PM Kisan Maandhan Yojana gives small farmers a ₹3,000/month pension after age 60. Pay just ₹55–₹200/month; the government matches it. Enroll free at maandhan.in or your nearest CSC. Full 2026 guide.
पीएम किसान मानधन योजना छोटे किसानों को 60 वर्ष के बाद ₹3,000 मासिक पेंशन देती है। मात्र ₹55–₹200 जमा करें, सरकार बराबर योगदान देती है। maandhan.in या CSC पर मुफ्त रजिस्टर करें।
About this scheme
PM Kisan Maandhan Yojana 2026 — ₹3,000/Month Pension for Farmers | maandhan.in
✅ ₹3,000/month guaranteed pension after age 60 — government matches every rupee you contribute
Full Scheme Details →📢 Latest Update — June 2026:
PM Kisan Maandhan Yojana (PM-KMY) enrollment continues free of cost in 2026 at Common Service Centres and on maandhan.in. The biggest convenience for existing PM Kisan Samman Nidhi beneficiaries: you can now choose to pay your monthly pension contribution directly from your PM Kisan benefit, so you never have to arrange cash separately. Small and marginal farmers aged 18–40 should enroll early — the younger you join, the lower your monthly contribution.
⚡ Key Facts at a Glance
PM Kisan Maandhan Yojana (PM-KMY) is the Central Government's pension scheme that guarantees small and marginal farmers a fixed monthly pension of ₹3,000 (₹36,000 per year) once they turn 60. It is a voluntary and contributory scheme: a farmer pays a small monthly amount during their working years, the Central Government contributes an equal matching amount, and the pooled corpus is managed by the Life Insurance Corporation of India (LIC). For a landless old age that millions of farmers fear, this scheme offers steady, dignified income for life. Take the example of a 25-year-old marginal farmer in Bihar with 1.5 acres of land — by contributing roughly ₹80 a month now, he secures ₹3,000 every month after 60, with the government matching every rupee he puts in.
What makes PM-KMY especially attractive in 2026 is its tight link with PM Kisan Samman Nidhi: if you already receive the ₹6,000/year Samman Nidhi benefit, you can opt to pay your Maandhan contribution straight from that benefit, removing every excuse to delay your pension planning. This guide explains exactly who qualifies, how much you pay at each entry age, the step-by-step enrollment at maandhan.in or a CSC, the documents you need, and what happens to your family if something goes wrong.
Who is Eligible for PM Kisan Maandhan Yojana 2026
- ✅ Small and marginal farmers owning up to 2 hectares of cultivable land
- ✅ Entry age between 18 and 40 years at the time of joining
- ✅ Must be an Indian citizen with a valid Aadhaar and a savings/Jan Dhan bank account
- ✅ PM Kisan Samman Nidhi beneficiaries — can pay the contribution directly from their Samman Nidhi benefit
- ❌ NOT eligible: Farmers owning more than 2 hectares of cultivable land
- ❌ NOT eligible: Those already covered under other statutory schemes such as EPF/ESIC/NPS (government employees) or higher-income institutional pension schemes
- ❌ NOT eligible: People below 18 or above 40 years of age at entry
How to Apply for PM Kisan Maandhan Yojana — Step-by-Step 2026
- Choose your enrollment route: You can self-register online at maandhan.in, or visit your nearest Common Service Centre (CSC). Enrollment is completely FREE — never pay any agent a fee. For most rural farmers, the CSC route with a Village Level Entrepreneur (VLE) is easiest because they handle the data entry for you.
- Carry your documents to the CSC: Take your Aadhaar card and your savings/Jan Dhan bank account passbook (with IFSC code). The VLE will verify your Aadhaar and bank details on the spot.
- Enter your details: The VLE (or you, online) fills in your name, date of birth, mobile number, bank account number, and IFSC. The system automatically calculates your monthly contribution based on your entry age (between ₹55 and ₹200).
- Pay the first contribution: Pay your first monthly instalment in cash at the CSC (or via the online portal). The Central Government will contribute an equal matching amount into your pension account. A nominee can also be added at this stage.
- Auto-debit mandate: Sign the auto-debit mandate so future monthly contributions are deducted automatically from your bank account. PM Kisan Samman Nidhi beneficiaries can instead opt to have the contribution deducted directly from their PM Kisan benefit.
- Get your Kisan Pension Card: Once enrollment is complete, you receive a unique Kisan Pension Account Number (KPAN) and a Kisan Pension Card. Keep this safe — you will need it for any future changes and to claim the pension at 60.
Documents Required
| Document | Purpose | Format |
|---|---|---|
| Aadhaar Card | Identity verification + scheme linking | Original + photocopy |
| Savings / Jan Dhan Bank Account | Contribution debit + pension credit | Passbook with IFSC |
| Active Mobile Number | OTP and account updates | Linked to Aadhaar preferred |
| Land Records / Cultivation Proof | Proof of small/marginal farmer status (up to 2 hectares) | Revenue record copy |
| Nominee Details | Family pension on member's death | Name + relation |
Monthly Contribution by Entry Age
Your monthly contribution depends entirely on the age at which you join. The earlier you enroll, the less you pay — and remember, the Central Government deposits an equal matching amount alongside whatever you contribute. The table below shows the contribution range fixed under the scheme.
| Entry Age | Your Monthly Contribution | Govt. Matching Contribution | Pension After 60 |
|---|---|---|---|
| 18 years | ₹55/month | ₹55/month | ₹3,000/month |
| 25 years | Around ₹80/month | Equal matching | ₹3,000/month |
| 30 years | Around ₹105/month | Equal matching | ₹3,000/month |
| 35 years | Around ₹150/month | Equal matching | ₹3,000/month |
| 40 years | ₹200/month | ₹200/month | ₹3,000/month |
Important Dates & Deadlines 2026
- 📅 Enrollment: Open year-round at maandhan.in and all Common Service Centres
- 📅 Entry Age Window: Must join between 18 and 40 years — no entry after 40
- 📅 Monthly Contribution: Auto-debited every month until you reach 60
- 📅 Pension Start: The month after you complete 60 years of age
- 📅 PM Kisan-Linked Option: Contribution can be deducted from the Samman Nidhi benefit at any time after enrollment
Frequently Asked Questions — PM Kisan Maandhan Yojana
Q: My pension contribution did not get debited this month — what should I do?
