⛅ Meghalaya Government Schemes 2026
मेघालय • Capital: Shillong • Population: 32 Lakh • 23+ schemes
| State | Meghalaya (मेघालय) |
| Capital | Shillong |
| Population | 32 Lakh |
| Total Schemes Listed | 23+ |
| Central Schemes Available | All central government schemes apply |
🏛️ Meghalaya State Government Schemes
Chief Minister's Social Scheme Meghalaya 2026 — ₹40,000 for Girls Completing Class 12 | CMSS
The Chief Minister's Social Scheme (CMSS) is run by the Social Welfare Department, Government of Meghalaya, to encourage girls to continue into higher education after school. It provides a one-time financial incentive of ₹40,000 to girls who successfully complete Class 12 (Higher Secondary) from government schools in Meghalaya and then enrol in a recognised college or university. By rewarding the transition from school to college, the scheme aims to reduce the dropout rate among adolescent girls and widen access to graduation-level study in the state. The incentive amount is released straight into the student's Aadhaar-linked bank account through Direct Benefit Transfer (DBT) once Class 12 results and college admission are verified, keeping the process transparent and middleman-free.
Meghalaya Health Insurance Scheme 2026 — ₹5 Lakh Cashless Cover for BPL Families | MHIS
The Meghalaya Health Insurance Scheme (MHIS) is administered by the Health & Family Welfare Department, Government of Meghalaya, to protect poor households from catastrophic medical bills. It provides cashless health insurance coverage of up to ₹5 lakh per year to BPL (Below Poverty Line) families in the state, with the entire family unit covered under a single policy. Beneficiary families can avail cashless treatment at empanelled government and private hospitals across Meghalaya and at select hospitals in other states, covering hospitalization, surgeries, and pre- and post-hospitalization expenses. After enrolment families receive an MHIS smart card, which they present at the hospital insurance helpdesk so that approved procedures are settled directly with the insurer — no upfront cash is needed for covered treatment.
Meghalaya Enterprise Development Scheme (MEDS) 2026 — ₹2–10 Lakh Loan at 4% for Youth | Self-Employment
The Meghalaya Enterprise Development Scheme (MEDS) is the state government's flagship self-employment loan programme, run by the Industries & Commerce Department, Government of Meghalaya. It provides loans of ₹2 lakh to ₹10 lakh at a concessional interest rate of 4% per annum to unemployed youth aged 18–40 who want to start or expand a small enterprise. Eligible activities span manufacturing, trade, service, and agri-based businesses such as food processing, handicrafts, retail, repair services and tourism ventures. The District Industries Centre (DIC) helps applicants prepare a viable project report covering costs, machinery and a repayment plan, then forwards the case for sanction. By lowering the cost of capital for first-time entrepreneurs, MEDS aims to turn local skills into sustainable livelihoods across Meghalaya's districts.
Meghalaya Social Security Pension 2026 — ₹1,000–₹1,500/Month for Elderly, Widows & Disabled | socialwelfare.meghalaya.gov.in
Meghalaya State Social Security Pension provides monthly financial assistance of ₹1,000 to ₹1,500 to senior citizens aged 60 and above, widows, and persons with disabilities (40%+) who are below the poverty line. The scheme supplements the Central Government's IGNOAPS and IGNDPS pensions, ensuring a combined monthly income for Meghalaya's most vulnerable residents. Over 80,000 beneficiaries across all 12 districts receive pensions via DBT.
Meghalaya Organic Mission 2026 — ₹10,000 Support for Organic Farmers | Chemical-Free Farming
Meghalaya Organic Mission is the state government's initiative to promote pesticide-free, organic farming across Meghalaya. Registered organic farmers receive ₹10,000 financial assistance for organic inputs, Participatory Guarantee System (PGS) certification costs, and training. The mission aims to position Meghalaya as a premium organic produce state, building on the northeast's natural organic farming heritage. Special focus on tribal farming communities in the hills.
