🏞️ Uttarakhand Government Schemes 2026
उत्तराखंड • Capital: Dehradun • Population: 1.1 Cr • 20+ schemes
| State | Uttarakhand (उत्तराखंड) |
| Capital | Dehradun |
| Population | 1.1 Cr |
| Total Schemes Listed | 20+ |
| Central Schemes Available | All central government schemes apply |
🏛️ Uttarakhand State Government Schemes
उत्तराखंड मुख्यमंत्री मेधावी छात्र प्रोत्साहन योजना 2026 — Meritorious Students ₹1,200–₹2,500/माह
Uttarakhand Mukhyamantri Medhavi Chhatra Protsahan Yojana provides monthly scholarships to meritorious students of Uttarakhand from Class 6 to Postgraduation: Class 6-8 (₹600/month), Class 9-10 (₹900/month), Class 11-12 (₹1,200/month), UG (₹1,500/month), PG (₹2,500/month). The scholarship is directly transferred via DBT to Aadhaar-linked bank accounts.
गौरा देवी कन्या धन योजना उत्तराखंड 2026 — बालिका जन्म पर ₹50,000 FD | UK Gaura Devi Kanya Dhan
Gaura Devi Kanya Dhan Yojana is Uttarakhand's flagship girl-child welfare scheme, run by the Women Empowerment & Child Development Department. It opens a ₹50,000 Fixed Deposit (FD) in the name of a girl born into an Economically Weaker Section (EWS) family, with the deposit maturing when she turns 18 so the accumulated value can fund her higher education or marriage. Registration is handled through Anganwadi centres and the District Child Development Project Officer (CDPO), and the maturity proceeds are released to the girl's Aadhaar-linked bank account via DBT. The scheme aims to discourage sex selection, improve the child sex ratio, and give daughters in low-income households a guaranteed financial cushion.
उत्तराखंड मुख्यमंत्री स्वरोजगार योजना 2026 — ₹25 लाख तक ऋण + 25% सब्सिडी | UK Swarojgar Yojana
Uttarakhand Mukhyamantri Swarojgar Yojana is the state's flagship self-employment scheme, administered by the Industries Department of the Government of Uttarakhand. It helps youth set up manufacturing, service, or trade enterprises by arranging bank loans of up to ₹25 lakh and a 25% capital subsidy (capped at ₹6.25 lakh) that the government credits to the lending bank to reduce the borrower's burden. Applications are screened by District Industries Centres (DIC) and a district-level task force, after which empanelled banks disburse the loan. Targeting educated unemployed youth, skill-certificate holders, and ITI or polytechnic graduates, the scheme is designed to create local entrepreneurs in Uttarakhand and generate further employment, with the subsidy benefit routed through the banking channel.
Uttarakhand Scholarship Portal 2026 — Pre/Post-Matric for SC/ST/OBC/Minority | escholarship.uk.gov.in
Uttarakhand State Scholarship Portal (escholarship.uk.gov.in) is the state's unified online platform for Pre-Matric and Post-Matric scholarships for students belonging to SC, ST, OBC, Minority (Muslim/Christian/Sikh/Buddhist/Jain/Parsi), and EBC categories. Pre-Matric (Class 1-10): ₹225-₹750/month maintenance allowance + book allowance + tuition fee reimbursement. Post-Matric (Class 11 to PhD): Full tuition fee + ₹230-₹1,200/month maintenance (Day/Hostel) + study tour + thesis printing. Around 5 lakh+ Uttarakhand students benefit annually. Administered by Social Welfare Department, Tribal Welfare Department, and Minority Welfare Department, Govt. of Uttarakhand. Apply online at escholarship.uk.gov.in between July-November.
उत्तराखंड वृद्धावस्था / विधवा / दिव्यांग पेंशन योजना 2026 — ₹1,200/माह | UK Social Welfare Pension
For elderly residents, widows and persons with disabilities across Uttarakhand's hill and plain districts, the Social Welfare Department operates three social-security pension tracks under a single ₹1,200-per-month payout. That monthly figure is built from two parts: a ₹800 central contribution (drawn from IGNOAPS for the elderly and the parallel central pensions for widows and the disabled) topped up by ₹400 of state money, so the recipient sees one combined credit. Every rupee moves through DBT straight into the beneficiary's Aadhaar-linked bank account, removing middlemen and cash handling that older pension systems relied on. To qualify, an applicant must hold Uttarakhand domicile and fall within the BPL or low-income bracket the scheme defines. The programme today supports roughly 5 lakh pensioners statewide, making it one of the department's widest-reaching welfare commitments.
