Ayushman Bharat hospital list 2026: find PM-JAY empanelled hospitals near you and get ₹5 lakh free cashless treatment with your Ayushman card.
आयुष्मान भारत अस्पताल सूची 2026: अपने पास PM-JAY सूचीबद्ध अस्पताल खोजें और आयुष्मान कार्ड से ₹5 लाख तक मुफ्त कैशलेस इलाज पाएँ।
About this scheme
Ayushman Bharat PM-JAY Yojana 2026 — ₹5 Lakh Free Health Insurance
✅ ₹5 lakh/year cashless hospitalisation at 30,000+ hospitals (free for eligible families)
Full Scheme Details →📢 Latest Update — June 2026:
The official Ayushman Bharat hospital list 2026 is available free of cost on the government portal hospitals.pmjay.gov.in and through the official Ayushman Bharat app. You can search PM-JAY empanelled hospitals by state, district and speciality before you travel, so you reach an empanelled centre directly in an emergency. Treatment for covered packages is fully cashless — you never pay an agent or a "facilitation" fee to use your card.
⚡ Key Facts at a Glance
Ayushman Bharat Hospital List 2026 — Find an Empanelled Hospital and Get ₹5 Lakh Free Treatment
The Ayushman Bharat hospital list 2026 is the single most useful tool for any family holding an Ayushman card, because it tells you exactly which hospitals will treat you for free. Under Ayushman Bharat PM-JAY, every eligible family gets ₹5 lakh per family per year of cashless, paperless treatment for secondary and tertiary hospitalisation at PM-JAY empanelled hospitals — both public and private. The people who benefit are families identified under SECC 2011, plus all senior citizens aged 70 and above. You can read the full scheme details on our Ayushman Bharat Yojana scheme page or browse other national programmes in our central schemes section.
The most important thing to understand is that the cover only works at an empanelled hospital. That is why finding one in advance matters. For example: a family in Madhya Pradesh with an Ayushman card needed a heart surgery costing about ₹1.5 lakh. Because they went to an empanelled private hospital and the procedure was within their ₹5 lakh annual cover, the surgery — including medicines, tests, room charges and follow-up as per the package — was done completely free of cost. They paid nothing for the covered treatment. Knowing how to use the Ayushman card cashless treatment facility and how to search for an "ayushman hospital near me" is what turns the card into real, usable healthcare.
Who is Eligible — Complete Criteria 2026
- ✅ Families identified under the SECC 2011 deprivation and occupational categories — both rural and urban — are covered automatically under PM-JAY.
- ✅ All citizens aged 70 and above are eligible under the Ayushman Vay Vandana expansion, regardless of income.
- ✅ The cover is ₹5 lakh per family per year, shared across all members of the family unit.
- ✅ Pre-existing diseases are covered from day one — there is no waiting period for conditions you already have.
- ✅ Both public and private empanelled hospitals can be used, so you are not limited to government facilities.
- ❌ NOT eligible: families whose names do not appear in the PM-JAY beneficiary database (until their eligibility is confirmed through the official process).
- ❌ NOT eligible: treatment taken at a non-empanelled hospital — those bills are not reimbursed under the scheme.
How to Find a Hospital and Use Your Card — Step-by-Step 2026
- Open the official hospital finder: Go to hospitals.pmjay.gov.in and click the "Find Hospital" tool, or open the Ayushman Bharat app / mera.pmjay.gov.in.
- Select your location: Choose your state and district from the dropdowns to see empanelled hospitals near you.
- Filter by speciality: Pick the speciality you need (for example cardiology, oncology, orthopaedics) so the list shows only hospitals that perform that treatment.
- Note the hospital details: Save the name, address and contact number, and check whether it is a public or private empanelled hospital. For emergencies, identify the nearest one in advance.
- Carry your documents to the hospital: Take your Ayushman card and a government photo ID (Aadhaar) and go to the hospital's PM-JAY / Ayushman Mitra help desk.
- Get verified: The Ayushman Mitra staff verify your eligibility in the system using your card and ID.
- Receive cashless treatment: Once verified, your covered treatment is fully cashless — you pay nothing for covered procedures, including medicines, tests, room and follow-up as per the package, up to your ₹5 lakh annual cover.
Documents Required
| Document | Purpose | Format |
|---|---|---|
| Ayushman Bharat card (PM-JAY card) | Proof of entitlement at the hospital help desk | Printed or PDF on phone |
| Aadhaar card | Identity verification at the Ayushman Mitra desk | Original / e-Aadhaar |
| Government photo ID | Backup identity proof if needed | Original |
| Registered mobile number | OTP login on beneficiary.nha.gov.in to download / check the card | Active SIM |
| Ration card (if available) | Helps search your name in the eligibility tool | Original / copy |
| Hospital referral / prescription (for planned care) | Confirms the speciality and procedure needed | Doctor's note |
Common Problems and Solutions
| Problem | Why It Happens | What To Do |
|---|---|---|
| Hospital not in the list | It may not be empanelled or the list filters were too narrow | Search again on hospitals.pmjay.gov.in by state/district; choose a nearby empanelled hospital |
| Hospital asks you to pay for a covered procedure | Possible misunderstanding at the desk or wrong package selected | Ask for the Ayushman Mitra; if unresolved, call 14555 or 1800-111-565 immediately |
| Eligibility not showing at the desk | Name not yet in database or details mismatch | Verify on beneficiary.nha.gov.in; check the "Am I Eligible" tool with name/ration card |
| Treatment needed costs more than ₹5 lakh | Annual cover is capped at ₹5 lakh per family | Cover applies up to the limit; confirm any state top-up cover on the official portal |
| An agent demands a fee for the card or admission | Fraud — the scheme is free | Never pay; report it to the helpline and file a grievance on pgportal.gov.in |
Important Dates & Deadlines 2026
- ✅ Year-round / no fixed last date: PM-JAY is an ongoing scheme — eligible families can use the ₹5 lakh cover at any time during the year.