Meghalaya Post-Matric Scholarship for ST Students 2026 — ₹5,000–₹15,000/Year | scholarships.gov.in
Meghalaya Post-Matric Scholarship for Scheduled Tribe (ST) students provides ₹5,000 to ₹15,000 per year to students from tribal communities studying in Class 11, 12, graduate, and postgraduate programmes in Meghalaya. The scholarship covers tuition, hostel, and incidental charges. Tribal communities covered include Khasi, Jaintia, Garo, and other recognized tribes. Apply via National Scholarship Portal (scholarships.gov.in).
Meghalaya Chief Minister's Relief Fund — Medical Assistance 2026 — ₹2 Lakh for BPL Critical Illness | CM Relief Meghalaya
The Chief Minister's Relief Fund (CMRF) of Meghalaya provides financial assistance up to ₹2 lakh to BPL families for critical illness treatment, accidents, and emergency medical expenses not covered by other schemes. Applications are submitted through the District Commissioner (DC) office or the Chief Minister's office. The fund acts as a safety net for Meghalaya's poorest residents facing catastrophic medical expenses.
Meghalaya MILMa — Women SHG Micro-Enterprise Loan 2026 — ₹50,000–₹3 Lakh for Women SHGs | Livelihood Mission
Meghalaya Integrated Livelihood Mission (MILMa) is Meghalaya's state rural livelihood mission for women Self Help Groups (SHGs). Under MILMa, women SHG members can access micro-enterprise loans of ₹50,000 to ₹3 lakh at subsidized interest rates for starting small businesses, poultry, piggery, dairy, handicrafts, and food processing enterprises. SHGs are linked to bank credit after 6 months of regular savings. MILMa covers all 12 districts with a special focus on Garo Hills and Khasi-Jaintia Hills tribal women.
MGNREGA Meghalaya 2026 — ₹316/Day Guaranteed Wage Employment for 100 Days | Rural Job Card
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) guarantees 100 days of wage employment per year at ₹316 per day (Meghalaya rate) to every rural household whose adult members are willing to do unskilled manual work. In Meghalaya, MGNREGA covers water conservation, land development, rural roads, plantation, and allied agriculture works. Job cards are issued free of cost at the Gram Panchayat / Village Council level. Payment is made directly to the worker's bank or post office account within 15 days.
PMAY-G Meghalaya 2026 — ₹2 Lakh for Pucca House Construction for BPL Families | Pradhan Mantri Awas Yojana Gramin
Pradhan Mantri Awas Yojana – Gramin (PMAY-G) in Meghalaya provides ₹2 lakh (hilly state rate) to BPL rural families for constructing a pucca (permanent) house. The amount is released in 3–4 installments directly to the beneficiary's bank account via DBT as construction milestones are completed. Beneficiaries are selected from the SECC-2011 data and the Awaas+ survey. MGNREGA convergence provides ₹90.95 in wage support for 90 days of unskilled labour during construction. The scheme also provides ₹12,000 for construction of a toilet under SBM (Swachh Bharat Mission).
Meghalaya Disability Pension Scheme 2026 — ₹1,000–₹1,500/Month for 40%+ Disabled Persons | socialwelfare.meghalaya.gov.in
For divyangjan living in the hill state of Meghalaya, a steady monthly income can make the difference between dependence and dignity. The Meghalaya Disability Pension Scheme answers that need by paying ₹1,000 to ₹1,500 every month to people certified with 40% or more disability who fall below the poverty line and hold permanent residence in the state. Run by the Social Welfare Department, the scheme dovetails with the Centre's Indira Gandhi National Disability Pension Scheme (IGNDPS) so the state share tops up the central pension into a single, predictable payout. Every category of disability counts — locomotor, visual, hearing, intellectual, and multiple impairments alike. Because money moves through Direct Benefit Transfer, the pension lands straight in the beneficiary's Aadhaar-linked bank account each month, with no middleman and no cash handling.
Meghalaya Chief Minister's Vocational Training Scheme 2026 — Free Skill Training + ₹3,000/Month Stipend for Youth
The Chief Minister's Vocational Training Scheme in Meghalaya provides free skill training to unemployed youth in various trades — IT, hospitality, construction, healthcare, retail, agriculture, and handicrafts — along with a monthly stipend of ₹3,000 during the training period. The scheme is implemented through ITIs, polytechnics, and empanelled skill training centres across Meghalaya. Special focus on Khasi, Jaintia, and Garo tribal youth in rural and semi-urban areas. Upon completion, placement assistance is provided to help trainees secure employment or start micro-enterprises.
