🍃 Mizoram Government Schemes 2026
मिज़ोरम • Capital: Aizawl • Population: 12 Lakh • 23+ schemes
| State | Mizoram (मिज़ोरम) |
| Capital | Aizawl |
| Population | 12 Lakh |
| Total Schemes Listed | 23+ |
| Central Schemes Available | All central government schemes apply |
🏛️ Mizoram State Government Schemes
मिज़ोरम SEDP लोन 2026 — 4% ब्याज पर ₹1–10 लाख उद्यम ऋण | Mizoram SEDP Scheme
The State Entrepreneurship Development Programme (SEDP) is the flagship self-employment loan scheme run by the Industries & Commerce Department, Government of Mizoram, to turn educated and unemployed youth into job-creating entrepreneurs. It sanctions term loans of ₹1 lakh to ₹10 lakh at a heavily concessional interest rate of 4% per annum, channelled through empanelled banks against a viable project report appraised by the District Industries Centre. Eligible ventures span manufacturing units, retail and wholesale trade, service enterprises, food processing, handicrafts, bamboo products, and agri-based businesses. Approved loan amounts are released to the applicant's Aadhaar-linked bank account, and a moratorium period gives new enterprises time to stabilise before repayment begins.
मिज़ोरम CM युवा पुरस्कार + व्यावसायिक प्रशिक्षण स्टाइपेंड 2026 — ₹5,000/माह | CM Youth Award Mizoram
The Mizoram Chief Minister's Youth Award scheme, administered by the Youth & Sports Department, Government of Mizoram, combines public recognition with practical skilling support for young people across the state. On one side it honours outstanding youth who make a mark in social service, sports, arts and culture, drawing on the Mizo value of tlawmngaihna, or selfless community service. On the other side it pays a monthly stipend of ₹5,000 to youth enrolled in approved ITI, polytechnic or skill-training programmes, helping them complete vocational courses in trades such as tailoring, IT basics, beauty and wellness, food processing, handicrafts and hospitality. The stipend is credited directly to the beneficiary's Aadhaar-linked bank account through DBT for the duration of the training.
Mizoram State Social Security Pension Scheme 2026 — Monthly Allowance for Elderly, Disabled & Widows | socialwelfare.mizoram.gov.in
Mizoram State Social Security Pension Scheme is the Government of Mizoram's monthly financial assistance programme for senior citizens aged 60 and above, persons with disabilities (40%+), and widows with dependent children. Beneficiaries receive ₹1,000–₹1,500 per month depending on the category, transferred directly to their Aadhaar-linked bank accounts. The scheme supplements Central Government's IGNOAPS (Indira Gandhi National Old Age Pension) and IGNDPS (disability pension) with state top-up amounts, ensuring Mizoram's most vulnerable citizens receive adequate support. Over 50,000 beneficiaries are covered across Mizoram's 8 districts.
Mizoram State Health Care Scheme (MHCS) 2026 — ₹4 Lakh Cashless Health Insurance for Non-BPL Families | health.mizoram.gov.in
Mizoram State Health Care Scheme (MHCS) is the state's health insurance programme for families NOT covered under AB-PMJAY (Ayushman Bharat), particularly the lower-middle-class and non-BPL Mizo families. MHCS provides cashless hospitalisation up to ₹4 lakh per family per year at empanelled government and private hospitals in Mizoram and referral hospitals in Kolkata, Guwahati, and Vellore. Over 1.5 lakh families are covered. The scheme is administered by the Health & Family Welfare Department, Mizoram.
Mizoram PMAY-G Housing Scheme 2026 — ₹2 Lakh for BPL Pucca House | Hilly State Special Rate
Under Pradhan Mantri Awas Yojana - Gramin (PMAY-G), Mizoram BPL rural families receive ₹2 lakh for constructing a pucca house (special hilly state rate, higher than plain area rate of ₹1.5 lakh). Mizoram's mountainous terrain qualifies it for the enhanced rate. Houses include Swachh Bharat toilet, Saubhagya electricity, and PMUY LPG connection. Selection is via SECC 2011 data and Village Council approval. Local Council/Village Council recommendation is mandatory under Mizoram's Inner Line Permit system.
