๐ Nagaland Government Schemes 2026
เคจเคพเคเคพเคฒเฅเคเคก โข Capital: Kohima โข Population: 20 Lakh โข 2+ schemes
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| State | Nagaland (เคจเคพเคเคพเคฒเฅเคเคก) |
| Capital | Kohima |
| Population | 20 Lakh |
| Total Schemes Listed | 2+ |
| Central Schemes Available | All central government schemes apply |
๐๏ธ Nagaland State Government Schemes
Nagaland Chief Minister Scholarship 2026 โ โน10,000/Year for Class 10 Toppers | CM Scholarship Nagaland
The Nagaland Chief Minister Scholarship scheme rewards meritorious students who are Class 10 toppers from Nagaland with โน10,000 per year for higher secondary (Class 11โ12) education. The scheme aims to retain top talent in Nagaland, reduce academic dropout rates, and encourage excellence in secondary education among students from all communities.
Nagaland FOCUS Scheme 2026 โ โน10,000 Organic Farming Assistance for Farmers | FOCUS Nagaland
FOCUS (Farmers Organic Cultivation Upliftment Scheme) is Nagaland's flagship organic farming support scheme that provides โน10,000 financial assistance to registered farmers switching to or practicing organic cultivation. The scheme covers assistance for organic inputs, certification costs, and training to promote pesticide-free farming across Nagaland's diverse agro-climatic regions.
Nagaland Chief Minister's Relief Fund & State Health Scheme 2026 โ Medical Assistance for BPL | nagaland.gov.in
Nagaland Government provides medical financial assistance to BPL (Below Poverty Line) families and economically weaker sections through the Chief Minister's Relief Fund (CMRF) and State Health Assistance Fund. Beneficiaries can receive up to โน2 lakh for critical illness treatment not covered under other schemes. The state also participates in AB-PMJAY for BPL families. Additionally, the Nagaland State Social Security Scheme (NSSSP) provides monthly pension of โน1,000 to senior citizens (60+), widows, and persons with disability in Nagaland. These combined schemes form the safety net for Nagaland's 22 lakh population across 16 districts.
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๐ฎ๐ณ Central Government Schemes for Nagaland Residents
All central government schemes launched by the Government of India are applicable to residents of Nagaland. Here are the most popular central schemes you can apply for:
PM Vishwakarma Yojana 2026 โ โน3 Lakh Loan + โน15,000 Toolkit for 18 Trades | pmvishwakarma.gov.in
PM Vishwakarma Yojana is a central government scheme launched on 17 September 2023 that supports traditional artisans and craftspeople across 18 trades with free skill training (โน500/day stipend), a โน15,000 toolkit e-voucher, and collateral-free loans up to โน3 lakh at just 5% interest. Implemented by the Ministry of MSME with a โน13,000 crore budget over 5 years (FY2023-24 to FY2027-28). Registration is done FREE at Common Service Centres (CSC) using Aadhaar biometric authentication.
PM Awas Yojana 2025 โ Pradhan Mantri Awas Yojana
Pradhan Mantri Awas Yojana provides financial assistance for construction of pucca houses to homeless and kutcha house-dwelling families in rural and urban areas.
PM Kisan Samman Nidhi Yojana 2025
PM-KISAN provides โน6,000 per year direct income support to all land-holding farmer families across India in three equal instalments of โน2,000.
Ayushman Bharat PM-JAY Yojana 2025
Ayushman Bharat provides free health insurance coverage of โน5 lakh per family per year for secondary and tertiary hospitalisation to economically vulnerable families.
PM Ujjwala Yojana 2.0 โ Free LPG Connection
Pradhan Mantri Ujjwala Yojana provides free LPG gas connections to women from below poverty line households to replace unhealthy cooking fuel usage.
PM YASASVI Scholarship Scheme 2025
PM Young Achievers Scholarship Award Scheme for Vibrant India provides scholarships to OBC, EBC, and DNT students for education in Classes 9-12.
PM Suraksha Bima Yojana โ โน2 Lakh Accident Insurance
PMSBY provides accidental death and disability insurance cover of โน2 lakh for just โน20 per year, renewable annually through bank auto-debit.
PM Mudra Yojana โ Business Loan up to โน20 Lakh
Pradhan Mantri Mudra Yojana offers collateral-free business loans to micro and small enterprises under three categories โ Shishu (โน50K), Kishore (โน5L), and Tarun (โน20L).
Sukanya Samriddhi Yojana 2025 โ Girl Child Savings Scheme
Sukanya Samriddhi Yojana is a government-backed savings scheme for girl children offering one of the highest fixed interest rates (8.2% p.a.) with full tax exemption under Section 80C.
Atal Pension Yojana โ Guaranteed Pension for Workers
Atal Pension Yojana provides a guaranteed monthly pension of Rs.1,000 to Rs.5,000 after age 60 to unorganized sector workers based on their contribution amount and age at enrollment.
PM Jeevan Jyoti Bima Yojana โ Rs.2 Lakh Life Insurance
PMJJBY is a renewable term life insurance scheme offering a Rs.2 lakh death cover for just Rs.436 per year, automatically debited from the subscriber bank account.