Meghalaya Agriculture Input Subsidy Scheme 2026 — 50% Subsidy on Seeds & Tools + PM-KISAN ₹6,000/Year for Farmers
Meghalaya Agriculture Input Subsidy Scheme provides 50% subsidy on certified seeds, bio-fertilizers, organic inputs, and small agricultural tools for registered farmers in Meghalaya. This state scheme works in convergence with the central PM-KISAN scheme which provides ₹6,000 per year (in 3 installments of ₹2,000 each) to all landholding farmer families. The Agriculture Department also provides subsidized sprayers, micro-irrigation kits, and poly-houses under allied schemes. Special focus on Khasi Hills, Jaintia Hills, and Garo Hills tribal farming communities practicing jhum (shifting cultivation) and terrace farming.
Meghalaya Samagra Gram Uday Scheme 2026 — Rural Roads, Water Supply & Electrification for Unconnected Villages
Meghalaya Samagra Gram Uday (Comprehensive Village Development) Scheme is the state government's integrated rural infrastructure programme targeting unconnected and underserved villages across Meghalaya's three hill regions — Khasi Hills, Jaintia Hills, and Garo Hills. The scheme covers construction and upgrade of rural roads, installation of piped water supply systems (Jal Jeevan Mission convergence), solar and grid electrification (PM-Saubhagya convergence), community sanitation facilities, and village connectivity infrastructure. Priority is given to remote tribal villages with no all-weather road access, unelectrified hamlets, and villages with no safe drinking water source. District Planning Committees and Village Councils (Dorbar Shnong for Khasi areas, Nokma-led councils for Garo areas) actively participate in project selection and monitoring.
Meghalaya Bamboo and Minor Forest Produce Tribal Scheme 2026 — ₹5,000–₹15,000 for Tribal Forest Communities | MFP Support
Meghalaya Bamboo and Minor Forest Produce (MFP) Scheme provides ₹5,000 to ₹15,000 financial support to tribal communities — primarily Khasi, Jaintia, and Garo — engaged in collecting, processing, and value-adding minor forest produce including bamboo, cane/rattan, broom grass (Thysanolaena), honey, lac, medicinal plants, and aromatic herbs. The scheme is implemented through the Forest Department in partnership with MILMa (Meghalaya Integrated Livelihood Mission) and TRIFED (Tribal Cooperative Marketing Development Federation). Processing units, collection centres, and market linkage support are also provided to maximize income for tribal forest-dependent families.
Meghalaya Basin Development Authority Enterprise Scheme 2026 — ₹50,000–₹3 Lakh for Tribal Entrepreneurs | MBDA Meghalaya
The Meghalaya Basin Development Authority (MBDA) Enterprise Scheme provides livelihood and enterprise seed funding of ₹50,000 to ₹3 lakh to tribal entrepreneurs in Meghalaya organized through Self-Help Groups, village enterprise clusters, and individual enterprises. MBDA is Meghalaya's integrated basin-level rural development institution, focusing on watershed management, agriculture, livelihoods, and enterprise development across Khasi, Jaintia, and Garo Hills. The scheme supports enterprises in agriculture value addition, bamboo and cane processing, dairy, fisheries, horticulture, eco-tourism, and handicrafts. Village SHGs organized through MBDA's Community Resource Persons access revolving funds, skill training, and market linkage under this scheme.
Meghalaya Sohra (Cherrapunji) Eco-Tourism Scheme 2026 — ₹1–₹5 Lakh for Village Homestays & Nature Tourism Enterprises | Tourism Meghalaya
The Meghalaya Sohra (Cherrapunji) Eco-Tourism Scheme promotes sustainable eco-tourism enterprises in and around Sohra — the wettest place on Earth — and the broader East Khasi Hills region. The scheme provides ₹1 lakh to ₹5 lakh in enterprise support to local Khasi tribal families setting up village homestays, nature trail guiding services, waterfall tour operations, rock climbing and trekking enterprises, and eco-tourism camps. Implemented by the Meghalaya Tourism Development Corporation (MTDC) in partnership with MBDA, the scheme aims to generate local tribal livelihoods from Meghalaya's rich natural landscape — living root bridges, Nohkalikai Falls, Mawsmai Caves, and Dainthlen Falls are key tourism draws near Sohra.
