🏛️ Tamil Nadu Government Schemes 2026
तमिल नाडु • Capital: Chennai • Population: 8.2 Cr • 41+ schemes
| State | Tamil Nadu (तमिल नाडु) |
| Capital | Chennai |
| Population | 8.2 Cr |
| Total Schemes Listed | 41+ |
| Central Schemes Available | All central government schemes apply |
🏛️ Tamil Nadu State Government Schemes
கலைஞர் மகளிர் உரிமைத் தொகை 2026 — ₹1,000/மாதம் | Kalaignar Magalir Urimai Thogai Tamil Nadu
Tamil Nadu government's Kalaignar Magalir Urimai Thogai scheme provides Rs.1,000 per month directly to the bank accounts of the female head of each eligible family via DBT. Launched in September 2023, over 1 crore women across Tamil Nadu receive this benefit. The scheme aims to promote financial autonomy and economic empowerment of women across all districts.
Pudhumai Penn Scheme Tamil Nadu 2026 — ₹1,000/Month for Girl Students Class 6–12 | pudhumpenn.tn.gov.in
Pudhumai Penn (Modern Woman) Scheme is Tamil Nadu's flagship girl education scheme launched by CM MK Stalin in September 2022. It provides ₹1,000 per month directly to the bank accounts of girl students studying in Classes 6 to 12 in Tamil Nadu government schools. The scheme targets the critical transition period (Class 6 onwards) when dropout rates are highest due to financial pressure. Over 9 lakh girl students across Tamil Nadu receive this benefit every month via DBT. The girl's own bank account is opened at nationalised banks — no guardian's account. This ₹12,000/year support helps girls buy notebooks, uniforms, and manage travel expenses, directly reducing family financial burden and keeping girls in school through Class 12.
தமிழ்நாடு முதல்வர் காலை உணவு திட்டம் 2026 — TN CM Breakfast Scheme: Free Breakfast for Govt School Kids
Tamil Nadu Chief Minister's Breakfast Scheme provides free nutritious breakfast to students studying in government primary schools (Classes 1–5) every school day. Launched in September 2022 by CM MK Stalin, the scheme covers over 1.14 lakh students across 1,545 government primary schools initially, now expanded to 5,016+ schools statewide.
நான் முதல்வன் திட்டம் 2026 — TN Youth Skill + ₹1,000-3,000/Month Stipend | nnm.tn.gov.in
Naan Mudhalvan (I am the First) is Tamil Nadu government's flagship skill development and employability scheme for students in Classes 6-12 and higher education. It provides free certification courses in IT, digital skills, NEET/JEE coaching, industry certifications, and soft skills. Students also get paid internship support with stipend ₹1,000-3,000/month. Over 50 lakh students enrolled.
மூவலூர் ராமாமிர்தம் அம்மையார் திட்டம் 2026 — ₹1,000/மாதம் TN College Girl Students
Moovalur Ramamirtham Ammaiyar Higher Education Assurance Scheme provides ₹1,000 per month stipend to girls from first-generation college-going families (parents are not college graduates) studying in Tamil Nadu government arts and science colleges, polytechnics, and government engineering colleges. The scheme encourages girls to pursue higher education.
Makkalai Thedi Maruthuvam Tamil Nadu 2026 — Free Doorstep Healthcare | tnhealth.tn.gov.in
Makkalai Thedi Maruthuvam, meaning Healthcare at Your Doorstep, is a flagship public-health initiative of the Department of Health and Family Welfare, Government of Tamil Nadu, launched by Chief Minister MK Stalin in 2021. Instead of waiting for patients to reach a hospital, teams of ASHA workers and nurses make weekly visits to every household across the state to screen residents for 27 diseases and health conditions, including diabetes, hypertension, tuberculosis, oral and cervical cancer, and mental-health issues. Free medicines are dispensed on the spot for treatable conditions, and patients needing advanced care receive a referral to a Government hospital. With over 3.5 crore households covered, the programme removes cost and distance as barriers to early diagnosis, especially for the elderly, differently-abled, and chronically ill.
Ennum Ezhuthum Mission TN 2026 — Free Tablet + Numeracy/Literacy for Govt School Students | tnschools.gov.in
Ennum Ezhuthum, the Numeracy and Literacy Mission of the School Education Department, Government of Tamil Nadu, is designed to make sure every Class 1 to 3 child in a government school masters foundational reading, writing and arithmetic — the skills that all later learning depends on. The mission uses Activity-Based Learning methods so that early-grade teaching is playful and child-centred rather than rote. As an extension of the same digital-education push, the state distributes free tablets to Class 6, 7 and 8 students in government and government-aided schools, delivered through the school headmaster with no separate application. Benefiting over 40 lakh students annually, the programme combines classroom reform with hardware support to close learning gaps in public education across Tamil Nadu.
விடியல் பயணம் (Free Bus Travel) Tamil Nadu 2023 — அனைத்து பெண்களுக்கும் இலவச பேருந்து பயணம்
Vidiyal Payanam (Dawn Journey) is Tamil Nadu government's scheme providing absolutely free bus travel to all women passengers on Tamil Nadu State Transport Corporation (TNSTC) and Metropolitan Transport Corporation (MTC) buses across the state. Launched by CM Stalin in September 2021, the scheme covers all women — no income restriction. Over 40 lakh women travel free daily. Women simply board any TNSTC/MTC bus without purchasing a ticket.