Mizoram National Bamboo Mission 2026 — ₹10,000 Bamboo Farming Support | Bamboo Cultivation Scheme Mizoram
Mizoram participates in the National Bamboo Mission (NBM) with state-specific support for bamboo plantation, processing, and value addition. Mizoram farmers growing bamboo receive ₹10,000 per hectare for plantation, free bamboo saplings, training in bamboo treatment and product making, and linkage to bamboo handicraft markets. Mizoram is one of India's richest bamboo states (Melocanna baccifera — Mautak species). The mission promotes bamboo-based livelihoods to replace shifting cultivation and reduce forest dependency.
Mizoram CM Scholarship for Higher Education 2026 — ₹10,000–₹15,000/Year for Graduate & PG Students
Mizoram Chief Minister's Scholarship for Higher Education provides ₹10,000 to ₹15,000 per year to meritorious students pursuing graduation and postgraduate programmes at recognized colleges and universities. The scholarship prioritizes students from economically weaker sections, ST communities, and those attending institutions within Mizoram. It supplements the central post-matric ST scholarship and HDFC/private scholarships with state support.
Mizoram Women SHG Enterprise Loan 2026 — ₹50,000–₹2 Lakh for Women SHG | DAY-NRLM Mizoram
Mizoram Women SHG Enterprise Loan under DAY-NRLM provides micro-enterprise credit of ₹50,000 to ₹2 lakh at subsidized interest rates to women Self Help Group members for starting or expanding income-generating activities. Focus areas include traditional Mizo weaving (puan textiles), bamboo crafts, piggery, poultry, food processing, and retail businesses. SHGs are formed under the Mizoram Rural Livelihood Mission and linked to banks after 6 months of savings activity.
Mizoram MGNREGA Wage Employment 2026 - Rs.302/Day 100 Days Guaranteed | MGNREGS Mizoram
Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS) in Mizoram provides 100 days of guaranteed wage employment per household per year at Rs.302 per day — the state-notified wage rate for Mizoram. Work is provided close to the worker's village and includes soil conservation, rural road construction, water harvesting structures, jhum land development, and plantation work. All registered ILP-holder rural households are eligible. Village Council certification validates tribal land usage. Payments are made via DBT directly to Aadhaar-linked bank or post office accounts within 15 days of work completion.
Mizoram State Disability Pension 2026 - Rs.1,000-Rs.1,500/Month for 40%+ Disabled ILP Holders | IGNDPS + State Top-Up
Mizoram State Disability Pension provides monthly financial assistance of Rs.1,000 to Rs.1,500 to persons with 40% or more disability who are permanent residents of Mizoram (ILP holders). The scheme combines the Central Government's Indira Gandhi National Disability Pension Scheme (IGNDPS) with a Mizoram state top-up. Payment is directly transferred to the beneficiary's Aadhaar-linked bank account via DBT. Applications are processed through the District Social Welfare Office and Village/Local Council recommendation is required.
Mizoram Tribal Development Programme 2026 - Mizo, Chakma, Lai, Mara Livelihood and Rural Development Scheme
Mizoram Tribal Development Programme is the state's comprehensive livelihood and rural development scheme for Mizoram's recognized tribal communities — Mizo, Chakma, Lai, and Mara. The programme focuses on transitioning farmers from jhum (shifting cultivation) to settled cultivation, providing agricultural support, skill training, rural infrastructure, and livelihood development. Key interventions include support for terraced farming, horticulture transition, SHG formation, access to credit, and tribal community asset creation. The Tribal Welfare Department coordinates with Autonomous District Councils (Chakma ADC, Lai ADC, Mara ADC) for community-specific implementation.
Mizoram Horticulture Support Scheme 2026 - 50% Subsidy for Passion Fruit, Ginger, Turmeric and Anthurium | NHM Mizoram
Mizoram Horticulture Support Scheme under the National Horticulture Mission (NHM) provides 50% subsidy to farmers for cultivating high-value horticultural crops including passion fruit, ginger, turmeric, and anthurium flowers. Mizoram's hilly terrain and climate are ideal for these crops. The scheme includes subsidized planting material, training in good agricultural practices, post-harvest management, and export linkage through APEDA (Agricultural and Processed Food Products Export Development Authority). Farmers are also linked to organic certification to access premium export markets.