Meghalaya Chief Minister Cottage Industry Scheme 2026 — ₹25,000–₹1.5 Lakh for Rural Artisans | CM Cottage Industry Meghalaya
The Meghalaya Chief Minister's Cottage Industry Scheme provides financial assistance of ₹25,000 to ₹1.5 lakh to rural tribal artisans and craftspeople in Meghalaya for setting up or upgrading cottage industry units in traditional and modern craft sectors. The scheme targets Khasi, Jaintia, and Garo tribal artisans engaged in traditional weaving, cane and bamboo work, pottery, wood carving, traditional jewelry making, and modern cottage industries including food processing, soap making, incense sticks, and candle making. Implemented by the Industries & Commerce Department in collaboration with the District Industries Centres (DICs), the scheme provides seed funding, raw material support, and market linkage through government emporiums and craft fairs.
Meghalaya FOCUS Scheme 2026 — Urban Infrastructure & Housing for City Residents | FOCUS Meghalaya
Meghalaya's FOCUS (Focusing on Outcomes for Comprehensive Urban Schemes) is the state government's integrated urban development programme targeting municipal towns and urban local bodies (ULBs) in Meghalaya. FOCUS consolidates multiple urban development interventions — affordable housing (PMAY-Urban convergence), urban road improvement, solid waste management, drainage systems, public markets, street lighting, and urban livelihood support — into a single, outcome-based programme. Shillong (Meghalaya's capital), Tura (Garo Hills), Jowai (Jaintia Hills), and other municipal towns are primary beneficiaries. FOCUS ensures that urban tribal communities receive the same quality of infrastructure as non-tribal urban areas, with particular attention to urban slum rehabilitation and market infrastructure for tribal vendors.
Meghalaya State Post-Matric Scholarship for ST/SC Students 2026 — ₹3,000–₹15,000/Year | Education Department Meghalaya
The Meghalaya State Post-Matric Scholarship for Scheduled Tribe (ST) and Scheduled Caste (SC) students provides ₹3,000 to ₹15,000 per year to support higher education beyond Class 10. The scholarship covers tuition fees, maintenance allowance, book and stationery allowance, and hostel allowance for eligible ST/SC students enrolled in government and recognized private colleges, polytechnics, ITIs, and professional courses. Implemented by the Education Department through the Tribal Affairs Department, the scheme ensures Khasi, Jaintia, Garo, and other tribal students from economically weaker families can continue education in degree, diploma, and professional programmes without financial barriers. The scholarship is credited directly to the student's Aadhaar-linked bank account via DBT.
Meghalaya Tribal Women Livelihoods Scheme 2026 — ₹30,000–₹1 Lakh for Khasi, Jaintia & Garo Women | WDD Meghalaya
The Meghalaya Tribal Women Livelihoods Scheme provides ₹30,000 to ₹1 lakh in livelihood grants and enterprise support to Khasi, Jaintia, and Garo tribal women for starting or expanding income-generating activities. Implemented by the Women Development Department (WDD), Meghalaya, the scheme focuses on weaving enterprises (Khasi and Jaintia traditional weaving, Garo dak mande cloth), food processing (Meghalaya local produce), beauty and wellness services, retail shops, and agricultural value addition. Women SHG groups organized under the Meghalaya State Rural Livelihoods Mission (MSRLM) receive priority and can access up to ₹1 lakh for collective enterprises. The scheme is aligned with the national Mission for Women's Empowerment and MSRLM/NRLM frameworks.
