Karnataka Gruha Lakshmi Scheme 2026: Rs.2,000 per month for female heads of household. 1.29 crore women registered. Budget 2026-27 allocated Rs.28,608 crore. Full eligibility, apply process, and status check in Kannada and Hindi.
📢 Latest Update — June 2026:
Gruha Lakshmi (ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆ) continues as Karnataka's flagship women's guarantee scheme, paying ₹2,000 per month — ₹24,000 a year — directly to the female head of every eligible household. Over 1.29 crore women have already registered, and the Karnataka Budget 2026-27 has allocated a record ₹28,608 crore to keep the scheme running. If you have already registered, confirm that your name matches exactly across your Aadhaar, ration card and bank account, and that your Aadhaar is seeded with an active bank account so the monthly DBT is not held up. New applicants can apply year-round through Seva Sindhu or a nearby citizen-service centre. Always confirm the current process and amounts on the official portal at sevasindhugs.karnataka.gov.in before relying on them.
⚡ Key Facts at a Glance
What is the Gruha Lakshmi Scheme?
Gruha Lakshmi (ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆ) is the Karnataka government's flagship women's welfare scheme and one of the state's 5 guarantee programmes. Launched in August 2023, it provides ₹2,000 per month — a total of ₹24,000 a year — directly to the bank account of the woman recognised as the head of household, through Direct Benefit Transfer (DBT). You can read the full state-page summary on our Gruha Lakshmi Karnataka scheme page.
The idea behind the scheme is simple: put a steady, predictable sum of money into the woman's own account every month so she has independent financial support for household and personal needs. Because the family's main female member usually manages day-to-day spending, the scheme is built around the person already listed as the head of household on the ration card. More than 1.29 crore women across Karnataka have registered so far, and the 2026-27 state budget allocated ₹28,608 crore for the programme — the single largest welfare allocation in Karnataka's history, which reflects the government's commitment to continuing it.
For example, suppose Lakshmi, a 38-year-old homemaker from Hubballi who is listed as the head of household on her family's BPL ration card, registers and is found eligible. Once approved, she would receive ₹2,000 every month directly in her own Aadhaar-linked bank account — ₹24,000 over a year. (This is a hypothetical illustration; your actual approval and credit depend on official verification.)
Who is Eligible — Complete Criteria 2026
- ✅ Permanent resident of Karnataka state
- ✅ Woman declared as the head of household in the ration card (Antyodaya, BPL or APL)
- ✅ Has an Aadhaar-linked bank account (mandatory for DBT)
- ✅ Name in the bank account, Aadhaar and ration card must match exactly
- ❌ Government employees (and their family members) are not eligible
- ❌ Income-tax payers are not eligible
- ❌ Women receiving a government pension above ₹10,000/month are not eligible
How to Apply — Step-by-Step 2026
- Visit the portal or a centre: Go to sevasindhugs.karnataka.gov.in, or visit your nearest Karnataka One / Grama One / Bangalore One / Bapuji Seva Kendra to apply with help.
- Carry your documents: Take your Aadhaar card, your Karnataka ration card (showing you as the female head of household) and your Aadhaar-linked bank passbook.
- Fill the application form: Enter your name, Aadhaar number, ration card number and bank account details exactly as they appear on the documents.
- Get your Registration ID: After your documents are verified, you receive a Registration ID (sanction letter) confirming your enrolment.
- Receive the monthly payment: Once approved, ₹2,000 is automatically deposited into your bank account each month via DBT.
- Track your status: Check your application or payment status any time at sevasindhugs.karnataka.gov.in using your Registration ID.