Mizoram Post-Matric Scholarship 2026 - Rs.8,000-Rs.15,000/Year for ST Students | NSP scholarships.gov.in
Post-Matric Scholarship for Scheduled Tribe (ST) students in Mizoram provides Rs.8,000 to Rs.15,000 per year to eligible ST students pursuing studies from Class 11 through postgraduate level. All recognized Mizo tribes (ILP holder ST communities) are eligible under this central scheme administered through Mizoram. The scholarship covers tuition fees and maintenance allowance and is applied through the National Scholarship Portal (scholarships.gov.in). The scheme supports Mizoram's high literacy rate (95%+) by making higher education financially accessible for tribal students from economically weaker backgrounds.
Mizoram CM Self-Employment Scheme 2026 - Rs.1-5 Lakh Loan with 25-35% Subsidy for Youth | ILP Required
Mizoram Chief Minister's Self-Employment Scheme provides Rs.1 lakh to Rs.5 lakh enterprise loans to youth aged 18-45 years with a 25-35% capital subsidy for starting small businesses. The scheme is specifically designed for Mizoram youth holding the Inner Line Permit (ILP) and prioritizes first-generation entrepreneurs. Eligible sectors include food processing, retail trade, service enterprises, bamboo products, tourism, IT services, and agricultural value addition. Applications are processed through the District Industries Centre (DIC) with support from empanelled banks.
Mizoram Handloom and Craft Development Scheme 2026 - Free Loom + 50% Yarn Subsidy for Traditional Puan Weaving | MHHDC
Mizoram Handloom and Craft Development Scheme supports weavers of the traditional Puan textile — Mizoram's iconic handloom fabric woven by Mizo women. The scheme provides free loom equipment, 50% subsidy on yarn, market linkage through MHHDC (Mizoram Handloom and Handicrafts Development Corporation) emporiums in Aizawl and outside Mizoram, and participation in Northeast craft fairs and national handloom expos. Weavers registered under the scheme receive orders from government emporiums and institutional buyers. The scheme preserves Mizo cultural identity through textile and also supports bamboo and cane craft artisans across the state.
Mizoram New Land Use Policy (NLUP) Revival Scheme 2026 — ₹1 Lakh Grant for Farmers Shifting from Jhum | Agriculture
The Mizoram New Land Use Policy (NLUP) Revival Scheme encourages farmers to permanently shift from traditional Jhum (slash-and-burn) cultivation to settled, sustainable farming systems. Under NLUP Revival, selected families receive a one-time grant of up to ₹1 lakh for establishing plantation crops (rubber, tea, oil palm, coffee, banana), horticulture orchards, piggery units, poultry farms, or fisheries — based on the family's land suitability assessment by the Agriculture Department. The scheme provides technical handholding, soil conservation support, and market linkage through state cooperatives. Mizoram ILP (Inner Line Permit) holders are eligible. Village councils (Local Council) identify and recommend beneficiary families. NLUP Revival is a continuation of the original NLUP (2011–2016) with enhanced grant amounts and a focus on climate-resilient farming.
Mizoram State Bamboo Mission 2026 — Bamboo Cultivation, Processing & Tribal Livelihood | NMBP Mizoram
Mizoram State Bamboo Mission implements the National Bamboo Mission Policy (NMBP) at the state level, providing ILP holder tribal families with planting material, cultivation support, and post-harvest processing for Mautak and Muli bamboo — Mizoram's dominant bamboo species. The mission gives 50% subsidy on bamboo plantation establishment (minimum 0.5 acre), provides access to Bamboo Technology Park facilities for value-added product manufacturing (furniture, handicrafts, flooring, bamboo charcoal), and links artisans with MHHDC (Mizoram Handloom and Handicrafts Development Corporation) for market access. Mizoram has over 30 bamboo species and one of the highest bamboo density forests in India. The mission also supports tribal youth in setting up bamboo processing micro-enterprises through MSME loan + subsidy.
