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GSHB Gujarat Housing Board 2026 — Affordable Flats in Ahmedabad, Surat, Vadodara | gujhsg.gujarat.gov.in

📍 Ahmedabad, Surat, Vadodara, Rajkot, GujaratLast updated:
💰 Benefit
Gujarat affordable housing in major cities — flats ₹10 lakh-1 crore — PMAY-state partnership

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Key Facts

Price Range
₹10 lakh – ₹1 crore
Flat / Plot Types
EWS, LIG, MIG, HIG
Application Fee
₹500
Next Lottery
Periodic schemes
🚀 Apply at GSHB
https://gujhsg.gujarat.gov.in

About GSHB Gujarat Housing

Gujarat State Housing Board (GSHB) — also called Gujarat Housing Board — has developed and allotted lakhs of housing units since 1961 across Gujarat. Major projects in Ahmedabad (Vastrapur, Bopal, Maninagar, Naroda, Sabarmati), Surat (Pal, Athwalines, Adajan), Vadodara (Sayajigunj, Akota, Manjalpur), Rajkot, Bhavnagar, Gandhinagar. GSHB launches affordable housing schemes periodically with EWS-LIG-MIG categories under PMAY-State partnership.

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✅ Eligibility for GSHB Gujarat Housing

  • Gujarat domicile (preferred)
  • Indian citizen 18+
  • Income limits
  • Aadhaar + PAN

📄 Documents Required for GSHB Gujarat Housing

  • 📄Aadhaar
  • 📄PAN
  • 📄Gujarat Domicile
  • 📄Income certificate
  • 📄Caste certificate (reservation)
  • 📄Bank passbook
  • 📄Photo

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🏦 Home Loan Partners for GSHB Gujarat Housing

Get pre-approved home loan before applying — banks offer competitive rates for State Housing Boards flats due to clear title.

Disclosure: The bank links below are direct official URLs to each bank's home loan page. We do not currently earn any commission. We list these solely to help users compare options. Always read loan terms carefully before applying.

💡 Tip: Compare interest rates and processing fees from 2-3 banks. Home loan eligibility = 50-60% of net monthly income for EMI.

❓ Frequently Asked Questions — GSHB Gujarat Housing

What is GSHB?
Gujarat State Housing Board (GSHB) — established 1961 — develops affordable housing across Gujarat. Headquartered in Ahmedabad. Has constructed over 4 lakh housing units across all major Gujarat cities. Currently focused on PMAY-State partnership and EWS-LIG affordable housing.
Which Gujarat cities have GSHB projects?
Ahmedabad (Vastrapur, Bopal, Maninagar, Naroda, Sabarmati, Chandkheda), Surat (Pal, Athwalines, Adajan, Vesu), Vadodara (Sayajigunj, Akota, Manjalpur, Karelibaug), Rajkot (Race Course, Kotecha Nagar), Bhavnagar, Gandhinagar, Jamnagar. Each city has multiple housing schemes.
How affordable are GSHB Ahmedabad flats?
Significantly cheaper than private builders. GSHB Ahmedabad EWS 1RK ₹10-15 lakh; LIG 1BHK ₹18-30 lakh; MIG 2BHK ₹35-65 lakh; HIG 3BHK ₹65 lakh-1 crore. Private builder rates for same size: EWS ₹20-30 lakh; LIG ₹35-60 lakh; MIG ₹70 lakh-1.2 crore. Savings: 40-60% vs private market.
How does GSHB tie with Gujarat's housing schemes?
GSHB implements: (1) Mukhyamantri Gruh Yojana (state housing for BPL); (2) PMAY-Urban CLSS (credit-linked subsidy); (3) Affordable Housing in Partnership (AHP) with private builders; (4) Independent GSHB flat schemes. Together targets 14 lakh affordable homes in Gujarat over the decade.
How to check GSHB scheme status online?
Visit gujhsg.gujarat.gov.in. Login with mobile + Aadhaar OTP. View 'My Applications' for status. Real-time updates on application stage, document verification, allotment, payment, and possession. For grievances, use the helpdesk feature or call 079-23254514.

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