₹350–₹1,200/month maintenance (Class 11…View Details →
🏥 Health
🔥 PopularUpdated May 2026
Kerala Social Security Pension 2026 — ₹1,600/Month for Elderly, Widow, Disabled
✅ ₹1,600/month — elderly (65+), widows, disabled — direct…View Details →
💼 Employment
🔥 PopularUpdated May 2026
Kerala Unorganised Workers Welfare Funds 2026 — Pension, Insurance & Benefits for 25+ Sectors
✅ Sector-specific ₹1,200–₹1,600/month pension + insurance + medical +…View Details →
🏥 Health
🔥 PopularUpdated May 2026
Arogyakeralam Health Scheme 2026 — ₹5 Lakh Cashless Health Insurance | ayushman.gov.in Kerala
✅ ₹5 lakh/year cashless health insurance — BPL free,…View Details →
📚 Education
Updated May 2026
Kerala Minority Welfare Post-Matric Scholarship 2026 — Full Tuition + ₹1,200/Month
✅ Full tuition + ₹700–₹1,200/month maintenance + Moulana Azad…View Details →
🌾 Agriculture
Updated May 2026
Kerala Krishi Bhavan Farmer Input Subsidy 2026 — 50-85% Subsidy on Seeds, Fertilizer & Irrigation
✅ 50-85% subsidy — seeds, irrigation, fertilizer, machinery, polyhouse…View Details →
📚 Education
Updated Jun 2026
Kerala SC Pre-Matric Scholarship 2026 — ₹500-1,000/Month + Free Books Class 1-10
✅ ₹150–₹700/month + free books + uniform ₹500 —…View Details →
🪶 Tribal Welfare
Updated Jun 2026
Kerala ST Development Corporation Loan 2026 — 4% Interest Loan up to ₹5 Lakh for Tribal Entrepreneurs
✅ ₹50,000–₹5 lakh loan at 4% interest + 25-50%…View Details →
🏥 Health
Updated Jun 2026
Kerala Vayomithram 2026 — Free Home Care + Medicine for Elderly (60+)
✅ Free monthly home healthcare + basic medicines +…View Details →
🏠 Housing
Updated Jun 2026
Kerala Asraya Scheme 2026 — Comprehensive Rehabilitation Package for Destitute Families
✅ Housing + pension + health insurance + food…View Details →
💼 Employment
🔥 PopularUpdated Jun 2026
Kerala MGNREGA Job Card 2026 — 100 Days Work ₹370/Day
✅ 100 days guaranteed employment at ₹370/day — all…View Details →
👩 Women
🔥 PopularUpdated Jun 2026
Kerala Kudumbashree Micro-Enterprise Loan 2026 — ₹1 Lakh Interest-Free for Women SHGs
✅ ₹50,000-1 lakh interest-free micro-credit + ₹1-5 lakh enterprise…View Details →
📚 Education
Updated Jun 2026
Kerala OBC/EBC Post-Matric Scholarship 2026 — Full Tuition + ₹1,000/Month
✅ Full tuition + ₹450–₹1,000/month — Kerala OBC/OEC/EBC students…View Details →
💰 Finance
Updated Jun 2026
Kerala KSEB Free Electricity for BPL 2026 — 50 Units/Month Free + Subsidised Rates
✅ 50 units/month free electricity (0 cost) + subsidised…View Details →
🏥 Health
Updated Jun 2026
Kerala Aaharam Scheme 2026 — Free Cooked Meals to Destitute & Homeless
✅ Free cooked meals twice/day — homeless, destitute, migrant…View Details →
👩 Women
Updated Jun 2026
Kerala Nirbhaya Women Safety 2026 — Free Legal Aid + Shelter + Counselling for Women in Distress
✅ Free legal aid + shelter + medical aid…View Details →
💰 Finance
Updated Jun 2026
Kerala KSCDC SC Entrepreneur Loan 2026 — 4% Interest Loan up to ₹3 Lakh for Dalit Entrepreneurs
✅ ₹50,000–₹3 lakh loan at 4% interest + 25-50%…View Details →
🇮🏻 Central Government Schemes for Kerala Residents
All 252 central government schemes are applicable to residents of Kerala. The most popular schemes you can apply for right now:
💼 Employment
🔥 PopularUpdated Jun 2026
PM Vishwakarma Yojana 2026 — ₹3 Lakh Loan + ₹15,000 Toolkit for 18 Trades
✅ ₹15,000 toolkit + Free skill training (₹500/day) +…View Details →
🏠 Housing
🔥 PopularUpdated May 2026
PM Awas Yojana 2026 — Pradhan Mantri Awas Yojana Gramin & Urban Subsidy
✅ PMAY-Gramin ₹1.20–1.30 lakh + PMAY-Urban CLSS interest subsidy…View Details →
🌾 Agriculture
🔥 PopularUpdated Jun 2026
PM Kisan Samman Nidhi Yojana 2026 — ₹6,000/Year to 11 Crore Farmers