Mizoram Chief Minister Scholarship for Higher Education 2026 — ₹30,000/Year for Degree & Postgraduate Students | DHE Mizoram
मिजोरम मुख्यमंत्री उच्च शिक्षा छात्रवृत्ति योजना स्नातक और स्नातकोत्तर स्तर पर पढ़ने वाले मिजोरम ILP धारक मेधावी छात्रों को ₹30,000 प्रति वर्ष छात्रवृत्ति प्रदान करती है। योजना का उद्देश्य मिजोरम के उन होनहार छात्रों की मदद करना है जो उच्च शिक्षा के लिए राज्य से बाहर या देश के प्रमुख विश्वविद्यालयों में पढ़ रहे हैं। जिला उच्च शिक्षा अधिकारी के माध्यम से आवेदन होता है और चयन बोर्ड परीक्षा में 60%+ अंकों और पारिवारिक आय पर आधारित है। ILP (Inner Line Permit) अनिवार्य है। एक परिवार से अधिकतम दो बच्चे इस योजना का लाभ उठा सकते हैं।
Mizoram Housing Board Low-Income Housing Scheme 2026 — ₹2.5 Lakh Subsidy for EWS/LIG Flats | MHB Aizawl
Mizoram Housing Board (MHB) Low-Income Housing Scheme provides affordable housing units to Economically Weaker Section (EWS) and Lower Income Group (LIG) families in Mizoram's urban and semi-urban areas. MHB constructs subsidized apartment units in Aizawl and district headquarters towns, offering ₹2.5 lakh central + state subsidy under PMAY (Pradhan Mantri Awas Yojana) Urban linkage. ILP holder Mizoram residents in the EWS (income up to ₹3 lakh/year) and LIG (₹3–6 lakh/year) categories are eligible. Allotment is through a transparent lottery system. Beneficiaries can also avail home loan from nationalized banks with MHB as builder-guarantor. The scheme prioritizes women applicants, SC/ST families, and differently-abled persons.
Mizoram Social Welfare Pension Scheme 2026 — ₹1,200/Month Old Age, Widow, Disability Pension | NSAP Mizoram
मिजोरम सामाजिक कल्याण पेंशन योजना NSAP (National Social Assistance Programme) के तहत वृद्ध नागरिकों (60+), विधवाओं (40+) और दिव्यांगजनों (40%+) को ₹1,200 प्रति माह पेंशन प्रदान करती है। यह योजना केंद्र की IGNOAPS, IGNWPS और IGNDPS का मिजोरम में राज्य टॉप-अप के साथ विस्तार है। मिजोरम ILP (Inner Line Permit) धारक पात्र हैं। आवेदन जिला समाज कल्याण अधिकारी (DSWO) कार्यालय या नजदीकी आंगनवाड़ी केंद्र के माध्यम से होता है। पेंशन DBT के माध्यम से सीधे Aadhaar-linked बैंक खाते में आती है। ILP holder होना अनिवार्य है और पारिवारिक आय ₹2 लाख से कम होनी चाहिए।
Mizoram Sericulture Mission 2026 — Silk Farming Subsidy & Eri Silk Livelihood for Tribal Farmers | MSDP
Mizoram Sericulture Mission promotes Eri silk (Endi) farming — Mizoram's traditional sericulture practice — among ILP holder tribal farming families. The mission provides free Eri silkworm seed (eggs), mulberry/castor host plant seedlings, 50% subsidy on rearing equipment, and training in cocoon and yarn production. Woven Eri silk fabric (Puan-Eri) is an emerging premium product in the handloom market. The Sericulture & Weaving Department, Government of Mizoram, implements the scheme under Ministry of Textiles (Central Silk Board) with MSDP (Multi Sectoral Development Programme) funding in minority-concentrated districts. Women weavers who produce Eri silk are linked to MHHDC for marketing. Silk farming income is estimated at ₹20,000–₹40,000/year per household from 0.5 acre Eri rearing unit.
