💎 Telangana Government Schemes 2026

तेलंगाना • Capital: Hyderabad • Population: 3.8 Cr28+ schemes

StateTelangana (तेलंगाना)
CapitalHyderabad
Population3.8 Cr
Total Schemes Listed28+
Central Schemes AvailableAll central government schemes apply

🏛️ Telangana State Government Schemes

👩 Women
🔥 PopularUpdated Apr 2026

గృహ లక్ష్మి పథకం తెలంగాణ 2026 — ₹2,500/నెల మహిళా సంక్షేమం

Gruha Lakshmi is Telangana government's women welfare scheme providing ₹2,500 per month to the woman head of household. Amount transferred via DBT directly to Aadhaar-linked bank account. Apply at gruhalakshmi.telangana.gov.in.

₹2,500/month direct to woman head of householdView Details →
🌾 Agriculture
🔥 PopularUpdated May 2026

రైతు బంధు పథకం తెలంగాణ 2026 — ₹5,000/ఎకరా రైతులకు పెట్టుబడి సహాయం

Telangana Rythu Bandhu is a farmer investment support scheme run by the state's Department of Agriculture that provides ₹5,000 per acre per crop season (Kharif and Rabi) directly to landowner farmers as pre-sowing financial assistance. The aim is to free farmers from high-interest private loans at the start of each season so they can buy seeds, fertiliser and other inputs without borrowing. Eligibility is verified through the Dharani land-records portal and the Pattadar Passbook, after which the money is credited straight into the farmer's Aadhaar-linked bank account via Direct Benefit Transfer (DBT). Over 70 lakh farmers in Telangana receive this assistance each season, making it one of the largest investment-support programmes for cultivators in India.

₹5,000 per acre per season — Kharif + Rabi = ₹10,000/acre/yearView Details →
👩 Women
🔥 PopularUpdated May 2026

కళ్యాణ లక్ష్మి / షాది ముబారక్ తెలంగాణ 2026 — ₹1,00,116 వివాహ సహాయం | SC/ST/BC/Minority

Kalyana Lakshmi and Shaadi Mubarak are twin marriage-assistance schemes run by the Telangana Women Development & Child Welfare Department to ease the financial burden of weddings on poorer families. Both provide a one-time grant of ₹1,00,116 to the bride. 'Kalyana Lakshmi' covers SC/ST/BC/EBC Hindu women, while 'Shaadi Mubarak' covers women from notified minority communities (Muslim, Christian, Sikh, Buddhist, Jain). The amount is paid by cheque or demand draft into the bride's bank account after verification of her age, caste/community and family income. The bride must be 18 or above and the groom 21 or above, with no government employee or income-tax payer in the family. Applications are filed within six months of the marriage, helping over six lakh families since launch.

₹1,00,116 marriage assistance for SC/ST/BC/Minority women — via cheque/DDView Details →
🏥 Health
🔥 PopularUpdated May 2026

KCR కిట్ పథకం తెలంగాణ 2026 — ₹12,000 + Baby Kit for Govt Hospital Delivery

KCR Kit (now referred to as 'Rajanna Kit' under the current government) is a maternal and child health scheme of the Telangana Department of Health, Medical & Family Welfare. It provides ₹12,000 cash assistance for a baby boy or ₹13,000 for a baby girl, paid in instalments, along with a kit of 16 items such as baby clothes, a blanket, mosquito net, soap, baby oil and feeding accessories, to mothers who deliver at government hospitals. The extra amount for girl children is meant to encourage families to welcome daughters. The cash is transferred through Direct Benefit Transfer to the mother's Aadhaar-linked bank account, while the kit is handed over at the hospital. By rewarding institutional deliveries, the scheme aims to reduce maternal and infant mortality, and it has covered over 30 lakh deliveries since launch.

₹12,000-13,000 cash + 16-item baby kit for delivery at government hospitals in TelanganaView Details →
🌾 Agriculture
🔥 PopularUpdated May 2026

రైతు బీమా పథకం తెలంగాణ 2026 — ₹5 లక్ష రైతు జీవిత బీమా | ఉచిత Insurance

Telangana Rythu Bima is a free life insurance scheme for landowner farmers in Telangana aged 18 to 59 years. In case of farmer's death (natural or accidental), the family receives ₹5 lakh as insurance benefit. The premium of ₹2,500/year per farmer is fully paid by the Government of Telangana. Over 38 lakh farmers are covered.