First check that your bank account had sufficient balance on the auto-debit date — a bounced debit is the most common reason. Keep the account funded and the system usually retries. If contributions are missed, you may be allowed to pay the overdue amount with applicable charges to keep the account active. Call the toll-free helpline 1800-3000-3468 or visit your CSC with your Kisan Pension Card to regularise the account. PM Kisan beneficiaries can switch to paying directly from their Samman Nidhi benefit to avoid this entirely.
Q: How do I check my PM Kisan Maandhan contribution and account status?
Log in at maandhan.in using your registered mobile number and OTP, or visit your nearest Common Service Centre with your Kisan Pension Account Number (KPAN). The portal shows your contributions paid so far, the government's matching contributions, and your projected ₹3,000/month pension at 60. If you are also a Samman Nidhi beneficiary, you can cross-check your linked benefit at the PM Kisan status check page.
Q: My enrollment was rejected — how do I fix it and re-apply?
Enrollment is usually rejected for one of three reasons: your age is outside the 18–40 window, your land holding exceeds 2 hectares, or your Aadhaar and bank details did not match. Ask the CSC operator for the exact reason. Correct the mismatched detail (for example, update your name/spelling so it matches Aadhaar and bank records), then re-attempt enrollment at the CSC or on maandhan.in. If you are above 40, you are unfortunately no longer eligible to enter this particular scheme.
Q: The wrong monthly contribution amount is being deducted — how do I correct it?
The monthly contribution is fixed by your entry age — ₹55 if you joined at 18, up to ₹200 if you joined at 40. If the deducted amount looks wrong, it is usually because your date of birth was entered incorrectly during enrollment, changing the calculated age. Visit your CSC with your Aadhaar and Kisan Pension Card to verify the date of birth on record and request a correction. Call 1800-3000-3468 if the issue is not resolved at the CSC.
Q: Do I need to complete any eKYC, and how is my identity verified?
Your identity is verified through Aadhaar at the time of enrollment, and your bank account is validated for the auto-debit mandate. Make sure your mobile number is linked to Aadhaar so you can receive OTPs for online login and updates. If your Aadhaar details (name, date of birth) do not match your bank records, the enrollment can fail — get them aligned first at an Aadhaar centre or your bank branch, then enroll.
Q: I am a new farmer — how do I register and what exactly will I get?
If you are a small or marginal farmer (up to 2 hectares of cultivable land) aged 18–40, you qualify. Register free at maandhan.in or your nearest CSC with your Aadhaar and bank passbook. You pay a small monthly contribution (₹55–₹200 depending on your age), the Central Government contributes an equal matching amount, and after you turn 60 you receive a guaranteed pension of ₹3,000 per month for life. Existing PM Kisan beneficiaries can pay the contribution directly from their Samman Nidhi benefit.
Q: What happens to the pension if the farmer dies — does the family get anything?
Yes. PM Kisan Maandhan Yojana includes a family pension provision. On the death of the member, the spouse is entitled to receive 50% of the pension as a family pension — that is ₹1,500 per month if the member was receiving the ₹3,000 pension. The family pension is payable only to the spouse. This is why naming your spouse as nominee correctly during enrollment is so important.
Q: How do I file a complaint or grievance about my Maandhan pension account?
For any grievance — missed contributions, account not updating, or pension not credited after 60 — first call the dedicated toll-free helpline 1800-3000-3468. You can also visit the CSC where you enrolled, as the scheme is administered through LIC and the CSC network. For unresolved complaints, escalate through the central public grievance portal at pgportal.gov.in, selecting the concerned department (Agriculture & Farmers Welfare). Keep your Kisan Pension Account Number handy for faster resolution.
Helpline Numbers & Grievance Portal
- 📞 PM-KMY Toll-Free Helpline: 1800-3000-3468
- 🌐 Official Portal: maandhan.in
- 🏢 Enrollment / Support: Nearest Common Service Centre (CSC)
- 🌐 Grievance Portal: pgportal.gov.in → Agriculture & Farmers Welfare
Planning your retirement income? Compare this scheme with the Atal Pension Yojana, read our full PM Kisan Maandhan Yojana scheme page, and browse more guides on the government scheme blog.
📋 संक्षिप्त जानकारी (हिंदी में)
पीएम किसान मानधन योजना (PM-KMY) के तहत 2 हेक्टेयर तक भूमि वाले छोटे और सीमांत किसानों को 60 वर्ष की आयु के बाद ₹3,000 प्रति माह (₹36,000 सालाना) पेंशन मिलती है। 18 से 40 वर्ष की आयु में जुड़ने पर मासिक योगदान ₹55 से ₹200 तक होता है, और केंद्र सरकार बराबर का योगदान देती है। PM किसान सम्मान निधि के लाभार्थी अपना योगदान सीधे उसी लाभ से कटवा सकते हैं। रजिस्ट्रेशन मुफ्त है — maandhan.in या नजदीकी CSC पर आधार और बैंक पासबुक लेकर जाएं। सदस्य की मृत्यु पर पति/पत्नी को 50% फैमिली पेंशन मिलती है। मदद के लिए हेल्पलाइन 1800-3000-3468 पर कॉल करें।
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