Meghalaya Old Age Pension Scheme 2026 — ₹1,000–₹1,500/Month for Senior Citizens | Social Welfare Meghalaya
The Meghalaya Old Age Pension Scheme provides monthly social security pension of ₹1,000 to ₹1,500 to senior citizens aged 60 years and above in Meghalaya who are below the poverty line and do not have any regular income or family support. Implemented by the Social Welfare Department, Government of Meghalaya, the scheme operates under the Indira Gandhi National Old Age Pension Scheme (IGNOAPS) framework with state top-up. Khasi, Jaintia, and Garo tribal senior citizens are the primary beneficiaries. Village Councils (Dorbar Shnong and Nokma councils) play a key role in identifying and recommending deserving elderly beneficiaries. Pension is paid monthly via DBT to the beneficiary's Aadhaar-linked bank account.
Meghalaya Soil & Water Conservation Scheme 2026 — ₹15,000–₹40,000 for Terrace Farming & Contour Bunding | Agriculture Meghalaya
The Meghalaya Soil and Water Conservation Scheme provides ₹15,000 to ₹40,000 per farmer for construction of terrace farming structures, contour bunding, check dams, and water harvesting pits to prevent soil erosion and improve water retention for agriculture in Meghalaya's hilly terrain. Khasi, Jaintia, and Garo tribal farmers practicing traditional jhum (shifting) cultivation are encouraged to transition to permanent terrace farming with soil and water conservation structures. The scheme is implemented by the Agriculture Department in convergence with MGNREGS (providing labour wages) and PM-Krishi Sinchai Yojana (drip and sprinkler irrigation subsidy). Priority is given to farmers in highly erosion-prone sub-watersheds and areas transitioning away from jhum cultivation.
🇮🏻 Central Government Schemes for Meghalaya Residents
All 252 central government schemes are applicable to residents of Meghalaya. The most popular schemes you can apply for right now:
PM Vishwakarma Yojana 2026 — ₹3 Lakh Loan + ₹15,000 Toolkit for 18 Trades | pmvishwakarma.gov.in
PM Vishwakarma Yojana is a central government scheme launched on 17 September 2023 that supports traditional artisans and craftspeople across 18 trades with free skill training (₹500/day stipend), a ₹15,000 toolkit e-voucher, and collateral-free loans up to ₹3 lakh at just 5% interest. Implemented by the Ministry of MSME with a ₹13,000 crore budget over 5 years (FY2023-24 to FY2027-28). Registration is done FREE at Common Service Centres (CSC) using Aadhaar biometric authentication.
PM Awas Yojana 2026 — Pradhan Mantri Awas Yojana Gramin & Urban Subsidy
Pradhan Mantri Awas Yojana (PMAY), launched in 2016, is India's largest housing programme providing financial assistance to build pucca houses for economically weaker sections. Under PMAY-Gramin (rural), eligible BPL families receive ₹1.20 lakh in plain areas and ₹1.30 lakh in hilly or north-eastern states paid directly through DBT. Under PMAY-Urban, first-time homebuyers in EWS (annual income up to ₹3 lakh) get 6.5% interest subsidy on home loans up to ₹6 lakh, reducing monthly EMI significantly. LIG (income ₹3–6 lakh) gets 6.5%, MIG-I (₹6–12 lakh) gets 4%, and MIG-II (₹12–18 lakh) gets 3% subsidy under the Credit Linked Subsidy Scheme (CLSS). Beneficiaries are selected through the SECC database and state government surveys. Over 2.1 crore PMAY houses have been completed as of 2026.
PM Kisan Samman Nidhi Yojana 2026 — ₹6,000/Year to 11 Crore Farmers
PM-KISAN (Pradhan Mantri Kisan Samman Nidhi), launched in February 2019, provides ₹6,000 per year direct income support to all land-holding farmer families in India — transferred as three equal installments of ₹2,000 every four months directly to Aadhaar-linked bank accounts. As of 2026, over 11 crore farmers receive PM-KISAN, making it the world's largest direct cash transfer programme for farmers. All land-holding farming families are eligible, regardless of land size. Farmers must complete annual eKYC (OTP or biometric at CSC) to continue receiving installments. Income tax payees, government employees, and institutional landholders are excluded from PM-KISAN benefits.