PM Fasal Bima Yojana โ Crop Insurance Scheme 2025
Pradhan Mantri Fasal Bima Yojana provides comprehensive financial support to farmers who suffer crop loss due to natural calamities, pests, or diseases at very low premium rates.
Kisan Credit Card (KCC) Scheme 2025
Kisan Credit Card provides farmers with flexible and affordable short-term credit for cultivation expenses, post-harvest needs, and allied activities at interest rates as low as 4% per annum.
Beti Bachao Beti Padhao Yojana 2025
Beti Bachao Beti Padhao is a national initiative to address the declining child sex ratio and promote the welfare, education, and empowerment of the girl child across India.
Stand Up India Scheme 2025 โ SC/ST & Women Entrepreneurs
Stand Up India facilitates bank loans between Rs.10 lakh and Rs.1 crore to at least one SC or ST borrower and one woman borrower per bank branch for setting up greenfield enterprises.
PMEGP โ PM Employment Generation Programme 2025
Prime Minister Employment Generation Programme provides government subsidy of 15 to 35% on project costs to set up micro-enterprises, creating self-employment for unemployed youth.
Jal Jeevan Mission โ Har Ghar Jal Yojana 2025
Jal Jeevan Mission aims to provide safe and adequate drinking water through individual household tap connections to all rural households in India with functional household tap connection.
PM POSHAN โ Free Mid-Day Meal Scheme 2025
PM Poshan Shakti Nirman (formerly Mid-Day Meal Scheme) provides free hot cooked meals to students in government and government-aided schools to improve nutrition and boost school attendance.
National Scholarship Portal (NSP) โ Central Scholarships 2025
The National Scholarship Portal is a one-stop platform for students to apply for all central government scholarship schemes including pre-matric, post-matric, and merit-cum-means scholarships for SC, ST, OBC, and minority students.
Pradhan Mantri Matru Vandana Yojana (PMMVY) 2025
PMMVY provides Rs.5,000 cash incentive to pregnant and lactating women for the first living child to partially compensate for wage loss and encourage institutional delivery and proper nutrition.
PM Surya Ghar Muft Bijli Yojana 2026 โ 300 Units Free Electricity
PM Surya Ghar Muft Bijli Yojana provides 300 units of free electricity per month to households that install rooftop solar panels, with a central government subsidy of up to โน78,000 on installation cost.
E-Shram Card 2026 โ Free Registration for Unorganized Workers
E-Shram is a national database for unorganized sector workers providing a Universal Account Number (UAN) card, โน2 lakh accident insurance, and priority access to 12 government welfare schemes.
Agniveer Scheme โ Short-Term Defence Service 2025
Agnipath scheme recruits youth aged 17.5 to 23 years for 4-year service in the Indian Army, Navy, or Air Force as Agniveers, with a Rs.11.71 lakh Seva Nidhi package on completion.
PM Jan Dhan Yojana 2026 โ Zero Balance Bank Account + โน2 Lakh Insurance
Pradhan Mantri Jan Dhan Yojana (PMJDY) is India's largest financial inclusion scheme with 56+ crore accounts. Any Indian citizen can open a zero-balance savings account with free RuPay debit card, โน2 lakh accident insurance, โน30,000 life insurance, and โน10,000 overdraft facility.
MGNREGA / NREGA Job Card 2026 โ 100 เคฆเคฟเคจ เคเคพเคฎ เคเฅ เคเคพเคฐเคเคเฅ, โน267/เคฆเคฟเคจ เคฎเคเคฆเฅเคฐเฅ
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) guarantees 100 days of wage employment per year to every rural household in India. Workers receive โน267/day (minimum wage varies by state) directly to their bank accounts. With over 15 crore active Job Card holders, MGNREGA is the world's largest employment guarantee programme.
PM Internship Scheme 2026 โ โน9,000/Month Stipend | 1 Crore Youth | pminternship.mca.gov.in
PM Internship Scheme is a flagship Government of India initiative launched in 2024 that places 1 crore young Indians (aged 21โ24) in 12-month paid internships at top 500 companies across sectors. Interns receive โน9,000/month stipend (โน6,000 from government + โน3,000+ from company CSR), โน6,000 one-time travel grant, and โน2 lakh accident insurance under PM Jeevan Jyoti Bima Yojana.
PM Kisan Maandhan Yojana 2026 โ โน3,000/Month Pension for Farmers | maandhan.in
PM Kisan Maandhan Yojana (PM-KMY) is a voluntary and contributory pension scheme for small and marginal farmers launched in 2019. Farmers aged 18โ40 contribute a small monthly amount (โน55โโน200 depending on entry age) and receive a guaranteed pension of โน3,000/month after reaching 60 years of age. The Government of India contributes an equal matching amount to the Pension Fund.
PM Kaushal Vikas Yojana 4.0 โ 2026 Free Skill Training + โน8,000 Certificate | PMKVY
PM Kaushal Vikas Yojana 4.0 (PMKVY 4.0) is the fourth phase of India's flagship skill training programme launched in 2022. It provides free short-term skill training in 220+ job roles across industry sectors to 1 crore youth. Trainees receive a National Skill Qualification Framework (NSQF)-linked certificate, โน8,000 completion bonus, and placement support through top companies.
