🌾 Punjab Government Schemes 2026
पंजाब • Capital: Chandigarh • Population: 3.1 Cr • 20+ schemes
| State | Punjab (पंजाब) |
| Capital | Chandigarh |
| Population | 3.1 Cr |
| Total Schemes Listed | 20+ |
| Central Schemes Available | All central government schemes apply |
🏛️ Punjab State Government Schemes
ਆਟਾ ਦਾਲ ਸਕੀਮ ਪੰਜਾਬ 2026 — BPL ਪਰਿਵਾਰਾਂ ਨੂੰ ਸਸਤਾ ਅਨਾਜ
Punjab Atta Daal Scheme provides subsidised flour (atta) at ₹2/kg and dal at ₹20/kg to BPL, SC, and blue card holder families through fair price shops across Punjab.
ਘਰ ਘਰ ਰੋਜ਼ਗਾਰ ਯੋਜਨਾ ਪੰਜਾਬ 2026 — ਮੁਫ਼ਤ ਰੁਜ਼ਗਾਰ ਪੋਰਟਲ ਰਜਿਸਟ੍ਰੇਸ਼ਨ
Punjab Ghar Ghar Rozgar Yojana is an employment-linkage programme run by the Department of Employment Generation, Skill Development and Training, Government of Punjab. Through the official pgrkam.com portal it offers unemployed educated youth free job-seeker registration, access to district-level rozgar melas (job fairs), career counselling, foreign-placement guidance, and self-employment leads. Registered candidates receive SMS and portal alerts whenever vacancies matching their qualification and skills are posted, and they can be shortlisted directly by participating private and government employers. There is no registration fee — the entire process is online — and placement support continues until the candidate is connected with a suitable opening within Punjab or abroad.
Punjab Aam Aadmi Clinic 2026 — Free OPD + 100+ Tests at 800+ Clinics | arogya.punjab.gov.in
Aam Aadmi Clinics (AAC) are Punjab's flagship free healthcare initiative launched by CM Bhagwant Mann's AAP government. 800+ clinics across all Punjab districts provide free OPD consultation, 100+ diagnostic tests, and free medicines — no registration fee, no charge. Each clinic has a doctor, pharmacist, and lab technician. Over 2 crore free consultations done since 2022 launch.
Punjab Ashirwad Scheme 2026 — ₹51,000 Marriage Assistance SC/BC Girls | punjab.gov.in
The Punjab Ashirwad Scheme (renamed from the earlier Shagun Scheme) is a marriage-assistance programme administered by the Social Welfare Department, Government of Punjab. It provides a one-time grant of ₹51,000 to daughters from Scheduled Caste, Backward Class and economically weaker families at the time of their marriage, helping low-income parents meet wedding expenses without falling into debt. The benefit is released through Direct Benefit Transfer (DBT) straight into the bride's Aadhaar-linked bank account, so there is no cash handling or middleman. Families with annual income below the prescribed rural/urban limits qualify, and applications are filed with the District Social Welfare Officer or online at edistrict.punjabgovt.gov.in.
Punjab Mukhyamantri Sehat Bima Yojana 2026 — Free Health Insurance ₹10 Lakh | sehatbimayojana.punjab.gov.in
Punjab Mukhyamantri Sehat Bima Yojana (formerly Sarbat Sehat Bima Yojana) is the AAP Government's flagship free health insurance scheme covering all Punjab families with cashless treatment up to ₹10 lakh per family per year. The scheme was significantly expanded by the AAP government in 2022 — raising coverage from ₹5 lakh to ₹10 lakh and extending it universally to all Punjab families (over 60 lakh families). It covers hospitalisation, surgery, cancer treatment, critical illness, and organ transplants at over 700+ empanelled government and private hospitals across Punjab and India. No premium is charged to any beneficiary family.
Bhagat Singh Yuva Rozgar Yojana Punjab 2026 — Employment Allowance for Educated Youth | edistrict.punjabgovt.gov.in
Bhagat Singh Yuva Rozgar Yojana (formerly Ghar Ghar Rozgar Yojana extension) is Punjab Government's unemployment allowance scheme for educated youth. Under the scheme, graduates who are unemployed receive a monthly allowance of ₹2,500 for up to 3 years while they search for employment or skill training. Post-graduate degree holders receive ₹3,000/month. The scheme is part of Punjab's broader employment ecosystem that also includes the Rozgar Mela (Job Fairs) and skill development partnerships. Launched/renamed under AAP government to honor Bhagat Singh's centenary, the scheme aims to support youth during their transition from education to employment.