₹5 lakh life insurance for farmer's family on death — premium 100% paid by governmentView Details →
💰 Finance
🔥 PopularUpdated May 2026

Gruha Jyothi Scheme Telangana 2026 — Free 200 Units Electricity/Month for All Households | tssouthernpower.com

Gruha Jyothi is Telangana Government's flagship free electricity scheme launched by CM Revanth Reddy in August 2023, providing 200 units of free electricity per month to every domestic household in Telangana. The scheme is one of the five guarantees ('Pancha Guarantees') promised by the Congress party before the 2023 Telangana elections. Over 1.49 crore domestic electricity consumers in Telangana — approximately 5.11 crore households — benefit from this scheme. Consumers whose monthly usage is 200 units or less pay zero electricity bill. Those consuming above 200 units pay only for the excess units beyond 200. The scheme costs the state approximately ₹6,200 crore annually and is funded from the state budget.

200 units free electricity per month — ZERO electricity bill for 200-unit consumers — 1.49 crore Telangana householdsView Details →
👩 Women
🔥 PopularUpdated May 2026

Mahalakshmi Scheme Telangana 2026 — ₹2,500/Month Cash Transfer to 1.28 Crore Women | mahalakshmi.telangana.gov.in

Mahalakshmi is Telangana Government's flagship women empowerment and financial assistance scheme launched by CM Revanth Reddy as part of the Congress party's five 'Pancha Guarantees.' Under the scheme, one woman per household (preferably the family head or senior woman member) receives ₹2,500 per month — ₹30,000 per year — directly into their Aadhaar-linked bank accounts. The scheme targets 1.28 crore women across Telangana. Additionally, Mahalakshmi provides free bus travel in TSRTC buses for all women, free LPG cylinder, and ₹500 per month as additional support for women in below poverty line households. Phase-wise rollout began in 2024 with DBT installments every month.

₹2,500/month (₹30,000/year) DBT to 1.28 crore Telangana women + free TSRTC bus travel + free LPG cylinderView Details →
📚 Education
🔥 PopularUpdated May 2026

TS ePASS Scholarship Telangana 2026 — 7 Lakh SC/ST/BC Students | epass.cgg.gov.in

Telangana ePASS (Electronic Payment and Application System of Scholarships) is a comprehensive scholarship portal managing post-matric scholarships for SC, ST, BC, EBC, Disabled, and Minority students in Telangana. Over 7 lakh students benefit annually. The scheme covers maintenance allowance (hostel and day scholar rates), tuition fee reimbursement, and study tour charges. All disbursement is done via DBT to Aadhaar-linked bank accounts. Apply at epass.cgg.gov.in every year at the start of academic session.

Post-matric scholarship: maintenance allowance (Rs 550-1,200/month) + full tuition fee reimbursement for SC/ST/BC/Minority studentsView Details →
💰 Finance
🔥 PopularUpdated May 2026

Telangana Dalit Bandhu 2026 — ₹10 Lakh One-Time Grant to SC Families | Direct Cash Empowerment

Telangana Dalit Bandhu is one of India's most iconic SC empowerment schemes, launched in August 2021 by the Government of Telangana. The scheme provides a ₹10 lakh ONE-TIME direct cash grant (NOT a loan — no repayment required) to Scheduled Caste (SC) families to start or expand income-generating enterprises. Beneficiaries can use the grant for any livelihood activity: agriculture, dairy, poultry, retail business, transport, small manufacturing, services. Telangana State Welfare Department also provides hand-holding through District Collectors. Pilot launched in Huzurabad constituency (CM's home); now expanded to ~118 constituencies. Aims to cover 10 lakh+ SC families across Telangana over 5 years.

₹10 lakh one-time direct cash grant (NOT a loan) to SC families for ANY income-generating activity — agriculture, dairy, business, transport, manufacturing — no repayment requiredView Details →
📚 Education
Updated May 2026

Telangana Education Kits Scheme 2026 — Free School Kit to Government School Students | Stationery, Bags, Uniforms

Telangana Education Kits Scheme provides FREE school kits to all students enrolled in government and government-aided schools across Telangana. Each kit contains: 1 school bag, 2 sets of school uniform, notebooks, textbooks, stationery (pens, pencils, geometry box), shoes, socks, water bottle, and lunch box. The scheme covers all students from Class 1 to Class 10 — approximately 30 lakh students annually. Distribution happens at the start of each academic year (June–July). The scheme aims to reduce the financial burden on poor families, reduce dropouts, and ensure all government school students start the academic year with the same access to learning materials. Implemented by the School Education Department, Telangana.