Uttarakhand BOCW Construction Workers Welfare 2026 — ₹3L Accident + Pension + Scholarship | ubocw.uk.gov.in
Masons, carpenters, plumbers, painters and daily-wage labourers who build Uttarakhand's roads and homes can claim a bundle of welfare benefits once they register with the state's Building and Other Construction Workers (BOCW) Welfare Board. A registered worker card unlocks ₹3 lakh accident insurance, a ₹1,500 monthly pension from age 60, a housing loan subsidy of ₹1,000-₹5,000 a month, a ₹30,000 maternity benefit for women workers, education scholarships of ₹3,000-₹15,000 a year for their children, and medical assistance during illness. Membership begins on the Board's portal, ubocw.uk.gov.in, where a worker pays a one-time ₹50 registration fee and keeps the card active with a ₹50 monthly contribution. Run by the Labour Department's BOCW Welfare Board, the scheme already covers around 4 lakh construction workers across the state and is designed for those whose income is informal and irregular.
उत्तराखंड एकल महिला स्वरोजगार योजना 2026 — Single Women ₹1 Lakh Grant | UK Single Women Enterprise
Uttarakhand Ekal Mahila Swarojgar Yojana (Single Women Self-Employment Scheme) provides financial assistance of up to ₹1 lakh (non-repayable grant) to single women — widows, divorcees, abandoned women, unmarried women above 40 — in Uttarakhand to start a small business, cottage industry, or self-employment activity. The scheme is targeted at economically vulnerable single women in hill districts of Uttarakhand and is administered by the Women Empowerment & Child Development Department.
उत्तराखंड मुख्यमंत्री आवास योजना 2026 — BPL ग्रामीण परिवारों को मुफ्त मकान | UK Housing Scheme
Uttarakhand Mukhyamantri Awas Yojana provides free permanent houses to BPL (Below Poverty Line) rural families in Uttarakhand who are either homeless or living in dilapidated/kutcha houses. The scheme runs parallel to PMAY-Gramin and covers families not covered under the central scheme, providing ₹1.30 lakh (plain areas) and ₹1.50 lakh (hilly/difficult terrain) per house. Around 40,000 houses have been constructed annually. Administered by Rural Development Department, Uttarakhand.
उत्तराखंड वृक्ष सम्पदा / Horticulture Mission 2026 — ₹50% subsidy on Fruit Plants + Polyhouse | UK Bagwani Yojana
Uttarakhand Horticulture Mission (Vriksh Sampada) provides 50% subsidy on fruit plant saplings (apple, pear, peach, walnut, litchi, mango, citrus), 50-85% subsidy on polyhouse/shade net structures, drip irrigation, and post-harvest equipment for farmers in Uttarakhand. The mission aims to convert hill farmers from subsistence farming to commercial horticulture. Administered by Horticulture Department Uttarakhand (horticulture.uk.gov.in). Around 1 lakh farmers benefit annually.
उत्तराखंड प्रधानमंत्री फसल बीमा योजना (PMFBY) 2026 — 1.5-2% Premium पर फसल बीमा | UK Fasal Bima
Pradhan Mantri Fasal Bima Yojana (PMFBY) in Uttarakhand provides crop insurance at just 1.5% premium (Kharif) and 2% (Rabi) of sum insured for farmers. State and central government pay the remaining premium. Covers crop losses due to drought, flood, landslide, hailstorm, unseasonal rain, pest, and disease. Sum insured ranges from ₹25,000 to ₹1 lakh per hectare depending on crop. Around 3 lakh Uttarakhand farmers enrolled. KCC loan holders are automatically enrolled; non-loanee farmers can voluntarily enroll via pmfby.gov.in or Common Service Centres (CSCs).
उत्तराखंड MGNREGA 2026 — ₹244/दिन, 100 दिन गारंटीड रोजगार | UK MGNREGS Wage Employment
Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS) in Uttarakhand guarantees 100 days of wage employment per year to every rural household at ₹244/day (Uttarakhand wage rate). Works include road construction, water conservation, afforestation, land development, and rural infrastructure. Payment is made within 15 days via DBT directly to the worker's Aadhaar-linked bank account. If employment is not provided within 15 days of demand, the worker is entitled to an unemployment allowance.