Punjab Mukhyamantri Mawan Dhiyan Satkar Yojana 2026 — ₹1,000–₹1,500/Month for Women | Maa-Beti Samman Scheme
Punjab Mukhyamantri Mawan Dhiyan Satkar Yojana (also called Maa-Beti Samman Yojana — Mother-Daughter Felicitation Scheme) was launched in 2026 by the Punjab Government to provide monthly financial assistance of ₹1,000–₹1,500 to ALL adult women in Punjab. Every eligible woman aged 18+ gets ₹1,000/month directly to her bank account. SC (Scheduled Caste) women receive enhanced ₹1,500/month. Registration began from 15 April 2026 through Sewa Kendras, Anganwadi Centres, Nagar Nigam, and Committee offices. Exclusions: current/retired government employees, MPs/MLAs (current or former), and income tax payers. Aims to cover 1 crore+ Punjab women across rural and urban areas.
Punjab Solar Street Lighting Scheme 2026 — Free Solar Streetlights for Villages & Wards | PEDA
Punjab Solar Street Lighting Scheme, implemented by Punjab Energy Development Agency (PEDA), provides FREE solar streetlights to villages, gram panchayat areas, urban wards, and remote habitations across Punjab. Each LED solar streetlight has a 12W LED panel, lithium battery, motion sensor, and 5-year warranty. Aims to electrify 10,000+ streets in rural Punjab with renewable energy — reducing dependence on grid power, eliminating dark spots, and improving night-time safety for women, students, and pedestrians. Beneficiary: Gram Panchayat, Nagar Panchayat, or Municipal Committee passes a resolution requesting solar streetlights — PEDA installs them free of cost. No cost-sharing required from Panchayat.
Punjab Mai Bhago Vidya Scheme 2026 — FREE Bicycles for Class 11-12 Government School Girls | educationrecruitmentboard.com
Punjab Mai Bhago Vidya Scheme — named after the legendary Sikh warrior Mai Bhago — provides FREE bicycles to ALL girl students enrolled in Class 11 and Class 12 in Punjab government and government-aided schools. Aim: improve girls' access to higher secondary education by easing daily commute, reducing dropouts, and ensuring continuation till Class 12. Launched 2011, continued under successive Punjab governments. Distribution at school level by Education Department. Over 1 lakh bicycles distributed annually. Universal coverage — no income limit, all Class 11-12 government school girls eligible.
Punjab Dr Ambedkar Post-Matric Scholarship 2026 — Full Fee + Maintenance for SC Students | scholarships.punjab.gov.in
Dr B R Ambedkar Scheme of Post-Matric Scholarship (Punjab) is the state's flagship education scholarship for Scheduled Caste (SC) students. Provides 100% tuition fee reimbursement + non-refundable fee + maintenance allowance (₹230-₹1,200/month — Day Scholar/Hosteller) + thesis allowance + study tour charges for Class 11 to PhD students. The scheme covers professional courses (Engineering/Medical/Law/MBA/MCA) and general degree courses at recognized institutions. Family annual income ≤ ₹2.5 lakh (recently revised). Around 3 lakh+ Punjab SC students benefit annually. Administered by Punjab Department of Social Justice, Empowerment and Minorities. Apply online at scholarships.punjab.gov.in (the Punjab State Scholarship Portal — e-Punjab Scholarship Portal) between August-December.
Punjab Maa-Beti Samman Yojana 2026 — Mukhyamantri Mawan Dhiyan Satkar | ₹1,000/Month for Women
Punjab Mukhyamantri Mawan Dhiyan Satkar Yojana, also called Maa-Beti Samman Yojana, was announced by Finance Minister Harpal Singh Cheema on 8 March 2026 (International Women's Day) during the Punjab Budget 2026-27 presentation. CM Bhagwant Mann formally launched the scheme on 14 April 2026 at a rally in Adampur, Jalandhar — with registrations starting 15 April 2026 in 9 pilot constituencies (Adampur, Malout, Sri Anandpur Sahib, Dirba, Sunam, Moga, Kotkapura, Batala, Patiala Rural). The remaining 108 constituencies open registration from 15 May 2026. Described by Punjab government as 'the world's first universal cash transfer scheme for women', every eligible woman aged 18 years and above who is a permanent resident of Punjab will receive ₹1,000 per month directly in her bank account via DBT. Women from the Scheduled Caste (SC) category receive ₹1,500 per month (₹500 additional). No middlemen, no delays — direct credit to Aadhaar-linked bank account.