Tamil Nadu CM Free Laptop Scheme 2026 — Class 11-12 & College Students | 20 Lakh Laptops
Tamil Nadu's Chief Minister Free Laptop Scheme (restarted under CM Stalin's DMK government) provides free laptops to government and government-aided school students in Class 11, Class 12, and first-year college students. Over 20 lakh laptops distributed since 2011 (AIADMK era) and the scheme continues. Class 11-12 students in government schools get laptops at the start of academic year. Laptops come pre-loaded with educational software and internet connectivity support.
கலைஞர் கனவு இல்லம் தமிழ்நாடு 2026 — 1 லட்சம் இலவச வீடுகள் | Urban Free Housing Scheme
Kalaignar Kanavu Illam (Kalaignar's Dream Home) is Tamil Nadu government's urban affordable housing scheme targeting construction of 1 lakh free houses for the poor and economically weaker sections in urban and peri-urban areas. Announced by CM Stalin as part of the DMK government's housing push. Beneficiaries are identified through income surveys and TNUHDB (Tamil Nadu Urban Habitat Development Board). Houses are provided under Pradhan Mantri Awas Yojana-Urban (PMAY-U) convergence.
கலைஞர் மு.க திட்டம் தமிழ்நாடு 2026 — ₹5 லட்சம் அறுவை சிகிச்சை மருத்துவக் காப்பீடு | TN CM Health Insurance
Chief Minister's Comprehensive Health Insurance Scheme (CMCHIS), branded as Kalaignar Muthalvarin Thitta Nala Thittam in Tamil Nadu, provides cashless health insurance coverage of up to Rs 5 lakh per year for major surgeries and treatments at empanelled government and private hospitals. Different from the central Ayushman Bharat PM-JAY, this state scheme covers procedures not included in PMJAY and has a higher per-procedure coverage. About 5 lakh+ surgeries are performed annually. Covers all families with annual income up to Rs 72,000 and TNPDS ration card holders.
அம்மா இரு சக்கர வாகன திட்டம் தமிழ்நாடு 2026 — பணிபுரியும் பெண்களுக்கு Two-Wheeler Subsidy | Amma Scooter Scheme
Amma Two Wheeler Scheme is Tamil Nadu government's scheme providing 50% subsidy on two-wheeler purchase (up to Rs 25,000) for working women in Tamil Nadu. Launched under DMK government 2021, the scheme targets women going to work who lack transport. The subsidy is given as bank loan interest subsidy — the state government pays 50% of the two-wheeler cost (capped at Rs 25,000). Approximately 10 lakh women benefit in Phase 1. Priority to government scheme beneficiaries, SHG members, and women from BPL families.
Rajiv Gandhi Civil Abhayam Scheme Tamil Nadu 2026 — Free IAS/IPS Coaching for Economically Weak Students
Rajiv Gandhi Civil Abhayam is Tamil Nadu government's free civil services coaching scheme for students from economically weak families who aspire to crack UPSC (IAS/IPS/IFS) and Tamil Nadu Public Service Commission (TNPSC) examinations. Launched in 2022 by the DMK government, it provides free residential coaching at select coaching centres across Tamil Nadu — covering tuition fees, study materials, hostel accommodation, food, and a monthly stipend. Eligible students are selected through a merit-cum-means written test. The scheme specifically targets students from SC, ST, OBC, MBC, and economically weaker general category backgrounds to bridge the coaching access gap between rich and poor aspirants.
TN Free LPG Connection Scheme 2026 — Free Gas Connection + Stove + 2 Refills for Women | tnpds.gov.in
Tamil Nadu Chief Minister's Free LPG Connection Scheme provides FREE LPG connection, FREE double burner stove, and FREE 2 cylinder refills annually to women heads of BPL households in Tamil Nadu. Implemented by the TN Food and Consumer Protection Department, the scheme acts as a state top-up to central PMUY (Pradhan Mantri Ujjwala Yojana), extending benefits to families not covered by PMUY and offering EXTRA refills + stove. Targets 20 lakh+ BPL women in Tamil Nadu. Application at nearest Ration Shop or tnpds.gov.in portal.
Tamil Nadu Pongal Gift Scheme 2026 — ₹1,000 Cash + Free Rice, Sugar & Dhoti/Saree for Ration Card Holders | tnpds.gov.in
Tamil Nadu Pongal Gift Scheme is an annual state government initiative that provides free gifts to ration card (PDS) holders during the Pongal harvest festival (January). The scheme has evolved over years: Current package (2026): ₹1,000 cash transferred to Aadhaar-linked bank account + free rice (1-2 kg) + free sugar (1 kg) + free dhoti/saree (for priority households). Some years also include coconut, turmeric, and other festival items. Total value of Pongal package: approximately ₹1,500-2,000 per family. Implemented through Tamil Nadu Civil Supplies Corporation (TNCSC) and PDS ration shops. All eligible ration card holders automatically receive it — no separate application required. Over 2 crore ration card families benefit. Cash component is directly transferred via DBT ahead of Pongal festival (typically January 13-15).
TN Magalir Thittam (SHG) 2026 — ₹10,000 Revolving Fund + Loans for Women Self-Help Groups | tnmagalirthittam.org
Magalir Thittam is Tamil Nadu's flagship women Self-Help Group (SHG) programme launched in 1997 under the Tamil Nadu Corporation for Development of Women (TNCDW). It has grown to become one of India's largest SHG networks with over 4.5 lakh SHGs covering 60 lakh women. Benefits: Revolving Fund (RF) of ₹10,000-15,000 per SHG for initial lending; Community Investment Fund (CIF) for group microenterprise; Bank linkage loans at 3% interest (subsidised by state); NABARD credit linkage. Women SHG members can access loans for business (₹50,000-3 lakh per member), education, housing, emergencies. Special schemes under Magalir Thittam: Kalaignar Magalir Urimai Thogai (₹1,000/month — separate scheme) is channelled through SHGs. SHG members also get priority in government scheme registration, livelihood training, and market access through SHG federations.