PM Swamitva Yojana 2026 โ Village Property Card | Drone Survey | โน5 Lakh Loan Collateral
PM Swamitva Yojana (Survey of Villages Abadi and Mapping with Improvised Technology in Village Areas) provides legal property rights to village household owners through drone-based survey. Villagers get a Property Card (Adhikar Patra) which can be used as collateral for bank loans up to โน5 lakh. Launched in 2020, covering 6 lakh+ villages across India.
PM DAKSH Yojana 2026 โ Free Skill Training for SC/ST/OBC/Minorities | โน3,000 Stipend
PM DAKSH (Pradhan Mantri Dakshata Aur Kushalta Sampann Hitgrahi) Yojana provides free short-term and long-term skill training to Scheduled Castes, Scheduled Tribes, OBCs, EBCs, DNTs, and Minorities. Trainees receive โน1,000โโน3,000 monthly stipend during training, placement support, and industry-recognized certification. Apply at pmdaksh.dosje.gov.in.
DAY-NRLM Ajeevika 2026 โ Self Help Group Loan โน3 Lakh | aajeevika.gov.in
Deendayal Antyodaya Yojana โ National Rural Livelihoods Mission (DAY-NRLM) organises rural poor women into Self Help Groups (SHGs) and provides them access to bank credit, livelihood support, and social mobilisation. SHGs get revolving fund of โน15,000, Community Investment Fund up to โน2.5 lakh, and bank loans up to โน3 lakh at subsidised rates.
PM SHRI Schools Scheme 2026 โ 14,500 Upgraded Schools | Smart Class + Career Counselling
PM SHRI (PM Schools for Rising India) is a centrally sponsored scheme that upgrades 14,500 government schools across India into modern, green, and smart schools. Each selected PM SHRI school gets โน2 crore+ for smart classrooms, digital libraries, labs, career counselling, vocational education, and NEP 2020 implementation over 5 years.
One Nation One Ration Card (ONORC) 2026 โ Ration Anywhere in India | nfsa.gov.in
One Nation One Ration Card (ONORC) allows any NFSA beneficiary to avail their entitled ration from any Fair Price Shop (FPS) anywhere in India using Aadhaar-based biometric authentication. Migrant workers can now get ration in the city where they work, not just their home state. All 36 states/UTs are covered under ONORC.
NMMS Scholarship 2026 โ โน12,000/Year for Class 9-12 Meritorious Students | scholarships.gov.in
National Means-cum-Merit Scholarship (NMMS) is a centrally sponsored scholarship scheme that provides โน12,000 per year (โน1,000/month) to meritorious students from economically weaker sections studying in Classes 9 to 12 in government schools. The scholarship continues for all 4 years (Class 9 to 12) subject to annual renewal. Apply through scholarships.gov.in.
PM CARES for Children 2026 โ COVID Orphans: โน10 Lakh at 18 + Free Education + Health
PM CARES for Children scheme provides comprehensive support to children who lost both parents or legal guardian due to COVID-19. Benefits include: โน10 lakh corpus deposited in their name (accessible at age 18), free education from Class 1 to Class 12 (Navodaya/KVS or state residential schools), PM-JAY health insurance up to โน5 lakh, and monthly stipend after 18 years.
PPF โ Public Provident Fund 2026 โ 7.1% Interest | Tax-Free โน1.5 Lakh/Year | 15-Year Lock
Public Provident Fund (PPF) is India's most popular long-term savings scheme backed by the Government of India with guaranteed returns. Invest โน500 to โน1.5 lakh per year and earn 7.1% interest (compounded annually) โ completely tax-free under Section 80C and Section 10. Maturity period is 15 years (extendable). Account can be opened at any post office or nationalised bank.
NPS โ National Pension System 2026 โ Market-Linked Pension + 80CCD Tax Benefit โน2 Lakh
National Pension System (NPS) is a voluntary, contributory pension scheme regulated by PFRDA (Pension Fund Regulatory and Development Authority). Open to all Indian citizens aged 18โ70. Invest in market-linked pension funds and receive a monthly pension after age 60. NPS offers additional tax deduction of โน50,000 under Section 80CCD(1B) over and above the โน1.5 lakh 80C limit.
SCSS โ Senior Citizen Savings Scheme 2026 โ 8.2% Interest | โน30 Lakh Maximum | Post Office
Senior Citizen Savings Scheme (SCSS) is a government-backed savings scheme specifically for senior citizens (60+ years) offering the highest guaranteed interest rate among all small savings schemes โ 8.2% per annum (paid quarterly). Maximum deposit โน30 lakh per person. Backed by Government of India, completely safe. Available at all post offices and select banks.
Swachh Bharat Mission 2026 โ Free Toilet Construction โน12,000 | SBM-Gramin + Urban | sbmurban.org
Swachh Bharat Mission (SBM) is India's largest sanitation programme launched on October 2, 2014. Under SBM-Gramin (rural), BPL and identified APL households get โน12,000 incentive to construct household toilets. Under SBM-Urban, urban local bodies get funding for individual, community, and public toilets. SBM-Gramin Phase 2 focuses on ODF Plus (solid/liquid waste management, plastic waste management).
