Chandigarh Swarojgar Yojana — Quick Overview
| Scheme Name | Chandigarh Mukhyamantri Swarojgar Yojana 2026 — ₹5 Lakh Loan + 25% Subsidy for Self-Employment | industries.chd.gov.in |
| State | Chandigarh (चंडीगढ़) |
| Launched By | Government of Chandigarh |
| Launch Year | 2014 |
| Benefit | ₹1–₹5 lakh subsidised loan with 15–25% capital subsidy (max ₹1 lakh) for self-employment ventures in Chandigarh UT |
| Category | Employment |
| Beneficiaries | 2,000+ beneficiaries annually in Chandigarh UT |
| Last Verified | 27 May 2026 |
| Official Portal | https://industries.chd.gov.in |
What is Chandigarh Swarojgar Yojana?
The Chandigarh Mukhyamantri Swarojgar Yojana provides subsidised loans of ₹1–₹5 lakh with a 15–25% capital subsidy (max ₹1 lakh) to educated unemployed youth, women, SC/ST, and ex-servicemen in Chandigarh UT to set up their own business or micro-enterprise. The loan is channelled through scheduled commercial banks and cooperative banks in Chandigarh. Eligible ventures include manufacturing units, service enterprises, and trade businesses. Applications are processed through the Industries & Commerce Department, UT Chandigarh.
Under this scheme, eligible beneficiaries receive ₹1–₹5 lakh subsidised loan with 15–25% capital subsidy (max ₹1 lakh) for self-employment ventures in Chandigarh UT. The scheme was launched in 2014 and is implemented by the Government of Chandigarh.
चंडीगढ़ मुख्यमंत्री स्वरोजगार योजना — शिक्षित बेरोजगार युवा, महिला, SC/ST और भूतपूर्व सैनिकों को ₹1-₹5 लाख ऋण + 15-25% पूंजी सब्सिडी (अधिकतम ₹1 लाख) — खुद का व्यवसाय शुरू करने के लिए।
₹1-₹5 लाख ऋण + 15-25% पूंजी सब्सिडी (अधिकतम ₹1 लाख) — स्वरोजगार — चंडीगढ़ UT
चंडीगढ़ मुख्यमंत्री स्वरोजगार योजना शिक्षित बेरोजगार युवाओं, महिलाओं, SC/ST और भूतपूर्व सैनिकों को खुद का व्यवसाय शुरू करने के लिए ₹1-₹5 लाख ऋण और 15-25% पूंजी सब्सिडी (अधिकतम ₹1 लाख) प्रदान करती है। ऋण scheduled commercial banks के माध्यम से दिया जाता है। विनिर्माण, सेवा और व्यापार — सभी प्रकार के उद्यम पात्र हैं।
📌 फायदा: ₹1-₹5 लाख ऋण + 15-25% पूंजी सब्सिडी (SC/ST/महिला/भूतपूर्व सैनिक को 25%) — नया व्यवसाय शुरू करने के लिए
पात्रता:
चंडीगढ़ UT के 3+ वर्ष के निवासी — आयु 18-45 वर्ष — Class 8 पास — बैंक defaulter नहीं — नया उद्यम (पुराने का विस्तार नहीं)।
अर्ज कसा करावा:
industries.chd.gov.in पर ऑनलाइन आवेदन करें या Industries & Commerce Department office, Chandigarh जाएं। आधार, डोमिसाइल, शैक्षणिक प्रमाण, जाति प्रमाण (SC/ST), project report और bank passbook साथ लाएं।
Benefits of Chandigarh Swarojgar Yojana
✅ ₹1–₹5 lakh subsidised loan with 15–25% capital subsidy (max ₹1 lakh) for self-employment ventures in Chandigarh UT
₹1-₹5 लाख ऋण + 15-25% पूंजी सब्सिडी (अधिकतम ₹1 लाख) — स्वरोजगार — चंडीगढ़ UT
Who is Eligible for Chandigarh Swarojgar Yojana?
