Arunachal Pradesh OTS Farmer Debt Waiver Scheme — Key Information

What is Arunachal OTS Farmer Debt Waiver?

The Arunachal Pradesh One Time Settlement (OTS) Scheme gives relief to APST tribal farmers whose agricultural loans from cooperative banks became overdue or NPA. Farmers with dues up to ₹1 lakh get full principal waiver; higher amounts get partial settlement. PRC and APST certificate are mandatory. Apply at your District Cooperative Bank or APCAB branch. Loans for crop, horticulture, animal husbandry, and minor irrigation are covered.

Arunachal OTS Farmer Debt Waiver Eligibility

APST farmer (PRC + APST cert mandatory), overdue loan from Arunachal cooperative bank/APCAB, agricultural purpose, no prior waiver in last 5 years.

Required Documents

• ✓ Aadhaar Card (mandatory)
• ✓ PRC — Permanent Residence Certificate (Arunachal Pradesh)
• ✓ APST Certificate (issued by District Commissioner)
• ✓ Land Record / Patta document (agricultural land in Arunachal Pradesh)
• ✓ Cooperative Bank loan passbook or loan account statement
• ✓ Bank passbook (savings account — Aadhaar-linked)
• ✓ Passport-size photograph
• ✓ Self-declaration form (no prior loan waiver in last 5 years)

How to Apply for Arunachal OTS Farmer Debt Waiver?

Visit District Cooperative Bank or APCAB branch → collect OTS form → fill loan details → attach PRC + APST cert + Aadhaar + land record + loan passbook → submit → sign OTS agreement after waiver is communicated.

1. 1Visit the nearest District Cooperative Bank branch or APCAB branch in your district
2. 2Collect the OTS application form from the bank counter or Agriculture Department office
3. 3Fill the form with loan account details, outstanding amount, and personal information
4. 4Attach PRC, APST certificate, Aadhaar, land record, and bank passbook copies
5. 5Submit the form to the bank — receive acknowledgement receipt
6. 6Bank verifies eligibility and communicates waiver amount; sign OTS agreement to complete settlement

Frequently Asked Questions — Arunachal OTS Farmer Debt Waiver