DAY-NULM Urban Livelihoods Mission 2026 โ โน2 Lakh Self-Employment Loan | Urban Poor | aajeevika.gov.in
Deendayal Antyodaya Yojana โ National Urban Livelihoods Mission (DAY-NULM) supports urban poor and street vendors through Self-Employment Programme (SEP): individual loans up to โน2 lakh at 7% interest, SHG loans, skill training, and shelter for urban homeless. Urban street vendors registered under PM SVANidhi also fall under NULM framework.
PM Matsya Sampada Yojana 2026 โ โน3 Lakh Subsidy for Fishermen | pmmsy.dof.gov.in
Pradhan Mantri Matsya Sampada Yojana (PMMSY) is the flagship fisheries development scheme launched in 2020 with a budget of โน20,050 crore. It provides subsidized assistance for aquaculture infrastructure, fishing boats, nets, ice plants, cold storage, and livelihood support to 2.8 crore fishing community members. Subsidy: 40-60% for general category, 60% for SC/ST/Women.
Samagra Shiksha Abhiyan 2026 โ Free Uniform, Books, Midday Meal for All Government School Students
Samagra Shiksha Abhiyan is an integrated school education scheme covering pre-school to Class 12, implemented from 2018 by merging SSA, RMSA, and TE. It provides free textbooks, uniforms (โน600/year), Midday Meal, ICT labs, sports equipment, and special needs support to students in all government schools. It also funds teacher training, school infrastructure, and equity interventions for girls and marginalised communities.
National Health Mission 2026 โ Free Health Services + Free Medicines + NHM ASHAs | nhm.gov.in
National Health Mission (NHM) is India's largest public health programme covering National Rural Health Mission (NRHM) and National Urban Health Mission (NUHM). It provides free essential medicines, diagnostics, and health services at government health facilities. Key components: ASHA workers, Janani Suraksha Yojana (JSY), Janani Shishu Suraksha Karyakram (JSSK), free immunisation, and Rashtriya Bal Swasthya Karyakram (RBSK).
Mission Vatsalya 2026 โ Child Welfare & Protection | Child Care Institutions + Sponsorship โน4,000/Month
Mission Vatsalya is the umbrella child protection and welfare scheme of the Government of India launched in 2021-22 (replacing earlier ICPS). It ensures every child lives in a safe and nurturing environment. Key benefits: Sponsorship Scheme (โน4,000/month for vulnerable children), Foster Care Support, Child Care Institutions (CCIs) for orphans and abandoned children, and After Care (โน2,000/month for youth aged 18-21 leaving CCIs).
Poshan 2.0 / Saksham Anganwadi 2026 โ Free Nutrition for 8 Crore Children + Pregnant Women
Poshan 2.0 (Saksham Anganwadi and Poshan 2.0) is the umbrella nutrition mission launched in 2021 by merging ICDS, Poshan Abhiyan, and other nutrition schemes. It provides supplementary nutrition to 8 crore children (0-6 years), 1.78 crore pregnant/lactating mothers, and 2 crore adolescent girls. Each beneficiary gets hot cooked meals or take-home rations through anganwadi centres.
Startup India Scheme 2026 โ Tax Exemption + โน10 Crore Funding | Fund of Funds | startupindia.gov.in
Startup India is Government of India's flagship initiative to build a strong startup ecosystem. Recognized startups get: 3-year income tax exemption (80-IAC), 80% rebate on patent fees, government procurement without prior experience requirement, self-certification under 9 labour laws, and access to Fund of Funds (FFS) of โน10,000 crore. Register at startupindia.gov.in to get DPIIT recognition certificate.
Digital India Scheme 2026 โ DigiLocker, UMANG, CSC, BharatNet | digitalindia.gov.in
Digital India is the Government of India's flagship programme to transform India into a digitally empowered society. Key pillars: DigiLocker (online document storage), UMANG app (500+ government services), BharatNet (rural broadband), CSC (Common Service Centres โ 5 lakh+), Aadhaar-based DBT, e-Courts, e-Hospital, BHIM UPI, and India Stack APIs. Launched in 2015 with a vision of Digital Infrastructure, Digital Services, and Digital Literacy.
DDU-GKY 2026 โ Free Residential Skill Training + Placement for Rural Youth | ddugky.gov.in
Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY) provides free residential skill training to rural youth from poor families (aged 15-35) and places them in jobs paying minimum โน10,000/month. It is funded by Ministry of Rural Development and covers food, accommodation, and training costs. Focus on SC/ST/minorities/women โ 50% of training must be for these categories.
Lakhpati Didi Yojana 2026 โ 3 Crore Women SHG Members Earn โน1 Lakh+/Year | Free Skill Training
Lakhpati Didi Yojana is the Government of India's ambitious initiative to make 3 crore women SHG (Self Help Group) members earn โน1 lakh or more per year through skill development, micro-enterprise support, and livelihood enhancement. Announced by PM Modi in 2023, it provides free skill training in LED bulb making, plumbing, drone repair, solar panel installation, and other high-demand trades. Drone Didi is a subset of this initiative.
