PM Mudra Yojana 2026 now includes Tarun Plus — ₹20 lakh loan for growing businesses. Three categories: Shishu (₹50K), Kishore (₹5L), Tarun (₹10L), Tarun Plus (₹20L). Apply at udyamimitra.in.
पीएम मुद्रा योजना 2026 में नया 'तरुण प्लस' कैटेगरी — ₹20 लाख तक लोन। शिशु (₹50K), किशोर (₹5L), तरुण (₹10L), तरुण प्लस (₹20L)। udyamimitra.in पर आवेदन करें।
About this scheme
PM Mudra Yojana 2026 — Collateral-Free Business Loan ₹50K to ₹20 Lakh
✅ Collateral-free loan ₹50,000 to ₹20 lakh at low interest — 4 categories including new Tarun Plus (2024)
Full Scheme Details →Pradhan Mantri MUDRA Yojana provides collateral-free business loans to small entrepreneurs, micro-businesses, and self-employed individuals across India. In the Union Budget 2024-25, a new Tarun Plus category was introduced offering loans up to ₹20 lakh for established Tarun borrowers with a good repayment track record.
MUDRA Loan Categories 2026
| Category | Loan Amount | For |
|---|---|---|
| Shishu | Up to ₹50,000 | Starting a new micro-business |
| Kishore | ₹50,001 – ₹5 lakh | Established micro-business needing growth capital |
| Tarun | ₹5,00,001 – ₹10 lakh | Growing SME with proven business |
| Tarun Plus (New) | ₹10,00,001 – ₹20 lakh | Existing Tarun borrowers with good repayment history |
Who Can Get MUDRA Loan?
- Any Indian citizen running or planning a non-farm income generating activity
- Manufacturing, trading, service sector businesses
- Street vendors, shopkeepers, artisans, small traders
- Women entrepreneurs (priority lending)
- SC/ST/OBC entrepreneurs (priority)
- No minimum income requirement for Shishu/Kishore loans
Documents Required
- Aadhaar card + PAN card
- Address proof (Voter ID / utility bill)
- Passport-size photographs (2)
- Bank statement of last 6 months
- Business proof or business plan (for Kishore/Tarun)
- GST registration / Shop Act licence (if applicable)
- For Tarun Plus: Previous MUDRA loan repayment records required
How to Apply for MUDRA Loan Online
- Visit udyamimitra.in (official MUDRA portal)
- Click "Apply for MUDRA Loan"
- Select your loan category (Shishu / Kishore / Tarun / Tarun Plus)
- Fill your personal, business and financial details
- Upload required documents
- Submit — your application gets routed to nearest bank/NBFC/MFI
- Bank will contact you within 7-14 days for further process
Which Banks Give MUDRA Loans?
MUDRA loans are available from:
- All Public Sector Banks (SBI, PNB, Bank of Baroda, Canara Bank etc.)
- Private Banks (HDFC, ICICI, Axis, YES Bank etc.)
- Regional Rural Banks (RRBs)
- Microfinance Institutions (MFIs)
- NBFCs (Non-Banking Financial Companies)
Interest Rate and Repayment
- Interest rate: Decided by individual lenders — typically 8.5% to 12% per annum
- No processing fee for Shishu category loans
- Repayment tenure: Up to 5 years (extendable)
- No collateral or guarantor required for any category
MUDRA Loan Helpline
MUDRA Helpline: 1800-180-1111 or 1800-11-0001 (toll-free)
Portal: mudra.org.in and udyamimitra.in
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🇮🇳 हिंदी में पढ़ें (Read in Hindi)
पीएम मुद्रा योजना 2026 में छोटे व्यवसायियों को बिना गारंटी के लोन मिलता है। नई श्रेणियाँ:
- शिशु: ₹50,000 तक
- किशोर: ₹5 लाख तक
- तरुण: ₹10 लाख तक
- तरुण प्लस (नया): ₹20 लाख तक
आवेदन कैसे करें?
- udyamimitra.in पर जाएं
- "Apply for MUDRA Loan" पर क्लिक करें
- श्रेणी चुनें, फॉर्म भरें और दस्तावेज अपलोड करें
- नजदीकी बैंक 7-14 दिन में संपर्क करेगा
हेल्पलाइन: 1800-180-1111
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