🌄 Nagaland Government Schemes 2026
नागालैंड • Capital: Kohima • Population: 20 Lakh • 23+ schemes
| State | Nagaland (नागालैंड) |
| Capital | Kohima |
| Population | 20 Lakh |
| Total Schemes Listed | 23+ |
| Central Schemes Available | All central government schemes apply |
🏛️ Nagaland State Government Schemes
Nagaland Chief Minister Scholarship 2026 — ₹10,000/Year for Class 10 Toppers | CM Scholarship Nagaland
The Nagaland Chief Minister Scholarship is a merit-based award run by the Education Department, Government of Nagaland, to recognise students who feature in the Class 10 merit list of the Nagaland Board of School Education (NBSE). Selected toppers receive ₹10,000 per year while pursuing higher secondary studies (Class 11 and 12) at a government or recognised school within the state. The scholarship is designed to retain bright local talent, cut down on dropouts after the board exam, and reward consistent academic effort among students from every recognised community. Because applications are processed through the National Scholarship Portal and verified by the District Education Officer, the annual amount reaches each student directly through DBT into an Aadhaar-linked bank account, keeping the disbursal transparent and paperwork-light.
Nagaland FOCUS Scheme 2026 — ₹10,000 Organic Farming Assistance for Farmers | FOCUS Nagaland
FOCUS (Farmers Organic Cultivation Upliftment Scheme) is the organic-farming support programme run by the Agriculture Department, Government of Nagaland. It offers ₹10,000 in financial assistance to registered farmers who are either switching to or already practising chemical-free, pesticide-free cultivation. The aid is meant to ease the cost of organic inputs such as bio-fertilisers and compost, cover part of the certification expense under systems like the Participatory Guarantee System, and fund hands-on training across the state's varied agro-climatic zones. By routing the support to farmers verified through their Agriculture Development Officer and Village Council, FOCUS helps small cultivators build sustainable, market-ready organic produce. The assistance is paid straight into the farmer's Aadhaar-linked bank account through DBT, reducing leakages and middlemen.
Nagaland Chief Minister's Relief Fund & State Health Scheme 2026 — Medical Assistance for BPL | nagaland.gov.in
Nagaland Government provides medical financial assistance to BPL (Below Poverty Line) families and economically weaker sections through the Chief Minister's Relief Fund (CMRF) and State Health Assistance Fund. Beneficiaries can receive up to ₹2 lakh for critical illness treatment not covered under other schemes. The state also participates in AB-PMJAY for BPL families. Additionally, the Nagaland State Social Security Scheme (NSSSP) provides monthly pension of ₹1,000 to senior citizens (60+), widows, and persons with disability in Nagaland. These combined schemes form the safety net for Nagaland's 22 lakh population across 16 districts.
Nagaland Youth Employment Programme (NYEP) 2026 — ₹6,000/Month Stipend + Free Skill Training | Youth Scheme Nagaland
Nagaland Youth Employment Programme (NYEP) is the state government's flagship skill development and employment scheme providing free vocational training and a monthly stipend of ₹6,000 to unemployed youth aged 18–35. The programme covers IT, construction, healthcare, hospitality, retail, and agriculture-based trades through approved ITIs, polytechnics, and training partners. Placement assistance is provided after course completion.
Nagaland Post-Matric Scholarship for ST Students 2026 — ₹8,000–₹15,000/Year | scholarships.gov.in
Nagaland Post-Matric Scholarship for Scheduled Tribe students provides ₹8,000 to ₹15,000 per year to Naga tribal students pursuing Class 11, 12, graduation, and postgraduate programmes. Covers maintenance allowance, tuition fees, and hostel charges. All recognized Naga tribes — Ao, Angami, Lotha, Sumi, Chakhesang, Konyak, Zeliang, Pochuri, Yimchunger, Sangtam, Khiamniungan, Chang, Phom, Rengma — are eligible. Apply via National Scholarship Portal.