Tamil Nadu BC/MBC/DNC Post-Matric Scholarship 2026 — ₹230-₹1,200/Month + Full Fees | bcmbcmw.tn.gov.in
Tamil Nadu BC/MBC/DNC Post-Matric Scholarship is a state government scholarship for Class 11 to PhD students from Backward Class (BC), Most Backward Class (MBC), and Denotified Communities (DNC). Provides full tuition fee reimbursement + monthly maintenance allowance: ₹230-₹1,200/month (depending on course and Day/Hostel) + compulsory non-refundable fee + study tour charges + thesis typing/printing. Around 12 lakh students benefit annually — making it Tamil Nadu's largest scholarship scheme by reach. Administered by the BC, MBC and Minorities Welfare Department of Tamil Nadu. Apply online at the Tamil Nadu e-Scholarship Portal (escholarship.tn.gov.in / bcmbcmw.tn.gov.in) usually August-December.
Tamil Nadu CM Solar Powered Pumpset Scheme 2026 — 80% Subsidy for Farmers
Chief Minister's Solar Powered Pumpset Scheme is Tamil Nadu's flagship solar irrigation initiative launched in 2019 — providing up to 80% government subsidy (90% for SC/ST) for installing solar-powered pumpsets (3 HP, 5 HP, 7.5 HP) for agricultural irrigation. The scheme aims to reduce farmer's electricity cost, promote sustainable energy, and ensure round-the-clock irrigation. Subsidy structure: Central subsidy 30% (under PM-KUSUM) + State subsidy 50-60% = total 80-90% government share; farmer pays only 10-20%. A 5 HP solar pump costs ~₹3 lakh total — farmer pays only ₹30,000-60,000. Includes solar panels, motor pump, controller, accessories with 5-year warranty + 25-year solar panel performance warranty. Application via Tamil Nadu Energy Development Agency (TEDA) at teda.in.
Tamil Nadu Adi Dravidar Post-Matric Scholarship 2026 — Free Education for SC/ST
Tamil Nadu Adi Dravidar Post-Matric Scholarship is administered by the Adi Dravidar and Tribal Welfare Department for SC/ST students from Class 11 to PG and PhD studying in TN recognised institutions. Benefits: 100% tuition fee + non-refundable fee + maintenance allowance ₹230-₹1,200/month + study tour + thesis printing. Family income limit ₹2.5 lakh. Chief Minister Merit Award: ₹3,000 per annum for 5 years to 1,000 boys + 1,000 girls topping Class 12 from SC/ST/ADC Christian communities. The scheme is integrated with central NSP for OBC students. About 8 lakh+ SC/ST Tamil Nadu students benefit annually with ₹1,500+ crore disbursement. Apply at escholarship.tn.gov.in (window: August-December).
Dr Muthulakshmi Reddy Maternity Benefit TN 2026 — ₹18,000 for Pregnant Women
Dr Muthulakshmi Reddy Maternity Benefit Scheme is Tamil Nadu's pioneering maternal welfare programme — providing ₹18,000 cash assistance per pregnancy (raised from ₹12,000 in 2021) to all pregnant women in Tamil Nadu, irrespective of order of birth. Named after Dr Muthulakshmi Reddy, Indian medical pioneer and social reformer. The scheme is administered by the Department of Public Health & Family Welfare and provides cash in 3 instalments: ₹2,000 on registration of pregnancy at primary health centre; ₹4,000 at 7th month antenatal check-up; ₹12,000 after delivery (at recognised institution) and BCG vaccination. The scheme is universal — no income limit — making it one of the most generous state maternity benefit schemes in India. Eligible women receive Mother & Child Protection (MCP) card from PHC. ~10 lakh+ pregnancies covered annually with ₹1,500+ crore outlay.
Tamil Nadu Old Age Pension 2026 — ₹1,000/Month for Senior Citizens
Tamil Nadu State Old Age Pension is administered by the Department of Social Welfare and Women Empowerment — providing ₹1,000/month direct cash transfer to destitute senior citizens aged 60+ years. The scheme combines Tamil Nadu's state contribution (₹800/month) with central IGNOAPS (Indira Gandhi National Old Age Pension Scheme — ₹200 for 60-79 / ₹500 for 80+). Total benefit: ₹1,000-1,500/month depending on age group. Eligible: destitute senior citizens without sufficient means of subsistence, no family support, and annual income below ₹1.2 lakh. Approximately 30+ lakh senior citizens in Tamil Nadu receive Old Age Pension under this scheme. Distribution via Aadhaar-linked bank account or through Old Age Pension Booklets at Taluk offices. Application via Taluk Social Welfare Officer or e-Sevai centres.
Tamil Nadu Differently Abled Pension 2026 — ₹1,500/Month for Persons with Disabilities
Tamil Nadu Differently Abled Pension is administered by the Department for the Welfare of Differently Abled — providing ₹1,500/month direct cash transfer to persons with 40%+ disability (severely disabled). The scheme combines TN state contribution (₹1,200/month) + central IGNDPS (₹300/month). Coverage includes 21 disabilities under RPwD Act 2016 — visual impairment, hearing impairment, locomotor disability, intellectual disability, mental illness, autism, cerebral palsy, multiple disabilities, etc. Eligibility: 40%+ benchmark disability with UDID Card, family income below ₹1.2 lakh, TN resident. ~12 lakh+ disability pension beneficiaries in TN as of 2026. Apply at e-Sevai centre or District Differently Abled Welfare Office. Distribution via Aadhaar-linked bank account. Special component for severely disabled (80%+): ₹1,800/month (state ₹1,500 + central ₹300).
