🏝️ Andaman & Nicobar Islands Government Schemes 2026
अंडमान और निकोबार • Capital: Port Blair • Population: 4.3 Lakh • 9+ schemes
| State | Andaman & Nicobar Islands (अंडमान और निकोबार) |
| Capital | Port Blair |
| Population | 4.3 Lakh |
| Total Schemes Listed | 9+ |
| Central Schemes Available | All central government schemes apply |
🏛️ Andaman & Nicobar Islands State Government Schemes
Andaman & Nicobar Islands Tribal Welfare Scheme 2026 — Free Housing, Education & Health for Scheduled Tribes | andaman.nic.in
The Andaman & Nicobar Islands Tribal Welfare Scheme provides comprehensive support to the Scheduled Tribe communities of the islands — including the Particularly Vulnerable Tribal Groups (PVTGs) such as the Onge, Shompen, Jarwa, and Great Andamanese. Under the scheme, eligible ST families receive free pucca housing, free education with boarding facilities for tribal children, free healthcare at dedicated tribal health centres, and monthly food subsidy. The scheme is implemented by the Andaman & Nicobar Administration's Tribal Welfare Department in coordination with the Ministry of Tribal Affairs. The primary goal is to protect the identity, health, and livelihoods of these vulnerable communities while integrating them with mainstream development.
Andaman & Nicobar Fishermen's Development Scheme 2026 — ₹1 Lakh Subsidy on Fishing Boats & Equipment | fisheries.andaman.gov.in
The Andaman & Nicobar Fishermen's Development Scheme provides financial assistance of up to ₹1 lakh as a capital subsidy on the purchase of mechanised fishing boats and modern fishing equipment to registered fishermen in the Union Territory. The scheme also covers subsidy on outboard motors, fishing nets, ice boxes, and safety equipment. Eligible fishermen can avail bank loans at concessional rates for the balance amount. The scheme is administered by the Fisheries Department of the A&N Administration and funded under the Pradhan Mantri Matsya Sampada Yojana (PMMSY) and UT-level fisheries development funds.
Andaman & Nicobar Post-Matric Scholarship 2026 — Full Tuition + ₹1,200/Month for SC/ST/OBC Students | scholarships.gov.in
For island students from reserved communities, the cost of college can be the single biggest barrier to staying in education past Class 10 — and this scholarship is built to remove it. Run by the Social Welfare Department of the Andaman & Nicobar Administration under the wider framework of the Ministry of Social Justice & Empowerment, the Post-Matric Scholarship supports SC, ST, and OBC students domiciled in the A&N Islands as they study anywhere from Class 11 right up to PhD. The award reimburses the full tuition fee charged by the institution and adds a monthly maintenance allowance of ₹230–₹1,200, with hostellers receiving more than day scholars. It applies whether a student is enrolled at a recognised institution within the islands or on the mainland. Applications are filed online through the National Scholarships Portal (scholarships.gov.in), and the approved amount is paid by Direct Benefit Transfer into the student's Aadhaar-linked bank account, so funds reach the beneficiary without intermediaries. Around 15,000 students benefit each year.
Andaman & Nicobar Social Security Pension 2026 — ₹1,500/Month for Senior Citizens, Widows & Disabled | andaman.nic.in
Living on the islands brings its own cost-of-living pressures, and the Andaman & Nicobar Administration runs a Social Security Pension to cushion residents who can no longer earn a steady income. Administered by the Social Welfare Department, it pays ₹1,500 a month under three heads — Old Age Pension for senior citizens aged 60 and above, Widow Pension for widows who have not remarried, and Disability Pension for persons certified with 40 percent or more disability. Each instalment lands straight in the beneficiary's Aadhaar-linked bank account through Direct Benefit Transfer, removing middlemen and reducing delays. To qualify, an applicant should be a permanent resident of the A&N Islands and have an annual family income under ₹1 lakh. The scheme currently supports roughly 25,000 pensioners across the archipelago.
Andaman & Nicobar MGNREGA Job Card 2026 — 100 Days Guaranteed Employment at ₹357/Day | nrega.nic.in
The Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) in Andaman & Nicobar Islands guarantees 100 days of wage employment per financial year to every rural household whose adult members are willing to do unskilled manual work. The A&N Islands have one of the highest MGNREGA daily wages in India at ₹357/day (2024–25), reflecting the high cost of living on the islands. Job cards are issued by Gram Panchayats, and wages are credited directly to the worker's bank account via DBT within 15 days of work completion.