Mizoram Women Entrepreneur Loan Scheme 2026 — ₹5 Lakh Loan + 35% Subsidy for Women-Led Businesses | WED Mizoram
मिजोरम महिला उद्यमी ऋण योजना ILP धारक मिजोरम महिलाओं को व्यवसाय स्थापित करने के लिए ₹5 लाख तक ऋण और 35% पूंजीगत सब्सिडी प्रदान करती है। खाद्य प्रसंस्करण, बुनाई उद्यम, सौंदर्य प्रसाधन, बांस और बेंत उत्पाद, पर्यटन होमस्टे, और IT-आधारित सेवाओं में महिला उद्यमियों को प्राथमिकता दी जाती है। यह योजना Women Entrepreneurship & Development (WED) विभाग और DIC (District Industries Centre) मिजोरम द्वारा कार्यान्वित की जाती है। महिला SHG (Self-Help Group) समूह संयुक्त उद्यम के लिए ₹10 लाख तक का ऋण पा सकते हैं। 18-45 वर्ष की महिलाएं पात्र हैं। ILP और आधार अनिवार्य हैं।
Mizoram Tourism Eco-Development Scheme 2026 — Homestay & Eco-Tourism Subsidy for ILP Holder Tribal Families | Tourism Dept
Mizoram Tourism Eco-Development Scheme supports ILP holder tribal families in developing registered homestays, eco-tourism resorts, and nature-based tourism enterprises in Mizoram's scenic districts — Champhai, Serchhip, Lunglei, Mamit, and Kolasib. The scheme provides ₹1.5 lakh subsidy for homestay infrastructure development (minimum 2 rooms), training in hospitality and eco-tourism management, listing on state tourism portal and MTDC (Mizoram Tourism Development Corporation) circuits, and market linkage with tour operators. Mizoram's rich biodiversity (Dampa Tiger Reserve, Phawngpui National Park, Palak Lake), traditional Mizo village culture, and ILP-controlled travel environment make it a unique eco-tourism destination. Solo women travellers and international tourists are a growing market.
🇮🏻 Central Government Schemes for Mizoram Residents
All 252 central government schemes are applicable to residents of Mizoram. The most popular schemes you can apply for right now:
PM Vishwakarma Yojana 2026 — ₹3 Lakh Loan + ₹15,000 Toolkit for 18 Trades | pmvishwakarma.gov.in
PM Vishwakarma Yojana is a central government scheme launched on 17 September 2023 that supports traditional artisans and craftspeople across 18 trades with free skill training (₹500/day stipend), a ₹15,000 toolkit e-voucher, and collateral-free loans up to ₹3 lakh at just 5% interest. Implemented by the Ministry of MSME with a ₹13,000 crore budget over 5 years (FY2023-24 to FY2027-28). Registration is done FREE at Common Service Centres (CSC) using Aadhaar biometric authentication.
PM Awas Yojana 2026 — Pradhan Mantri Awas Yojana Gramin & Urban Subsidy
Pradhan Mantri Awas Yojana (PMAY), launched in 2016, is India's largest housing programme providing financial assistance to build pucca houses for economically weaker sections. Under PMAY-Gramin (rural), eligible BPL families receive ₹1.20 lakh in plain areas and ₹1.30 lakh in hilly or north-eastern states paid directly through DBT. Under PMAY-Urban, first-time homebuyers in EWS (annual income up to ₹3 lakh) get 6.5% interest subsidy on home loans up to ₹6 lakh, reducing monthly EMI significantly. LIG (income ₹3–6 lakh) gets 6.5%, MIG-I (₹6–12 lakh) gets 4%, and MIG-II (₹12–18 lakh) gets 3% subsidy under the Credit Linked Subsidy Scheme (CLSS). Beneficiaries are selected through the SECC database and state government surveys. Over 2.1 crore PMAY houses have been completed as of 2026.
PM Kisan Samman Nidhi Yojana 2026 — ₹6,000/Year to 11 Crore Farmers
PM-KISAN (Pradhan Mantri Kisan Samman Nidhi), launched in February 2019, provides ₹6,000 per year direct income support to all land-holding farmer families in India — transferred as three equal installments of ₹2,000 every four months directly to Aadhaar-linked bank accounts. As of 2026, over 11 crore farmers receive PM-KISAN, making it the world's largest direct cash transfer programme for farmers. All land-holding farming families are eligible, regardless of land size. Farmers must complete annual eKYC (OTP or biometric at CSC) to continue receiving installments. Income tax payees, government employees, and institutional landholders are excluded from PM-KISAN benefits.