Nagaland Women SHG & NULM Livelihood Scheme 2026 — ₹50,000–₹2 Lakh SHG Loan | Women Empowerment Nagaland
Nagaland Women Empowerment through Self Help Groups is implemented under the National Urban Livelihoods Mission (NULM) and NRLM framework. Women SHG members can access revolving fund assistance of ₹15,000 per group and micro-enterprise loans of ₹50,000 to ₹2 lakh at subsidized rates. The programme covers SHG formation, financial literacy, skill training in weaving (Naga textiles), food processing, bamboo crafts, and poultry. Naga Women's Union and Village Councils participate in community mobilization.
Nagaland PMAY-G Housing Scheme 2026 — ₹1.5–₹2 Lakh for BPL Pucca House Construction | Nagaland Housing
Under Pradhan Mantri Awas Yojana - Gramin (PMAY-G), Nagaland BPL rural families get ₹1.5 lakh in plain/semi-hilly areas and ₹2 lakh in hilly and difficult areas for pucca house construction. Nagaland supplements this with state funds for tribal housing. All houses include toilet (Swachh Bharat), electricity (Saubhagya), and LPG (PMUY) connections. Selection is through SECC 2011 data verified by Gram Sabha. Nagaland's difficult terrain and tribal land systems make housing construction a high-priority state goal.
Nagaland Crop Insurance & Agriculture Input Subsidy 2026 — PM Fasal Bima + State Organic Support | Farmers Nagaland
Nagaland farmers benefit from PM Fasal Bima Yojana (PMFBY) crop insurance and state agriculture input subsidies including seeds, fertilizers (organic), and tools at 50% subsidy. Nagaland's 100% organic farming policy means all agriculture support is chemical-free. The state provides additional crop loss compensation through State Disaster Response Fund (SDRF) for natural calamities. Key crops: rice, maize, millet (sorghum), vegetables, ginger, turmeric, and pulses.
Nagaland MGNREGS Wage Employment 2026 — ₹249/Day Guaranteed Rural Work for 100 Days | MGNREGA Nagaland
Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS) in Nagaland provides guaranteed wage employment of 100 days per year to rural households at ₹249 per day (Nagaland-notified wage rate). Works include road construction, water conservation, horticulture, land development, and afforestation on tribal community land. Village Council certification replaces standard Gram Panchayat records in Nagaland, as all land is tribal community land. Wages are paid directly to bank or post office accounts within 15 days.
Nagaland Disability Pension Scheme 2026 — ₹1,000–₹1,500/Month for 40%+ Disabled Tribal Persons | NSAP Nagaland
Run by the Social Welfare Department of the Government of Nagaland, this Disability Pension Scheme is a cash safety net for differently-abled members of the state's Naga tribal communities. Eligible persons aged 18 to 59 who carry a 40% or higher disability certificate and come from BPL households receive a monthly pension ranging from ₹1,000 to ₹1,500. The amount blends the central Indira Gandhi National Disability Pension Scheme (IGNDPS) share with an added Nagaland state top-up. Because the state has no standard panchayat or municipal land records, a Village Council recommendation doubles as proof of tribal membership and residence. Once the District Social Welfare Officer and Village Council clear the file, the pension lands every month straight in the beneficiary's Aadhaar-linked bank account through DBT.
Nagaland Old Age Pension Scheme 2026 — ₹1,000–₹1,500/Month for Senior Citizens 60+ | IGNOAPS Nagaland
Nagaland Old Age Pension Scheme provides monthly financial support of ₹1,000 to ₹1,500 to senior citizens aged 60 and above under the Indira Gandhi National Old Age Pension Scheme (IGNOAPS) combined with state supplement. Tribal senior citizens from BPL households or with annual income below ₹2 lakh are eligible. Beneficiaries aged 60–79 receive ₹1,000/month and those aged 80+ receive ₹1,500/month. Village Council certification is used in lieu of standard residential documents, as all community membership in Nagaland is governed through tribal councils.