Andaman & Nicobar PMAY-Gramin Housing Scheme 2026 — ₹1.3 Lakh for BPL Rural Housing | pmayg.nic.in
The Pradhan Mantri Awas Yojana – Gramin (PMAY-G) in Andaman & Nicobar Islands provides financial assistance of ₹1.3 lakh to BPL rural households for construction of a pucca house with basic amenities. The A&N Islands have a slightly higher unit cost than mainland states due to transportation and material costs. Additionally, 90 person-days of unskilled labour under MGNREGS is provided. Houses must meet a basic plinth area and have sanitation facilities. Beneficiaries are selected from the SECC 2011 data and Awaas+ list.
Andaman & Nicobar Coconut Farming Development Scheme 2026 — 50% Subsidy on Seedlings & Equipment | horticulture.andaman.gov.in
The Andaman & Nicobar Coconut Farming Development Scheme provides 50% capital subsidy on the cost of certified coconut seedlings, drip irrigation systems, and post-harvest processing equipment to coconut farmers in the islands. The scheme is implemented by the Horticulture Department, A&N Administration, and is co-funded under the Coconut Development Board (CDB) guidelines and state horticulture schemes. Coconut is the primary cash crop of the A&N Islands and this scheme aims to increase productivity and farmer income.
Andaman & Nicobar Women SHG Empowerment Scheme 2026 — ₹10,000 Revolving Fund + 0% Interest Loan | wcd.andaman.gov.in
The Andaman & Nicobar Women Self-Help Group (SHG) Empowerment Scheme provides a seed revolving fund of ₹10,000 per SHG group and 0% interest loans of up to ₹1 lakh to registered women SHGs in the islands. The scheme is implemented by the Women & Child Development Department, A&N Administration. SHGs can further access bank-linked credit under the DAY-NRLM / SRLM framework. The scheme promotes women entrepreneurship, financial independence, and group-based livelihood activities across all inhabited islands.
Andaman & Nicobar Island Area Development & Livelihood Scheme 2026 — Infrastructure & Livelihood Grants for Outer Islands | andaman.nic.in
The Andaman & Nicobar Island Area Development and Livelihood Scheme provides infrastructure support and livelihood grants to residents of remote and outer islands in the A&N archipelago. Benefits include improved boat ferry connectivity, solar power installation, community livelihood grants of ₹10,000–₹50,000 for fishing, farming, and cottage industries, and skills training for tourism and hospitality. The scheme is implemented by the A&N Administration in coordination with the Ministry of Home Affairs and the Island Development Agency (IDA). Priority is given to islands without road or grid connectivity.
🇮🏻 Central Government Schemes for Andaman & Nicobar Islands Residents
All 252 central government schemes are applicable to residents of Andaman & Nicobar Islands. The most popular schemes you can apply for right now:
PM Vishwakarma Yojana 2026 — ₹3 Lakh Loan + ₹15,000 Toolkit for 18 Trades | pmvishwakarma.gov.in
PM Vishwakarma Yojana is a central government scheme launched on 17 September 2023 that supports traditional artisans and craftspeople across 18 trades with free skill training (₹500/day stipend), a ₹15,000 toolkit e-voucher, and collateral-free loans up to ₹3 lakh at just 5% interest. Implemented by the Ministry of MSME with a ₹13,000 crore budget over 5 years (FY2023-24 to FY2027-28). Registration is done FREE at Common Service Centres (CSC) using Aadhaar biometric authentication.
PM Awas Yojana 2026 — Pradhan Mantri Awas Yojana Gramin & Urban Subsidy
Pradhan Mantri Awas Yojana (PMAY), launched in 2016, is India's largest housing programme providing financial assistance to build pucca houses for economically weaker sections. Under PMAY-Gramin (rural), eligible BPL families receive ₹1.20 lakh in plain areas and ₹1.30 lakh in hilly or north-eastern states paid directly through DBT. Under PMAY-Urban, first-time homebuyers in EWS (annual income up to ₹3 lakh) get 6.5% interest subsidy on home loans up to ₹6 lakh, reducing monthly EMI significantly. LIG (income ₹3–6 lakh) gets 6.5%, MIG-I (₹6–12 lakh) gets 4%, and MIG-II (₹12–18 lakh) gets 3% subsidy under the Credit Linked Subsidy Scheme (CLSS). Beneficiaries are selected through the SECC database and state government surveys. Over 2.1 crore PMAY houses have been completed as of 2026.