Tamil Nadu Widow Pension 2026 — ₹1,000/Month for Destitute Widows
Tamil Nadu Widow Pension is administered by the Department of Social Welfare and Women Empowerment — providing ₹1,000-1,300/month direct cash transfer to destitute widows aged 18+ years. The scheme combines TN state contribution with central IGNWPS (Indira Gandhi National Widow Pension Scheme). State pension covers widows of any age (18+) who are destitute, while central component (IGNWPS) covers widows aged 40-79 with family income below BPL line. Approximately 14+ lakh widows in TN receive Widow Pension as of 2026. Special enhanced amount for widows aged 80+: ₹1,500/month. Beneficiaries must remain unmarried to continue pension. Application via Taluk Social Welfare Office or e-Sevai centre. Distribution via Aadhaar-linked bank account.
Tamil Nadu Marriage Assistance Schemes 2026 — ₹25,000-₹50,000 + 8g Gold Coin for Brides
Tamil Nadu has 7 comprehensive Marriage Assistance Schemes (collectively administered by Department of Social Welfare) — providing one-time cash assistance + 8g gold coin for thali to deserving brides at the time of marriage. Schemes: (1) Dr Dharmambal Ammaiyar Memorial — for widow's daughter (₹25,000 + 8g gold); (2) E.V.R. Maniammaiyar Ninaivu — for daughters of poor widows (₹25,000 + 8g gold); (3) Annai Theresa Ninaivu — for orphan girls (₹25,000 + 8g gold); (4) Moovalur Ramamirtham Ammaiyar Ninaivu — for poor girls (graduation or 10+2 educated, ₹25,000-50,000 + 8g gold based on education); (5) Dr Muthulakshmi Reddy Memorial — for inter-caste marriage (₹50,000 + 8g gold); (6) Annai Mary Ammaiyar — for Adi Dravidar Christians; (7) Periyar E.V. Ramasamy Ninaivu — for Sangam-caste women. Gold rate is fixed market value at the time of disbursement. ~3 lakh+ marriages assisted annually.
Tamil Nadu TAHDCO SC/ST Housing & Enterprise Loan 2026 — ₹10L at 4% for Adi Dravidar Families
Tamil Nadu Adi Dravidar Housing and Development Corporation (TAHDCO) provides low-interest loans and subsidies to Scheduled Caste (Adi Dravidar) and Scheduled Tribe (Tribal) families in Tamil Nadu for housing, self-employment, and education. Key loans: (1) Housing Loan — ₹1-3 lakh at 4% for new construction/repair with 25% subsidy component; (2) Self-Employment Loan — ₹50,000-₹10 lakh at 4% for micro-enterprise; (3) Education Loan — professional courses ₹2-₹10 lakh at 4%; (4) Women's Self-Help Group Loans — ₹50,000-₹3 lakh at 4%; (5) NSFDC national-level loans up to ₹20 lakh for viable projects. 3 lakh+ SC/ST families benefited annually. Apply at TAHDCO district offices or tahdco.tn.gov.in.
Tamil Nadu Construction Workers Welfare Board 2026 — ₹5L Accident + Maternity + Education for 30L Workers
Tamil Nadu Building & Other Construction Workers (BOCW) Welfare Board provides social security to 30 lakh+ registered construction workers across Tamil Nadu. Benefits: (1) Accidental death ₹5 lakh, accidental disability ₹3 lakh; (2) Natural death relief ₹1 lakh; (3) Maternity benefit ₹6,000 (2 deliveries); (4) Children's education scholarship ₹600-₹15,000/year; (5) Marriage assistance ₹5,000; (6) Pension ₹1,500/month after 60 years; (7) Tool kit purchase assistance ₹2,000; (8) Medical reimbursement up to ₹2,000. Annual registration: ₹25 + employer cess. Apply at Labour Department Tamil Nadu / bocww.labour.tn.gov.in.
Tamil Nadu Agricultural Labourers Welfare Board 2026 — ₹3L Accident + ₹2,000/Month Pension for Farm Workers
Tamil Nadu Agricultural Labourers Welfare Board (TNALWB) provides comprehensive social security to landless agricultural labourers in Tamil Nadu — harvesters, transplanting workers, farm hired labourers, and related workers. Benefits: (1) Accident death ₹3 lakh, disability ₹1.5 lakh; (2) Pension ₹2,000/month after age 60 (combined state + central); (3) Maternity ₹12,000 (2 deliveries); (4) Marriage assistance ₹5,000 (daughter's marriage); (5) Children education scholarship ₹3,000-₹8,000/year; (6) Tool/equipment assistance ₹2,000. Annual registration ₹25. Managed by Labour Department Tamil Nadu. Over 45 lakh agricultural labourers registered.
Tamil Nadu Marine Fishermen Welfare Scheme 2026 — ₹10L Accident Insurance + Boat Subsidy + Lean Season ₹5,000
Tamil Nadu Fisheries Department provides comprehensive welfare to Tamil Nadu's 9+ lakh marine fishermen in coastal districts (Chennai, Nagapattinam, Rameswaram, Tuticorin, Kanyakumari, Thanjavur, Cuddalore, etc.). Benefits: (1) Group Accident Insurance ₹5-₹10 lakh (accidental death at sea); (2) Boat engine subsidy 50% up to ₹1 lakh; (3) Fishing net subsidy 50%; (4) Lean season relief (ban period): ₹5,000 cash per family; (5) Keezhadi fishing village housing; (6) Fishermen Savings-cum-Relief (SCR) Scheme ₹3,000/month deposit during fishing + ₹5,000 relief during ban; (7) Free weather warning SMS system. Apply at District Fisheries Department offices.