Namo Drone Didi 2026 โ 15,000 Women SHG Drones | Agricultural Spraying | โน8 Lakh Subsidy
Namo Drone Didi is a Government of India scheme to provide 15,000 agricultural drones to women SHG (Self Help Group) clusters for crop spraying and agri-services. Each SHG cluster (10-15 SHGs) gets a drone with 80% subsidy (up to โน8 lakh), free training for the woman pilot, and a guaranteed income of โน1 lakh/year from drone rental services to farmers in their area.
Rashtriya Vayoshri Yojana 2026 โ Free Aids for Senior Citizens | Walking Stick, Wheelchair, Hearing Aid
Rashtriya Vayoshri Yojana (RVY) provides free assisted-living devices (walking sticks, elbow crutches, wheelchairs, hearing aids, spectacles, dentures) to BPL senior citizens aged 60+ years who suffer from age-related disabilities. Devices are distributed at special camps organized by ALIMCO in camps at the district level. 100% funded by Central Government from Senior Citizens Welfare Fund.
PMRPY โ PM Rojgar Protsahan Yojana 2026 โ 12% EPF Employer Share Paid by Govt for 3 Years
Pradhan Mantri Rojgar Protsahan Yojana (PMRPY) incentivises employers to create new jobs by paying the employer's full 12% EPF contribution for 3 years for each new employee (earning up to โน15,000/month). This reduces the cost of hiring, especially for MSMEs and factories. Over 1.52 crore beneficiaries and 1.74 lakh establishments benefited since launch.
NAPS โ National Apprenticeship Promotion Scheme 2026 โ โน1,500/Month Stipend Share | apprenticeshipindia.org
National Apprenticeship Promotion Scheme (NAPS) promotes apprenticeship training by sharing 25% of the prescribed stipend (up to โน1,500/month) with employers who engage apprentices. The scheme covers all designated trades and optional trades under Apprentices Act. Over 50 lakh apprentices trained since launch. Apply at apprenticeshipindia.org as student or employer.
PM Gati Shakti 2026 โ โน100 Lakh Crore Infrastructure Plan | Multi-Modal Connectivity | gatishakti.gov.in
PM Gati Shakti National Master Plan is a โน100 lakh crore infrastructure initiative to boost multi-modal connectivity across India by 2025. It integrates planning of 16 ministries through a GIS-based platform to synchronize rail, road, port, airport, pipeline, waterway, and logistics infrastructure. It aims to reduce logistics costs from 14% to 8% of GDP and create employment for 60 lakh people.
PM Dhan-Dhaanya Krishi Yojana 2025 โ โน1.44 Lakh Crore Agriculture Mission for 1.7 Crore Farmers | pmddk.gov.in
PM Dhan-Dhaanya Krishi Yojana (PMDDKY) is India's most significant new agriculture scheme launched by PM Modi in October 2025 under Budget 2025-26. The scheme targets 100 low-productivity agricultural districts across India with a โน1.44 lakh crore investment over 6 years, benefiting 1.7 crore farmers. It integrates 36 existing central agriculture schemes under one umbrella to deliver irrigation, crop insurance, soil health, post-harvest storage, credit access, and market linkage in a convergent manner to each selected district. The scheme prioritises Aspirational Districts and districts with below-national-average agricultural productivity. Key benefits include: pre and post-harvest infrastructure, crop diversification support, natural farming promotion, and farmer income doubling through value-chain linkages.
Antyodaya Anna Yojana (AAY) 2026 โ 35 Kg Subsidised Grain/Month for Poorest Families | nfsa.gov.in
Antyodaya Anna Yojana (AAY) is India's targeted food security scheme for the poorest of the poor, launched by PM Atal Bihari Vajpayee in December 2000. Under AAY, identified families (with yellow ration card) receive 35 kg of food grain per month at highly subsidised rates โ rice at โน3/kg and wheat at โน2/kg (and coarse cereals at โน1/kg). AAY covers 2.5 crore families nationally โ those with no steady income, landless agriculture labourers, marginal farmers, rural artisans, slum dwellers, and the destitute. Under the National Food Security Act (NFSA) 2013, AAY beneficiaries receive grains free of cost (zero price) as the state and central government absorb the full cost. The yellow AAY ration card is distinct from the Priority Household (PHH) white/pink card.
PM Krishi Sinchai Yojana (PMKSY) 2026 โ Har Khet Ko Pani, More Crop Per Drop | pmksy.gov.in
Pradhan Mantri Krishi Sinchai Yojana (PMKSY) is India's flagship irrigation scheme launched in 2015 with the motto 'Har Khet Ko Pani, More Crop Per Drop.' The scheme aims to achieve convergence of irrigation investments at field level โ providing end-to-end solutions from water source creation to field application. PMKSY has four major components: (1) Accelerated Irrigation Benefit Programme (AIBP) โ completing long-pending irrigation projects; (2) Har Khet Ko Pani (HKKP) โ ground water development and distribution network; (3) Per Drop More Crop (PDMC) โ micro-irrigation (drip and sprinkler) with 55% subsidy for small/marginal farmers; (4) Watershed Development. Over 7 crore hectares of agricultural land covered with an outlay of โน93,068 crore under the current phase.