उत्तराखंड दिव्यांग पेंशन योजना (Enhanced) 2026 — ₹1,200–₹1,500/माह IGNDPS + राज्य अनुपूरक | UK Disability Pension
This enhanced disability pension is Uttarakhand's dedicated income-support track for people living with a certified disability of 40 percent or more, and it runs separately from the state's old age and widow pensions. What makes it distinct is the layered amount: the central Indira Gandhi National Disability Pension Scheme (IGNDPS) contribution is topped up by a state supplement, and the total scales with the severity of disability. A person assessed at 40 to 79 percent disability draws ₹1,200 a month, while someone with 80 percent or greater severe disability receives ₹1,500 a month. Disbursal is fully digital — the monthly amount lands through DBT in the beneficiary's Aadhaar-linked bank account, with no cash collection or office visits for payout. The Social Welfare Department of the Government of Uttarakhand administers the scheme, and eligibility rests on UK domicile, the disability certificate, and the prescribed family-income ceiling.
उत्तराखंड वन जाति कल्याण योजना 2026 — Bhotia, Tharu, Buksa, Jaunsari, Raji, Khasiya | UK Van Jaati Welfare
Uttarakhand Van Jaati (Forest Tribe) Welfare scheme provides targeted support to forest-dwelling tribal communities — Bhotia, Tharu, Buksa, Jaunsari, Raji, and Khasiya — under Forest Rights Act (FRA) 2006 and state tribal welfare programs. Benefits include forest land rights pattas, livelihood support, education scholarships, and community development funds. Administered by the Tribal Welfare Department, Government of Uttarakhand, this scheme ensures FRA rights, educational support, and livelihood assistance for Uttarakhand's indigenous tribal communities.
उत्तराखंड मुख्यमंत्री सौर स्वरोजगार योजना 2026 — 25 kW सोलर प्लांट, 70% बैंक लोन + 25% सब्सिडी | UK Solar
Uttarakhand Mukhyamantri Saur Swarojgar Yojana provides grid-connected 25 kW solar power plant setup for unemployed youth in the hills with 70% bank loan + 25% government subsidy, leaving only 5% as beneficiary contribution. Beneficiaries sell power to UPCL (Uttarakhand Power Corporation Ltd.) at feed-in tariff and earn regular income. The scheme is administered by UREDA (Uttarakhand Renewable Energy Development Agency) and is specifically designed for unemployed youth in hilly/remote areas without regular employment.
पंडित दीन दयाल उपाध्याय होमस्टे योजना उत्तराखंड 2026 — ₹2–10 लाख लोन + प्रशिक्षण | UK Hill Tourism Homestay
Pandit Deen Dayal Upadhyay Homestay Scheme is Uttarakhand's tourism homestay enterprise support program for hill families to set up registered homestay units. The scheme provides ₹2 lakh to ₹10 lakh bank loan at subsidised interest plus training in hospitality, cooking, and tourism management. Hill families in Garhwal and Kumaon regions can earn regular income from domestic and international tourists visiting Char Dham, adventure tourism, and eco-tourism circuits. Administered by Tourism Department, Government of Uttarakhand.
उत्तराखंड SC/OBC/EWS पोस्ट-मैट्रिक छात्रवृत्ति 2026 — ₹380–₹760/माह + पूर्ण ट्यूशन | UK State Scholarship NSP
Aimed at SC, OBC and EWS students who continue past Class 10, this post-matric scholarship eases two costs at once — it reimburses the full tuition fee and adds a monthly maintenance allowance of ₹380 to ₹760 to help with day-to-day study expenses. It runs from Class 11 right through to postgraduation, keeping a student supported across school, graduation and a master's course in a recognized Uttarakhand institution. The Social Welfare Department of the Government of Uttarakhand administers it, with applications processed through the National Scholarship Portal (NSP) at scholarships.gov.in and the state portal escholarship.uk.gov.in. Income ceilings differ by category — up to ₹2.5 lakh a year for SC students and up to ₹1 lakh for OBC and EWS students — so families need the matching caste or EWS certificate. Roughly 3 lakh students benefit each year, with the approved amount paid via DBT after institutional verification.
उत्तराखंड परंपरागत कृषि विकास (PKVY) ऑर्गेनिक मिशन 2026 — ₹50,000/हेक्टेयर | UK Organic Basmati Masala
Uttarakhand Organic Farming Mission under PKVY (Paramparagat Krishi Vikas Yojana) provides ₹50,000 per hectare over three years for organic certification, inputs, training, and cluster development for Uttarakhand farmers. Special focus on Basmati rice (Dehradun Basmati GI), spices (turmeric, ginger, garlic), herbs (Brahmi, Ashwagandha), and high-value organic vegetables. Uttarakhand declared India's first fully organic state in 2018 and this scheme supports the transition and sustenance of organic farming practices with PGS certification.