Punjab MGNREGS 2026 — ₹326/Day Wage Employment for Rural Households | 100 Days Guaranteed Work
Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS) in Punjab provides guaranteed wage employment of 100 days per year at ₹326/day to rural households. Any rural household can demand work through the Job Card during lean agricultural seasons. Wages are paid via DBT directly to the worker's bank account within 15 days. Works undertaken include road construction, irrigation canals, plantation, ponds, and village infrastructure. Punjab's Social Welfare and Rural Development Department implements the scheme across all 22 districts.
Punjab SC Pre-Matric Scholarship 2026 — ₹1,000–₹3,500/Year + Book Allowance for Class 1-10
Punjab SC Pre-Matric Scholarship is a centrally sponsored scheme implemented by Punjab Welfare Department providing annual scholarship of ₹1,000–₹3,500 plus book allowance to Scheduled Caste students studying in Class 1 to Class 10 in government and government-aided schools. The scheme aims to prevent dropouts among SC children and ensure continuation of education. Day scholars and hostellers receive different rates. Family income must be below ₹2.5 lakh per annum. Applications are submitted through the Punjab Scholarship Portal (scholarships.punjab.gov.in) by the school on behalf of students.
Punjab Mukhyamantri Tirath Yatra Scheme 2026 — Free Pilgrimage for Senior Citizens (60+)
Punjab Mukhyamantri Tirath Yatra Scheme provides free pilgrimage trips for senior citizens aged 60 and above to important religious sites including Sri Amritsar (Golden Temple), Vaishno Devi (Jammu), Haridwar, Rishikesh, Mathura, Vrindavan, and other sacred destinations. The scheme covers travel by state transport (bus/train), accommodation, meals, and a pilgrim guide. Managed by the Department of NRI & Cultural Affairs, Government of Punjab. Groups are organized by district administration and Sewa Kendras. No cost to the beneficiary — fully state-funded.
Punjab Farmers Debt Relief Scheme 2026 — Loan Waiver Up to ₹2 Lakh for Marginal/Small Farmers
Punjab Farmers Debt Relief Scheme provides waiver or restructuring of agricultural loans up to ₹2 lakh for marginal and small farmers of Punjab. Implemented by Punjab Agriculture Department, the scheme targets farmers who borrowed from Punjab State Cooperative Banks, Primary Agriculture Cooperative Societies (PACS), commercial banks, and district cooperative banks. The scheme reduces the debt burden on small landholding farmers (up to 5 acres) who are unable to repay institutional loans due to low crop yields, crop failure, or price crashes. Loan waiver is processed through the bank directly with state government reimbursement.
Punjab PMAY Housing Scheme 2026 — ₹1.5–₹2.5 Lakh for BPL/EWS/LIG Families | Rural + Urban
Punjab implements the Pradhan Mantri Awas Yojana (PMAY) for both rural (PMAY-G) and urban (PMAY-U) areas with state government top-up support. PMAY-G provides ₹1.5 lakh for BPL rural families to construct/upgrade pucca houses. Urban PMAY provides ₹2.5 lakh for EWS/LIG category beneficiaries in Punjab cities. Punjab state provides additional top-up assistance above the central grant. The CM Housing scheme operates alongside PMAY for eligible homeless families. Applications are submitted via AwaasSoft (rural) and PMAY-U portal (urban). Beneficiary selection uses the Socio-Economic Caste Census (SECC) data.
Punjab Disability Financial Assistance 2026 — ₹1,500–₹2,000/Month Pension for Disabled Persons
Punjab Disability Financial Assistance (Disability Pension) provides monthly financial support to persons with disabilities in Punjab. The scheme covers persons with 40% or more disability with a monthly pension of ₹1,500. Persons with severe disability (80% or more) receive enhanced pension of ₹2,000 per month. The scheme is implemented by the Social Security Department, Government of Punjab, and payments are made via Direct Benefit Transfer (DBT) to the beneficiary's Aadhaar-linked bank account. Applications are submitted through Sewa Kendras or the district Social Security office.