Documents Required
| Document | Purpose |
|---|---|
| Aadhaar card | Identity verification (name must match ration card and bank account) |
| Karnataka ration card | To confirm you are the female head of household |
| Bank passbook (Aadhaar-linked) | To receive the ₹2,000 monthly DBT |
| Mobile number linked to Aadhaar | For OTP verification and SMS updates |
Myth vs Reality
| Myth | Reality |
|---|---|
| "Any woman in Karnataka can apply." | Only the woman listed as the head of household on the ration card can register for that household. |
| "You must pay an agent to get approved." | Applying through Seva Sindhu or a Karnataka One / Grama One centre is free — no payment guarantees approval. |
| "Only BPL families qualify." | Antyodaya, BPL and APL ration card holders can all apply, provided the woman is the listed head of household. |
| "The scheme is being stopped." | The Budget 2026-27 allocated a record ₹28,608 crore to continue the scheme. |
Important Dates & Key Numbers 2026
- ✅ Launched in August 2023 as one of Karnataka's 5 guarantee schemes.
- ✅ Applications are accepted year-round — there is no single fixed last date in the scheme details.
- ✅ ₹2,000 is credited every month (₹24,000 a year) after approval.
- ✅ Budget 2026-27 allocation: ₹28,608 crore; over 1.29 crore women registered.
- ❌ Do not rely on unofficial "last date" messages on social media — confirm any deadline on the official portal.
Frequently Asked Questions
Q: How much money does Gruha Lakshmi give and how often?
The scheme pays ₹2,000 per month — a total of ₹24,000 per year — directly into the Aadhaar-linked bank account of the female head of household via DBT. After approval, the amount is credited automatically each month.
Q: Who in the family should apply?
The woman recognised as the head of household on the family's Karnataka ration card (Antyodaya, BPL or APL) is the one who registers. Each eligible household receives the benefit through that woman's account.
Q: How do I check my application or payment status?
Visit sevasindhugs.karnataka.gov.in and use the application status option, entering your Registration ID or Aadhaar number. Your current status is shown immediately. Keep the Registration ID (sanction letter) you received at the time of enrolment.
Q: I have not received my monthly payment — what should I do?
First confirm your application is approved and that your name matches across your Aadhaar, ration card and bank account, since most missed DBT payments are caused by a mismatch or an Aadhaar–bank seeding issue. Check your status on the portal, and if the problem continues, raise a grievance through the official portal or pgportal.gov.in.
Q: Can a government employee or income-tax payer apply?
No. Government employees and their family members, income-tax payers, and women receiving a government pension above ₹10,000/month are not eligible for Gruha Lakshmi.
Q: Is there any fee to apply?
No. Registration through the Seva Sindhu portal or at a Karnataka One / Grama One / Bangalore One / Bapuji Seva Kendra is free. Be cautious of agents who demand money in exchange for "guaranteed" approval.
Q: Is the scheme still running in 2026?
Yes. The Karnataka Budget 2026-27 allocated ₹28,608 crore for Gruha Lakshmi — the largest welfare allocation in the state's history — so the scheme continues and applications are accepted year-round.
Q: How do I file a complaint if nothing is resolved?
Use the grievance option on the Seva Sindhu portal first, or visit a Karnataka One / Grama One centre in person. If the issue is still unresolved, lodge a complaint on the national grievance portal at pgportal.gov.in. You can also compare other women's schemes on our scheme blog or browse central government schemes.
Helpline Numbers & Grievance Portal
- ✅ Official portal: sevasindhugs.karnataka.gov.in — for applying, status checks and scheme-specific grievances.
- ✅ In-person help: nearest Karnataka One / Grama One / Bangalore One / Bapuji Seva Kendra.
- ✅ National grievance redressal: pgportal.gov.in.
- ❌ Scheme helpline number: Check the official portal for the current toll-free number — do not trust numbers shared on social media.