PM Vaya Vandana Yojana (PMVVY) 2026 โ Guaranteed 7.4% Pension for Senior Citizens via LIC | licindia.in
Pradhan Mantri Vaya Vandana Yojana (PMVVY) is a government-backed pension scheme exclusively for senior citizens aged 60 years and above, administered by LIC of India. PMVVY provides guaranteed pension income at 7.4% per annum for 10 years โ payable monthly, quarterly, half-yearly, or annually โ regardless of market conditions. Launched by PM Modi in 2017 and extended in subsequent phases, it allows investment of up to โน15 lakh per senior citizen (โน30 lakh per couple), giving a maximum monthly pension of โน9,250 per month. After 10 years, the full purchase price is returned to the investor or to their nominee on death. In case of critical illness, premature exit is permitted with 98% of purchase price returned.
Gig & Platform Workers Social Security Scheme 2025 โ PM-JAY + e-Shram Benefits for 1 Crore Workers | eshramnidhi.nic.in
The Gig and Platform Workers Social Security Scheme is India's Budget 2025-26 flagship initiative to extend formal social security to an estimated 1 crore gig and platform workers (Ola/Uber drivers, Swiggy/Zomato delivery partners, Urban Company workers, etc.) who were previously excluded from any welfare net. The scheme extends PM-JAY health insurance (โน5 lakh/year) and e-Shram accident insurance (โน2 lakh) to all registered gig workers through the e-Shram portal. Additionally, aggregator platforms (Ola, Uber, Swiggy, Zomato) are required to contribute 1-2% of their platform fees to a Gig Workers Welfare Fund. India is among the first countries to legislate social security for gig workers at this scale.
Paramparagat Krishi Vikas Yojana (PKVY) 2026 โ โน50,000/Hectare for Organic Farming | pgsindia.net
Paramparagat Krishi Vikas Yojana (PKVY) is India's flagship organic farming promotion scheme launched in 2015 under the National Mission for Sustainable Agriculture. PKVY provides financial assistance of โน50,000 per hectare over 3 years to farmers adopting organic farming through cluster-based approach. Farmers are organised into clusters of 50 in a contiguous area of 50 hectares, and the cluster receives organic inputs, certification support, and market linkage. The scheme promotes traditional Indian organic farming methods including Rishi Krishi, Zero Budget Natural Farming (ZBNF), and Bharat Organic certification. Over 8.89 lakh farmers have been certified organic under PKVY, making India the world's largest organic producer by farmer count.
e-NAM โ National Agriculture Market 2026 โ Online Mandi for 1.8 Crore Farmers | enam.gov.in
e-NAM (Electronic National Agriculture Market) is India's pan-India electronic trading portal for agricultural commodities, launched in 2016 to create a unified national market for farmers. It connects 1,361 APMCs (Mandis) across 23 states/UTs through a single online platform, enabling farmers to sell their produce to buyers across India at transparent, competitive prices without middlemen. Farmers get better price discovery through online bidding, while buyers can purchase from any empanelled mandi remotely. Over 1.8 crore farmers and 2.7 lakh traders are registered. Key features: online quality assaying, electronic payment, logistics integration, and FPO (Farmer Producer Organisation) trading module. The platform handles over โน3 lakh crore in trade annually.
Soil Health Card Scheme India 2026 โ Free Soil Testing & Fertiliser Recommendations for Farmers | soilhealth.dac.gov.in
Soil Health Card (SHC) Scheme is India's flagship soil testing initiative launched by PM Modi in February 2015. Under the scheme, every farmer's agricultural land is tested for 12 soil health parameters including major nutrients (N, P, K), secondary nutrients (S, Ca, Mg), and micro-nutrients (Fe, Mn, Cu, Zn, B, Mo) every 3 years. Based on test results, a Soil Health Card is issued โ a printed/digital report showing soil nutrient status and crop-specific fertiliser recommendations (how much urea, DAP, potash to use). The scheme has issued over 23 crore soil health cards to date, saving farmers money on excess fertiliser use while improving crop yields by 5-6%. Under Budget 2025-26, the scheme is being expanded with digital soil map creation.
NATS โ National Apprenticeship Training Scheme 2026 โ Stipend for Diploma & Degree Graduates | nats.education.gov.in
National Apprenticeship Training Scheme (NATS) is India's government scheme providing on-the-job training to diploma and degree graduates in government and private establishments, with a monthly stipend of โน3,542โโน9,000 depending on qualification and establishment type. Administered by the Board of Apprenticeship Training (BOAT) under the Ministry of Education, NATS is distinct from NAPS (National Apprenticeship Promotion Scheme under Labour Ministry which covers ITI/vocational). NATS specifically targets engineering diploma holders and graduate engineers for 1-year structured training at India's top public sector undertakings (PSUs) and private companies. Over 5.23 lakh apprentices were engaged in FY2024-25. The scheme is mandatory for establishments with 30+ employees to engage apprentices.