उत्तराखंड मुख्यमंत्री नारी शक्ति योजना 2026 — BPL ग्रामीण महिलाओं को ₹1,000/माह + SHG + कौशल | UK Nari Shakti
Uttarakhand Mukhyamantri Nari Shakti Yojana provides ₹1,000 per month cash support to BPL (Below Poverty Line) women plus Self Help Group (SHG) formation support and free skill training in stitching, handicrafts, food processing, and other livelihood skills. The scheme targets rural mountain women in Uttarakhand's remote hill districts and is administered by Women Empowerment & Child Development Department. SHG formation enables group lending and collective enterprise in hill villages.
उत्तराखंड पर्वत माला रोपवे परियोजना 2026 — दूरस्थ पर्वतीय ग्राम + तीर्थ + पर्यटन कनेक्टिविटी | UK Ropeway
Parvat Mala is the central government's national ropeway development programme implemented in Uttarakhand to connect remote mountain villages with markets, schools, hospitals, and administrative centres. Ropeways reduce travel time from several hours on foot to minutes, serving daily commuters, pilgrims on Char Dham routes (Kedarnath, Badrinath, Gangotri, Yamunotri), and tourists on adventure/eco-tourism circuits. Corridors in Uttarakhand include Garhwal and Kumaon hill areas. Jointly funded by Centre and State.
उत्तराखंड ट्राउट मत्स्य पालन योजना 2026 — 50% सब्सिडी ट्राउट टैंक + बीज | UK Trout Fish Farming
Uttarakhand Trout Fish Farming Scheme provides 50% subsidy on fish seed (trout fingerlings), tank construction, and equipment for trout cultivation in hill streams and cold-water fish farms in Uttarakhand. Trout (Rainbow and Brown Trout) thrive in the cold Himalayan streams of Uttarakhand and fetch premium market prices. The scheme is implemented by the Fisheries Department, Government of Uttarakhand and targets hill area farmers for livelihood diversification through aquaculture.
🇮🏻 Central Government Schemes for Uttarakhand Residents
All 252 central government schemes are applicable to residents of Uttarakhand. The most popular schemes you can apply for right now:
PM Vishwakarma Yojana 2026 — ₹3 Lakh Loan + ₹15,000 Toolkit for 18 Trades | pmvishwakarma.gov.in
PM Vishwakarma Yojana is a central government scheme launched on 17 September 2023 that supports traditional artisans and craftspeople across 18 trades with free skill training (₹500/day stipend), a ₹15,000 toolkit e-voucher, and collateral-free loans up to ₹3 lakh at just 5% interest. Implemented by the Ministry of MSME with a ₹13,000 crore budget over 5 years (FY2023-24 to FY2027-28). Registration is done FREE at Common Service Centres (CSC) using Aadhaar biometric authentication.
PM Awas Yojana 2026 — Pradhan Mantri Awas Yojana Gramin & Urban Subsidy
Pradhan Mantri Awas Yojana (PMAY), launched in 2016, is India's largest housing programme providing financial assistance to build pucca houses for economically weaker sections. Under PMAY-Gramin (rural), eligible BPL families receive ₹1.20 lakh in plain areas and ₹1.30 lakh in hilly or north-eastern states paid directly through DBT. Under PMAY-Urban, first-time homebuyers in EWS (annual income up to ₹3 lakh) get 6.5% interest subsidy on home loans up to ₹6 lakh, reducing monthly EMI significantly. LIG (income ₹3–6 lakh) gets 6.5%, MIG-I (₹6–12 lakh) gets 4%, and MIG-II (₹12–18 lakh) gets 3% subsidy under the Credit Linked Subsidy Scheme (CLSS). Beneficiaries are selected through the SECC database and state government surveys. Over 2.1 crore PMAY houses have been completed as of 2026.