FREE school kit (bag, 2 uniforms, books, stationery, shoes, socks, water bottle, lunch box) for all government school students Class 1-10 in Telangana — distributed at academic year startView Details →
💼 Employment
🔥 PopularUpdated May 2026

Telangana Yuvanidhi 2026 — ₹3,000/Month Unemployment Allowance for Graduates | tslprb.in

Telangana Yuvanidhi (Youth Wealth) is the Congress government's flagship unemployment allowance scheme launched 2024 — a key election guarantee. Provides ₹3,000/month unemployment allowance to graduates and post-graduates from Telangana who are unable to find employment despite completing education. Modelled on Karnataka's similar Yuva Nidhi scheme. Targets 5-7 lakh educated unemployed youth in Telangana with budget allocation of ₹2,500+ crore annually. Application through Telangana Skill Development & Entrepreneurship Mission portal.

₹3,000/month unemployment allowance for up to 24 months for Telangana graduates/PGs unable to find employmentView Details →
💰 Finance
🔥 PopularUpdated May 2026

Telangana Aasara Pensions 2026 — ₹2,016-₹3,016/Month for Senior Citizens, Widows, Disabled | aasara.telangana.gov.in

Aasara Pensions is Telangana government's flagship social security pension umbrella scheme — one of the most generous state pensions in India. Covers 10 categories: senior citizens (57+), widows, persons with disability (40%+), Beedi workers, single women, weavers, AIDS patients, dialysis patients, toddy tappers, and Bathukamma workers. Senior citizens (57-64): ₹2,016/month; Senior citizens (65+) and Widows: ₹3,016/month; Persons with severe disability (80%+): ₹3,016/month; Other disabled (40-79%): ₹2,500/month. Over 44 lakh beneficiaries — among India's largest state social security programmes. Application via Mee Seva or aasara.telangana.gov.in.

₹2,016-₹3,016/month for seniors (57+), widows, disabled, single women, Beedi workers, weavers — 10 categoriesView Details →
👩 Women
🔥 PopularUpdated May 2026

Bathukamma Sarees Scheme 2026 — Free Saree for Women on Bathukamma Festival | telangana.gov.in

The Bathukamma Sarees Scheme is a popular Telangana state initiative where the government distributes free sarees to women — particularly BPL and ration card holder women — during the Bathukamma festival (the 9-day floral festival of Telangana women, celebrated in September-October). Launched by the BRS government and continued by the Congress government, the scheme distributes high-quality sarees (typically handloom/Pochampally/Gadwal weave sarees worth ₹500-1,000) to crores of women. Distribution point: Ration shops (PDS shops) and designated collection centres across Telangana. Scale: Over 1.5 crore women beneficiaries annually. The scheme also supports Telangana's handloom weaver community — the government bulk-purchases sarees from TSCO (Telangana State Cooperative Textiles Federation) and district-level weaver cooperatives, providing livelihood to over 1 lakh weavers. Women collect sarees at their nearest ration shop with their ration card.

Free handloom saree (Pochampally/Gadwal weave, ₹500-1,000 value) to 1.5 crore women during Bathukamma festivalView Details →
🏥 Health
🔥 PopularUpdated May 2026

TS Aarogyasri Health Scheme 2026 — ₹5 Lakh Free Health Coverage for BPL Families

Telangana Aarogyasri (now Mahatma Jyotirao Phule Telangana Aarogya Sri) provides cashless health insurance up to ₹5 lakh per year to BPL families for 3,000+ listed surgeries and treatments at empanelled government and private hospitals across Telangana.

₹5 lakh cashless treatment per year — 3,000+ procedures — BPL familiesView Details →
🏠 Housing
🔥 PopularUpdated May 2026

Telangana 2BHK Double Bedroom Housing Scheme 2026 — Free House for Urban/Rural Poor

Telangana government's flagship housing scheme provides free double bedroom (2BHK) houses with kitchen, bathroom, and basic amenities to homeless BPL families in urban and rural areas across Telangana. The scheme is aimed at houseless poor families and those living in kutcha or dilapidated structures, giving them a fully built pucca home at no cost. Beneficiaries are identified through government surveys as well as applications, covering both GHMC urban areas and rural Telangana.

