Ladakh Women SHG Revolving Fund — Quick Overview
| Scheme Name | Ladakh Women SHG Revolving Fund & Loan Scheme 2026 — ₹15,000 Seed Fund + 0% Interest Loan | lahdc.nic.in |
| State | Ladakh (लद्दाख) |
| Launched By | Government of Ladakh |
| Launch Year | 2021 |
| Benefit | ₹15,000 seed revolving fund + up to ₹3 lakh 0% interest loan for women SHGs in Ladakh UT |
| Category | Women |
| Beneficiaries | 2,000+ women SHGs in Ladakh |
| Last Verified | 27 May 2026 |
| Official Portal | https://lahdc.nic.in |
What is Ladakh Women SHG Revolving Fund?
The Ladakh Women Self-Help Group Revolving Fund Scheme under the State Rural Livelihoods Mission (SRLM) provides a seed revolving fund of ₹15,000 per SHG and 0% interest loans of up to ₹3 lakh to registered women SHGs in Ladakh UT. Given Ladakh's harsh winters and short earning season, the scheme supports SHGs engaged in pashmina wool crafts, handicrafts, homestay tourism, dried fruit processing, and livestock rearing. The scheme is implemented by LAHDC in coordination with the Ladakh Social Welfare Department.
Under this scheme, eligible beneficiaries receive ₹15,000 seed revolving fund + up to ₹3 lakh 0% interest loan for women SHGs in Ladakh UT. The scheme was launched in 2021 and is implemented by the Government of Ladakh.
लद्दाख महिला SHG योजना (SRLM) — ₹15,000 revolving fund + ₹3 लाख तक 0% ब्याज ऋण — पश्मीना शिल्प, handicrafts, homestay, सूखे फल प्रसंस्करण, पशुपालन में लगी SHGs के लिए — LAHDC और Social Welfare Dept द्वारा।
₹15,000 revolving fund + ₹3 लाख तक 0% ब्याज ऋण — महिला SHG — लद्दाख
लद्दाख SRLM के तहत पंजीकृत महिला SHGs को ₹15,000 seed revolving fund और ₹3 लाख तक 0% ब्याज ऋण दिया जाता है। लद्दाख की विशेष परिस्थितियों के अनुकूल पश्मीना शिल्प, हस्तशिल्प, homestay पर्यटन, सूखे फल प्रसंस्करण और पशुपालन में लगी SHGs को प्राथमिकता दी जाती है।
📌 फायदा: ₹15,000 revolving fund + ₹3 लाख तक 0% ब्याज ऋण — पंजीकृत महिला SHG — लद्दाख UT
पात्रता:
लद्दाख UT में पंजीकृत महिला SHG — 6 माह की नियमित बचत — group bank account — पिछले ऋण चुकाए हों।
अर्ज कसा करावा:
Social Welfare Department या LAHDC office (Leh/Kargil) में SHG पंजीकरण करें → 6 माह की बचत रिकॉर्ड बनाएं → revolving fund और bank linkage loan के लिए apply करें।
Benefits of Ladakh Women SHG Revolving Fund
✅ ₹15,000 seed revolving fund + up to ₹3 lakh 0% interest loan for women SHGs in Ladakh UT
₹15,000 revolving fund + ₹3 लाख तक 0% ब्याज ऋण — महिला SHG — लद्दाख
Who is Eligible for Ladakh Women SHG Revolving Fund?
- ✓ Registered Women Self-Help Group (SHG) in Ladakh UT (Leh or Kargil district)
- ✓ SHG must be active for at least 6 months with regular savings record
- ✓ All members must be women permanent residents of Ladakh UT
- ✓ SHG engaged in handicrafts, pashmina, homestay, dried fruit, or livestock activities preferred
- ✓ Previous loans (if any) must be fully repaid
Documents Required for Ladakh Women SHG Revolving Fund
How to Apply for Ladakh Women SHG Revolving Fund Online?
- 1Visit the official portal: https://lahdc.nic.in
- 2Register using your Aadhaar-linked mobile number and verify OTP
- 3Fill in the application form with personal and bank details
- 4Upload required documents
- 5Submit the application and note down the reference number
- 6Track application status on the official portal
Official Government Portal — Ladakh
Apply directly on the official Ladakh government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 Contact Social Welfare Dept / LAHDC, LadakhFrequently Asked Questions — Ladakh Women SHG Revolving Fund
Common Questions About Ladakh Government Schemes
How much scholarship is given under Ladakh TSP Scholarship?+
₹12,000 per year is given to cover tuition fees, books, and boarding expenses for eligible ST students.
Where to apply for the Ladakh Tribal Sub-Plan Scholarship?+
Applications are submitted at the LAHDC office or online at lahdc.nic.in. Forms are also available at district education offices in Leh and Kargil.
What kind of infrastructure is built under this scheme?+
Rural roads, community halls, drinking water supply systems, solar street lights, and retaining walls are typically built under the Border Area Development Scheme in Ladakh.
Who is eligible for the employment component?+
Local youth aged 18–40 who are permanent residents of border villages in Leh and Kargil districts are eligible for paid work under the construction activities.
Ladakh pension apply kaise karein?+
lahdc.nic.in par ya nearest LAHDC office in Leh or Kargil mein jaein — Aadhaar, Ladakh domicile certificate, age/disability/death proof, income certificate, bank passbook lekar apply karein.
More Ladakh Government Schemes
Ladakh Tribal Sub-Plan (TSP) Scholarship 2026 — ₹12,000/Year for ST Students | lahdc.nic.in
✅ ₹12,000 per year scholarship for ST students — covers tuition, books, and boarding expenses
LAHDC Border Area Development Scheme 2026 — Infrastructure & Employment for Border Villages in Ladakh
✅ Infrastructure development (roads, water supply, solar) + paid employment for local youth in border villages
Ladakh Social Security Pension 2026 — ₹1,500/Month for Senior Citizens, Widows & Disabled | lahdc.nic.in
✅ ₹1,500/month social security pension for senior citizens (60+), widows, and disabled (40%+) in Ladakh UT
Ladakh MGNREGA Job Card 2026 — 100 Days Guaranteed Employment at ₹259/Day | nrega.nic.in
✅ 100 days guaranteed employment at ₹259/day in Ladakh — wages via DBT within 15 days of work completion
Ladakh PMAY-Gramin Housing Scheme 2026 — ₹1.3 Lakh + Extra for Cold Climate Housing | pmayg.nic.in
✅ ₹1.3 lakh + 90 days MGNREGS wages for BPL rural housing — climate-responsive construction norms for Ladakh's cold climate
Ladakh Cold Arid Region Horticulture Scheme 2026 — 50% Subsidy on Fruit Plants, Greenhouses & Equipment | lahdc.nic.in
✅ 50% subsidy on certified fruit saplings, greenhouse, drip irrigation, and cold storage for Ladakh farmers
Ladakh Post-Matric Scholarship for SC/ST Students 2026 — Full Tuition + ₹1,000/Month | scholarships.gov.in
✅ Full tuition fee reimbursement + ₹500–₹1,000/month maintenance allowance for SC/ST students from Ladakh (Class 11 to PhD)
Ladakh Post-Matric Scholarship for OBC Students 2026 — Full Tuition + ₹600/Month | scholarships.gov.in
✅ Full tuition fee + ₹400–₹600/month maintenance allowance for OBC students from Ladakh UT (Class 11 to PG)