Punjab Sports Merit Award 2026 — ₹10,000–₹3 Lakh for Sports Achievers | Punjab Sports Dept
Punjab Sports Merit Awards (CM Sports Awards) recognize and reward athletes from Punjab who achieve distinction at state, national, and international levels. Cash prizes range from ₹10,000 for state-level winners to ₹3 lakh for international (Olympic/Asian/Commonwealth) medalists. The scheme is implemented by the Punjab Sports Department and aims to encourage youth sports culture in Punjab's 22 districts. Awards are presented by Chief Minister Bhagwant Mann at annual state sports felicitation ceremonies. Disciplines include kabaddi, wrestling, hockey, athletics, shooting, boxing, and all Olympic/recognized sports.
Punjab BC/OBC Post-Matric Scholarship 2026 — Full Tuition + ₹380–₹760/Month Maintenance | NSP
For Backward Class (BC) and Other Backward Classes (OBC) students in Punjab, the cost of staying in education after Class 10 is eased through this post-matric scholarship. Run by the state's Department of Welfare for Scheduled Castes & Backward Classes as part of a centrally sponsored programme, it reimburses the full tuition fee and adds a monthly maintenance allowance of ₹380–₹760, depending on whether the student is a day scholar or a hosteller. Support continues from Class 11 right through to post-graduate and professional courses. Households earning under ₹1.5 lakh a year qualify, and enrolment in government, government-aided, or recognised private institutions — whether inside Punjab or elsewhere — is accepted. Applications are filed online on the National Scholarship Portal (NSP), with verified amounts released by DBT to the student's Aadhaar-linked bank account.
Punjab Mukhyamantri Shehri Awas Yojana 2026 — Affordable Urban Housing for EWS/LIG in Punjab Cities
Punjab Mukhyamantri Shehri Awas Yojana provides affordable housing to the urban poor in Punjab cities under the EWS (Economically Weaker Section) and LIG (Low Income Group) categories. The scheme is linked to PMAY-U (Pradhan Mantri Awas Yojana - Urban) and provides low-cost flats and housing units in planned townships in Chandigarh periphery, Ludhiana, Amritsar, Jalandhar, Patiala, and other Punjab cities. Beneficiaries receive central PMAY-U subsidy plus Punjab state top-up to make housing affordable. Applications are routed through Urban Local Bodies (ULBs), Municipal Corporations, and Housing Board Punjab.
🇮🏻 Central Government Schemes for Punjab Residents
All 252 central government schemes are applicable to residents of Punjab. The most popular schemes you can apply for right now:
PM Vishwakarma Yojana 2026 — ₹3 Lakh Loan + ₹15,000 Toolkit for 18 Trades | pmvishwakarma.gov.in
PM Vishwakarma Yojana is a central government scheme launched on 17 September 2023 that supports traditional artisans and craftspeople across 18 trades with free skill training (₹500/day stipend), a ₹15,000 toolkit e-voucher, and collateral-free loans up to ₹3 lakh at just 5% interest. Implemented by the Ministry of MSME with a ₹13,000 crore budget over 5 years (FY2023-24 to FY2027-28). Registration is done FREE at Common Service Centres (CSC) using Aadhaar biometric authentication.
PM Awas Yojana 2026 — Pradhan Mantri Awas Yojana Gramin & Urban Subsidy
Pradhan Mantri Awas Yojana (PMAY), launched in 2016, is India's largest housing programme providing financial assistance to build pucca houses for economically weaker sections. Under PMAY-Gramin (rural), eligible BPL families receive ₹1.20 lakh in plain areas and ₹1.30 lakh in hilly or north-eastern states paid directly through DBT. Under PMAY-Urban, first-time homebuyers in EWS (annual income up to ₹3 lakh) get 6.5% interest subsidy on home loans up to ₹6 lakh, reducing monthly EMI significantly. LIG (income ₹3–6 lakh) gets 6.5%, MIG-I (₹6–12 lakh) gets 4%, and MIG-II (₹12–18 lakh) gets 3% subsidy under the Credit Linked Subsidy Scheme (CLSS). Beneficiaries are selected through the SECC database and state government surveys. Over 2.1 crore PMAY houses have been completed as of 2026.