Nagaland Tribal Heritage & Cultural Preservation Fund 2026 — 17 Naga Tribes: Hornbill Festival, Weaving, Traditional Governance | Nagaland Tribal Scheme
The Nagaland Tribal Heritage and Cultural Preservation Fund supports all 17 major Naga tribes — Angami, Ao, Sumi, Lotha, Konyak, Chakhesang, Zeliang, Pochuri, Yimchunger, Sangtam, Khiamniungan, Chang, Phom, Rengma, Mao, Maram, and Tikhir — in preserving their distinct cultural identities. The scheme provides grants for participation in the Hornbill Festival (Nagaland's premier cultural showcase), traditional Naga weaving (each tribe has distinct shawl patterns), tribal governance (Gaon Bura / Village Council system), and intangible heritage like oral traditions, folk songs, and tribal dances. Cultural affairs and tribal district councils jointly implement the fund.
Nagaland Coffee & Horticulture Scheme 2026 — 50% Subsidy for Arabica Coffee, Pineapple, Ginger, Kiwi | Organic Nagaland
Nagaland Coffee and Horticulture Support Scheme provides 50% subsidy on cultivation of high-value crops including Arabica coffee, pineapple, ginger, kiwi, passion fruit, and king chilli (Bhut Jolokia) under Nagaland's 100% organic farming policy. The scheme is implemented jointly by the Agriculture Department, Horticulture Department, and Coffee Board of India. Organic certification support is provided through the Participatory Guarantee System (PGS) at no cost to the farmer. All tribal land certification is done through Village Council, which serves as the official land record authority in Nagaland.
Nagaland Bamboo & Cane MSME Enterprise Scheme 2026 — ₹1–5 Lakh Loan + 35% Subsidy | IFF/NEDFI Nagaland
Nagaland Bamboo and Cane MSME Enterprise Scheme supports micro, small, and medium enterprises engaged in bamboo and cane-based industries with loans of ₹1 lakh to ₹5 lakh and a 35% capital subsidy. Implemented with the support of India Fibre Foundation (IFF) and North Eastern Development Finance Corporation (NEDFI), the scheme targets tribal entrepreneurs setting up bamboo furniture units, handicraft production centres, food processing from bamboo shoots, and cane furniture workshops. Nagaland's abundant bamboo and cane resources make it one of the most suitable states for this industry.
Nagaland CM Students Award Scheme 2026 — ₹10,000–₹50,000 One-Time Award for NBSE Board Toppers & Sports Achievers | CM Award Nagaland
The Nagaland Chief Minister's Students Award Scheme recognizes academic excellence and sports achievement among Nagaland students. State Board (NBSE) toppers in HSLC (Class 10) and HSSLC (Class 12) examinations receive ₹10,000–₹50,000 one-time cash awards. Students achieving national and international recognition in sports — representing Nagaland in national-level or above competitions — also receive cash awards under the scheme. The award is presented at an annual state-level ceremony and aims to incentivize academic and sports excellence while retaining top talent in Nagaland. Nagaland Board of School Education (NBSE) merit list is the basis for academic award selection.
Nagaland State Transport Scholarship 2026 — ₹3,000–₹6,000/Year Travel Grant for College Students | Education Department Nagaland
The Nagaland State Transport Scholarship provides annual travel grants of ₹3,000 to ₹6,000 to college students from remote villages and hilly areas of Nagaland who must travel significant distances to attend government colleges and universities. The scheme acknowledges Nagaland's challenging terrain — where road connectivity is limited and transportation costs are prohibitive — and ensures that economic barriers do not prevent tribal students from accessing higher education. Students enrolled in government colleges in Kohima, Dimapur, Mokokchung, and other district headquarters receive the travel grant disbursed annually through Direct Benefit Transfer to their Aadhaar-linked bank accounts. Priority is given to students from remote districts such as Phek, Tuensang, Mon, Longleng, and Kiphire where connectivity is most difficult.
