Download your Ayushman Bharat PM-JAY health card online at beneficiary.nha.gov.in. Step-by-step guide with screenshots.
आयुष्मान भारत पीएम-जेएवाई हेल्थ कार्ड beneficiary.nha.gov.in पर डाउनलोड करें। आसान स्टेप-बाय-स्टेप गाइड।
About this scheme
Ayushman Bharat PM-JAY Yojana 2026 — ₹5 Lakh Free Health Insurance
✅ ₹5 lakh/year cashless hospitalisation at 30,000+ hospitals (free for eligible families)
Full Scheme Details →📢 Latest Update — June 2026:
The Ayushman Bharat PM-JAY health card can be downloaded free of cost online at beneficiary.nha.gov.in using your registered mobile number and Aadhaar. If your name is already in the beneficiary list, you do not need to visit any office — the card downloads as a PDF in a couple of minutes. Always use the official portal and never pay any agent to "make" your card.
⚡ Key Facts at a Glance
What Is the Ayushman Bharat PM-JAY Card?
The Ayushman Bharat PM-JAY health card gives an eligible family access to free hospitalisation treatment worth up to ₹5 lakh per year at over 27,000 empanelled hospitals across India. The card is your proof of entitlement — at an empanelled hospital you simply present it (along with Aadhaar) and the treatment is cashless for covered packages.
Downloading the card is free and takes only a few minutes if your family is already on the beneficiary list. You can read more about coverage and benefits on our Ayushman Bharat Yojana scheme page, or browse other national programmes in our central schemes section.
Example (hypothetical): Suppose Sunita's family is listed under PM-JAY. She visits beneficiary.nha.gov.in, logs in with her registered mobile number and OTP, authenticates with Aadhaar, sees her family members, and downloads the card PDF for each of them — all without leaving home.
Who is Eligible — Complete Criteria 2026
- ✅ Families whose names already appear in the PM-JAY beneficiary database can download the card.
- ✅ You can verify your status using the "Am I Eligible" tool at pmjay.gov.in by searching with your name, HHD number, or ration card number.
- ✅ A registered mobile number and Aadhaar are needed to log in and authenticate online.
- ❌ Families not present in the beneficiary list cannot download a card until their eligibility is confirmed — check the official portal for the latest inclusion process.
- ❌ The portal will not generate a card without successful Aadhaar/OTP verification.
How to Apply / Download — Step-by-Step 2026
- Open the portal: Visit beneficiary.nha.gov.in in your browser.
- Beneficiary Login: Click on "Beneficiary Login".
- Verify mobile: Enter your registered mobile number and verify the OTP sent to it.
- Aadhaar authentication: Enter your Aadhaar number for authentication.
- Download the card: Your Ayushman Bharat card will appear on screen — click "Download" to save the PDF.
Documents Required
| Document | Used For |
|---|---|
| Registered mobile number | OTP login on beneficiary.nha.gov.in |
| Aadhaar card | Authentication while downloading and verification at hospital |
| Ration card | Eligibility search and verification at hospital |
| HHD number (if available) | Searching your name in the "Am I Eligible" tool |
Myth vs Reality
| Myth | Reality |
|---|---|
| You must pay an agent to make the card. | Downloading the card on the official portal is free. |
| Anyone can download a PM-JAY card. | Only families already listed in the PM-JAY database are eligible. |
| You need the physical card before treatment. | At an empanelled hospital the Ayushman Mitra can verify eligibility and assist on the spot. |
| The card covers any hospital. | Cashless cover applies at the 27,000+ empanelled hospitals — use the Hospital Finder to locate one. |
Important Dates & Deadlines 2026
- ✅ Card download is available year-round / no fixed last date for eligible beneficiaries.
- ✅ Eligibility checks via the "Am I Eligible" tool can be done at any time.
- ✅ For any new inclusion windows or special drives, check the official portal or latest notification — no fixed deadline is assumed here.
Frequently Asked Questions
Q: How do I check my Ayushman Bharat card download status?
Log in again at beneficiary.nha.gov.in with your mobile OTP and Aadhaar. If your card is generated, it will appear ready to download. You can also call the helpline 14555 for assistance.
Q: My name is not showing — am I rejected or not eligible?
If your name does not appear, your family may not be in the current PM-JAY beneficiary list. Use the "Am I Eligible" tool at pmjay.gov.in to search by name, HHD number, or ration card number, and confirm your status through the official portal. Avoid paying private agents.
Q: The details on my card seem wrong — what do I do?
Do not act on incorrect details. Verify your information on the official portal and raise the issue through the helpline 14555 or the national grievance portal at pgportal.gov.in. The Ayushman Mitra at an empanelled hospital can also guide you on corrections.
Q: Aadhaar / eKYC authentication is failing. How do I fix it?
Make sure your mobile number is registered and that your Aadhaar details are up to date. If OTP-based authentication keeps failing, try again later or seek help at an empanelled hospital's Ayushman Mitra desk, who can complete verification in person.
Q: I am a new applicant — how do I become eligible?
Eligibility is based on the data loaded into the PM-JAY system. Use the "Am I Eligible" tool to check, and follow the inclusion process described on the official portal. An Ayushman Mitra at an empanelled hospital can also help verify and, where applicable, create your card.
Q: What should I carry to an empanelled hospital?
Carry your Aadhaar card and ration card. The hospital's Ayushman Mitra will verify your eligibility on the spot and create your card if you do not already have one.
Q: Does the card work the same in every state?
PM-JAY is a national scheme accepted at empanelled hospitals across India. Some states run additional or convergent health schemes, so check the official portal for state-specific details and use the Hospital Finder to confirm which hospitals near you are empanelled.
Q: How do I find a hospital that accepts the card?
Use the Hospital Finder at pmjay.gov.in to locate the nearest of the 27,000+ empanelled government and private hospitals, or call the helpline 14555.
Helpline Numbers & Grievance Portal
- ✅ National PM-JAY helpline: 14555
- ✅ Card download portal: beneficiary.nha.gov.in
- ✅ Eligibility check & Hospital Finder: pmjay.gov.in
- ✅ Grievances: lodge a complaint on the national grievance portal at pgportal.gov.in
📋 संक्षिप्त जानकारी (हिंदी में)
आयुष्मान भारत पीएम-जेएवाई हेल्थ कार्ड से पात्र परिवार को देशभर के 27,000 से अधिक सूचीबद्ध (empanelled) अस्पतालों में सालाना ₹5 लाख तक का मुफ्त इलाज मिलता है। अपना कार्ड डाउनलोड करने के लिए beneficiary.nha.gov.in पर जाएं, "Beneficiary Login" चुनें, अपने रजिस्टर्ड मोबाइल नंबर पर आया OTP डालें और फिर आधार नंबर से वेरिफिकेशन करें — इसके बाद कार्ड स्क्रीन पर दिखेगा और "Download" पर क्लिक करके PDF सेव कर सकते हैं। पात्रता जांचने के लिए pmjay.gov.in पर "Am I Eligible" टूल में नाम, HHD नंबर या राशन कार्ड नंबर से खोजें। अस्पताल जाते समय आधार कार्ड और राशन कार्ड साथ रखें; वहां का आयुष्मान मित्र मौके पर पात्रता वेरिफाई करेगा। कार्ड डाउनलोड पूरी तरह मुफ्त है — किसी एजेंट को पैसे न दें। मदद के लिए हेल्पलाइन 14555 पर कॉल करें और शिकायत के लिए pgportal.gov.in का उपयोग करें।
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