Tamil Nadu Chief Minister's Public Relief Fund 2026 — Emergency Assistance for Natural Disaster, Disease, Accident
Tamil Nadu Chief Minister's Public Relief Fund (CMPRF) provides immediate emergency financial assistance to individuals and families facing genuine hardship due to natural disasters (flood, cyclone, drought, landslide), serious illness requiring expensive treatment, death in accident, fire damage, or other extreme emergencies. Assistance ranges from ₹10,000 to ₹5 lakh depending on the nature and severity of distress. Applications are reviewed by district collectors and approved by CM's Office. CMPRF is also a public donation fund — individuals and organizations can donate to CMPRF. Victims of Chennai floods, cyclones in coastal districts, and disasters in Nilgiris, Erode, Salem hill areas get priority.
Tamil Nadu Handloom Weavers Welfare Board 2026 — ₹2L Insurance + ₹15,000 Scholarship + Marketing for TN Weavers
Tamil Nadu Handloom Weavers' Cooperative Society (Co-optex) and Tamil Nadu Handloom Development Corporation (TNHDC) provide comprehensive welfare and marketing support to 5 lakh+ handloom weavers producing Kanchipuram silk, Coimbatore cotton, Salem fabric, Madurai Sungudi, Thanjavur weaving, and Bhavani jamakkalam. Benefits: (1) Mahatma Gandhi Bunkar Bima Yojana (MGBBY) — ₹2 lakh accident + ₹60,000 natural death insurance (BPL premium-free); (2) Children scholarship ₹100-₹150/month; (3) TNHDC yarn subsidy 15%; (4) Weaver Credit Card ₹2 lakh at 7%; (5) Co-optex showroom direct selling with better margins. Apply at District Handloom Officer or TNHDC.
Tamil Nadu Unorganised Workers Social Security Scheme 2026 — ₹2L Insurance + Pension for Street Vendors, Domestic Workers
Tamil Nadu Unorganised Workers Social Security Board (under Labour Department) provides social protection to informal sector workers not covered by ESI or EPFO — including street vendors, domestic workers, auto/taxi drivers, barbers, washermen, sanitation workers, cobblers, and others. Benefits: (1) Accidental death ₹2 lakh; (2) Permanent disability ₹1 lakh; (3) Maternity ₹6,000; (4) Marriage of daughter ₹3,000; (5) Funeral assistance ₹3,000; (6) Educational assistance ₹500-₹3,000/year for children. Annual registration ₹30. 1 crore+ workers registered. Apply at Labour Department TN / e-Sevai centres.
Tamil Nadu Free Power for Farmers 2026 — 9 Hours Free Electricity Daily for Agricultural Pumpsets
Tamil Nadu's Chief Minister's Free Electricity Scheme for Farmers provides free electricity (up to 9 hours daily during off-peak hours) for all registered agricultural pumpsets in Tamil Nadu. All farmers with agricultural service connections (pumpsets up to 10HP) get completely free power supply without any monthly bill. Scheme introduced in 1989, expanded and continued through successive governments. Currently covers 22 lakh+ agricultural pumpset connections in Tamil Nadu. Domestic households: free units up to 100 units/month (separate scheme). The scheme costs Tamil Nadu government ₹12,000+ crore annually. Apply for new agricultural pumpset connection at TANGEDCO offices or online at tneb.in.
Tamil Nadu Adi Dravidar & Tribal Welfare Hostels & Scholarships 2026 — Free Hostel + ₹15,000 Top-up for SC/ST
Tamil Nadu Adi Dravidar and Tribal Welfare Department (ADT) runs 450+ government hostels across Tamil Nadu providing free accommodation, meals, and study facilities for SC and ST students from Class 6 to PG. Additionally, ADT provides: (1) Free school uniform and bags (Class 1-12); (2) Pre-matric scholarship ₹150-₹750/month; (3) Post-matric scholarship top-up ₹2,000-₹15,000/year (additional to NSP central scholarship); (4) Coaching for civil services, UPSC, TNPSC, banking for SC/ST candidates (free residential coaching); (5) Special scholarship for SC/ST students pursuing MBBS, Engineering, Law, MBA: ₹15,000-₹25,000/year. Apply at ADT district offices or scholarships via NSP/TN Scholar portal.
Tamil Nadu Ex-Servicemen Welfare Scheme 2026 — Education Grants + Pension Top-up + State Employment for ESM
Tamil Nadu Sainik Welfare Board provides welfare assistance to ex-servicemen (ESM), war widows, and Veer Naris in Tamil Nadu. Key benefits: (1) Tamil Nadu state ex-gratia to gallantry awardees (Param Vir Chakra, Maha Vir Chakra, Vir Chakra, Ashoka Chakra, Shaurya Chakra families); (2) 10% horizontal reservation in Tamil Nadu state government jobs and PSUs for ESM; (3) Financial assistance to ESM in distress (₹5,000-₹30,000 one-time); (4) Children's education scholarship ₹750-₹1,500/month; (5) Priority in government plots and TNHB housing; (6) Free travel on TNSTC buses; (7) ECHS health coverage linkage. Apply at District Sainik Welfare Offices in all 38 TN districts.