PM Kisan Samman Nidhi Yojana 2026 — ₹6,000/Year to 11 Crore Farmers
PM-KISAN (Pradhan Mantri Kisan Samman Nidhi), launched in February 2019, provides ₹6,000 per year direct income support to all land-holding farmer families in India — transferred as three equal installments of ₹2,000 every four months directly to Aadhaar-linked bank accounts. As of 2026, over 11 crore farmers receive PM-KISAN, making it the world's largest direct cash transfer programme for farmers. All land-holding farming families are eligible, regardless of land size. Farmers must complete annual eKYC (OTP or biometric at CSC) to continue receiving installments. Income tax payees, government employees, and institutional landholders are excluded from PM-KISAN benefits.
Ayushman Bharat PM-JAY Yojana 2026 — ₹5 Lakh Free Health Insurance
Ayushman Bharat PM-JAY (Pradhan Mantri Jan Arogya Yojana), launched in September 2018, provides cashless hospitalisation coverage of ₹5 lakh per family per year at 30,000+ empanelled government and private hospitals. PM-JAY is the world's largest government-funded health insurance scheme, covering 55 crore+ people from the bottom 40% of India's population as per the SECC 2011 database. The scheme covers 1,949 medical procedures including surgeries, chemotherapy, kidney dialysis, neonatal care, and mental health treatment — at no cost to the beneficiary. Beneficiaries can avail treatment in any empanelled hospital across any state, completely cashless, using the Ayushman Card. Senior citizens aged 70+ years now get an additional ₹5 lakh top-up cover. Over 8 crore hospitalisation cases have been covered under PM-JAY as of 2026.
PM Ujjwala Yojana 2.0 — Free LPG Connection
Pradhan Mantri Ujjwala Yojana provides free LPG gas connections to women from below poverty line households to replace unhealthy cooking fuel usage.
PM Mudra Yojana 2026 — Collateral-Free Business Loan ₹50K to ₹20 Lakh
Pradhan Mantri Mudra Yojana, run through the Micro Units Development and Refinance Agency (MUDRA) under the Department of Financial Services, offers collateral-free business loans to non-corporate, non-farm micro and small enterprises. Loans are sanctioned under four categories: Shishu (up to ₹50,000), Kishore (₹50,001–₹5 lakh), Tarun (₹5 lakh–₹10 lakh), and Tarun Plus (₹10 lakh–₹20 lakh, launched 2024 for repeat Tarun borrowers). Funds are routed through banks, RRBs, NBFCs and microfinance institutions, and disbursed directly to the borrower's account, helping small traders, manufacturers and service providers expand. Over 52 crore loans worth ₹27 lakh crore have been sanctioned since 2015.
Sukanya Samriddhi Yojana 2026 — 8.2% Interest Girl Child Savings Scheme
Sukanya Samriddhi Yojana is a government-backed savings scheme for girl children offering one of the highest fixed interest rates (8.2% p.a.) with full tax exemption under Section 80C. Minimum deposit just Rs.250/year; maximum Rs.1.5 lakh/year. Account matures 21 years from opening or at marriage after age 18.
Kisan Credit Card (KCC) Scheme 2025
Kisan Credit Card provides farmers with flexible and affordable short-term credit for cultivation expenses, post-harvest needs, and allied activities at interest rates as low as 4% per annum.
National Scholarship Portal (NSP) 2026 — Apply for Central Scholarships Online
The National Scholarship Portal is a one-stop platform for students to apply for all central government scholarship schemes including pre-matric, post-matric, and merit-cum-means scholarships for SC, ST, OBC, and minority students.
PM Surya Ghar Muft Bijli Yojana 2026 — 300 Units Free Electricity
PM Surya Ghar Muft Bijli Yojana provides 300 units of free electricity per month to households that install rooftop solar panels, with a central government subsidy of up to ₹78,000 on installation cost.
E-Shram Card 2026 — Free Registration for Unorganized Workers
E-Shram is a national database for unorganized sector workers providing a Universal Account Number (UAN) card, ₹2 lakh accident insurance, and priority access to 12 government welfare schemes.
Agniveer Scheme 2026 — Agnipath Defence Recruitment, Salary & Seva Nidhi
The Agniveer Scheme, launched under the Agnipath programme in 2022, recruits Indian youth aged 17.5 to 21 years for a 4-year short-service commission in the Indian Army, Navy, or Air Force. Agniveers receive a monthly salary starting at Rs.30,000 (rising to Rs.40,000 in the 4th year) plus risk and hardship allowances. On completion of 4 years, they receive a tax-free Seva Nidhi package of Rs.11.71 lakh (their contribution matched by the government with interest). Up to 25% of each batch is offered permanent enrolment in the regular armed forces based on merit and performance. Agniveers also receive priority in central paramilitary forces (CRPF, CISF, BSF) and several state police recruitment drives.
