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KHB Karnataka Housing Board 2026 — Flats & Sites in Bangalore, Mysore, Hubli | khb.karnataka.gov.in

📍 Bangalore, Mysore, Hubli, Mangalore, KarnatakaLast updated:
💰 Benefit
Affordable Karnataka housing in tier-2 cities — flats ₹15 lakh-1.5 crore + sites — KHB-approved layouts

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Key Facts

Price Range
₹15 lakh – ₹1.5 crore
Flat / Plot Types
EWS, LIG, MIG, HIG, Residential Sites
Application Fee
₹500
Earnest Money
₹25,000 – ₹2 lakh
Next Lottery
Periodic schemes
🚀 Apply at KHB
https://khb.karnataka.gov.in

About KHB Karnataka Housing

Karnataka Housing Board (KHB) — established 1972 — develops housing projects across Karnataka. While BDA handles Bengaluru exclusively, KHB covers the rest of the state — Mysore, Hubli-Dharwad, Mangalore, Belgaum, Tumkur, Davangere, Shivamogga, Hassan. KHB also has projects in Bangalore peripherals not under BDA jurisdiction. Periodic flat and site allotment schemes with EWS-HIG categories. KHB has built 1.5 lakh+ flats/sites since inception.

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✅ Eligibility for KHB Karnataka Housing

  • ✓Karnataka domicile (for some schemes)
  • ✓Indian citizen 18+
  • ✓Income limits
  • ✓Aadhaar + PAN

📄 Documents Required for KHB Karnataka Housing

  • 📄Aadhaar
  • 📄PAN
  • 📄Karnataka Domicile
  • 📄Income certificate
  • 📄Caste certificate (reservation)
  • 📄Bank passbook
  • 📄Photo

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🏦 Home Loan Partners for KHB Karnataka Housing

Get pre-approved home loan before applying — banks offer competitive rates for State Housing Boards flats due to clear title.

Disclosure: The bank links below are direct official URLs to each bank's home loan page. We do not currently earn any commission. We list these solely to help users compare options. Always read loan terms carefully before applying.

SBICanara BankKarnataka BankHDFCLIC Housing
💡 Tip: Compare interest rates and processing fees from 2-3 banks. Home loan eligibility = 50-60% of net monthly income for EMI.

❓ Frequently Asked Questions — KHB Karnataka Housing

▶What is KHB and how is it different from BDA?
Karnataka Housing Board (KHB) develops housing across Karnataka (statewide). BDA (Bangalore Development Authority) handles Bengaluru exclusively. Outside Bangalore — Mysore, Hubli-Dharwad, Mangalore, Belgaum, Tumkur, Davangere — KHB is the primary state housing developer. KHB also handles Bangalore areas outside BDA jurisdiction.
▶Which cities have KHB projects?
Mysuru (Vijayanagar, Kuvempu Nagar), Hubli-Dharwad, Mangalore, Belgaum (Belagavi), Tumakuru (Tumkur), Davanagere, Shivamogga, Hassan, Mandya, Chitradurga, Bidar, Kalaburagi (Gulbarga). Plus peripheral Bangalore areas. Tier-2 city KHB flats are 30-50% cheaper than equivalent BDA Bangalore sites.
▶How does KHB site allotment work?
KHB announces residential site schemes periodically. Register at khb.karnataka.gov.in, pay application fee + earnest money, submit documents. Computerised lottery for allotment. Priority categories include freedom fighter families, defence personnel, SC/ST, women, and Karnataka natives. Winners pay balance within stipulated time.
▶Are KHB Mysore flats good investment?
Yes — Mysuru has been called 'India's most liveable city' multiple times. Excellent infrastructure, low pollution, planned development, good educational institutions, growing IT sector (Mysuru IT/ITES). KHB Mysuru flats appreciate steadily 8-12% annually. Excellent retirement homes for Bengaluru/Mumbai professionals.
▶When is the next KHB scheme?
KHB releases schemes periodically — typically 2-4 schemes per year across different Karnataka cities. Watch khb.karnataka.gov.in for current notifications. Each scheme runs for 30-60 day application window. Subscribe to SMS alerts on the portal.

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