Tamil Nadu Thooimai Kavalar Sanitation Workers Welfare 2026 — ₹5L Insurance + Housing Priority for Safai Workers
Tamil Nadu Thooimai Kavalar (Sanitation Workers) welfare scheme provides comprehensive protection to sanitation workers, scavengers, and solid waste management workers employed by ULBs, municipalities, corporations, and panchayats in Tamil Nadu. Benefits under Tamil Nadu Manual Scavengers Rehabilitation Act: (1) Accident insurance ₹5 lakh; (2) Rehabilitation training + ₹2,000/month stipend during training; (3) Housing priority under PMAY-U (1 BHK flat); (4) Children free education at government schools + scholarship ₹5,000/year; (5) 3% horizontal reservation in TN government jobs; (6) Alternative livelihood loan ₹50,000-₹5 lakh at 4% interest. Implemented by SC Welfare Department + ULBs.
Tamil Nadu BC/MBC/DNT Post-Matric Scholarship 2026 — Full Tuition + ₹1,200/Month for Backward Class Students
Tamil Nadu BC (Backward Class), MBC (Most Backward Class), and DNT (De-notified Tribes) Post-Matric Scholarship provides full tuition fee reimbursement + maintenance allowance ₹530-₹1,200/month (Hosteller) for students studying Class 11 to PhD who belong to TN-notified BC/MBC/DNT communities. Annual family income limit: ₹2 lakh. This is a Central Scheme (Ministry of Social Justice) implemented by Tamil Nadu Backward Classes Welfare Department. Apply on National Scholarship Portal (scholarships.gov.in) July-November. 5 lakh+ BC/MBC/DNT students benefit annually in Tamil Nadu.
Tamil Nadu Disability Welfare & Rehabilitation 2026 — Free Assistive Devices + ₹5,000 Marriage + 4% Reservation
Tamil Nadu Differently Abled Welfare Department (beyond the monthly pension) provides comprehensive rehabilitation and welfare: (1) Free assistive devices — motorised tricycle, wheelchair, hearing aid, prosthetic limbs under ADIP (Assistance to Disabled Persons) scheme; (2) ₹50,000 marriage assistance for PWD couple (or PWD marrying able-bodied); (3) 4% reservation in TN government jobs (horizontal); (4) Free travel on TNSTC buses for 40%+ PWD; (5) Free education at District Rehabilitation Centres and Residential Special Schools; (6) Tamil Nadu Differently Abled Industrial Cooperative Societies (TIDCO) — loans for PWD entrepreneurs; (7) Scholarship ₹500-₹2,000/month for PWD students; (8) Property tax exemption.
Tamil Nadu Salt Pan Workers Welfare Scheme 2026 — ₹3L Accident + Housing + Pension for Salt Workers
Tamil Nadu Salt Pan Workers Welfare Board provides social security to salt pan workers in the coastal salt producing districts — Thoothukudi, Ramanathapuram, Nagapattinam, Villupuram, Chennai, Tiruvallur. Benefits: (1) Accidental death/disability insurance ₹3 lakh; (2) Monthly pension ₹1,500/month after age 60; (3) Maternity ₹6,000; (4) Children education scholarship ₹500-₹3,000/year; (5) Marriage of daughter ₹3,000; (6) Funeral ₹3,000; (7) Housing priority under PMAY-G/U. Annual registration ₹25. Managed by Tamil Nadu Labour Department. Around 1 lakh+ salt pan workers registered.
Tamil Nadu Chief Minister's Sports Achievement Award & Sports Development Scheme 2026
Tamil Nadu Chief Minister's Sports Development Scheme and Sports Achievement Awards support athletes, sports persons, and youth engaged in sporting activities across Tamil Nadu. Key components: (1) CM's Sporting Achievement Award — ₹10,000-₹30 lakh cash award for international medalists (Olympic bronze ₹1 crore, silver ₹2 crore, gold ₹3 crore); (2) Sports Scholarship for youth — ₹500-₹2,000/month for top-ranked athletes in recognized sports; (3) Tamil Nadu Sports Development Authority (SDAT) free coaching academies in all districts; (4) Sports equipment subsidy for schools and colleges; (5) Priority government jobs for sports persons under sports quota (2% in government posts). Tamil Nadu has produced P V Sindhu-equivalent athletes across Kabaddi, Boxing, Chess (Magnus Carlsen opponents).
Tamil Nadu Housing Board Affordable Housing 2026 — EWS/LIG Flats ₹3-10 Lakh | tnhb.gov.in
Tamil Nadu Housing Board (TNHB) allots affordable residential flats to EWS (Economically Weaker Section) and LIG (Lower Income Group) applicants across Tamil Nadu. EWS flats are priced at ₹3-5 lakh and LIG flats at ₹6-10 lakh — far below market rates — with home loan linkage through TNHB or HDFC/SBI. Allotment is through draw of lots (lottery). Additional subsidy of ₹2.5 lakh is available under PMAY-Urban Credit Linked Subsidy Scheme (CLSS) for EWS first-time home buyers. Around 30,000 families benefit each scheme cycle. Apply at tnhb.gov.in.
Tamil Nadu Uzhavar Pathukappu — Farmer Input Subsidy + Crop Insurance 2026 | agri.tn.gov.in
Tamil Nadu Uzhavar Pathukappu (Farmer Protection) is the state's comprehensive input subsidy scheme for small and marginal farmers — providing free/subsidised seeds (paddy, pulses, millets, oilseeds), 50% subsidy on bio-fertilizers, 50-75% subsidy on sprinkler/drip irrigation, free soil health card + testing, and free crop insurance premium (PMFBY/RWBCIS) for small farmers. Around 50 lakh farmer families in Tamil Nadu benefit. Apply through Agriculture Extension Officer / Block Agricultural Office or agri.tn.gov.in.