Nagaland IBDLP Tribal Enterprise Scheme 2026 — ₹50,000–₹2 Lakh Livelihood Support for Tribal Entrepreneurs | IBDLP Nagaland
The Nagaland Integrated Basin Development and Livelihoods Programme (IBDLP) Tribal Enterprise Scheme supports rural tribal entrepreneurs in Nagaland with livelihood grants and enterprise seed funding of ₹50,000 to ₹2 lakh for setting up micro-enterprises in agriculture, allied sectors, handicrafts, bamboo, and services. IBDLP is Nagaland's flagship integrated rural livelihoods programme implemented by the Nagaland State Rural Livelihoods Mission (NSRLM). The scheme focuses on basin-level planning — organizing tribal communities around river basins for integrated watershed, agriculture, and livelihood development. Self-Help Groups (SHGs), village enterprise clusters, and individual tribal entrepreneurs can access livelihood grants, revolving funds, skill training, and market linkage support under IBDLP.
Nagaland Housing Board Low-Cost Housing Scheme 2026 — ₹1.5–₹2.5 Lakh Subsidy for Tribal Families | NHB Nagaland
The Nagaland Housing Board (NHB) Low-Cost Housing Scheme provides housing subsidies of ₹1.5 lakh to ₹2.5 lakh to economically weaker and low-income tribal families in Nagaland for construction of pucca dwelling units. Implemented by the Nagaland Housing Board in convergence with PM Awas Yojana (Gramin and Urban), the scheme addresses Nagaland's unique housing challenges — tribal land ownership through Village Councils, kutcha houses in hilly terrain, and natural disaster vulnerability. Beneficiaries receive technical assistance for earthquake-resistant and climate-resilient construction appropriate to Nagaland's seismic zone. The scheme prioritizes BPL tribal families, SC/ST households, and families with differently-abled members.
Nagaland Potato Mission 2026 — ₹10,000–₹25,000 Subsidy for Seed Potato & Storage for Tribal Farmers | Agriculture Nagaland
The Nagaland Potato Mission is a state government initiative to expand potato cultivation across Nagaland's high-altitude districts where the cool climate is ideal for quality potato production. The mission provides tribal farmers with certified seed potato at 50% subsidy, cold storage support, and market linkage assistance. Individual farmers can receive ₹10,000–₹25,000 in subsidized inputs including certified seed potato supply, post-harvest storage crates, and technical training in improved variety potato cultivation (Kufri Himalini, Kufri Jyoti, Kufri Badshah suited to Nagaland's climate). Nagaland's potato production from districts like Phek, Kohima, and Tuensang is increasingly competitive in North-East regional markets.
Nagaland Handloom & Handicraft Development Corporation Scheme 2026 — ₹15,000–₹50,000 for Naga Weavers & Artisans | NHHDC
The Nagaland Handloom and Handicraft Development Corporation (NHHDC) Scheme supports traditional Naga weavers, artisans, and craftspeople with financial assistance of ₹15,000 to ₹50,000 for tool upgrades, design development, raw material procurement, and market linkage. Nagaland is renowned for its distinctive tribal textile weaving traditions — each tribe has unique weave patterns including Angami shawls, Ao naga weave, Lotha mekhela, Sumi textiles, and Konyak warrior shawls. NHHDC provides subsidized looms, raw material (natural dyes, silk, cotton), design training, and marketing support through the Nagaland government emporiums and national handicraft fairs. GI-tagged Naga handicrafts receive priority support.
Nagaland MSME Cluster Development Programme 2026 — ₹5–₹50 Lakh for Enterprise Clusters | Industries Nagaland
The Nagaland MSME Cluster Development Programme supports groups of micro, small, and medium enterprises (MSMEs) in Nagaland to form clusters for shared infrastructure, common facility centres, technology upgradation, and market development. Individual enterprise clusters can access funding of ₹5 lakh to ₹50 lakh for setting up Common Facility Centres (CFCs) with shared machinery, quality testing labs, and processing equipment. Sectors prioritized in Nagaland include food processing (bamboo shoot, ginger, king chilli), handloom and textile clusters, bamboo furniture clusters, and tourism enterprise clusters. The programme is implemented under the Ministry of MSME's cluster development scheme with Nagaland's Industries and Commerce Department as the nodal agency.