PM Kisan Samman Nidhi Yojana 2026 — ₹6,000/Year to 11 Crore Farmers
PM-KISAN (Pradhan Mantri Kisan Samman Nidhi), launched in February 2019, provides ₹6,000 per year direct income support to all land-holding farmer families in India — transferred as three equal installments of ₹2,000 every four months directly to Aadhaar-linked bank accounts. As of 2026, over 11 crore farmers receive PM-KISAN, making it the world's largest direct cash transfer programme for farmers. All land-holding farming families are eligible, regardless of land size. Farmers must complete annual eKYC (OTP or biometric at CSC) to continue receiving installments. Income tax payees, government employees, and institutional landholders are excluded from PM-KISAN benefits.
Ayushman Bharat PM-JAY Yojana 2026 — ₹5 Lakh Free Health Insurance
Ayushman Bharat PM-JAY (Pradhan Mantri Jan Arogya Yojana), launched in September 2018, provides cashless hospitalisation coverage of ₹5 lakh per family per year at 30,000+ empanelled government and private hospitals. PM-JAY is the world's largest government-funded health insurance scheme, covering 55 crore+ people from the bottom 40% of India's population as per the SECC 2011 database. The scheme covers 1,949 medical procedures including surgeries, chemotherapy, kidney dialysis, neonatal care, and mental health treatment — at no cost to the beneficiary. Beneficiaries can avail treatment in any empanelled hospital across any state, completely cashless, using the Ayushman Card. Senior citizens aged 70+ years now get an additional ₹5 lakh top-up cover. Over 8 crore hospitalisation cases have been covered under PM-JAY as of 2026.
PM Ujjwala Yojana 2.0 — Free LPG Connection
Pradhan Mantri Ujjwala Yojana provides free LPG gas connections to women from below poverty line households to replace unhealthy cooking fuel usage.
PM Mudra Yojana 2026 — Collateral-Free Business Loan ₹50K to ₹20 Lakh
Pradhan Mantri Mudra Yojana, run through the Micro Units Development and Refinance Agency (MUDRA) under the Department of Financial Services, offers collateral-free business loans to non-corporate, non-farm micro and small enterprises. Loans are sanctioned under four categories: Shishu (up to ₹50,000), Kishore (₹50,001–₹5 lakh), Tarun (₹5 lakh–₹10 lakh), and Tarun Plus (₹10 lakh–₹20 lakh, launched 2024 for repeat Tarun borrowers). Funds are routed through banks, RRBs, NBFCs and microfinance institutions, and disbursed directly to the borrower's account, helping small traders, manufacturers and service providers expand. Over 52 crore loans worth ₹27 lakh crore have been sanctioned since 2015.
Sukanya Samriddhi Yojana 2026 — 8.2% Interest Girl Child Savings Scheme
Sukanya Samriddhi Yojana is a government-backed savings scheme for girl children offering one of the highest fixed interest rates (8.2% p.a.) with full tax exemption under Section 80C. Minimum deposit just Rs.250/year; maximum Rs.1.5 lakh/year. Account matures 21 years from opening or at marriage after age 18.
Kisan Credit Card (KCC) Scheme 2025
Kisan Credit Card provides farmers with flexible and affordable short-term credit for cultivation expenses, post-harvest needs, and allied activities at interest rates as low as 4% per annum.
National Scholarship Portal (NSP) 2026 — Apply for Central Scholarships Online
The National Scholarship Portal is a one-stop platform for students to apply for all central government scholarship schemes including pre-matric, post-matric, and merit-cum-means scholarships for SC, ST, OBC, and minority students.
PM Surya Ghar Muft Bijli Yojana 2026 — 300 Units Free Electricity
PM Surya Ghar Muft Bijli Yojana provides 300 units of free electricity per month to households that install rooftop solar panels, with a central government subsidy of up to ₹78,000 on installation cost.
E-Shram Card 2026 — Free Registration for Unorganized Workers
E-Shram is a national database for unorganized sector workers providing a Universal Account Number (UAN) card, ₹2 lakh accident insurance, and priority access to 12 government welfare schemes.
Agniveer Scheme 2026 — Agnipath Defence Recruitment, Salary & Seva Nidhi
The Agniveer Scheme, launched under the Agnipath programme in 2022, recruits Indian youth aged 17.5 to 21 years for a 4-year short-service commission in the Indian Army, Navy, or Air Force. Agniveers receive a monthly salary starting at Rs.30,000 (rising to Rs.40,000 in the 4th year) plus risk and hardship allowances. On completion of 4 years, they receive a tax-free Seva Nidhi package of Rs.11.71 lakh (their contribution matched by the government with interest). Up to 25% of each batch is offered permanent enrolment in the regular armed forces based on merit and performance. Agniveers also receive priority in central paramilitary forces (CRPF, CISF, BSF) and several state police recruitment drives.
