Atal Ghar Aawaas Yojana Maharashtra 2026 � Affordable Housing for EWS/LIG, ₹1.80 Lakh Subsidy

अटल घर आवास योजना महाराष्ट्र 2026 � EWS/LIG परिवारों को ₹1.80 लाख ब्याज सब्सिडी

📅 30 April 2026By Schemes In India Team

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Maharashtra Atal Ghar Aawaas Yojana provides affordable housing for EWS (income up to ₹3L) and LIG (₹3�6L) families with ₹1.80 lakh interest subsidy via PMAY 2.0. Maharashtra targets 35 lakh houses by 2030.

अटल घर आवास योजना महाराष्ट्र EWS/LIG परिवारों को PMAY 2.0 के तहत ₹1.80 लाख ब्याज सब्सिडी देती है। 2030 तक 35 लाख घरों का लक्ष्य।

Maharashtra's Atal Ghar Aawaas Yojana is the state's affordable housing initiative for EWS and LIG families, fully integrated with the central PM Awas Yojana 2.0. Under the 'Majhe Ghar, Majha Adhikar' (My Home, My Right) policy, Maharashtra aims to build 35 lakh houses by 2030 for families without a pucca home.

Who is This For?

CategoryAnnual IncomeBenefit
EWS (Economically Weaker Section)Up to ₹3 lakh₹1.80 lakh interest subsidy
LIG (Low Income Group)₹3 lakh � ₹6 lakhInterest subsidy on home loan

Key Features

  • Interest subsidy of 4% per annum on first ₹8 lakh of home loan for 12 years
  • Maximum subsidy benefit: ₹1.80 lakh
  • Female co-ownership preferred � wife's name on property
  • Applicable in urban Maharashtra areas
  • Convergence with central PMAY 2.0 for additional benefits

पात्रता (मराठी)

  • EWS: वार्षिक कुटुंब उत्पन्न ₹3 लाखांपर्यंत
  • LIG: वार्षिक कुटुंब उत्पन्न ₹3 ते ₹6 लाख
  • महाराष्ट्र शहरी रहिवाशी
  • कुटुंबात कोणाच्याही नावावर पक्के घर नसणे
  • महिला सह-मालकी आवश्यक (काही घटकांसाठी)

How to Apply

  1. Visit pmaymis.gov.in
  2. Click 'Citizen Assessment' → Select 'For Slum Dwellers' or 'Benefit under other 3 components'
  3. Enter Aadhaar number and fill personal, income details
  4. Submit and note your Assessment ID
  5. For bank loan subsidy: approach any empanelled bank with your PMAY assessment ID
  6. For Maharashtra state housing projects: contact your Municipal Corporation / ULB

Helpline

PMAY Helpline: 1800-11-3377 / 1800-11-3388 (toll-free)
Portal: pmaymis.gov.in

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🇮🇳 हिंदी में पढ़ें (Read in Hindi)

महाराष्ट्र की अटल घर आवास योजना EWS और LIG परिवारों को PMAY 2.0 के तहत किफायती आवास और ₹1.80 लाख ब्याज सब्सिडी देती है। 'माझे घर, माझा अधिकार' नीति के तहत 2030 तक 35 लाख घर बनाने का लक्ष्य।

पात्रता

  • EWS: वार्षिक आय ₹3 लाख तक | LIG: ₹3�6 लाख
  • पक्का घर नहीं, महाराष्ट्र शहरी निवासी

आवेदन

pmaymis.gov.in पर Citizen Assessment करें। बैंक से CLSS सब्सिडी लें।

Topics

atal ghar aawaas yojana maharashtra 2026pmay maharashtra ews ligmaharashtra housing subsidy 2026majhe ghar majha adhikaraffordable housing maharashtra

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