PM Kisan Maandhan Yojana gives small farmers ₹3,000/month pension after age 60. Only ₹55-₹200/month contribution needed — government matches equally. Register at CSC or maandhan.in.
About this scheme
PM Kisan Maandhan Yojana 2026 — ₹3,000/Month Pension for Farmers | maandhan.in
✅ ₹3,000/month guaranteed pension after age 60 — government matches every rupee you contribute
Full Scheme Details →📢 Latest Update — June 2026:
PM Kisan Maandhan Yojana (PM-KMY) registration continues year-round through Common Service Centres (CSC / Jan Seva Kendra) and the official portal maandhan.in. Eligible small and marginal farmers aged 18–40 can still enrol and start building toward a guaranteed ₹3,000/month pension after age 60. Always confirm the latest contribution slabs and rules on the official portal before you enrol.
⚡ Key Facts at a Glance
What is PM Kisan Maandhan Yojana?
PM Kisan Maandhan Yojana (PM-KMY) is a voluntary, contributory pension scheme for small and marginal farmers who cultivate up to 2 hectares of land. The idea is simple: you contribute a small amount every month while you are young, the government matches every rupee you contribute, and after you turn 60 you receive a ₹3,000/month pension via DBT (Direct Benefit Transfer) for the rest of your life. You can explore other national programmes on our central schemes page.
The scheme is designed to give farmers financial security in old age, when farming income often falls. If the farmer passes away after starting the pension, the spouse receives a ₹1,500/month family pension. To understand how this fits with direct-income support, see our guide on PM Kisan Maandhan Yojana.
Hypothetical example: Suppose Ramesh, a marginal farmer, enrols at age 18 and contributes ₹55/month. The government also puts in ₹55/month on his behalf. When Ramesh turns 60, he begins receiving ₹3,000 every month directly into his bank account — and if he passes away, his wife continues to receive ₹1,500/month. (Figures are illustrative of how the scheme works; confirm current slabs on the official portal.)
Who is Eligible — Complete Criteria 2026
- ✅ Small or marginal farmer cultivating up to 2 hectares of land
- ✅ Age between 18 and 40 years at the time of enrolment
- ✅ Land holding recorded in the state land records
- ✅ Valid Aadhaar and a bank account for DBT
- ❌ Not eligible if already covered under NPS, EPFO, or ESIC
- ❌ Not eligible if you are an income tax payer
- ❌ Farmers above the eligible entry age range cannot newly enrol
How to Apply — Step-by-Step 2026
- Visit a CSC: Go to your nearest Common Service Centre (CSC / Jan Seva Kendra).
- Carry your documents: Take your Aadhaar card, land records (Khasra-Khatauni), and bank passbook.
- Registration on maandhan.in: The CSC operator will register you on the official portal, maandhan.in.
- Choose your contribution: Select your monthly contribution based on your entry age.
- Get your Pension Card: A Pension Card is issued on the spot once enrolment is complete.
- Receive pension at 60: After age 60, ₹3,000/month is credited via DBT to your bank account.
Monthly Contribution by Entry Age
| Entry Age | Your Monthly Contribution | Government Contribution |
|---|---|---|
| 18 years | ₹55/month | ₹55/month |
| 25 years | ₹80/month | ₹80/month |
| 30 years | ₹105/month | ₹105/month |
| 35 years | ₹150/month | ₹150/month |
| 40 years | ₹200/month | ₹200/month |
Documents Required
| Document | Why It Is Needed |
|---|---|
| Aadhaar Card | Identity verification and eKYC |
| Land Records (Khasra-Khatauni) | To confirm land holding within the 2-hectare limit |
| Bank Passbook | For monthly auto-debit and pension DBT credit |
Myth vs Reality
| Myth | Reality |
|---|---|
| "I have to pay the full pension myself." | The government matches your contribution rupee-for-rupee. |
| "If I exit early I lose all my money." | If you exit before 60 after 10 years, you get back your contribution along with interest. |
| "Big landowners can also join." | Only small/marginal farmers with up to 2 hectares are eligible. |
| "Income tax payers can enrol too." | Income tax payers and those in NPS/EPFO/ESIC are not eligible. |
Important Dates & Deadlines 2026
- ✅ Registration is open year-round — there is no fixed last date for eligible farmers.
- ✅ Pension payments begin only after the beneficiary turns 60.
- ✅ Always check maandhan.in for any updated contribution slabs or notifications before enrolling.
Frequently Asked Questions
Q: My pension or contribution debit did not go through. What should I do?
First confirm that your bank account is active and linked to Aadhaar, and that there are sufficient funds for the monthly auto-debit. If the issue continues, contact the helpline at 1800-267-6888 or visit your CSC with your Pension Card and bank passbook.