✅ ₹6,000/year directly to bank account in 3 installments…View Details →
🏥 Health
🔥 PopularUpdated Jun 2026
Ayushman Bharat PM-JAY Yojana 2026 — ₹5 Lakh Free Health Insurance
✅ ₹5 lakh/year cashless hospitalisation at 30,000+ hospitals (free…View Details →
👩 Women
🔥 PopularUpdated Jun 2026
PM Ujjwala Yojana 2.0 — Free LPG Connection
✅ Free LPG connection + ₹1,600 financial assistanceView Details →
🏭 MSME & Industry
🔥 PopularUpdated Jun 2026
PM Mudra Yojana 2026 — Collateral-Free Business Loan ₹50K to ₹20 Lakh
✅ Collateral-free loan ₹50,000 to ₹20 lakh at low…View Details →
👩 Women
🔥 PopularUpdated Jun 2026
Sukanya Samriddhi Yojana 2026 — 8.2% Interest Girl Child Savings Scheme
✅ 8.2% p.a. interest + full tax exemption (80C)…View Details →
🌾 Agriculture
🔥 PopularUpdated Jun 2026
Kisan Credit Card (KCC) Scheme
✅ Crop loan at 4% interest p.a. up to…View Details →
📚 Education
🔥 PopularUpdated May 2026
National Scholarship Portal (NSP) 2026 — Apply for Central Scholarships Online
✅ Scholarships from Rs.1,000 to Rs.20,000/year depending on category…View Details →
🏗️ Infrastructure
🔥 PopularUpdated Jun 2026
PM Surya Ghar Muft Bijli Yojana 2026 — 300 Units Free Electricity
✅ 300 units free electricity/month + up to ₹78,000…View Details →
💼 Employment
🔥 PopularUpdated Jun 2026
E-Shram Card 2026 — Free Registration for Unorganized Workers
✅ ₹2 lakh accident insurance + priority in PM…View Details →
🪖 Defence
🔥 PopularUpdated May 2026
Agniveer Scheme 2026 — Agnipath Defence Recruitment, Salary & Seva Nidhi
✅ Rs.30,000 to Rs.40,000/month salary + Rs.11.71 lakh Seva…View Details →
💰 Finance
🔥 PopularUpdated Jun 2026
PM Jan Dhan Yojana 2026 — Zero Balance Bank Account + ₹2 Lakh Insurance
✅ Zero balance account + ₹2L accident insurance +…View Details →
💼 Employment
🔥 PopularUpdated May 2026
MGNREGA / NREGA Job Card 2026 — 100 दिन काम की गारंटी, ₹267/दिन मजदूरी
✅ 100 days guaranteed wage employment/year — ₹267+/day paid…View Details →
💼 Employment
🔥 PopularUpdated May 2026
PM Internship Scheme 2026 — ₹9,000/Month Stipend | 1 Crore Youth
✅ ₹9,000/month stipend + ₹6,000 one-time travel grant +…View Details →
🌾 Agriculture
🔥 PopularUpdated May 2026
PM Kisan Maandhan Yojana 2026 — ₹3,000/Month Pension for Farmers
✅ ₹3,000/month guaranteed pension after age 60 — government…View Details →
💼 Employment
🔥 PopularUpdated May 2026
PM Kaushal Vikas Yojana 4.0 — 2026 Free Skill Training + ₹8,000 Certificate | PMKVY
✅ Free skill training + NSQF certificate + ₹8,000…View Details →
💰 Finance
🔥 PopularUpdated May 2026
PM Swamitva Yojana 2026 — Village Property Card | Drone Survey | ₹5 Lakh Loan Collateral
✅ Legal Property Card (Adhikar Patra) + Bank loan…View Details →
💼 Employment
🔥 PopularUpdated Jul 2026
PM DAKSH Yojana 2026 — Free Skill Training for SC/ST/OBC/Minorities | ₹3,000 Stipend
✅ Free skill training + ₹1,000–₹3,000/month stipend during training…View Details →
👩 Women
🔥 PopularUpdated May 2026
DAY-NRLM Ajeevika 2026 — Self Help Group Loan ₹3 Lakh
✅ SHG Revolving Fund ₹15,000 + CIF ₹2.5 lakh…View Details →
Browse Schemes by Category
Explore central government schemes by category — all categories below are also applicable to Kerala residents.
About Kerala Government Schemes
Kerala residents can avail of both state government schemes and all central government schemes launched by the Government of India. The state government regularly launches welfare schemes covering agriculture, education, health, housing, women empowerment, and employment.
Popular central schemes like PM Vishwakarma Yojana, PM Kisan Samman Nidhi, Ayushman Bharat, and PM Awas Yojana are fully applicable to residents of Kerala. State-specific schemes like Kerala Karunya Scheme provide additional benefits exclusive to Kerala residents.