- ✅ The hospital list is updated continuously, so check hospitals.pmjay.gov.in for the latest empanelled hospitals before any planned treatment.
- ✅ Seniors aged 70 and above can enrol under Ayushman Vay Vandana on a rolling basis — confirm the current enrolment window on the official portal.
- ✅ The ₹5 lakh cover renews each year per the scheme rules — confirm the current cover cycle on pmjay.gov.in.
Frequently Asked Questions
Q: My treatment was not made cashless or the benefit was delayed — what should I do?
First speak to the hospital's Ayushman Mitra / PM-JAY help desk, as covered procedures must be cashless. If the issue is not resolved at the desk, call the helpline 14555 or 1800-111-565 while you are still at the hospital, and file a grievance on pgportal.gov.in with the hospital name and your card details.
Q: How do I check my Ayushman card status or eligibility?
Use the "Am I Eligible" tool on pmjay.gov.in or log in to beneficiary.nha.gov.in with your registered mobile number and OTP. You can search by name, ration card number or mobile number to confirm whether your family is listed.
Q: My application or eligibility was rejected — can I do anything?
Eligibility is based on the SECC 2011 data and the age-70 rule. If you believe you qualify but are not listed, do not pay any agent. Re-verify your details at an empanelled hospital's Ayushman Mitra desk or through the helpline, and file a grievance on pgportal.gov.in if needed.
Q: The hospital billed me a wrong amount for a covered procedure — what now?
Covered packages are meant to be fully cashless — you should not pay for medicines, tests, room or follow-up included in the package. Raise it with the Ayushman Mitra first, then call 14555 and lodge a grievance on pgportal.gov.in with your bill and card details so it can be investigated.
Q: Do I need eKYC or Aadhaar to use the card?
Yes — Aadhaar-based verification is part of confirming your identity. Carry your Aadhaar along with your Ayushman card to the hospital. To download or check the card online, you authenticate with Aadhaar and an OTP on your registered mobile number via beneficiary.nha.gov.in.
Q: I am a new applicant — how do I get an Ayushman card?
If your family is listed under PM-JAY, you can generate and download the card free on beneficiary.nha.gov.in after Aadhaar and OTP verification, or get it made at an empanelled hospital's Ayushman Mitra desk or a Common Service Centre. Senior citizens aged 70 and above can enrol under Ayushman Vay Vandana — confirm the current process on the official portal.
Q: Does the hospital list and cover vary by state?
The core ₹5 lakh PM-JAY cover applies nationally, but the empanelled hospitals differ by state and district, which is why you search by location on hospitals.pmjay.gov.in. Some states run their own convergence or top-up health schemes — confirm any state-specific cover or rules on the official portal.
Q: How do I file a grievance if something goes wrong?
Call the national helpline 14555 or 1800-111-565, and lodge a written complaint on the central grievance portal pgportal.gov.in. Keep your Ayushman card number, hospital name and any bills ready so your complaint can be acted on quickly.
Helpline Numbers & Grievance Portal
- ✅ PM-JAY Helpline: 14555 (toll-free)
- ✅ Alternate Helpline: 1800-111-565
- ✅ Hospital finder: hospitals.pmjay.gov.in and mera.pmjay.gov.in
- ✅ Beneficiary portal: beneficiary.nha.gov.in and pmjay.gov.in
- ✅ Grievance portal: pgportal.gov.in (central public grievance system)
- ✅ For related guides, see our blog and other Ayushman Bharat resources.
📋 संक्षिप्त जानकारी (हिंदी में)
आयुष्मान भारत PM-JAY योजना के तहत पात्र परिवार को हर साल ₹5 लाख तक का कैशलेस इलाज सरकारी और निजी सूचीबद्ध (empanelled) अस्पतालों में मिलता है, और पहले से मौजूद बीमारियाँ भी पहले दिन से कवर होती हैं। पात्र हैं SECC 2011 के तहत चिह्नित परिवार और 70 वर्ष या उससे अधिक उम्र के सभी नागरिक। अस्पताल खोजने के लिए hospitals.pmjay.gov.in या आयुष्मान भारत ऐप पर राज्य, ज़िला और स्पेशलिटी से खोजें; फिर अस्पताल के आयुष्मान मित्र हेल्प डेस्क पर अपना आयुष्मान कार्ड और आधार दिखाकर मुफ्त इलाज पाएँ। किसी एजेंट को पैसे न दें। मदद के लिए हेल्पलाइन 14555 या 1800-111-565 पर कॉल करें और शिकायत pgportal.gov.in पर दर्ज करें।
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