Ayushman Bharat PM-JAY Yojana 2026 — ₹5 Lakh Free Health Insurance
Ayushman Bharat PM-JAY (Pradhan Mantri Jan Arogya Yojana), launched in September 2018, provides cashless hospitalisation coverage of ₹5 lakh per family per year at 30,000+ empanelled government and private hospitals. PM-JAY is the world's largest government-funded health insurance scheme, covering 55 crore+ people from the bottom 40% of India's population as per the SECC 2011 database. The scheme covers 1,949 medical procedures including surgeries, chemotherapy, kidney dialysis, neonatal care, and mental health treatment — at no cost to the beneficiary. Beneficiaries can avail treatment in any empanelled hospital across any state, completely cashless, using the Ayushman Card. Senior citizens aged 70+ years now get an additional ₹5 lakh top-up cover. Over 8 crore hospitalisation cases have been covered under PM-JAY as of 2026.
PM Ujjwala Yojana 2.0 — Free LPG Connection
Pradhan Mantri Ujjwala Yojana provides free LPG gas connections to women from below poverty line households to replace unhealthy cooking fuel usage.
PM Mudra Yojana 2026 — Collateral-Free Business Loan ₹50K to ₹20 Lakh
Pradhan Mantri Mudra Yojana, run through the Micro Units Development and Refinance Agency (MUDRA) under the Department of Financial Services, offers collateral-free business loans to non-corporate, non-farm micro and small enterprises. Loans are sanctioned under four categories: Shishu (up to ₹50,000), Kishore (₹50,001–₹5 lakh), Tarun (₹5 lakh–₹10 lakh), and Tarun Plus (₹10 lakh–₹20 lakh, launched 2024 for repeat Tarun borrowers). Funds are routed through banks, RRBs, NBFCs and microfinance institutions, and disbursed directly to the borrower's account, helping small traders, manufacturers and service providers expand. Over 52 crore loans worth ₹27 lakh crore have been sanctioned since 2015.
Sukanya Samriddhi Yojana 2026 — 8.2% Interest Girl Child Savings Scheme
Sukanya Samriddhi Yojana is a government-backed savings scheme for girl children offering one of the highest fixed interest rates (8.2% p.a.) with full tax exemption under Section 80C. Minimum deposit just Rs.250/year; maximum Rs.1.5 lakh/year. Account matures 21 years from opening or at marriage after age 18.
Kisan Credit Card (KCC) Scheme 2025
Kisan Credit Card provides farmers with flexible and affordable short-term credit for cultivation expenses, post-harvest needs, and allied activities at interest rates as low as 4% per annum.
National Scholarship Portal (NSP) 2026 — Apply for Central Scholarships Online
The National Scholarship Portal is a one-stop platform for students to apply for all central government scholarship schemes including pre-matric, post-matric, and merit-cum-means scholarships for SC, ST, OBC, and minority students.
PM Surya Ghar Muft Bijli Yojana 2026 — 300 Units Free Electricity
PM Surya Ghar Muft Bijli Yojana provides 300 units of free electricity per month to households that install rooftop solar panels, with a central government subsidy of up to ₹78,000 on installation cost.
E-Shram Card 2026 — Free Registration for Unorganized Workers
E-Shram is a national database for unorganized sector workers providing a Universal Account Number (UAN) card, ₹2 lakh accident insurance, and priority access to 12 government welfare schemes.
Agniveer Scheme 2026 — Agnipath Defence Recruitment, Salary & Seva Nidhi
The Agniveer Scheme, launched under the Agnipath programme in 2022, recruits Indian youth aged 17.5 to 21 years for a 4-year short-service commission in the Indian Army, Navy, or Air Force. Agniveers receive a monthly salary starting at Rs.30,000 (rising to Rs.40,000 in the 4th year) plus risk and hardship allowances. On completion of 4 years, they receive a tax-free Seva Nidhi package of Rs.11.71 lakh (their contribution matched by the government with interest). Up to 25% of each batch is offered permanent enrolment in the regular armed forces based on merit and performance. Agniveers also receive priority in central paramilitary forces (CRPF, CISF, BSF) and several state police recruitment drives.
