Lakshadweep Fishermen Cooperative Loan — Quick Overview
| Scheme Name | Lakshadweep Fishermen Cooperative Loan Scheme 2026 — ₹2 Lakh Low-Interest Loan for Fishing Equipment | lakshadweep.gov.in |
| State | Lakshadweep (लक्षद्वीप) |
| Launched By | Government of Lakshadweep |
| Launch Year | 2021 |
| Benefit | Up to ₹2 lakh low-interest loan at 4% per annum for fishing equipment through cooperative societies |
| Category | Finance |
| Last Verified | 2 May 2026 |
| Official Portal | https://lakshadweep.gov.in |
What is Lakshadweep Fishermen Cooperative Loan?
The Lakshadweep Fishermen Cooperative Loan Scheme provides low-interest loans of up to ₹2 lakh to registered fishermen through the Lakshadweep Fishermen's Cooperative Societies for the purchase of modern fishing equipment, outboard motors, safety kits, and repair of fishing boats. The interest rate is subsidised at 4% per annum as against market rates. The scheme is administered by the Fisheries Department of the Lakshadweep Administration and is linked to the Pradhan Mantri Matsya Sampada Yojana (PMMSY). The goal is to modernise the fishing fleet of Lakshadweep and increase the income of island fishermen.
Under this scheme, eligible beneficiaries receive Up to ₹2 lakh low-interest loan at 4% per annum for fishing equipment through cooperative societies. The scheme was launched in 2021 and is implemented by the Government of Lakshadweep.
लक्षद्वीप मत्स्यपालन सहकारी ऋण योजना पंजीकृत मछुआरों को मछली पकड़ने के उपकरण, आउटबोर्ड मोटर और नाव मरम्मत के लिए ₹2 लाख तक का कम ब्याज (4%) ऋण देती है। यह मछुआरा सहकारी समितियों के माध्यम से मिलता है।
मछली पकड़ने के उपकरण के लिए ₹2 लाख तक का ऋण — मात्र 4% ब्याज — सहकारी समिति के जरिए
ലക്ഷദ്വീപ് മത്സ്യബന്ധന സഹകരണ വായ്പ പദ്ധതി രജിസ്റ്റർ ചെയ്ത മത്സ്യത്തൊഴിലാളികൾക്ക് ആധുനിക മത്സ്യബന്ധന ഉപകരണങ്ങൾ, ഔട്ട്ബോർഡ് മോട്ടോർ, സേഫ്റ്റി കിറ്റ്, ബോട്ട് അറ്റകുറ്റപ്പണി എന്നിവയ്ക്ക് ₹2 ലക്ഷം വരെ 4% നിരക്കിൽ വായ്പ നൽകുന്നു. ഫിഷർമെൻ കോ-ഓപ്പറേറ്റീവ് സൊസൈറ്റി വഴി ലഭ്യമാകും.
📌 फायदा: ₹2 ലക്ഷം വരെ വായ്പ — 4%/വർഷം നിരക്ക് — സഹകരണ സൊസൈറ്റി വഴി — മത്സ്യബന്ധന ഉപകരണങ്ങൾക്ക്
पात्रता:
ലക്ഷദ്വീപ് UT-ന്റെ സ്ഥിരതാമസക്കാർ — ലക്ഷദ്വീപ് അഡ്മിനിസ്ട്രേഷൻ നൽകിയ മത്സ്യബന്ധന ലൈസൻസ് ഉള്ളവർ — രജിസ്ഥർഡ് ഫിഷർമെൻ കോ-ഓപ്പറേറ്റീവ് സൊസൈറ്റി അംഗം — വാർഷിക വരുമാനം ₹2.5 ലക്ഷത്തിൽ കുറവ്.
अर्ज कसा करावा:
lakshadweep.gov.in-ൽ അല്ലെങ്കിൽ ലക്ഷദ്വീപ് ഫിഷറീസ് ഡിപ്പാർട്ട്മെന്റ് ഓഫീസിൽ ഫിഷിംഗ് ലൈസൻസ്, ഡൊമിസൈൽ, സഹകരണ സൊസൈറ്റി അംഗത്വ സർട്ടിഫിക്കറ്റ്, വരുമാന സർട്ടിഫിക്കറ്റ്, ഉപകരണ ക്വൊട്ടേഷൻ, ആധാർ-ലിങ്ക്ഡ് ബാങ്ക് പാസ്ബുക്ക് സഹിതം അപേക്ഷിക്കുക.
Benefits of Lakshadweep Fishermen Cooperative Loan
✅ Up to ₹2 lakh low-interest loan at 4% per annum for fishing equipment through cooperative societies
मछली पकड़ने के उपकरण के लिए ₹2 लाख तक का ऋण — मात्र 4% ब्याज — सहकारी समिति के जरिए
Who is Eligible for Lakshadweep Fishermen Cooperative Loan?
- ✓ Registered fisherman holding a valid fishing licence issued by the Lakshadweep Administration
- ✓ Permanent resident / domicile of Lakshadweep UT
- ✓ Member of a registered Fishermen Cooperative Society in Lakshadweep
- ✓ Annual income from fishing and all sources below ₹2.5 lakh
- ✓ No outstanding default on any previous cooperative loan
Documents Required for Lakshadweep Fishermen Cooperative Loan
How to Apply for Lakshadweep Fishermen Cooperative Loan Online?
- 1Visit the official portal: https://lakshadweep.gov.in
- 2Register using your Aadhaar-linked mobile number and verify OTP
- 3Fill in the application form with personal and bank details
- 4Upload required documents
- 5Submit the application and note down the reference number
- 6Track application status on the official portal
Official Government Portal — Lakshadweep
Apply directly on the official Lakshadweep government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 Apply via Lakshadweep Fisheries DeptFrequently Asked Questions — Lakshadweep Fishermen Cooperative Loan
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