Free 2BHK house (560 sq ft) with all basic amenities — BPL homeless familiesView Details →
💰 Finance
Updated May 2026

T-PRIDE Scheme Telangana 2026 — ₹25 Lakh Loan for BC Entrepreneurs at 0% Interest

T-PRIDE (Telangana Pradesh Incentives for Development and Empowerment) provides financial assistance of ₹25 lakh to Backward Class (BC) entrepreneurs in Telangana for starting new enterprises, with 35% subsidy and the rest as interest-free loan.

Up to ₹25 lakh — 35% subsidy + interest-free loan for BC entrepreneursView Details →
Disability (Divyangjan)
Updated May 2026

Telangana Disabled Pension Scheme 2026 — ₹3,016/Month for Persons with Disability

Run under Telangana's Aasara Pensions framework, this disability pension is among the most generous of any Indian state, putting ₹3,016 into the pocket of an eligible divyang person every month. It is meant to give a steady, dignified income to residents who carry a government-certified disability of 40 percent or more and whose annual family income stays below ₹1.5 lakh. Rather than vouchers or in-kind aid, the money lands directly in the beneficiary's Aadhaar-linked bank account through DBT, which keeps the payout transparent and cuts out middlemen. Applicants register on the Aasara portal or at a Gram Panchayat or MeeSeva centre, after which their disability certificate and income proof are verified before the monthly credit begins.

₹3,016/month disability pension — highest in India — direct bank transferView Details →
📚 Education
🔥 PopularUpdated May 2026

Telangana BC/OBC ePass Scholarship 2026 — Full Fee + Maintenance for Backward Class Students

For students from Telangana's backward and disadvantaged communities, ePass is the single window that keeps education affordable. Short for Electronic Payment and Application System of Scholarships, the portal lets BC, OBC, EBC, SC, ST and Minority students claim two things at once — full reimbursement of their tuition fee and a monthly maintenance allowance to cover everyday study costs. It spans the whole education ladder, from Class 1 right up to PhD, as long as the student is enrolled in a recognised institution. The welfare departments behind the scheme verify the student's caste and income credentials, then route the money to the student's own bank account, with the application moving step by step from institution check to district verification and finally a DBT credit.

Full tuition fee reimbursement + ₹500–₹1,200/month maintenance — BC/OBC/EBC studentsView Details →
🌾 Agriculture
Updated May 2026

Telangana Matsyakara Bharosa Scheme 2026 — ₹10,000/Year Investment Support for Fishermen

Telangana Matsyakara Bharosa provides ₹10,000 annual investment support to registered fishermen families for purchasing nets, boats, and fishing equipment, along with free group accident insurance and welfare benefits.

₹10,000/year investment support + free group accident insurance for fishermenView Details →
💼 Employment
Updated May 2026

Telangana BOCW Welfare Board 2026 — ₹5 Lakh Accident Cover + Pension for Construction Workers

Masons, helpers, electricians, plumbers and the many other hands that build Telangana's cities sit at the heart of this welfare scheme. Administered by the Telangana Building and Other Construction Workers (BOCW) Welfare Board under the state Labour Department, it converts a worker's one-time registration into a basket of protections: accident insurance of up to ₹5 lakh, a monthly pension after the working years end, scholarships for the workers' children, marriage assistance and maternity benefits. The thread that ties it together is registration — a worker who has put in at least 90 days of construction work in the last year and is not covered by ESIC or EPF can enrol with the Board and unlock these benefits, with assistance amounts paid into the worker's bank account once a claim is verified.

₹5 lakh accident insurance + ₹1,000/month pension + scholarship + marriage + maternity benefitsView Details →
📚 Education
Updated May 2026

Telangana Minority Welfare Scholarship 2026 — Full Fee + ₹1,000/Month for Minority Students

Telangana Minority Welfare Department provides pre and post-matric scholarships with full tuition fee reimbursement and ₹500–₹1,200/month maintenance to Muslim, Christian, Sikh, Buddhist, Jain, and Parsi community students.