PM Kisan Samman Nidhi Yojana 2026 — ₹6,000/Year to 11 Crore Farmers
PM-KISAN (Pradhan Mantri Kisan Samman Nidhi), launched in February 2019, provides ₹6,000 per year direct income support to all land-holding farmer families in India — transferred as three equal installments of ₹2,000 every four months directly to Aadhaar-linked bank accounts. As of 2026, over 11 crore farmers receive PM-KISAN, making it the world's largest direct cash transfer programme for farmers. All land-holding farming families are eligible, regardless of land size. Farmers must complete annual eKYC (OTP or biometric at CSC) to continue receiving installments. Income tax payees, government employees, and institutional landholders are excluded from PM-KISAN benefits.
Ayushman Bharat PM-JAY Yojana 2026 — ₹5 Lakh Free Health Insurance
Ayushman Bharat PM-JAY (Pradhan Mantri Jan Arogya Yojana), launched in September 2018, provides cashless hospitalisation coverage of ₹5 lakh per family per year at 30,000+ empanelled government and private hospitals. PM-JAY is the world's largest government-funded health insurance scheme, covering 55 crore+ people from the bottom 40% of India's population as per the SECC 2011 database. The scheme covers 1,949 medical procedures including surgeries, chemotherapy, kidney dialysis, neonatal care, and mental health treatment — at no cost to the beneficiary. Beneficiaries can avail treatment in any empanelled hospital across any state, completely cashless, using the Ayushman Card. Senior citizens aged 70+ years now get an additional ₹5 lakh top-up cover. Over 8 crore hospitalisation cases have been covered under PM-JAY as of 2026.
PM Ujjwala Yojana 2.0 — Free LPG Connection
Pradhan Mantri Ujjwala Yojana provides free LPG gas connections to women from below poverty line households to replace unhealthy cooking fuel usage.
PM Mudra Yojana 2026 — Collateral-Free Business Loan ₹50K to ₹20 Lakh
Pradhan Mantri Mudra Yojana, run through the Micro Units Development and Refinance Agency (MUDRA) under the Department of Financial Services, offers collateral-free business loans to non-corporate, non-farm micro and small enterprises. Loans are sanctioned under four categories: Shishu (up to ₹50,000), Kishore (₹50,001–₹5 lakh), Tarun (₹5 lakh–₹10 lakh), and Tarun Plus (₹10 lakh–₹20 lakh, launched 2024 for repeat Tarun borrowers). Funds are routed through banks, RRBs, NBFCs and microfinance institutions, and disbursed directly to the borrower's account, helping small traders, manufacturers and service providers expand. Over 52 crore loans worth ₹27 lakh crore have been sanctioned since 2015.
Sukanya Samriddhi Yojana 2026 — 8.2% Interest Girl Child Savings Scheme
Sukanya Samriddhi Yojana is a government-backed savings scheme for girl children offering one of the highest fixed interest rates (8.2% p.a.) with full tax exemption under Section 80C. Minimum deposit just Rs.250/year; maximum Rs.1.5 lakh/year. Account matures 21 years from opening or at marriage after age 18.
Kisan Credit Card (KCC) Scheme 2025
Kisan Credit Card provides farmers with flexible and affordable short-term credit for cultivation expenses, post-harvest needs, and allied activities at interest rates as low as 4% per annum.
National Scholarship Portal (NSP) 2026 — Apply for Central Scholarships Online
The National Scholarship Portal is a one-stop platform for students to apply for all central government scholarship schemes including pre-matric, post-matric, and merit-cum-means scholarships for SC, ST, OBC, and minority students.
PM Surya Ghar Muft Bijli Yojana 2026 — 300 Units Free Electricity
PM Surya Ghar Muft Bijli Yojana provides 300 units of free electricity per month to households that install rooftop solar panels, with a central government subsidy of up to ₹78,000 on installation cost.
E-Shram Card 2026 — Free Registration for Unorganized Workers
E-Shram is a national database for unorganized sector workers providing a Universal Account Number (UAN) card, ₹2 lakh accident insurance, and priority access to 12 government welfare schemes.
Agniveer Scheme 2026 — Agnipath Defence Recruitment, Salary & Seva Nidhi
The Agniveer Scheme, launched under the Agnipath programme in 2022, recruits Indian youth aged 17.5 to 21 years for a 4-year short-service commission in the Indian Army, Navy, or Air Force. Agniveers receive a monthly salary starting at Rs.30,000 (rising to Rs.40,000 in the 4th year) plus risk and hardship allowances. On completion of 4 years, they receive a tax-free Seva Nidhi package of Rs.11.71 lakh (their contribution matched by the government with interest). Up to 25% of each batch is offered permanent enrolment in the regular armed forces based on merit and performance. Agniveers also receive priority in central paramilitary forces (CRPF, CISF, BSF) and several state police recruitment drives.