PM Jan Dhan Yojana 2026 — Zero Balance Bank Account + ₹2 Lakh Insurance
Pradhan Mantri Jan Dhan Yojana (PMJDY) is India's largest financial inclusion scheme with 56+ crore accounts. Any Indian citizen can open a zero-balance savings account with free RuPay debit card, ₹2 lakh accident insurance, ₹30,000 life insurance, and ₹10,000 overdraft facility.
MGNREGA / NREGA Job Card 2026 — 100 दिन काम की गारंटी, ₹267/दिन मजदूरी
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) guarantees 100 days of wage employment per year to every rural household in India. Workers receive ₹267/day (minimum wage varies by state) directly to their bank accounts. With over 15 crore active Job Card holders, MGNREGA is the world's largest employment guarantee programme.
PM Internship Scheme 2026 — ₹9,000/Month Stipend | 1 Crore Youth | pminternship.mca.gov.in
PM Internship Scheme is a flagship Government of India initiative launched in 2024 that places 1 crore young Indians (aged 21–24) in 12-month paid internships at top 500 companies across sectors. Interns receive ₹9,000/month stipend (₹6,000 from government + ₹3,000+ from company CSR), ₹6,000 one-time travel grant, and ₹2 lakh accident insurance under PM Jeevan Jyoti Bima Yojana.
PM Kisan Maandhan Yojana 2026 — ₹3,000/Month Pension for Farmers | maandhan.in
PM Kisan Maandhan Yojana (PM-KMY) is a voluntary and contributory pension scheme for small and marginal farmers launched in 2019. Farmers aged 18–40 contribute a small monthly amount (₹55–₹200 depending on entry age) and receive a guaranteed pension of ₹3,000/month after reaching 60 years of age. The Government of India contributes an equal matching amount to the Pension Fund.
PM Kaushal Vikas Yojana 4.0 — 2026 Free Skill Training + ₹8,000 Certificate | PMKVY
PM Kaushal Vikas Yojana 4.0 (PMKVY 4.0) is the fourth phase of India's flagship skill training programme launched in 2022. It provides free short-term skill training in 220+ job roles across industry sectors to 1 crore youth. Trainees receive a National Skill Qualification Framework (NSQF)-linked certificate, ₹8,000 completion bonus, and placement support through top companies.
PM Swamitva Yojana 2026 — Village Property Card | Drone Survey | ₹5 Lakh Loan Collateral
PM Swamitva Yojana (Survey of Villages Abadi and Mapping with Improvised Technology in Village Areas) provides legal property rights to village household owners through drone-based survey. Villagers get a Property Card (Adhikar Patra) which can be used as collateral for bank loans up to ₹5 lakh. Launched in 2020, covering 6 lakh+ villages across India.
PM DAKSH Yojana 2026 — Free Skill Training for SC/ST/OBC/Minorities | ₹3,000 Stipend
PM DAKSH (Pradhan Mantri Dakshata Aur Kushalta Sampann Hitgrahi) Yojana provides free short-term and long-term skill training to Scheduled Castes, Scheduled Tribes, OBCs, EBCs, DNTs, and Minorities. Trainees receive ₹1,000–₹3,000 monthly stipend during training, placement support, and industry-recognized certification. Apply at pmdaksh.dosje.gov.in.
DAY-NRLM Ajeevika 2026 — Self Help Group Loan ₹3 Lakh | aajeevika.gov.in
Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) organises rural poor women into Self Help Groups (SHGs) and provides them access to bank credit, livelihood support, and social mobilisation. SHGs get revolving fund of ₹15,000, Community Investment Fund up to ₹2.5 lakh, and bank loans up to ₹3 lakh at subsidised rates.
Browse Schemes by Category
Explore central government schemes by category — all categories below are also applicable to Uttarakhand residents.
About Uttarakhand Government Schemes
Uttarakhand residents can avail of both state government schemes and all central government schemes launched by the Government of India. The state government regularly launches welfare schemes covering agriculture, education, health, housing, women empowerment, and employment.
Popular central schemes like PM Vishwakarma Yojana, PM Kisan Samman Nidhi, Ayushman Bharat, and PM Awas Yojana are fully applicable to residents of Uttarakhand. State-specific schemes like UK Medhavi Chhatra Yojana provide additional benefits exclusive to Uttarakhand residents.