Kerala Karunya Health Protection Scheme 2026 — Rs.5 Lakh Cashless: karunya.kerala.gov.in

केरल कारुण्य स्वास्थ्य सुरक्षा 2026 — Rs.5 लाख cashless बीमा: karunya.kerala.gov.in

📅 1 April 2026By Schemes In India Team

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Kerala Karunya scheme gives BPL and APL families (income below Rs.3 lakh) cashless health coverage up to Rs.5 lakh for 550+ procedures. Apply at karunya.kerala.gov.in or Akshaya Centre.

Kerala Karunya Health Protection Scheme — Rs.5 Lakh Cashless Treatment

Kerala's Karunya scheme provides cashless health insurance up to Rs.5 lakh/year for 550+ procedures at government and empanelled private hospitals.

Procedures Covered

  • Heart surgery (bypass, valve replacement)
  • Cancer treatment (chemo, radiation, surgery)
  • Kidney transplant and dialysis
  • Brain surgery, spinal surgery, orthopedic procedures
  • 550+ total medical and surgical procedures

കാരുണ്യ ആരോഗ്യ സുരക്ഷ — മലയാളത്തില്‍

BPL കുടുംബങ്ങള്‍ക്കും Rs.3 ലക്ഷത്തില്‍ കുറഞ്ഞ വരുമാനമുള്ള APL കുടുംബങ്ങള്‍ക്കും Rs.5 ലക്ഷം cashless ആരോഗ്യ ഇന്‍ഷുറന്‍സ്.

Apply

  1. Visit karunya.kerala.gov.in or Akshaya Centre
  2. Submit Kerala ration card, Aadhaar, income certificate
  3. Karunya Smart Card issued for cashless hospital treatment

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🇮🇳 हिंदी में पढ़ें (Read in Hindi)

केरल कारुण्य स्वास्थ्य योजना — Rs.5 लाख cashless इलाज

BPL और Rs.3 लाख से कम आय APL परिवारों को Rs.5 लाख/वर्ष cashless — 550+ procedures।

karunya.kerala.gov.in या Akshaya Centre — ration card + Aadhaar + income cert।

Topics

kerala karunya schemekarunya health insurancekerala 5 lakh healthkarunya kerala gov inkerala bpl health

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