PM Jan Dhan Yojana 2026 — Zero Balance Bank Account + ₹2 Lakh Insurance
Pradhan Mantri Jan Dhan Yojana (PMJDY) is India's largest financial inclusion scheme with 56+ crore accounts. Any Indian citizen can open a zero-balance savings account with free RuPay debit card, ₹2 lakh accident insurance, ₹30,000 life insurance, and ₹10,000 overdraft facility.
MGNREGA / NREGA Job Card 2026 — 100 दिन काम की गारंटी, ₹267/दिन मजदूरी
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) guarantees 100 days of wage employment per year to every rural household in India. Workers receive ₹267/day (minimum wage varies by state) directly to their bank accounts. With over 15 crore active Job Card holders, MGNREGA is the world's largest employment guarantee programme.
PM Internship Scheme 2026 — ₹9,000/Month Stipend | 1 Crore Youth | pminternship.mca.gov.in
PM Internship Scheme is a flagship Government of India initiative launched in 2024 that places 1 crore young Indians (aged 21–24) in 12-month paid internships at top 500 companies across sectors. Interns receive ₹9,000/month stipend (₹6,000 from government + ₹3,000+ from company CSR), ₹6,000 one-time travel grant, and ₹2 lakh accident insurance under PM Jeevan Jyoti Bima Yojana.
PM Kisan Maandhan Yojana 2026 — ₹3,000/Month Pension for Farmers | maandhan.in
PM Kisan Maandhan Yojana (PM-KMY) is a voluntary and contributory pension scheme for small and marginal farmers launched in 2019. Farmers aged 18–40 contribute a small monthly amount (₹55–₹200 depending on entry age) and receive a guaranteed pension of ₹3,000/month after reaching 60 years of age. The Government of India contributes an equal matching amount to the Pension Fund.
PM Kaushal Vikas Yojana 4.0 — 2026 Free Skill Training + ₹8,000 Certificate | PMKVY
PM Kaushal Vikas Yojana 4.0 (PMKVY 4.0) is the fourth phase of India's flagship skill training programme launched in 2022. It provides free short-term skill training in 220+ job roles across industry sectors to 1 crore youth. Trainees receive a National Skill Qualification Framework (NSQF)-linked certificate, ₹8,000 completion bonus, and placement support through top companies.
PM Swamitva Yojana 2026 — Village Property Card | Drone Survey | ₹5 Lakh Loan Collateral
PM Swamitva Yojana (Survey of Villages Abadi and Mapping with Improvised Technology in Village Areas) provides legal property rights to village household owners through drone-based survey. Villagers get a Property Card (Adhikar Patra) which can be used as collateral for bank loans up to ₹5 lakh. Launched in 2020, covering 6 lakh+ villages across India.
PM DAKSH Yojana 2026 — Free Skill Training for SC/ST/OBC/Minorities | ₹3,000 Stipend
PM DAKSH (Pradhan Mantri Dakshata Aur Kushalta Sampann Hitgrahi) Yojana provides free short-term and long-term skill training to Scheduled Castes, Scheduled Tribes, OBCs, EBCs, DNTs, and Minorities. Trainees receive ₹1,000–₹3,000 monthly stipend during training, placement support, and industry-recognized certification. Apply at pmdaksh.dosje.gov.in.
DAY-NRLM Ajeevika 2026 — Self Help Group Loan ₹3 Lakh | aajeevika.gov.in
Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) organises rural poor women into Self Help Groups (SHGs) and provides them access to bank credit, livelihood support, and social mobilisation. SHGs get revolving fund of ₹15,000, Community Investment Fund up to ₹2.5 lakh, and bank loans up to ₹3 lakh at subsidised rates.
Browse Schemes by Category
Explore central government schemes by category — all categories below are also applicable to Andaman & Nicobar Islands residents.
About Andaman & Nicobar Islands Government Schemes
Andaman & Nicobar Islands residents can avail of both state government schemes and all central government schemes launched by the Government of India. The state government regularly launches welfare schemes covering agriculture, education, health, housing, women empowerment, and employment.
Popular central schemes like PM Vishwakarma Yojana, PM Kisan Samman Nidhi, Ayushman Bharat, and PM Awas Yojana are fully applicable to residents of Andaman & Nicobar Islands. State-specific schemes like A&N Tribal Welfare Scheme provide additional benefits exclusive to Andaman & Nicobar Islands residents.