Full tuition fee + ₹500–₹1,200/month maintenance — Muslim/Christian/Sikh minority studentsView Details →
📚 Education
Updated May 2026

Telangana BC Study Circles 2026 — Free UPSC/TSPSC/Banking Coaching for BC Students

Telangana BC Study Circles provide free residential coaching for UPSC, TSPSC Group I/II, Banking, and other competitive exams to Backward Class students, with free accommodation, food, study material, and ₹1,000/month stipend.

Free coaching + free hostel + food + ₹1,000/month stipend — BC/OBC students for UPSC/TSPSCView Details →
🏥 Health
Updated May 2026

Telangana CM Relief Fund 2026 — Emergency Medical & Disaster Assistance for BPL Families

Telangana Chief Minister's Relief Fund provides emergency financial assistance up to ₹5 lakh for life-threatening medical treatment, fire accidents, flood relief, and other disasters to economically weaker sections of Telangana.

Up to ₹5 lakh emergency assistance — medical/fire/flood/disaster — BPL familiesView Details →
🌾 Agriculture
Updated May 2026

Telangana Pala Velugu Dairy Scheme 2026 — Free Buffalo Distribution + Milk Subsidy for Farmers

Telangana Pala Velugu (Milk Revolution) scheme distributes free buffaloes to SC/ST/BC farmers and provides milk procurement price support to encourage dairy farming across rural Telangana.

Free buffalo/cow distribution + milk procurement price support for SC/ST/BC dairy farmersView Details →
📚 Education
Updated May 2026

Telangana Social Welfare Residential Schools 2026 — Free Residential Education for SC/ST Children

Telangana Social Welfare Residential Schools (TSWREIS) provide free residential education from Class 1 to 12 for SC, ST, BC, and EBC children, including accommodation, food, uniforms, books, and coaching for competitive exams.

Free residential schooling (Class 1–12) + food + uniforms + books — SC/ST/BC childrenView Details →
💼 Employment
Updated May 2026

Telangana MGNREGA Job Card 2026 — 100 Days Guaranteed Work ₹257/Day

Mahatma Gandhi NREGA in Telangana guarantees 100 days of wage employment per year to rural BPL households at ₹257/day, with job card registration through Gram Panchayat and work allocation within 15 days of demand.

100 days guaranteed work at ₹257/day — rural BPL households — TelanganaView Details →
💼 Employment
Updated May 2026

Rajiv Yuva Vikasam Telangana 2026 — Free Skill Training + ₹3,000 Stipend for Unemployed Youth

Rajiv Yuva Vikasam provides free skill development training in ITI, TSSC, and industry-aligned trades to unemployed Telangana youth (18–35 years) with ₹3,000/month stipend, free hostel for outstation students, and placement support.

Free skill training + ₹3,000/month stipend + placement support — unemployed youth 18–35View Details →
🌾 Agriculture
Updated May 2026

Telangana Rythu Vedika 2026 — Farmer Support Centres + Crop Insurance + MSP Access

Telangana Rythu Vedika (Farmer Service Centres) provides registered farmers with access to crop insurance, MSP procurement, agricultural inputs at subsidised rates, soil testing, and extension services through village-level farmer service centres.

Crop insurance + MSP access + subsidised inputs + soil testing — registered TS farmersView Details →

🇮🏻 Central Government Schemes for Telangana Residents

All 252 central government schemes are applicable to residents of Telangana. The most popular schemes you can apply for right now:

💼 Employment
🔥 PopularUpdated May 2026

PM Vishwakarma Yojana 2026 — ₹3 Lakh Loan + ₹15,000 Toolkit for 18 Trades | pmvishwakarma.gov.in

PM Vishwakarma Yojana is a central government scheme launched on 17 September 2023 that supports traditional artisans and craftspeople across 18 trades with free skill training (₹500/day stipend), a ₹15,000 toolkit e-voucher, and collateral-free loans up to ₹3 lakh at just 5% interest. Implemented by the Ministry of MSME with a ₹13,000 crore budget over 5 years (FY2023-24 to FY2027-28). Registration is done FREE at Common Service Centres (CSC) using Aadhaar biometric authentication.