Nagaland IGNDPS Disability Support Pension 2026 — ₹1,000/Month DBT for 80%+ Disabled BPL Persons | Social Welfare
The Nagaland IGNDPS Disability Support Pension provides ₹1,000 per month social security pension to persons with disabilities (PwD) in Nagaland who are below the poverty line and do not have a regular income source. The scheme is implemented by the Social Welfare Department, Government of Nagaland, in convergence with the central Indira Gandhi National Disability Pension Scheme (IGNDPS). Beneficiaries must have 80% or more disability certified by a government medical authority. The pension is disbursed monthly through Direct Benefit Transfer (DBT) to the beneficiary's Aadhaar-linked bank account. Nagaland's tribal PwD beneficiaries receive priority, and Village Councils assist in identification and enrollment of eligible candidates.
Nagaland Women Entrepreneur Support Scheme 2026 — ₹50,000–₹3 Lakh for Women-Led Enterprises | WED Nagaland
The Nagaland Women Entrepreneur Support Scheme provides financial assistance of ₹50,000 to ₹3 lakh to women-led micro and small enterprises in Nagaland, targeting tribal women entrepreneurs from Naga communities. Implemented through the Women Entrepreneurship Development (WED) initiative under the Industries & Commerce Department and Women Development Department, the scheme covers enterprise seed funding, skill development, market linkage, and mentorship for women starting or expanding businesses in weaving, food processing, beauty services, tailoring, retail, hospitality, and other sectors. Women SHG clusters are also eligible for enhanced funding of up to ₹5 lakh for group enterprises. The scheme aligns with the national Stand-Up India initiative for women entrepreneurs.
🇮🏻 Central Government Schemes for Nagaland Residents
All 252 central government schemes are applicable to residents of Nagaland. The most popular schemes you can apply for right now:
PM Vishwakarma Yojana 2026 — ₹3 Lakh Loan + ₹15,000 Toolkit for 18 Trades | pmvishwakarma.gov.in
PM Vishwakarma Yojana is a central government scheme launched on 17 September 2023 that supports traditional artisans and craftspeople across 18 trades with free skill training (₹500/day stipend), a ₹15,000 toolkit e-voucher, and collateral-free loans up to ₹3 lakh at just 5% interest. Implemented by the Ministry of MSME with a ₹13,000 crore budget over 5 years (FY2023-24 to FY2027-28). Registration is done FREE at Common Service Centres (CSC) using Aadhaar biometric authentication.
PM Awas Yojana 2026 — Pradhan Mantri Awas Yojana Gramin & Urban Subsidy
Pradhan Mantri Awas Yojana (PMAY), launched in 2016, is India's largest housing programme providing financial assistance to build pucca houses for economically weaker sections. Under PMAY-Gramin (rural), eligible BPL families receive ₹1.20 lakh in plain areas and ₹1.30 lakh in hilly or north-eastern states paid directly through DBT. Under PMAY-Urban, first-time homebuyers in EWS (annual income up to ₹3 lakh) get 6.5% interest subsidy on home loans up to ₹6 lakh, reducing monthly EMI significantly. LIG (income ₹3–6 lakh) gets 6.5%, MIG-I (₹6–12 lakh) gets 4%, and MIG-II (₹12–18 lakh) gets 3% subsidy under the Credit Linked Subsidy Scheme (CLSS). Beneficiaries are selected through the SECC database and state government surveys. Over 2.1 crore PMAY houses have been completed as of 2026.
PM Kisan Samman Nidhi Yojana 2026 — ₹6,000/Year to 11 Crore Farmers
PM-KISAN (Pradhan Mantri Kisan Samman Nidhi), launched in February 2019, provides ₹6,000 per year direct income support to all land-holding farmer families in India — transferred as three equal installments of ₹2,000 every four months directly to Aadhaar-linked bank accounts. As of 2026, over 11 crore farmers receive PM-KISAN, making it the world's largest direct cash transfer programme for farmers. All land-holding farming families are eligible, regardless of land size. Farmers must complete annual eKYC (OTP or biometric at CSC) to continue receiving installments. Income tax payees, government employees, and institutional landholders are excluded from PM-KISAN benefits.