Biopharma SHAKTI Mission India 2026 โ โน10,000 Crore Biotech & Pharma Boost | birac.nic.in
Biopharma SHAKTI (Synergizing Healthcare, Advancement, Knowledge, Technology and Innovation) is a new โน10,000 crore flagship mission announced in Union Budget 2026-27 to position India as a global biotech and biopharma leader. The mission focuses on accelerating vaccine development, biologics manufacturing, biosimilar production, and genomics research. It builds on India's existing Biotechnology Industry Research Assistance Council (BIRAC) infrastructure and the Ayushman Bharat Health Infrastructure Mission. The scheme provides grants, equity support, and subsidised loans to biotech startups, MSMEs, and large pharma companies investing in next-generation biologics, mRNA platforms, cell and gene therapy, and precision medicine. India's pharma industry โ valued at $65 billion โ is already the world's 3rd largest by volume; Biopharma SHAKTI targets making it #1 by 2030.
Smart Cities Mission 2026 โ 100 Smart Cities โน2.05 Lakh Crore Urban Development | UPSC Favourite
Smart Cities Mission (SCM) launched in June 2015 aims to develop 100 cities across India with smart infrastructure, ICT solutions, and citizen-centric services. โน2.05 lakh crore total investment (central + state + PPP). Focus on smart roads, smart water, smart power, IT connectivity, e-governance, and sustainable environment. All 100 cities have formed Special Purpose Vehicles (SPVs) and 7,800+ projects worth โน1.78 lakh crore completed. A staple topic in UPSC and state PSC examinations.
UDAN Scheme 2026 โ โน2,500 เคฎเฅเค เคนเคตเคพเค เคฏเคพเคคเฅเคฐเคพ | 120 New Routes Budget 2025-26 | Ude Desh Ka Aam Nagrik
UDAN (Ude Desh Ka Aam Nagrik) scheme makes air travel affordable for common citizens by capping fares at โน2,500/seat (1-hour flight) on regional routes. Budget 2025-26 announced 120 new regional air routes. UDAN connects Tier 2 and Tier 3 cities and unserved airports. Airlines operating UDAN routes get Viability Gap Funding (VGF) from the government. Over 600 UDAN routes operational, 80+ airports connected, 1.3 crore+ passengers served.
PM Gram Sadak Yojana 4.0 (PMGSY-IV) 2024 โ 25,000 Villages All-Weather Roads | โน70,125 Crore
PM Gram Sadak Yojana Phase IV (PMGSY-IV) launched 2024 targets connecting 25,000 unconnected habitations with all-weather roads. Budget: โน70,125 crore. Phase IV upgrades existing PMGSY roads, connects multi-village habitations, and prioritises left-wing extremism (LWE) affected areas, tribal regions, and border areas. Overall PMGSY (all phases combined): 7.93 lakh km roads built, 1.85 lakh rural habitations connected since 2000.
PM Garib Kalyan Anna Yojana (PMGKAY) 2026 โ Free 5 kg Grain/Month to 81 Crore | nfsa.gov.in
PM Garib Kalyan Anna Yojana (PMGKAY) provides free food grain โ 5 kg wheat/rice per person per month โ to 81.35 crore beneficiaries covered under the National Food Security Act (NFSA). Launched in April 2020 during COVID-19, made permanent from January 2024 under the NFSA umbrella. No payment required โ grain is distributed free through PDS ration shops. Budget: โน2 lakh crore annually. Managed by the Ministry of Consumer Affairs, Food & Public Distribution.
PMAY Urban 2.0 (2024) โ Rs 2.30 Lakh Subsidy + 1 Crore New Urban Houses | pmaymis.gov.in
Pradhan Mantri Awas Yojana Urban 2.0 (PMAY-U 2.0) was launched in August 2024 to build 1 crore affordable houses for urban poor and middle-class families over 5 years (2024-29) with a total outlay of Rs 10 lakh crore. The scheme provides interest subsidy (Credit Linked Subsidy Scheme โ CLSS) up to Rs 2.30 lakh on home loans, beneficiary-led construction (BLC) assistance, and affordable housing in partnership. EWS/LIG/MIG families with annual income up to Rs 18 lakh are eligible.
PM JANMAN Yojana 2024 โ Rs 24,000 Crore for 75 PVTG Tribes, 4.90 Lakh Households | pmjanman.gov.in
PM Particularly Vulnerable Tribal Groups (PVTG) Development Mission โ PM JANMAN โ was launched by PM Modi on November 15, 2023 (Janjatiya Gaurav Diwas). It targets 75 Particularly Vulnerable Tribal Groups (PVTGs) across 18 states with Rs 24,104 crore outlay to cover 4.90 lakh households. The scheme integrates 11 critical interventions including housing (PMAY-G), road connectivity (PMGSY), telecom, piped water (Jal Jeevan Mission), and health (PM-JAY) specifically for PVTGs.