🇮🏻 Central Government Schemes for Tamil Nadu Residents
All 252 central government schemes are applicable to residents of Tamil Nadu. The most popular schemes you can apply for right now:
PM Vishwakarma Yojana 2026 — ₹3 Lakh Loan + ₹15,000 Toolkit for 18 Trades | pmvishwakarma.gov.in
PM Vishwakarma Yojana is a central government scheme launched on 17 September 2023 that supports traditional artisans and craftspeople across 18 trades with free skill training (₹500/day stipend), a ₹15,000 toolkit e-voucher, and collateral-free loans up to ₹3 lakh at just 5% interest. Implemented by the Ministry of MSME with a ₹13,000 crore budget over 5 years (FY2023-24 to FY2027-28). Registration is done FREE at Common Service Centres (CSC) using Aadhaar biometric authentication.
PM Awas Yojana 2026 — Pradhan Mantri Awas Yojana Gramin & Urban Subsidy
Pradhan Mantri Awas Yojana (PMAY), launched in 2016, is India's largest housing programme providing financial assistance to build pucca houses for economically weaker sections. Under PMAY-Gramin (rural), eligible BPL families receive ₹1.20 lakh in plain areas and ₹1.30 lakh in hilly or north-eastern states paid directly through DBT. Under PMAY-Urban, first-time homebuyers in EWS (annual income up to ₹3 lakh) get 6.5% interest subsidy on home loans up to ₹6 lakh, reducing monthly EMI significantly. LIG (income ₹3–6 lakh) gets 6.5%, MIG-I (₹6–12 lakh) gets 4%, and MIG-II (₹12–18 lakh) gets 3% subsidy under the Credit Linked Subsidy Scheme (CLSS). Beneficiaries are selected through the SECC database and state government surveys. Over 2.1 crore PMAY houses have been completed as of 2026.
PM Kisan Samman Nidhi Yojana 2026 — ₹6,000/Year to 11 Crore Farmers
PM-KISAN (Pradhan Mantri Kisan Samman Nidhi), launched in February 2019, provides ₹6,000 per year direct income support to all land-holding farmer families in India — transferred as three equal installments of ₹2,000 every four months directly to Aadhaar-linked bank accounts. As of 2026, over 11 crore farmers receive PM-KISAN, making it the world's largest direct cash transfer programme for farmers. All land-holding farming families are eligible, regardless of land size. Farmers must complete annual eKYC (OTP or biometric at CSC) to continue receiving installments. Income tax payees, government employees, and institutional landholders are excluded from PM-KISAN benefits.
Ayushman Bharat PM-JAY Yojana 2026 — ₹5 Lakh Free Health Insurance
Ayushman Bharat PM-JAY (Pradhan Mantri Jan Arogya Yojana), launched in September 2018, provides cashless hospitalisation coverage of ₹5 lakh per family per year at 30,000+ empanelled government and private hospitals. PM-JAY is the world's largest government-funded health insurance scheme, covering 55 crore+ people from the bottom 40% of India's population as per the SECC 2011 database. The scheme covers 1,949 medical procedures including surgeries, chemotherapy, kidney dialysis, neonatal care, and mental health treatment — at no cost to the beneficiary. Beneficiaries can avail treatment in any empanelled hospital across any state, completely cashless, using the Ayushman Card. Senior citizens aged 70+ years now get an additional ₹5 lakh top-up cover. Over 8 crore hospitalisation cases have been covered under PM-JAY as of 2026.
PM Ujjwala Yojana 2.0 — Free LPG Connection
Pradhan Mantri Ujjwala Yojana provides free LPG gas connections to women from below poverty line households to replace unhealthy cooking fuel usage.
PM Mudra Yojana 2026 — Collateral-Free Business Loan ₹50K to ₹20 Lakh
Pradhan Mantri Mudra Yojana, run through the Micro Units Development and Refinance Agency (MUDRA) under the Department of Financial Services, offers collateral-free business loans to non-corporate, non-farm micro and small enterprises. Loans are sanctioned under four categories: Shishu (up to ₹50,000), Kishore (₹50,001–₹5 lakh), Tarun (₹5 lakh–₹10 lakh), and Tarun Plus (₹10 lakh–₹20 lakh, launched 2024 for repeat Tarun borrowers). Funds are routed through banks, RRBs, NBFCs and microfinance institutions, and disbursed directly to the borrower's account, helping small traders, manufacturers and service providers expand. Over 52 crore loans worth ₹27 lakh crore have been sanctioned since 2015.
Sukanya Samriddhi Yojana 2026 — 8.2% Interest Girl Child Savings Scheme
Sukanya Samriddhi Yojana is a government-backed savings scheme for girl children offering one of the highest fixed interest rates (8.2% p.a.) with full tax exemption under Section 80C. Minimum deposit just Rs.250/year; maximum Rs.1.5 lakh/year. Account matures 21 years from opening or at marriage after age 18.
Kisan Credit Card (KCC) Scheme 2025
Kisan Credit Card provides farmers with flexible and affordable short-term credit for cultivation expenses, post-harvest needs, and allied activities at interest rates as low as 4% per annum.
National Scholarship Portal (NSP) 2026 — Apply for Central Scholarships Online
The National Scholarship Portal is a one-stop platform for students to apply for all central government scholarship schemes including pre-matric, post-matric, and merit-cum-means scholarships for SC, ST, OBC, and minority students.