Ayushman Bharat PM-JAY Yojana 2026 — ₹5 Lakh Free Health Insurance
Ayushman Bharat PM-JAY (Pradhan Mantri Jan Arogya Yojana), launched in September 2018, provides cashless hospitalisation coverage of ₹5 lakh per family per year at 30,000+ empanelled government and private hospitals. PM-JAY is the world's largest government-funded health insurance scheme, covering 55 crore+ people from the bottom 40% of India's population as per the SECC 2011 database. The scheme covers 1,949 medical procedures including surgeries, chemotherapy, kidney dialysis, neonatal care, and mental health treatment — at no cost to the beneficiary. Beneficiaries can avail treatment in any empanelled hospital across any state, completely cashless, using the Ayushman Card. Senior citizens aged 70+ years now get an additional ₹5 lakh top-up cover. Over 8 crore hospitalisation cases have been covered under PM-JAY as of 2026.
PM Ujjwala Yojana 2.0 — Free LPG Connection
Pradhan Mantri Ujjwala Yojana provides free LPG gas connections to women from below poverty line households to replace unhealthy cooking fuel usage.
PM Mudra Yojana 2026 — Collateral-Free Business Loan ₹50K to ₹20 Lakh
Pradhan Mantri Mudra Yojana, run through the Micro Units Development and Refinance Agency (MUDRA) under the Department of Financial Services, offers collateral-free business loans to non-corporate, non-farm micro and small enterprises. Loans are sanctioned under four categories: Shishu (up to ₹50,000), Kishore (₹50,001–₹5 lakh), Tarun (₹5 lakh–₹10 lakh), and Tarun Plus (₹10 lakh–₹20 lakh, launched 2024 for repeat Tarun borrowers). Funds are routed through banks, RRBs, NBFCs and microfinance institutions, and disbursed directly to the borrower's account, helping small traders, manufacturers and service providers expand. Over 52 crore loans worth ₹27 lakh crore have been sanctioned since 2015.
Sukanya Samriddhi Yojana 2026 — 8.2% Interest Girl Child Savings Scheme
Sukanya Samriddhi Yojana is a government-backed savings scheme for girl children offering one of the highest fixed interest rates (8.2% p.a.) with full tax exemption under Section 80C. Minimum deposit just Rs.250/year; maximum Rs.1.5 lakh/year. Account matures 21 years from opening or at marriage after age 18.
Kisan Credit Card (KCC) Scheme 2025
Kisan Credit Card provides farmers with flexible and affordable short-term credit for cultivation expenses, post-harvest needs, and allied activities at interest rates as low as 4% per annum.
National Scholarship Portal (NSP) 2026 — Apply for Central Scholarships Online
The National Scholarship Portal is a one-stop platform for students to apply for all central government scholarship schemes including pre-matric, post-matric, and merit-cum-means scholarships for SC, ST, OBC, and minority students.
PM Surya Ghar Muft Bijli Yojana 2026 — 300 Units Free Electricity
PM Surya Ghar Muft Bijli Yojana provides 300 units of free electricity per month to households that install rooftop solar panels, with a central government subsidy of up to ₹78,000 on installation cost.
E-Shram Card 2026 — Free Registration for Unorganized Workers
E-Shram is a national database for unorganized sector workers providing a Universal Account Number (UAN) card, ₹2 lakh accident insurance, and priority access to 12 government welfare schemes.
Agniveer Scheme 2026 — Agnipath Defence Recruitment, Salary & Seva Nidhi
The Agniveer Scheme, launched under the Agnipath programme in 2022, recruits Indian youth aged 17.5 to 21 years for a 4-year short-service commission in the Indian Army, Navy, or Air Force. Agniveers receive a monthly salary starting at Rs.30,000 (rising to Rs.40,000 in the 4th year) plus risk and hardship allowances. On completion of 4 years, they receive a tax-free Seva Nidhi package of Rs.11.71 lakh (their contribution matched by the government with interest). Up to 25% of each batch is offered permanent enrolment in the regular armed forces based on merit and performance. Agniveers also receive priority in central paramilitary forces (CRPF, CISF, BSF) and several state police recruitment drives.