PM Jan Dhan Yojana 2026 — Zero Balance Bank Account + ₹2 Lakh Insurance
Pradhan Mantri Jan Dhan Yojana (PMJDY) is India's largest financial inclusion scheme with 56+ crore accounts. Any Indian citizen can open a zero-balance savings account with free RuPay debit card, ₹2 lakh accident insurance, ₹30,000 life insurance, and ₹10,000 overdraft facility.
MGNREGA / NREGA Job Card 2026 — 100 दिन काम की गारंटी, ₹267/दिन मजदूरी
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) guarantees 100 days of wage employment per year to every rural household in India. Workers receive ₹267/day (minimum wage varies by state) directly to their bank accounts. With over 15 crore active Job Card holders, MGNREGA is the world's largest employment guarantee programme.
PM Internship Scheme 2026 — ₹9,000/Month Stipend | 1 Crore Youth | pminternship.mca.gov.in
PM Internship Scheme is a flagship Government of India initiative launched in 2024 that places 1 crore young Indians (aged 21–24) in 12-month paid internships at top 500 companies across sectors. Interns receive ₹9,000/month stipend (₹6,000 from government + ₹3,000+ from company CSR), ₹6,000 one-time travel grant, and ₹2 lakh accident insurance under PM Jeevan Jyoti Bima Yojana.
PM Kisan Maandhan Yojana 2026 — ₹3,000/Month Pension for Farmers | maandhan.in
PM Kisan Maandhan Yojana (PM-KMY) is a voluntary and contributory pension scheme for small and marginal farmers launched in 2019. Farmers aged 18–40 contribute a small monthly amount (₹55–₹200 depending on entry age) and receive a guaranteed pension of ₹3,000/month after reaching 60 years of age. The Government of India contributes an equal matching amount to the Pension Fund.
PM Kaushal Vikas Yojana 4.0 — 2026 Free Skill Training + ₹8,000 Certificate | PMKVY
PM Kaushal Vikas Yojana 4.0 (PMKVY 4.0) is the fourth phase of India's flagship skill training programme launched in 2022. It provides free short-term skill training in 220+ job roles across industry sectors to 1 crore youth. Trainees receive a National Skill Qualification Framework (NSQF)-linked certificate, ₹8,000 completion bonus, and placement support through top companies.
PM Swamitva Yojana 2026 — Village Property Card | Drone Survey | ₹5 Lakh Loan Collateral
PM Swamitva Yojana (Survey of Villages Abadi and Mapping with Improvised Technology in Village Areas) provides legal property rights to village household owners through drone-based survey. Villagers get a Property Card (Adhikar Patra) which can be used as collateral for bank loans up to ₹5 lakh. Launched in 2020, covering 6 lakh+ villages across India.
PM DAKSH Yojana 2026 — Free Skill Training for SC/ST/OBC/Minorities | ₹3,000 Stipend
PM DAKSH (Pradhan Mantri Dakshata Aur Kushalta Sampann Hitgrahi) Yojana provides free short-term and long-term skill training to Scheduled Castes, Scheduled Tribes, OBCs, EBCs, DNTs, and Minorities. Trainees receive ₹1,000–₹3,000 monthly stipend during training, placement support, and industry-recognized certification. Apply at pmdaksh.dosje.gov.in.
DAY-NRLM Ajeevika 2026 — Self Help Group Loan ₹3 Lakh | aajeevika.gov.in
Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) organises rural poor women into Self Help Groups (SHGs) and provides them access to bank credit, livelihood support, and social mobilisation. SHGs get revolving fund of ₹15,000, Community Investment Fund up to ₹2.5 lakh, and bank loans up to ₹3 lakh at subsidised rates.
Browse Schemes by Category
Explore central government schemes by category — all categories below are also applicable to Punjab residents.
About Punjab Government Schemes
Punjab residents can avail of both state government schemes and all central government schemes launched by the Government of India. The state government regularly launches welfare schemes covering agriculture, education, health, housing, women empowerment, and employment.
Popular central schemes like PM Vishwakarma Yojana, PM Kisan Samman Nidhi, Ayushman Bharat, and PM Awas Yojana are fully applicable to residents of Punjab. State-specific schemes like Atta Daal Scheme Punjab provide additional benefits exclusive to Punjab residents.