NSAP Pension Scheme 2026 โ Rs 200-500/Month to 3.5 Crore Elderly, Widows, Disabled | nsap.nic.in
National Social Assistance Programme (NSAP) is a flagship central social protection scheme providing monthly cash pensions to elderly (60+), widows, and persons with disabilities below the poverty line. Components: Indira Gandhi National Old Age Pension Scheme (IGNOAPS) โ Rs 200/month (60-79 yrs), Rs 500/month (80+ yrs); Indira Gandhi National Widow Pension Scheme (IGNWPS) โ Rs 300/month; Indira Gandhi National Disability Pension Scheme (IGNDPS) โ Rs 300/month; Annapurna โ 10 kg free grain. Over 3.5 crore beneficiaries annually. States often top up the central component.
PM SVANidhi 2.0 โ Rs 10,000-50,000 Loan to 60 Lakh Street Vendors | pmsvanidhi.mohua.gov.in
PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) provides affordable working capital loans to street vendors. Extended as PM SVANidhi 2.0, the scheme offers: 1st loan Rs 10,000, 2nd loan Rs 20,000, 3rd loan Rs 50,000 โ all with 7% interest subsidy. Vendors who repay on time and use digital transactions get 1% cashback. Over 60 lakh loans sanctioned. Ministry of Housing and Urban Affairs implements via ULBs and microfinance institutions.
PM e-Bus Sewa โ 10,000 Electric Buses for 169 Cities | pmebus.in
PM e-Bus Sewa was launched in August 2023 to deploy 10,000 electric buses across 169 cities in India under the Public Private Partnership (PPP) model. The scheme targets cities with population 3 lakh+ (Tier 2 and Tier 3) that currently lack organised bus services. Central government provides capital subsidy per bus and 10-year operational support. Total outlay: Rs 57,613 crore. Aims to reduce urban pollution, lower commuting costs, and improve last-mile public transport connectivity.
Atal Innovation Mission (AIM) 2026 โ 10,000 Atal Tinkering Labs + Startup Support | aim.gov.in
Atal Innovation Mission (AIM), established in 2016 under NITI Aayog, is India's flagship initiative to foster innovation and entrepreneurship. Key programmes: Atal Tinkering Labs (ATL) โ Rs 20 lakh per school for STEM problem-solving in 10,000 schools; Atal Incubation Centres (AIC) โ Rs 10 crore grant to set up startup incubators; Atal New India Challenges (ANIC) โ grant up to Rs 1 crore for technology solutions to national problems; Atal Community Innovation Centres (ACIC) โ innovation centres in Tier 2/3 cities. Over 10,000 ATLs operational.
Mission Shakti 2026 โ One Stop Centre + Nirbhaya Fund + Ujjwala | WCD Women Safety Umbrella Scheme
Mission Shakti is the Ministry of Women and Child Development's flagship umbrella scheme for the safety, security, and empowerment of women. Launched in 2021-22, it consolidates multiple women safety schemes into two sub-schemes: SAMBAL (safety/support) and SAMARTHYA (empowerment). SAMBAL covers: One Stop Centres (OSC) โ 733+ centres for distress women; 181 women helpline; PM Matru Vandana Yojana maternity benefit; Swadhar Greh (shelter homes). SAMARTHYA covers: Beti Bachao Beti Padhao; Ujjwala anti-trafficking; Nari Adalats. Nirbhaya Fund projects also channelled through Mission Shakti.
PM WANI Free Public WiFi 2026 โ Rural Kirana เคธเฅ WiFi | 20 Lakh Access Points | PM-WANI Scheme
PM WANI (Wi-Fi Access Network Interface) is India's free public WiFi scheme that enables any shopkeeper, tea stall, or kirana store to become a public WiFi hotspot without a licence. Launched December 2020, it works through Public Data Offices (PDOs โ any shop) who install WiFi routers and provide internet to public. Citizens get affordable/free WiFi access. Target: 20 lakh PDO hotspots across India, especially rural areas. Anyone can walk into a PM-WANI PDO shop and connect to internet. No licence needed for shopkeepers.
PM Matsya Kisan Samridhi Sah-Yojana (PM-MKSSY) 2026 โ โน3 Lakh Kisan Credit + Micro Insurance | Fishermen Scheme
Pradhan Mantri Matsya Kisan Samridhi Sah-Yojana (PM-MKSSY) is a new central scheme launched in Budget 2024-25 specifically for the formalization and welfare of fishermen and fish farmers. Key benefits: Kisan Credit Card (KCC) for fishermen โ โน3 lakh credit at 7% (effective 4% with subvention); micro-insurance of โน2 lakh for boat owners and โน1 lakh for non-boat fishermen; onboarding on PM FishNet digital platform for identity and market access; and performance grants for fish production. Target: 4 crore fishermen and 7.5 lakh fish farmers. Part of PM Matsya Sampada Yojana ecosystem.
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About Nagaland Government Schemes
Nagaland residents can avail of both state government schemes and all central government schemes launched by the Government of India. The state government regularly launches welfare schemes covering agriculture, education, health, housing, women empowerment, and employment.
Popular central schemes like PM Vishwakarma Yojana, PM Kisan Samman Nidhi, Ayushman Bharat, and PM Awas Yojana are fully applicable to residents of Nagaland. State-specific schemes like CM Scholarship Nagaland provide additional benefits exclusive to Nagaland residents.