📋 संक्षिप्त जानकारी (हिंदी में)
गृह लक्ष्मी योजना (ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆ) कर्नाटक सरकार की महिलाओं के लिए प्रमुख योजना है और राज्य की 5 गारंटी योजनाओं में से एक है। अगस्त 2023 में शुरू हुई इस योजना में राशन कार्ड में परिवार की महिला मुखिया के रूप में दर्ज महिला को हर महीने ₹2,000 — यानी सालाना ₹24,000 — सीधे आधार-लिंक बैंक खाते में DBT के ज़रिए मिलते हैं। अब तक 1.29 करोड़ से ज़्यादा महिलाएँ पंजीकृत हो चुकी हैं और बजट 2026-27 में ₹28,608 करोड़ का प्रावधान किया गया है। पात्रता: कर्नाटक की स्थायी निवासी, राशन कार्ड (Antyodaya/BPL/APL) में महिला मुखिया, और आधार, राशन कार्ड व बैंक खाते में नाम एक जैसा होना ज़रूरी। सरकारी कर्मचारी, आयकर दाता और ₹10,000/माह से अधिक पेंशन पाने वाली महिलाएँ पात्र नहीं हैं। आवेदन sevasindhugs.karnataka.gov.in पर या नज़दीकी Karnataka One / Grama One / Bapuji Seva Kendra पर निःशुल्क करें, Registration ID प्राप्त करें और उसी पोर्टल पर स्टेटस जाँचें। राशि या प्रक्रिया की पुष्टि के लिए हमेशा आधिकारिक पोर्टल देखें।
🇮🇳 हिंदी में पढ़ें (Read in Hindi)
ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆ ಕರ್ನಾಟಕ 2026 — ₹2,000/ತಿಂಗಳು
ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆ ಕರ್ನಾಟಕ ಸರ್ಕಾರದ 5 ಗ್ಯಾರಂಟಿ ಯೋಜನೆಗಳಲ್ಲಿ ಒಂದು. ರೇಷನ್ ಕಾರ್ಡ್ನಲ್ಲಿ ಮಹಿಳಾ ಮುಖ್ಯಸ್ಥೆ ಎಂದು ನೋಂದಾಯಿಸಿದ ಪ್ರತಿ ಕುಟುಂಬಕ್ಕೆ ತಿಂಗಳಿಗೆ ₹2,000 DBT ಮೂಲಕ ಬ್ಯಾಂಕ್ ಖಾತೆಗೆ ನೇರವಾಗಿ ಜಮಾ ಆಗುತ್ತದೆ. 2026-27 ಬಜೆಟ್ನಲ್ಲಿ ₹28,608 ಕೋಟಿ ಅನುದಾನ.
ಅರ್ಹತೆ
- ಕರ್ನಾಟಕದ ಶಾಶ್ವತ ನಿವಾಸಿ ಮಹಿಳೆ
- ರೇಷನ್ ಕಾರ್ಡ್ನಲ್ಲಿ ಮಹಿಳಾ ಮುಖ್ಯಸ್ಥೆ ಎಂದು ನೋಂದಾಯಿಸಿರಬೇಕು
- ಆಧಾರ್, ರೇಷನ್ ಕಾರ್ಡ್ ಮತ್ತು ಬ್ಯಾಂಕ್ ಖಾತೆ ಹೆಸರು ಒಂದೇ ಆಗಿರಬೇಕು
- ಸರ್ಕಾರಿ ಉದ್ಯೋಗಿಗಳು ಅರ್ಹರಲ್ಲ
ಅರ್ಜಿ ಸಲ್ಲಿಸುವ ವಿಧಾನ
- sevasindhugs.karnataka.gov.in ಅಥವಾ ಹತ್ತಿರದ Karnataka One / Grama One ಕೇಂದ್ರಕ್ಕೆ ತೆರಳಿ
- ಆಧಾರ್, ರೇಷನ್ ಕಾರ್ಡ್ ಮತ್ತು ಆಧಾರ್-ಜೋಡಿಸಿದ ಬ್ಯಾಂಕ್ ಪಾಸ್ಬುಕ್ ತೆಗೆದುಕೊಂಡು ಹೋಗಿ
- ಅರ್ಜಿ ಭರ್ತಿ ಮಾಡಿ ಸಲ್ಲಿಸಿ — Registration ID ಪಡೆಯಿರಿ
- ಅನುಮೋದನೆ ನಂತರ ಪ್ರತಿ ತಿಂಗಳು ₹2,000 ಸ್ವಯಂಚಾಲಿತವಾಗಿ ಜಮಾ ಆಗುತ್ತದೆ
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