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APHB Andhra Pradesh Housing Board 2026 — Affordable Housing in AP | aphb.ap.gov.in

📍 Visakhapatnam, Vijayawada, Tirupati, Guntur, Andhra PradeshLast updated:
💰 Benefit
Affordable AP flats and PMAY-state housing for low-income families — Visakhapatnam, Vijayawada, Tirupati

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Key Facts

Price Range
₹6 lakh – ₹50 lakh (heavily subsidised under PMAY-State)
Flat / Plot Types
EWS, LIG, MIG
Application Fee
₹500
Next Lottery
Periodic schemes
🚀 Apply at APHB
https://aphb.ap.gov.in

About APHB Andhra Pradesh Housing

Andhra Pradesh Housing Board (APHB) develops housing projects across Andhra Pradesh — particularly in Visakhapatnam, Vijayawada-Guntur-Mangalagiri (Amaravati capital region), Tirupati, Rajahmundry, Kakinada, Nellore. APHB focuses on EWS-LIG affordable housing under PMAY-State and Jagananna Housing schemes. Past projects include large townships in Visakhapatnam (Madhurawada, Bheemunipatnam) and Vijayawada. After state bifurcation in 2014, APHB scope has reduced but remains active in residential development.

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✅ Eligibility for APHB Andhra Pradesh Housing

  • ✓AP domicile
  • ✓Income within EWS/LIG/MIG limits
  • ✓No existing house in AP
  • ✓Aadhaar + ration card

📄 Documents Required for APHB Andhra Pradesh Housing

  • 📄Aadhaar
  • 📄AP Domicile
  • 📄Income certificate
  • 📄Caste certificate
  • 📄Ration card
  • 📄Bank passbook

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🏦 Home Loan Partners for APHB Andhra Pradesh Housing

Get pre-approved home loan before applying — banks offer competitive rates for State Housing Boards flats due to clear title.

Disclosure: The bank links below are direct official URLs to each bank's home loan page. We do not currently earn any commission. We list these solely to help users compare options. Always read loan terms carefully before applying.

SBIAndhra BankIndian BankCanara Bank
💡 Tip: Compare interest rates and processing fees from 2-3 banks. Home loan eligibility = 50-60% of net monthly income for EMI.

❓ Frequently Asked Questions — APHB Andhra Pradesh Housing

▶What is APHB?
Andhra Pradesh Housing Board (APHB) is the state's housing development body, originally established 1960. After bifurcation in 2014 (creating Telangana), APHB's scope is limited to residual AP. Focus is on EWS-LIG affordable housing under PMAY-State and the state's Jagananna Housing scheme.
▶Which AP cities have APHB projects?
Visakhapatnam (Madhurawada, Bheemunipatnam, MVP Colony, Yendada), Vijayawada-Guntur-Mangalagiri (Amaravati region), Tirupati (near temple zone), Kakinada, Rajahmundry, Nellore, Kurnool. Vizag and Vijayawada have the most active APHB projects currently.
▶How does APHB tie with Jagananna Housing scheme?
Jagananna Housing was YSR-era flagship aiming 31 lakh houses for AP poor families. Under it, APHB constructed group housing in semi-urban areas while individual house construction was done by beneficiaries on government-provided land. New government (2024 onwards) may revise this approach.
▶What's an EWS APHB flat price in 2026?
EWS flats under APHB / PMAY-State in AP cost ₹6-12 lakh for 269-350 sqft 1RK units in semi-urban locations. LIG flats (1BHK 400-500 sqft) cost ₹12-25 lakh. Significantly cheaper than private builders. Government subsidies under PMAY-CLSS can reduce effective cost further.
▶Can I take home loan for APHB flat?
Yes — APHB flats have clear state government title, easily loanable. SBI, Andhra Bank, Indian Bank, Canara Bank, HDFC offer competitive rates. EWS-LIG buyers can also avail PMAY-CLSS interest subsidy of up to ₹2.67 lakh, significantly reducing EMI burden.

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FREE 2BHK Dignity Housing for poor + affordable EWS-LIG flats + HIG flats across Telangana

GSHB Gujarat Housing

Gujarat affordable housing in major cities — flats ₹10 lakh-1 crore — PMAY-state partnership

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