₹15,000 toolkit + Free skill training (₹500/day) + ₹1L loan (1st tranche) + ₹2L loan (2nd tranche) = ₹3L total at 5% interestView Details →
🏠 Housing
🔥 PopularUpdated May 2026

PM Awas Yojana 2026 — Pradhan Mantri Awas Yojana Gramin & Urban Subsidy

Pradhan Mantri Awas Yojana (PMAY), launched in 2016, is India's largest housing programme providing financial assistance to build pucca houses for economically weaker sections. Under PMAY-Gramin (rural), eligible BPL families receive ₹1.20 lakh in plain areas and ₹1.30 lakh in hilly or north-eastern states paid directly through DBT. Under PMAY-Urban, first-time homebuyers in EWS (annual income up to ₹3 lakh) get 6.5% interest subsidy on home loans up to ₹6 lakh, reducing monthly EMI significantly. LIG (income ₹3–6 lakh) gets 6.5%, MIG-I (₹6–12 lakh) gets 4%, and MIG-II (₹12–18 lakh) gets 3% subsidy under the Credit Linked Subsidy Scheme (CLSS). Beneficiaries are selected through the SECC database and state government surveys. Over 2.1 crore PMAY houses have been completed as of 2026.

PMAY-Gramin ₹1.20–1.30 lakh + PMAY-Urban CLSS interest subsidy up to ₹2.67 lakh + Beneficiary-Led Construction (BLC) ₹2.5 lakh — 2.1 crore houses completedView Details →
🌾 Agriculture
🔥 PopularUpdated May 2026

PM Kisan Samman Nidhi Yojana 2026 — ₹6,000/Year to 11 Crore Farmers

PM-KISAN (Pradhan Mantri Kisan Samman Nidhi), launched in February 2019, provides ₹6,000 per year direct income support to all land-holding farmer families in India — transferred as three equal installments of ₹2,000 every four months directly to Aadhaar-linked bank accounts. As of 2026, over 11 crore farmers receive PM-KISAN, making it the world's largest direct cash transfer programme for farmers. All land-holding farming families are eligible, regardless of land size. Farmers must complete annual eKYC (OTP or biometric at CSC) to continue receiving installments. Income tax payees, government employees, and institutional landholders are excluded from PM-KISAN benefits.

₹6,000/year directly to bank account in 3 installments of ₹2,000View Details →
🏥 Health
🔥 PopularUpdated May 2026

Ayushman Bharat PM-JAY Yojana 2026 — ₹5 Lakh Free Health Insurance

Ayushman Bharat PM-JAY (Pradhan Mantri Jan Arogya Yojana), launched in September 2018, provides cashless hospitalisation coverage of ₹5 lakh per family per year at 30,000+ empanelled government and private hospitals. PM-JAY is the world's largest government-funded health insurance scheme, covering 55 crore+ people from the bottom 40% of India's population as per the SECC 2011 database. The scheme covers 1,949 medical procedures including surgeries, chemotherapy, kidney dialysis, neonatal care, and mental health treatment — at no cost to the beneficiary. Beneficiaries can avail treatment in any empanelled hospital across any state, completely cashless, using the Ayushman Card. Senior citizens aged 70+ years now get an additional ₹5 lakh top-up cover. Over 8 crore hospitalisation cases have been covered under PM-JAY as of 2026.

₹5 lakh/year cashless hospitalisation at 30,000+ hospitals (free for eligible families)View Details →
👩 Women
🔥 Popular

PM Ujjwala Yojana 2.0 — Free LPG Connection

Pradhan Mantri Ujjwala Yojana provides free LPG gas connections to women from below poverty line households to replace unhealthy cooking fuel usage.

Free LPG connection + ₹1,600 financial assistanceView Details →
🏭 MSME & Industry
🔥 PopularUpdated May 2026

PM Mudra Yojana 2026 — Collateral-Free Business Loan ₹50K to ₹20 Lakh

Pradhan Mantri Mudra Yojana, run through the Micro Units Development and Refinance Agency (MUDRA) under the Department of Financial Services, offers collateral-free business loans to non-corporate, non-farm micro and small enterprises. Loans are sanctioned under four categories: Shishu (up to ₹50,000), Kishore (₹50,001–₹5 lakh), Tarun (₹5 lakh–₹10 lakh), and Tarun Plus (₹10 lakh–₹20 lakh, launched 2024 for repeat Tarun borrowers). Funds are routed through banks, RRBs, NBFCs and microfinance institutions, and disbursed directly to the borrower's account, helping small traders, manufacturers and service providers expand. Over 52 crore loans worth ₹27 lakh crore have been sanctioned since 2015.