PM Surya Ghar Muft Bijli Yojana 2026 — 300 Units Free Electricity
PM Surya Ghar Muft Bijli Yojana provides 300 units of free electricity per month to households that install rooftop solar panels, with a central government subsidy of up to ₹78,000 on installation cost.
E-Shram Card 2026 — Free Registration for Unorganized Workers
E-Shram is a national database for unorganized sector workers providing a Universal Account Number (UAN) card, ₹2 lakh accident insurance, and priority access to 12 government welfare schemes.
Agniveer Scheme 2026 — Agnipath Defence Recruitment, Salary & Seva Nidhi
The Agniveer Scheme, launched under the Agnipath programme in 2022, recruits Indian youth aged 17.5 to 21 years for a 4-year short-service commission in the Indian Army, Navy, or Air Force. Agniveers receive a monthly salary starting at Rs.30,000 (rising to Rs.40,000 in the 4th year) plus risk and hardship allowances. On completion of 4 years, they receive a tax-free Seva Nidhi package of Rs.11.71 lakh (their contribution matched by the government with interest). Up to 25% of each batch is offered permanent enrolment in the regular armed forces based on merit and performance. Agniveers also receive priority in central paramilitary forces (CRPF, CISF, BSF) and several state police recruitment drives.
PM Jan Dhan Yojana 2026 — Zero Balance Bank Account + ₹2 Lakh Insurance
Pradhan Mantri Jan Dhan Yojana (PMJDY) is India's largest financial inclusion scheme with 56+ crore accounts. Any Indian citizen can open a zero-balance savings account with free RuPay debit card, ₹2 lakh accident insurance, ₹30,000 life insurance, and ₹10,000 overdraft facility.
MGNREGA / NREGA Job Card 2026 — 100 दिन काम की गारंटी, ₹267/दिन मजदूरी
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) guarantees 100 days of wage employment per year to every rural household in India. Workers receive ₹267/day (minimum wage varies by state) directly to their bank accounts. With over 15 crore active Job Card holders, MGNREGA is the world's largest employment guarantee programme.
PM Internship Scheme 2026 — ₹9,000/Month Stipend | 1 Crore Youth | pminternship.mca.gov.in
PM Internship Scheme is a flagship Government of India initiative launched in 2024 that places 1 crore young Indians (aged 21–24) in 12-month paid internships at top 500 companies across sectors. Interns receive ₹9,000/month stipend (₹6,000 from government + ₹3,000+ from company CSR), ₹6,000 one-time travel grant, and ₹2 lakh accident insurance under PM Jeevan Jyoti Bima Yojana.
PM Kisan Maandhan Yojana 2026 — ₹3,000/Month Pension for Farmers | maandhan.in
PM Kisan Maandhan Yojana (PM-KMY) is a voluntary and contributory pension scheme for small and marginal farmers launched in 2019. Farmers aged 18–40 contribute a small monthly amount (₹55–₹200 depending on entry age) and receive a guaranteed pension of ₹3,000/month after reaching 60 years of age. The Government of India contributes an equal matching amount to the Pension Fund.
PM Kaushal Vikas Yojana 4.0 — 2026 Free Skill Training + ₹8,000 Certificate | PMKVY
PM Kaushal Vikas Yojana 4.0 (PMKVY 4.0) is the fourth phase of India's flagship skill training programme launched in 2022. It provides free short-term skill training in 220+ job roles across industry sectors to 1 crore youth. Trainees receive a National Skill Qualification Framework (NSQF)-linked certificate, ₹8,000 completion bonus, and placement support through top companies.
PM Swamitva Yojana 2026 — Village Property Card | Drone Survey | ₹5 Lakh Loan Collateral
PM Swamitva Yojana (Survey of Villages Abadi and Mapping with Improvised Technology in Village Areas) provides legal property rights to village household owners through drone-based survey. Villagers get a Property Card (Adhikar Patra) which can be used as collateral for bank loans up to ₹5 lakh. Launched in 2020, covering 6 lakh+ villages across India.
PM DAKSH Yojana 2026 — Free Skill Training for SC/ST/OBC/Minorities | ₹3,000 Stipend
PM DAKSH (Pradhan Mantri Dakshata Aur Kushalta Sampann Hitgrahi) Yojana provides free short-term and long-term skill training to Scheduled Castes, Scheduled Tribes, OBCs, EBCs, DNTs, and Minorities. Trainees receive ₹1,000–₹3,000 monthly stipend during training, placement support, and industry-recognized certification. Apply at pmdaksh.dosje.gov.in.
DAY-NRLM Ajeevika 2026 — Self Help Group Loan ₹3 Lakh | aajeevika.gov.in
Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) organises rural poor women into Self Help Groups (SHGs) and provides them access to bank credit, livelihood support, and social mobilisation. SHGs get revolving fund of ₹15,000, Community Investment Fund up to ₹2.5 lakh, and bank loans up to ₹3 lakh at subsidised rates.
Browse Schemes by Category
Explore central government schemes by category — all categories below are also applicable to Tamil Nadu residents.
About Tamil Nadu Government Schemes
Tamil Nadu residents can avail of both state government schemes and all central government schemes launched by the Government of India. The state government regularly launches welfare schemes covering agriculture, education, health, housing, women empowerment, and employment.
Popular central schemes like PM Vishwakarma Yojana, PM Kisan Samman Nidhi, Ayushman Bharat, and PM Awas Yojana are fully applicable to residents of Tamil Nadu. State-specific schemes like Magalir Urimai Thogai provide additional benefits exclusive to Tamil Nadu residents.