Ayushman Bharat PM-JAY Yojana 2026 — ₹5 Lakh Free Health Insurance
Ayushman Bharat PM-JAY (Pradhan Mantri Jan Arogya Yojana), launched in September 2018, provides cashless hospitalisation coverage of ₹5 lakh per family per year at 30,000+ empanelled government and private hospitals. PM-JAY is the world's largest government-funded health insurance scheme, covering 55 crore+ people from the bottom 40% of India's population as per the SECC 2011 database. The scheme covers 1,949 medical procedures including surgeries, chemotherapy, kidney dialysis, neonatal care, and mental health treatment — at no cost to the beneficiary. Beneficiaries can avail treatment in any empanelled hospital across any state, completely cashless, using the Ayushman Card. Senior citizens aged 70+ years now get an additional ₹5 lakh top-up cover. Over 8 crore hospitalisation cases have been covered under PM-JAY as of 2026.
PM Ujjwala Yojana 2.0 — Free LPG Connection
Pradhan Mantri Ujjwala Yojana provides free LPG gas connections to women from below poverty line households to replace unhealthy cooking fuel usage.
PM Mudra Yojana 2026 — Collateral-Free Business Loan ₹50K to ₹20 Lakh
Pradhan Mantri Mudra Yojana, run through the Micro Units Development and Refinance Agency (MUDRA) under the Department of Financial Services, offers collateral-free business loans to non-corporate, non-farm micro and small enterprises. Loans are sanctioned under four categories: Shishu (up to ₹50,000), Kishore (₹50,001–₹5 lakh), Tarun (₹5 lakh–₹10 lakh), and Tarun Plus (₹10 lakh–₹20 lakh, launched 2024 for repeat Tarun borrowers). Funds are routed through banks, RRBs, NBFCs and microfinance institutions, and disbursed directly to the borrower's account, helping small traders, manufacturers and service providers expand. Over 52 crore loans worth ₹27 lakh crore have been sanctioned since 2015.
Sukanya Samriddhi Yojana 2026 — 8.2% Interest Girl Child Savings Scheme
Sukanya Samriddhi Yojana is a government-backed savings scheme for girl children offering one of the highest fixed interest rates (8.2% p.a.) with full tax exemption under Section 80C. Minimum deposit just Rs.250/year; maximum Rs.1.5 lakh/year. Account matures 21 years from opening or at marriage after age 18.
Kisan Credit Card (KCC) Scheme 2025
Kisan Credit Card provides farmers with flexible and affordable short-term credit for cultivation expenses, post-harvest needs, and allied activities at interest rates as low as 4% per annum.
National Scholarship Portal (NSP) 2026 — Apply for Central Scholarships Online
The National Scholarship Portal is a one-stop platform for students to apply for all central government scholarship schemes including pre-matric, post-matric, and merit-cum-means scholarships for SC, ST, OBC, and minority students.
PM Surya Ghar Muft Bijli Yojana 2026 — 300 Units Free Electricity
PM Surya Ghar Muft Bijli Yojana provides 300 units of free electricity per month to households that install rooftop solar panels, with a central government subsidy of up to ₹78,000 on installation cost.
E-Shram Card 2026 — Free Registration for Unorganized Workers
E-Shram is a national database for unorganized sector workers providing a Universal Account Number (UAN) card, ₹2 lakh accident insurance, and priority access to 12 government welfare schemes.
Agniveer Scheme 2026 — Agnipath Defence Recruitment, Salary & Seva Nidhi
The Agniveer Scheme, launched under the Agnipath programme in 2022, recruits Indian youth aged 17.5 to 21 years for a 4-year short-service commission in the Indian Army, Navy, or Air Force. Agniveers receive a monthly salary starting at Rs.30,000 (rising to Rs.40,000 in the 4th year) plus risk and hardship allowances. On completion of 4 years, they receive a tax-free Seva Nidhi package of Rs.11.71 lakh (their contribution matched by the government with interest). Up to 25% of each batch is offered permanent enrolment in the regular armed forces based on merit and performance. Agniveers also receive priority in central paramilitary forces (CRPF, CISF, BSF) and several state police recruitment drives.