PM Jan Dhan Yojana 2026 — Zero Balance Bank Account + ₹2 Lakh Insurance
Pradhan Mantri Jan Dhan Yojana (PMJDY) is India's largest financial inclusion scheme with 56+ crore accounts. Any Indian citizen can open a zero-balance savings account with free RuPay debit card, ₹2 lakh accident insurance, ₹30,000 life insurance, and ₹10,000 overdraft facility.
MGNREGA / NREGA Job Card 2026 — 100 दिन काम की गारंटी, ₹267/दिन मजदूरी
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) guarantees 100 days of wage employment per year to every rural household in India. Workers receive ₹267/day (minimum wage varies by state) directly to their bank accounts. With over 15 crore active Job Card holders, MGNREGA is the world's largest employment guarantee programme.
PM Internship Scheme 2026 — ₹9,000/Month Stipend | 1 Crore Youth | pminternship.mca.gov.in
PM Internship Scheme is a flagship Government of India initiative launched in 2024 that places 1 crore young Indians (aged 21–24) in 12-month paid internships at top 500 companies across sectors. Interns receive ₹9,000/month stipend (₹6,000 from government + ₹3,000+ from company CSR), ₹6,000 one-time travel grant, and ₹2 lakh accident insurance under PM Jeevan Jyoti Bima Yojana.
PM Kisan Maandhan Yojana 2026 — ₹3,000/Month Pension for Farmers | maandhan.in
PM Kisan Maandhan Yojana (PM-KMY) is a voluntary and contributory pension scheme for small and marginal farmers launched in 2019. Farmers aged 18–40 contribute a small monthly amount (₹55–₹200 depending on entry age) and receive a guaranteed pension of ₹3,000/month after reaching 60 years of age. The Government of India contributes an equal matching amount to the Pension Fund.
PM Kaushal Vikas Yojana 4.0 — 2026 Free Skill Training + ₹8,000 Certificate | PMKVY
PM Kaushal Vikas Yojana 4.0 (PMKVY 4.0) is the fourth phase of India's flagship skill training programme launched in 2022. It provides free short-term skill training in 220+ job roles across industry sectors to 1 crore youth. Trainees receive a National Skill Qualification Framework (NSQF)-linked certificate, ₹8,000 completion bonus, and placement support through top companies.
PM Swamitva Yojana 2026 — Village Property Card | Drone Survey | ₹5 Lakh Loan Collateral
PM Swamitva Yojana (Survey of Villages Abadi and Mapping with Improvised Technology in Village Areas) provides legal property rights to village household owners through drone-based survey. Villagers get a Property Card (Adhikar Patra) which can be used as collateral for bank loans up to ₹5 lakh. Launched in 2020, covering 6 lakh+ villages across India.
PM DAKSH Yojana 2026 — Free Skill Training for SC/ST/OBC/Minorities | ₹3,000 Stipend
PM DAKSH (Pradhan Mantri Dakshata Aur Kushalta Sampann Hitgrahi) Yojana provides free short-term and long-term skill training to Scheduled Castes, Scheduled Tribes, OBCs, EBCs, DNTs, and Minorities. Trainees receive ₹1,000–₹3,000 monthly stipend during training, placement support, and industry-recognized certification. Apply at pmdaksh.dosje.gov.in.
DAY-NRLM Ajeevika 2026 — Self Help Group Loan ₹3 Lakh | aajeevika.gov.in
Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) organises rural poor women into Self Help Groups (SHGs) and provides them access to bank credit, livelihood support, and social mobilisation. SHGs get revolving fund of ₹15,000, Community Investment Fund up to ₹2.5 lakh, and bank loans up to ₹3 lakh at subsidised rates.
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Explore central government schemes by category — all categories below are also applicable to Nagaland residents.
About Nagaland Government Schemes
Nagaland residents can avail of both state government schemes and all central government schemes launched by the Government of India. The state government regularly launches welfare schemes covering agriculture, education, health, housing, women empowerment, and employment.
Popular central schemes like PM Vishwakarma Yojana, PM Kisan Samman Nidhi, Ayushman Bharat, and PM Awas Yojana are fully applicable to residents of Nagaland. State-specific schemes like CM Scholarship Nagaland provide additional benefits exclusive to Nagaland residents.