Collateral-free loan ₹50,000 to ₹20 lakh at low interest — 4 categories including new Tarun Plus (2024)View Details →
👩 Women
🔥 PopularUpdated May 2026

Sukanya Samriddhi Yojana 2026 — 8.2% Interest Girl Child Savings Scheme

Sukanya Samriddhi Yojana is a government-backed savings scheme for girl children offering one of the highest fixed interest rates (8.2% p.a.) with full tax exemption under Section 80C. Minimum deposit just Rs.250/year; maximum Rs.1.5 lakh/year. Account matures 21 years from opening or at marriage after age 18.

8.2% p.a. interest + full tax exemption (80C) for girl education & marriageView Details →
🌾 Agriculture
🔥 Popular

Kisan Credit Card (KCC) Scheme 2025

Kisan Credit Card provides farmers with flexible and affordable short-term credit for cultivation expenses, post-harvest needs, and allied activities at interest rates as low as 4% per annum.

Crop loan at 4% interest p.a. up to Rs.3 lakh; credit limit based on land holdingView Details →
📚 Education
🔥 PopularUpdated May 2026

National Scholarship Portal (NSP) 2026 — Apply for Central Scholarships Online

The National Scholarship Portal is a one-stop platform for students to apply for all central government scholarship schemes including pre-matric, post-matric, and merit-cum-means scholarships for SC, ST, OBC, and minority students.

Scholarships from Rs.1,000 to Rs.20,000/year depending on category and levelView Details →
🏗️ Infrastructure
🔥 PopularUpdated May 2026

PM Surya Ghar Muft Bijli Yojana 2026 — 300 Units Free Electricity

PM Surya Ghar Muft Bijli Yojana provides 300 units of free electricity per month to households that install rooftop solar panels, with a central government subsidy of up to ₹78,000 on installation cost.

300 units free electricity/month + up to ₹78,000 solar installation subsidyView Details →
💼 Employment
🔥 PopularUpdated May 2026

E-Shram Card 2026 — Free Registration for Unorganized Workers

E-Shram is a national database for unorganized sector workers providing a Universal Account Number (UAN) card, ₹2 lakh accident insurance, and priority access to 12 government welfare schemes.

₹2 lakh accident insurance + priority in PM Awas, PM Ujjwala, Ayushman Bharat & moreView Details →
🪖 Defence
🔥 PopularUpdated May 2026

Agniveer Scheme 2026 — Agnipath Defence Recruitment, Salary & Seva Nidhi

The Agniveer Scheme, launched under the Agnipath programme in 2022, recruits Indian youth aged 17.5 to 21 years for a 4-year short-service commission in the Indian Army, Navy, or Air Force. Agniveers receive a monthly salary starting at Rs.30,000 (rising to Rs.40,000 in the 4th year) plus risk and hardship allowances. On completion of 4 years, they receive a tax-free Seva Nidhi package of Rs.11.71 lakh (their contribution matched by the government with interest). Up to 25% of each batch is offered permanent enrolment in the regular armed forces based on merit and performance. Agniveers also receive priority in central paramilitary forces (CRPF, CISF, BSF) and several state police recruitment drives.

Rs.30,000 to Rs.40,000/month salary + Rs.11.71 lakh Seva Nidhi after 4 yearsView Details →
💰 Finance
🔥 PopularUpdated May 2026

PM Jan Dhan Yojana 2026 — Zero Balance Bank Account + ₹2 Lakh Insurance

Pradhan Mantri Jan Dhan Yojana (PMJDY) is India's largest financial inclusion scheme with 56+ crore accounts. Any Indian citizen can open a zero-balance savings account with free RuPay debit card, ₹2 lakh accident insurance, ₹30,000 life insurance, and ₹10,000 overdraft facility.

Zero balance account + ₹2L accident insurance + ₹10,000 overdraftView Details →
💼 Employment
🔥 Popular

MGNREGA / NREGA Job Card 2026 — 100 दिन काम की गारंटी, ₹267/दिन मजदूरी

Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) guarantees 100 days of wage employment per year to every rural household in India. Workers receive ₹267/day (minimum wage varies by state) directly to their bank accounts. With over 15 crore active Job Card holders, MGNREGA is the world's largest employment guarantee programme.