Q: How do I check my application or enrolment status?
You can check your status through the official portal maandhan.in, or by visiting the CSC where you enrolled. Keep your Pension Card and registered mobile number handy.
Q: My application was rejected. Why might that happen?
Common reasons include being outside the 18–40 age range, holding more than 2 hectares of land, being an income tax payer, or already being covered under NPS, EPFO, or ESIC. Verify your eligibility and re-check your documents before reapplying.
Q: The contribution amount seems wrong. How is it calculated?
Your monthly contribution is fixed based on your age at the time you join — for example, ₹55/month at age 18 up to ₹200/month at age 40. Confirm the current slab for your entry age on maandhan.in.
Q: Why is Aadhaar and eKYC required?
Aadhaar is used for identity verification and eKYC, and your bank account must be linked to Aadhaar so the ₹3,000/month pension can be credited correctly via DBT. Complete eKYC at the CSC during enrolment.
Q: I am a new applicant. How do I start?
Visit your nearest CSC / Jan Seva Kendra with your Aadhaar card, land records (Khasra-Khatauni), and bank passbook. The operator will register you on maandhan.in, help you choose your contribution based on age, and issue your Pension Card on the spot.
Q: Does the scheme vary from state to state?
PM-KMY is a central scheme, so the core benefit and rules are the same nationwide. Land records are maintained by your state, so the exact documents you present may follow your state's land record format. Check the latest guidance on maandhan.in.
Q: How do I file a complaint if something goes wrong?
Call the toll-free helpline 1800-267-6888 or raise a grievance on the central public grievance portal at pgportal.gov.in. You can also seek help at the CSC where you enrolled.
Helpline Numbers & Grievance Portal
- ✅ Toll-Free Helpline: 1800-267-6888
- ✅ Official Portal: maandhan.in
- ✅ Grievance Portal: pgportal.gov.in
- ✅ In-person support: your nearest CSC / Jan Seva Kendra
📋 संक्षिप्त जानकारी (हिंदी में)
PM किसान मानधन योजना छोटे और सीमांत किसानों (2 हेक्टेयर तक भूमि) के लिए एक स्वैच्छिक पेंशन योजना है। 18 से 40 वर्ष के किसान हर महीने थोड़ा अंशदान देते हैं और सरकार बराबर का अंशदान जोड़ती है। 60 वर्ष की आयु के बाद किसान को जीवनभर ₹3,000/माह की पेंशन DBT के माध्यम से मिलती है। किसान की मृत्यु पर पति/पत्नी को ₹1,500/माह की पारिवारिक पेंशन मिलती है। प्रवेश आयु के अनुसार मासिक अंशदान ₹55 से ₹200 तक होता है। रजिस्ट्रेशन के लिए नजदीकी CSC / जन सेवा केंद्र पर आधार कार्ड, भूमि रिकॉर्ड (खसरा-खतौनी) और बैंक पासबुक ले जाएँ। योजना पात्रता: NPS/EPFO/ESIC में शामिल न हों और आयकरदाता न हों। आधिकारिक पोर्टल: maandhan.in | हेल्पलाइन: 1800-267-6888।
🇮🇳 हिंदी में पढ़ें (Read in Hindi)
PM किसान मानधन योजना 2026 — ₹3,000/माह पेंशन — पूरी हिंदी जानकारी
PM किसान मानधन योजना (PM-KMY) छोटे और सीमांत किसानों के लिए पेंशन योजना है। 18-40 वर्ष के किसान छोटी राशि (₹55-₹200/माह) जमा करते हैं, सरकार उतनी ही राशि बराबर जमा करती है और 60 वर्ष के बाद ₹3,000/माह गारंटीड पेंशन मिलती है — जीवन भर।
मासिक अंशदान तालिका
- 18 वर्ष में नामांकन → ₹55/माह (सरकार भी ₹55/माह)
- 25 वर्ष → ₹80/माह | 30 वर्ष → ₹105/माह
- 35 वर्ष → ₹150/माह | 40 वर्ष → ₹200/माह
रजिस्ट्रेशन कहाँ करें?
- नजदीकी CSC / जन सेवा केंद्र जाएं
- आधार कार्ड, खाता-खतौनी, बैंक पासबुक लाएं
- CSC ऑपरेटर maandhan.in पर रजिस्ट्रेशन करेगा
- Pension Card मिलेगा — हर माह अंशदान auto-deduct होगा
- 60 वर्ष के बाद ₹3,000/माह DBT से बैंक में
Helpline: 1800-267-6888 (Toll Free)
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