What is Lakshadweep Women SHG Scheme?
Coir weaving, coconut oil pressing, dried fish processing, tuna canning, and homestay hospitality are everyday trades that keep many Lakshadweep women earning, and this scheme puts working capital behind exactly those activities. Once a women's Self-Help Group registers with the Women & Child Development Department, Lakshadweep Administration, it can draw a ₹10,000 seed revolving fund, and beyond that, borrow up to ₹1 lakh at zero interest. Groups aren't limited to this alone — they can also tap bank-linked credit through DAY-NRLM for larger working-capital needs. The goal is simple: let island women turn traditional skills into steadier household income.
Lakshadweep Women SHG Scheme — Quick Overview
| Scheme Name | Lakshadweep Women SHG Empowerment Scheme 2026 — ₹10,000 Revolving Fund + 0% Interest Loan |
| State | Lakshadweep (लक्षद्वीप) |
| Launched By | Government of Lakshadweep |
| Launch Year | 2015 |
| Benefit | ₹10,000 seed revolving fund + up to ₹1 lakh 0% interest loan for women SHGs in Lakshadweep UT |
| Category | Women |
| Beneficiaries | 1,500+ women SHGs in Lakshadweep |
| Last Verified | 27 May 2026 |
| Official Portal | https://lakshadweep.gov.in |
लक्षद्वीप महिला SHG सशक्तिकरण योजना — ₹10,000 revolving fund + ₹1 लाख तक 0% ब्याज ऋण — coir उत्पाद, handicrafts, coconut oil processing, dried fish, homestay tourism में लगी SHGs के लिए — WCD Dept, Lakshadweep।
₹10,000 revolving fund + ₹1 लाख तक 0% ब्याज ऋण — महिला SHG — लक्षद्वीप
ലക്ഷദ്വീപ് WCD Department രജിസ്ഥർഡ് വനിതാ SHG-കൾക്ക് ₹10,000 seed revolving fund-ഉം ₹1 ലക്ഷം വരെ 0% പലിശ വായ്പ-ഉം നൽകുന്നു. 6 മാസം ക്രമമായ സേവിംഗ്സ് ഉള്ള SHG-കൾ ഇതിന് അർഹതയുണ്ട്. DAY-NRLM-ന്റെ കീഴിൽ ബാങ്ക്-ലിങ്ക്ഡ് ക്രെഡിറ്റും ലഭ്യമാണ്.
📌 फायदा: ₹10,000 revolving fund + ₹1 ലക്ഷം 0% പലിശ വായ്പ — വനിതാ SHG — ലക്ഷദ്വീപ് UT
पात्रता:
ലക്ഷദ്വീപ് UT-ൽ രജിസ്ഥർ ചെയ്ത വനിതാ SHG — 6 മാസം ക്രമമായ സേവിംഗ്സ് — ഗ്രൂപ്പ് ബാങ്ക് അക്കൗണ്ട്.
अर्ज कसा करावा:
WCD Department, Lakshadweep Administration, Kavaratti-ൽ SHG registration ചെയ്യുക → 6 മാസം സേവിംഗ്സ് record ഉണ്ടാക്കുക → revolving fund / bank linkage loan-ന് apply ചെയ്യുക.
Benefits of Lakshadweep Women SHG Scheme
✅ ₹10,000 seed revolving fund + up to ₹1 lakh 0% interest loan for women SHGs in Lakshadweep UT
₹10,000 revolving fund + ₹1 लाख तक 0% ब्याज ऋण — महिला SHG — लक्षद्वीप
Who is Eligible for Lakshadweep Women SHG Scheme?
- ✓ The SHG must be formally registered and based in Lakshadweep UT.
- ✓ It should have a track record of at least six months of regular group savings before applying.
- ✓ Every member of the group must be a woman who is a permanent resident of the islands.
- ✓ Groups working in coir products, handicrafts, coconut processing, dried fish, or homestay tourism are given preference.
- ✓ Any loan the group took earlier must already be fully repaid before a fresh one is sanctioned.
Documents Required for Lakshadweep Women SHG Scheme
How to Apply for Lakshadweep Women SHG Scheme Online?
- 1Go to the scheme's official portal, lakshadweep.gov.in
- 2Start a new registration with your mobile number and confirm the OTP
- 3Work through each section of the form, matching entries to your documents
- 4Attach the requested paperwork (SHG registration certificate from WCD Dept, Lakshadweep, SHG savings passbook (minimum 6 months), List of SHG members with Aadhaar)
- 5Verify the preview screen, submit, and write down the acknowledgement ID
- 6Return to the portal later to follow the verification stages
Official Government Portal — Lakshadweep
Applications go through lakshadweep.gov.in only. Applying is free of charge — no agent, middleman or "consultant" is ever required.
🔗 Contact WCD Dept, Lakshadweep Administration