100 days guaranteed wage employment/year — ₹267+/day paid directly to bank account via DBTView Details →
💼 Employment
🔥 Popular

PM Internship Scheme 2026 — ₹9,000/Month Stipend | 1 Crore Youth | pminternship.mca.gov.in

PM Internship Scheme is a flagship Government of India initiative launched in 2024 that places 1 crore young Indians (aged 21–24) in 12-month paid internships at top 500 companies across sectors. Interns receive ₹9,000/month stipend (₹6,000 from government + ₹3,000+ from company CSR), ₹6,000 one-time travel grant, and ₹2 lakh accident insurance under PM Jeevan Jyoti Bima Yojana.

₹9,000/month stipend + ₹6,000 one-time travel grant + ₹2 lakh accident insurance (DBT)View Details →
🌾 Agriculture
🔥 Popular

PM Kisan Maandhan Yojana 2026 — ₹3,000/Month Pension for Farmers | maandhan.in

PM Kisan Maandhan Yojana (PM-KMY) is a voluntary and contributory pension scheme for small and marginal farmers launched in 2019. Farmers aged 18–40 contribute a small monthly amount (₹55–₹200 depending on entry age) and receive a guaranteed pension of ₹3,000/month after reaching 60 years of age. The Government of India contributes an equal matching amount to the Pension Fund.

₹3,000/month guaranteed pension after age 60 — government matches every rupee you contributeView Details →
💼 Employment
🔥 Popular

PM Kaushal Vikas Yojana 4.0 — 2026 Free Skill Training + ₹8,000 Certificate | PMKVY

PM Kaushal Vikas Yojana 4.0 (PMKVY 4.0) is the fourth phase of India's flagship skill training programme launched in 2022. It provides free short-term skill training in 220+ job roles across industry sectors to 1 crore youth. Trainees receive a National Skill Qualification Framework (NSQF)-linked certificate, ₹8,000 completion bonus, and placement support through top companies.

Free skill training + NSQF certificate + ₹8,000 completion bonus + placement supportView Details →
💰 Finance
🔥 Popular

PM Swamitva Yojana 2026 — Village Property Card | Drone Survey | ₹5 Lakh Loan Collateral

PM Swamitva Yojana (Survey of Villages Abadi and Mapping with Improvised Technology in Village Areas) provides legal property rights to village household owners through drone-based survey. Villagers get a Property Card (Adhikar Patra) which can be used as collateral for bank loans up to ₹5 lakh. Launched in 2020, covering 6 lakh+ villages across India.

Legal Property Card (Adhikar Patra) + Bank loan eligibility as collateral + dispute reductionView Details →
💼 Employment
🔥 Popular

PM DAKSH Yojana 2026 — Free Skill Training for SC/ST/OBC/Minorities | ₹3,000 Stipend

PM DAKSH (Pradhan Mantri Dakshata Aur Kushalta Sampann Hitgrahi) Yojana provides free short-term and long-term skill training to Scheduled Castes, Scheduled Tribes, OBCs, EBCs, DNTs, and Minorities. Trainees receive ₹1,000–₹3,000 monthly stipend during training, placement support, and industry-recognized certification. Apply at pmdaksh.dosje.gov.in.

Free skill training + ₹1,000–₹3,000/month stipend during training + certificate + placementView Details →
👩 Women
🔥 Popular

DAY-NRLM Ajeevika 2026 — Self Help Group Loan ₹3 Lakh | aajeevika.gov.in

Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) organises rural poor women into Self Help Groups (SHGs) and provides them access to bank credit, livelihood support, and social mobilisation. SHGs get revolving fund of ₹15,000, Community Investment Fund up to ₹2.5 lakh, and bank loans up to ₹3 lakh at subsidised rates.

SHG Revolving Fund ₹15,000 + CIF ₹2.5 lakh + Bank loan ₹3 lakh+ at subsidised ratesView Details →

Browse Schemes by Category

Explore central government schemes by category — all categories below are also applicable to Telangana residents.

About Telangana Government Schemes

Telangana residents can avail of both state government schemes and all central government schemes launched by the Government of India. The state government regularly launches welfare schemes covering agriculture, education, health, housing, women empowerment, and employment.

Popular central schemes like PM Vishwakarma Yojana, PM Kisan Samman Nidhi, Ayushman Bharat, and PM Awas Yojana are fully applicable to residents of Telangana. State-specific schemes like Gruha Lakshmi Telangana provide additional benefits exclusive to Telangana residents.

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