PM Jan Dhan Yojana 2026 — Zero Balance Bank Account + ₹2 Lakh Insurance
Pradhan Mantri Jan Dhan Yojana (PMJDY) is India's largest financial inclusion scheme with 56+ crore accounts. Any Indian citizen can open a zero-balance savings account with free RuPay debit card, ₹2 lakh accident insurance, ₹30,000 life insurance, and ₹10,000 overdraft facility.
MGNREGA / NREGA Job Card 2026 — 100 दिन काम की गारंटी, ₹267/दिन मजदूरी
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) guarantees 100 days of wage employment per year to every rural household in India. Workers receive ₹267/day (minimum wage varies by state) directly to their bank accounts. With over 15 crore active Job Card holders, MGNREGA is the world's largest employment guarantee programme.
PM Internship Scheme 2026 — ₹9,000/Month Stipend | 1 Crore Youth | pminternship.mca.gov.in
PM Internship Scheme is a flagship Government of India initiative launched in 2024 that places 1 crore young Indians (aged 21–24) in 12-month paid internships at top 500 companies across sectors. Interns receive ₹9,000/month stipend (₹6,000 from government + ₹3,000+ from company CSR), ₹6,000 one-time travel grant, and ₹2 lakh accident insurance under PM Jeevan Jyoti Bima Yojana.
PM Kisan Maandhan Yojana 2026 — ₹3,000/Month Pension for Farmers | maandhan.in
PM Kisan Maandhan Yojana (PM-KMY) is a voluntary and contributory pension scheme for small and marginal farmers launched in 2019. Farmers aged 18–40 contribute a small monthly amount (₹55–₹200 depending on entry age) and receive a guaranteed pension of ₹3,000/month after reaching 60 years of age. The Government of India contributes an equal matching amount to the Pension Fund.
PM Kaushal Vikas Yojana 4.0 — 2026 Free Skill Training + ₹8,000 Certificate | PMKVY
PM Kaushal Vikas Yojana 4.0 (PMKVY 4.0) is the fourth phase of India's flagship skill training programme launched in 2022. It provides free short-term skill training in 220+ job roles across industry sectors to 1 crore youth. Trainees receive a National Skill Qualification Framework (NSQF)-linked certificate, ₹8,000 completion bonus, and placement support through top companies.
PM Swamitva Yojana 2026 — Village Property Card | Drone Survey | ₹5 Lakh Loan Collateral
PM Swamitva Yojana (Survey of Villages Abadi and Mapping with Improvised Technology in Village Areas) provides legal property rights to village household owners through drone-based survey. Villagers get a Property Card (Adhikar Patra) which can be used as collateral for bank loans up to ₹5 lakh. Launched in 2020, covering 6 lakh+ villages across India.
PM DAKSH Yojana 2026 — Free Skill Training for SC/ST/OBC/Minorities | ₹3,000 Stipend
PM DAKSH (Pradhan Mantri Dakshata Aur Kushalta Sampann Hitgrahi) Yojana provides free short-term and long-term skill training to Scheduled Castes, Scheduled Tribes, OBCs, EBCs, DNTs, and Minorities. Trainees receive ₹1,000–₹3,000 monthly stipend during training, placement support, and industry-recognized certification. Apply at pmdaksh.dosje.gov.in.
DAY-NRLM Ajeevika 2026 — Self Help Group Loan ₹3 Lakh | aajeevika.gov.in
Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) organises rural poor women into Self Help Groups (SHGs) and provides them access to bank credit, livelihood support, and social mobilisation. SHGs get revolving fund of ₹15,000, Community Investment Fund up to ₹2.5 lakh, and bank loans up to ₹3 lakh at subsidised rates.
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Explore central government schemes by category — all categories below are also applicable to Meghalaya residents.
About Meghalaya Government Schemes
Meghalaya residents can avail of both state government schemes and all central government schemes launched by the Government of India. The state government regularly launches welfare schemes covering agriculture, education, health, housing, women empowerment, and employment.
Popular central schemes like PM Vishwakarma Yojana, PM Kisan Samman Nidhi, Ayushman Bharat, and PM Awas Yojana are fully applicable to residents of Meghalaya. State-specific schemes like CMSS Meghalaya provide additional benefits exclusive to Meghalaya residents.