Kerala Karunya scheme gives BPL and APL families (income below Rs.3 lakh) cashless health coverage up to Rs.5 lakh for 550+ procedures. Apply at karunya.kerala.gov.in or Akshaya Centre.
Kerala Karunya Health Protection Scheme — Rs.5 Lakh Cashless Treatment
Kerala's Karunya scheme provides cashless health insurance up to Rs.5 lakh/year for 550+ procedures at government and empanelled private hospitals.
Procedures Covered
- Heart surgery (bypass, valve replacement)
- Cancer treatment (chemo, radiation, surgery)
- Kidney transplant and dialysis
- Brain surgery, spinal surgery, orthopedic procedures
- 550+ total medical and surgical procedures
കാരുണ്യ ആരോഗ്യ സുരക്ഷ — മലയാളത്തില്
BPL കുടുംബങ്ങള്ക്കും Rs.3 ലക്ഷത്തില് കുറഞ്ഞ വരുമാനമുള്ള APL കുടുംബങ്ങള്ക്കും Rs.5 ലക്ഷം cashless ആരോഗ്യ ഇന്ഷുറന്സ്.
Apply
- Visit karunya.kerala.gov.in or Akshaya Centre
- Submit Kerala ration card, Aadhaar, income certificate
- Karunya Smart Card issued for cashless hospital treatment
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🇮🇳 हिंदी में पढ़ें (Read in Hindi)
केरल कारुण्य स्वास्थ्य योजना — Rs.5 लाख cashless इलाज
BPL और Rs.3 लाख से कम आय APL परिवारों को Rs.5 लाख/वर्ष cashless — 550+ procedures।
karunya.kerala.gov.in या Akshaya Centre — ration card + Aadhaar + income cert।
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