About this employment scheme
The Chandigarh Mukhyamantri Swarojgar Yojana provides subsidised loans of ₹1–₹5 lakh with a 15–25% capital subsidy (max ₹1 lakh) to educated unemployed youth, women, SC/ST, and ex-servicemen in Chandigarh UT to set up their own business or micro-enterprise. The loan is channelled through scheduled commercial banks and cooperative banks in Chandigarh. Eligible ventures include manufacturing units, service enterprises, and trade businesses. Applications are processed through the Industries & Commerce Department, UT Chandigarh.
Programme snapshot
| Scheme Name | Chandigarh Mukhyamantri Swarojgar Yojana 2026 — ₹5 Lakh Loan + 25% Subsidy for Self-Employment |
| State | Chandigarh (चंडीगढ़) |
| Launched By | Government of Chandigarh |
| Launch Year | 2014 |
| Benefit | ₹1–₹5 lakh subsidised loan with 15–25% capital subsidy (max ₹1 lakh) for self-employment ventures in Chandigarh UT |
| Category | Employment |
| Beneficiaries | 2,000+ beneficiaries annually in Chandigarh UT |
| Last Verified | 7 September 2026 |
| Official Portal | https://industries.chd.gov.in |
चंडीगढ़ मुख्यमंत्री स्वरोजगार योजना — शिक्षित बेरोजगार युवा, महिला, SC/ST और भूतपूर्व सैनिकों को ₹1-₹5 लाख ऋण + 15-25% पूंजी सब्सिडी (अधिकतम ₹1 लाख) — खुद का व्यवसाय शुरू करने के लिए।
₹1-₹5 लाख ऋण + 15-25% पूंजी सब्सिडी (अधिकतम ₹1 लाख) — स्वरोजगार — चंडीगढ़ UT
चंडीगढ़ मुख्यमंत्री स्वरोजगार योजना शिक्षित बेरोजगार युवाओं, महिलाओं, SC/ST और भूतपूर्व सैनिकों को खुद का व्यवसाय शुरू करने के लिए ₹1-₹5 लाख ऋण और 15-25% पूंजी सब्सिडी (अधिकतम ₹1 लाख) प्रदान करती है। ऋण scheduled commercial banks के माध्यम से दिया जाता है। विनिर्माण, सेवा और व्यापार — सभी प्रकार के उद्यम पात्र हैं।
📌 फायदा: ₹1-₹5 लाख ऋण + 15-25% पूंजी सब्सिडी (SC/ST/महिला/भूतपूर्व सैनिक को 25%) — नया व्यवसाय शुरू करने के लिए
पात्रता:
चंडीगढ़ UT के 3+ वर्ष के निवासी — आयु 18-45 वर्ष — Class 8 पास — बैंक defaulter नहीं — नया उद्यम (पुराने का विस्तार नहीं)।
अर्ज कसा करावा:
industries.chd.gov.in पर ऑनलाइन आवेदन करें या Industries & Commerce Department office, Chandigarh जाएं। आधार, डोमिसाइल, शैक्षणिक प्रमाण, जाति प्रमाण (SC/ST), project report और bank passbook साथ लाएं।
What workers receive
✅ ₹1–₹5 lakh subsidised loan with 15–25% capital subsidy (max ₹1 lakh) for self-employment ventures in Chandigarh UT
₹1-₹5 लाख ऋण + 15-25% पूंजी सब्सिडी (अधिकतम ₹1 लाख) — स्वरोजगार — चंडीगढ़ UT
Which workers qualify
- ✓ Resident / domicile of Chandigarh UT (minimum 3 years)
- ✓ Age 18–45 years (relaxation for SC/ST, women, ex-servicemen)
- ✓ Minimum educational qualification: Class 8 pass (Class 10+ preferred for higher loan)
- ✓ SC/ST, women, and ex-servicemen get higher subsidy (25%)
- ✓ Not a defaulter with any bank / financial institution
- ✓ The proposed venture must be a new enterprise (not expansion of existing business)
Documents required at enrolment
Registration process
- 1Go to the scheme's official portal, industries.chd.gov.in
- 2Start a new registration with your mobile number and confirm the OTP
- 3Work through each section of the form, matching entries to your documents
- 4Attach the requested paperwork (Aadhaar Card, Chandigarh domicile certificate (3+ years), Educational certificates)
- 5Verify the preview screen, submit, and write down the acknowledgement ID
- 6Return to the portal later to follow the verification stages
Official Government Portal — Chandigarh
Use industries.chd.gov.in directly — there is no application fee, and no third party can speed up your approval.
🔗 Apply at industries.chd.gov.in