PM Jan Dhan Yojana 2026 — Zero Balance Bank Account + ₹2 Lakh Insurance
Pradhan Mantri Jan Dhan Yojana (PMJDY) is India's largest financial inclusion scheme with 56+ crore accounts. Any Indian citizen can open a zero-balance savings account with free RuPay debit card, ₹2 lakh accident insurance, ₹30,000 life insurance, and ₹10,000 overdraft facility.
MGNREGA / NREGA Job Card 2026 — 100 दिन काम की गारंटी, ₹267/दिन मजदूरी
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) guarantees 100 days of wage employment per year to every rural household in India. Workers receive ₹267/day (minimum wage varies by state) directly to their bank accounts. With over 15 crore active Job Card holders, MGNREGA is the world's largest employment guarantee programme.
PM Internship Scheme 2026 — ₹9,000/Month Stipend | 1 Crore Youth | pminternship.mca.gov.in
PM Internship Scheme is a flagship Government of India initiative launched in 2024 that places 1 crore young Indians (aged 21–24) in 12-month paid internships at top 500 companies across sectors. Interns receive ₹9,000/month stipend (₹6,000 from government + ₹3,000+ from company CSR), ₹6,000 one-time travel grant, and ₹2 lakh accident insurance under PM Jeevan Jyoti Bima Yojana.
PM Kisan Maandhan Yojana 2026 — ₹3,000/Month Pension for Farmers | maandhan.in
PM Kisan Maandhan Yojana (PM-KMY) is a voluntary and contributory pension scheme for small and marginal farmers launched in 2019. Farmers aged 18–40 contribute a small monthly amount (₹55–₹200 depending on entry age) and receive a guaranteed pension of ₹3,000/month after reaching 60 years of age. The Government of India contributes an equal matching amount to the Pension Fund.
PM Kaushal Vikas Yojana 4.0 — 2026 Free Skill Training + ₹8,000 Certificate | PMKVY
PM Kaushal Vikas Yojana 4.0 (PMKVY 4.0) is the fourth phase of India's flagship skill training programme launched in 2022. It provides free short-term skill training in 220+ job roles across industry sectors to 1 crore youth. Trainees receive a National Skill Qualification Framework (NSQF)-linked certificate, ₹8,000 completion bonus, and placement support through top companies.
PM Swamitva Yojana 2026 — Village Property Card | Drone Survey | ₹5 Lakh Loan Collateral
PM Swamitva Yojana (Survey of Villages Abadi and Mapping with Improvised Technology in Village Areas) provides legal property rights to village household owners through drone-based survey. Villagers get a Property Card (Adhikar Patra) which can be used as collateral for bank loans up to ₹5 lakh. Launched in 2020, covering 6 lakh+ villages across India.
PM DAKSH Yojana 2026 — Free Skill Training for SC/ST/OBC/Minorities | ₹3,000 Stipend
PM DAKSH (Pradhan Mantri Dakshata Aur Kushalta Sampann Hitgrahi) Yojana provides free short-term and long-term skill training to Scheduled Castes, Scheduled Tribes, OBCs, EBCs, DNTs, and Minorities. Trainees receive ₹1,000–₹3,000 monthly stipend during training, placement support, and industry-recognized certification. Apply at pmdaksh.dosje.gov.in.
DAY-NRLM Ajeevika 2026 — Self Help Group Loan ₹3 Lakh | aajeevika.gov.in
Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) organises rural poor women into Self Help Groups (SHGs) and provides them access to bank credit, livelihood support, and social mobilisation. SHGs get revolving fund of ₹15,000, Community Investment Fund up to ₹2.5 lakh, and bank loans up to ₹3 lakh at subsidised rates.
Browse Schemes by Category
Explore central government schemes by category — all categories below are also applicable to Mizoram residents.
About Mizoram Government Schemes
Mizoram residents can avail of both state government schemes and all central government schemes launched by the Government of India. The state government regularly launches welfare schemes covering agriculture, education, health, housing, women empowerment, and employment.
Popular central schemes like PM Vishwakarma Yojana, PM Kisan Samman Nidhi, Ayushman Bharat, and PM Awas Yojana are fully applicable to residents of Mizoram. State-specific schemes like Mizoram SEDP Scheme provide additional benefits exclusive to Mizoram residents.