What is Ladakh PMAY-Gramin Housing?
Through the Pradhan Mantri Awas Yojana – Gramin (PMAY-G), BPL families living in rural Ladakh receive ₹1.3 lakh to put up a pucca house of their own. Extreme cold and high altitude shape how these homes must be built: the UT follows a climate-responsive construction norm under which every house needs adequate insulation, double-glazed windows and a solar passive design, and a top-up from UT funds may be sanctioned to absorb the extra material cost this adds. On top of the housing grant, each beneficiary household earns 90 person-days of MGNREGS wages during construction. Beneficiaries are picked from the SECC 2011 / Awaas+ priority list.
Ladakh PMAY-Gramin Housing — Quick Overview
| Scheme Name | Ladakh PMAY-Gramin Housing Scheme 2026 — ₹1.3 Lakh + Extra for Cold Climate Housing |
| State | Ladakh (लद्दाख) |
| Launched By | Government of Ladakh |
| Launch Year | 2016 |
| Benefit | ₹1.3 lakh housing assistance plus 90 MGNREGS wage-days for BPL rural families, built to cold-climate construction norms specific to Ladakh |
| Category | Housing |
| Beneficiaries | 15,000+ BPL rural families in Ladakh |
| Last Verified | 12 July 2026 |
| Official Portal | https://pmayg.nic.in |
PMAY-ग्रामीण — लद्दाख UT — BPL परिवारों को ₹1.3 लाख — 90 दिन MGNREGS मजदूरी — ठंडे क्षेत्र के लिए इन्सुलेटेड निर्माण मानदंड — SECC 2011 / Awaas+ सूची से चयन।
₹1.3 लाख + 90 दिन MGNREGS मजदूरी — BPL ग्रामीण परिवार — ठंड-अनुकूल निर्माण — लद्दाख
PMAY-ग्रामीण के तहत लद्दाख UT के BPL ग्रामीण परिवारों को पक्का मकान बनाने के लिए ₹1.3 लाख की सहायता मिलती है। लद्दाख की अत्यंत ठंडी जलवायु के लिए climate-responsive निर्माण मानदंड — इन्सुलेटेड दीवारें, double-glazed खिड़कियां — अनिवार्य हैं। साथ में 90 दिन MGNREGS मजदूरी भी मिलती है।
📌 फायदा: ₹1.3 लाख + 90 दिन MGNREGS मजदूरी — BPL ग्रामीण परिवार — climate-responsive पक्का मकान — लद्दाख
पात्रता:
लद्दाख UT के BPL ग्रामीण परिवार — SECC 2011 / Awaas+ सूची में नाम — पहले से पक्का मकान नहीं — आधार-लिंक्ड बैंक खाता।
अर्ज कसा करावा:
pmayg.nic.in पर SECC सूची में नाम देखें या Gram Panchayat / Block Development Office, Leh या Kargil से संपर्क करें। Rural Development Dept द्वारा DBT किस्तें जारी होती हैं।
Benefits of Ladakh PMAY-Gramin Housing
✅ ₹1.3 lakh housing assistance plus 90 MGNREGS wage-days for BPL rural families, built to cold-climate construction norms specific to Ladakh
₹1.3 लाख + 90 दिन MGNREGS मजदूरी — BPL ग्रामीण परिवार — ठंड-अनुकूल निर्माण — लद्दाख
Who is Eligible for Ladakh PMAY-Gramin Housing?
- ✓ Family must be a BPL rural household residing in Leh or Kargil district of Ladakh UT
- ✓ Household name should figure in the SECC 2011 data or the Awaas+ priority list
- ✓ No pucca house should be owned by the family anywhere in India
- ✓ SC/ST families, women-headed households, differently-abled persons and ex-servicemen stand first in the queue
- ✓ Instalments arrive by DBT, so an Aadhaar-linked bank account is required
Documents Required for Ladakh PMAY-Gramin Housing
How to Apply for Ladakh PMAY-Gramin Housing Online?
- 1Go to the scheme's official portal, pmayg.nic.in
- 2Start a new registration with your mobile number and confirm the OTP
- 3Work through each section of the form, matching entries to your documents
- 4Attach the requested paperwork (Aadhaar Card, Ladakh UT Domicile Certificate, BPL card / SECC 2011 / Awaas+ entry)
- 5Verify the preview screen, submit, and write down the acknowledgement ID
- 6Return to the portal later to follow the verification stages
Official Government Portal — Ladakh
Applications go through pmayg.nic.in only. Applying is free of charge — no agent, middleman or "consultant" is ever required.
🔗 Check status at pmayg.nic.in