- ✓ Resident / domicile of Chandigarh UT (minimum 3 years)
- ✓ Age 18–45 years (relaxation for SC/ST, women, ex-servicemen)
- ✓ Minimum educational qualification: Class 8 pass (Class 10+ preferred for higher loan)
- ✓ SC/ST, women, and ex-servicemen get higher subsidy (25%)
- ✓ Not a defaulter with any bank / financial institution
- ✓ The proposed venture must be a new enterprise (not expansion of existing business)
Documents Required for Chandigarh Swarojgar Yojana
How to Apply for Chandigarh Swarojgar Yojana Online?
- 1Visit the official portal: https://industries.chd.gov.in
- 2Register using your Aadhaar-linked mobile number and verify OTP
- 3Fill in the application form with personal and bank details
- 4Upload required documents
- 5Submit the application and note down the reference number
- 6Track application status on the official portal
Official Government Portal — Chandigarh
Apply directly on the official Chandigarh government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 Apply at industries.chd.gov.inFrequently Asked Questions — Chandigarh Swarojgar Yojana
Common Questions About Chandigarh Government Schemes
How to apply for the Chandigarh Housing Board Affordable Housing Scheme?+
Applications are submitted online at chbonline.in during the announced registration window. Fill the form, upload documents, and pay the registration fee. Allotment is done via computerised lottery.
What is the price of flats under CHB Affordable Housing Scheme?+
The flat prices vary by unit type and scheme year. They are significantly lower than open market rates in Chandigarh. Visit chbonline.in for the current scheme brochure with exact pricing.
How to apply for the Chandigarh SC/ST Post-Matric Scholarship?+
Apply online at scholarships.gov.in under the 'Post Matric Scholarship for SC students' or 'ST students' section. Select Chandigarh UT as the state, fill in the form, and upload the required documents.
What is the income limit for this scholarship?+
The family annual income limit is ₹2.5 lakh per year for most categories under the Post-Matric Scholarship scheme.
Chandigarh old age pension mein kitna milta hai?+
₹1,500 per month directly to Aadhaar-linked bank account via DBT. Senior citizens 60+, widows, and 40%+ disabled persons are eligible.
More Chandigarh Government Schemes
Chandigarh Housing Board Affordable Housing Scheme 2026 — Affordable Flats & Plots | chbonline.in
✅ Allotment of affordable 1BHK/2BHK flats or residential plots at subsidised rates through lottery
Chandigarh Post-Matric Scholarship for SC/ST Students 2026 — ₹15,000/Year | scholarships.gov.in
✅ Up to ₹15,000 per year — covers tuition fee, maintenance allowance, and study material for post-matric SC/ST students
Chandigarh Old Age / Widow / Disability Pension 2026 — ₹1,500/Month | socialsecurity.chd.gov.in
✅ ₹1,500/month pension for senior citizens (60+), widows, and disabled persons (40%+) in Chandigarh UT
Chandigarh Post-Matric Scholarship for OBC Students 2026 — Full Tuition + ₹600/Month | scholarships.gov.in
✅ Full tuition fee + ₹400–₹600/month maintenance allowance for OBC students domiciled in Chandigarh UT
Chandigarh Shagun Scheme 2026 — ₹51,000 Marriage Assistance for SC/BPL Daughters | socialsecurity.chd.gov.in
✅ ₹51,000 one-time marriage assistance for daughters of SC/BPL families in Chandigarh UT
Chandigarh PDS / NFSA Food Security Scheme 2026 — Free Ration for BPL/NFSA Families | food.chd.gov.in
✅ 5 kg free foodgrains/person/month (PHH) or 35 kg/household/month (AAY) at Fair Price Shops via NFSA
Chandigarh Skill Development Scheme 2026 — Free Training + ₹2,500/Month Stipend for Youth | skillmission.chd.gov.in
✅ Free vocational skill training + ₹1,500–₹2,500/month stipend + NSQF certificate + placement support
Chandigarh Free / Concessional CTU Bus Pass 2026 — SC/ST/BPL/Students/Senior Citizens | chandigarhtransport.gov.in
✅ Free annual CTU bus pass for SC/ST, senior citizens (60+), and differently-abled; 50% concession for BPL families and students