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MHADA Konkan Board Lottery 2026 — Affordable Flats in Thane, Palghar, Raigad | mhada.gov.in

📍 Thane, Palghar, Raigad, MaharashtraLast updated:
💰 Benefit
Affordable flats in Thane, Palghar, Raigad — ₹12 lakh (EWS) to ₹2.5 crore (HIG) — second-largest MHADA board

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Key Facts

Price Range
₹12 lakh – ₹2.5 crore
Flat / Plot Types
EWS, LIG, MIG, HIG
Total Flats / Plots
5,311 flats in 2023 lottery (largest among MHADA boards)
Application Fee
₹500 (non-refundable)
Earnest Money
EWS ₹15,000 | LIG ₹25,000 | MIG ₹40,000 | HIG ₹75,000
Last Lottery
August 2023
Next Lottery
Expected August 2026
Application Dates
Typically July application, August draw
🚀 Apply at MHADA Konkan
https://housing.mhada.gov.in

About MHADA Konkan Lottery

MHADA Konkan Board is one of the busiest regional boards covering Thane, Palghar, Raigad, Ratnagiri, and Sindhudurg districts. The Konkan Board annually releases thousands of affordable flats in fast-growing satellite cities like Thane (Mira-Bhayandar, Kalyan, Dombivli, Ulhasnagar), Vasai-Virar (Palghar), and Panvel-Karjat-Khopoli (Raigad). The 2023 Konkan Board lottery offered 5,311 flats — second-highest among all MHADA boards. Konkan flats are particularly popular with Mumbai professionals seeking affordable housing within commutable distance.

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✅ Eligibility for MHADA Konkan Lottery

  • Indian citizen aged 18+
  • Maharashtra domicile of 15+ years
  • Annual family income within MHADA category limits
  • No existing flat in Maharashtra (self-declaration)
  • PAN and Aadhaar mandatory

📄 Documents Required for MHADA Konkan Lottery

  • 📄Aadhaar Card
  • 📄PAN Card
  • 📄Maharashtra Domicile (15+ years)
  • 📄Income certificate (3 years)
  • 📄Caste certificate (for reservation)
  • 📄Bank passbook
  • 📄Passport-size photo
  • 📄Self-declaration affidavit

📝 How to Apply for MHADA Konkan Lottery (Step-by-Step)

  1. 1Visit housing.mhada.gov.in → Konkan Board section
  2. 2Register with mobile + PAN
  3. 3Fill personal/income/address details
  4. 4Select Konkan locations (Thane/Palghar/Raigad/Ratnagiri/Sindhudurg)
  5. 5Upload documents and pay fees + earnest money
  6. 6Submit and download acknowledgment
  7. 7Check draw results on official date

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🏦 Home Loan Partners for MHADA Konkan Lottery

Get pre-approved home loan before applying — banks offer competitive rates for MHADA flats due to clear title.

Disclosure: The bank links below are direct official URLs to each bank's home loan page. We do not currently earn any commission. We list these solely to help users compare options. Always read loan terms carefully before applying.

💡 Tip: Compare interest rates and processing fees from 2-3 banks. Home loan eligibility = 50-60% of net monthly income for EMI.

❓ Frequently Asked Questions — MHADA Konkan Lottery

Which cities are covered under MHADA Konkan Board?
Konkan Board covers Thane (Mira-Bhayandar, Kalyan-Dombivli, Ulhasnagar, Ambernath, Badlapur), Palghar (Vasai-Virar, Nallasopara, Boisar), Raigad (Panvel, Karjat, Khopoli, Alibag), Ratnagiri, and Sindhudurg districts. Most flats are in Thane and Palghar as these are fast-growing Mumbai satellite cities.
Why is MHADA Konkan more popular than Mumbai for first-time buyers?
Konkan offers significantly lower prices (₹12-50 lakh vs ₹50 lakh-3 crore in Mumbai), bigger flat sizes for the same budget, and excellent rail/road connectivity to Mumbai (under 1 hour). Plus higher allotment success rate due to more flats available (5,311 in 2023 vs 2,030 Mumbai).
What is the income criteria for MHADA Konkan Lottery 2026?
Same as other MHADA boards: EWS ≤ ₹6 lakh annual income; LIG ₹6-9 lakh; MIG ₹9-18 lakh; HIG ₹18-25 lakh+. You select your category based on family income. Income proof (last 3 years ITR or salary slips) is mandatory.
When was the last MHADA Konkan Lottery and what's next?
The 2023 Konkan Board lottery was the largest in MHADA history with 5,311 flats. The 2024 cycle saw smaller releases. For 2026, expect a major Konkan lottery in July-August with thousands of flats across Thane, Panvel, Vasai-Virar. Check housing.mhada.gov.in for the official notification.
Can I apply for both MHADA Mumbai and Konkan Lottery?
Yes — applications are separate for each board. You can apply for multiple MHADA boards in the same year (Mumbai + Konkan + Pune etc.). However, you can win only ONE flat per lottery cycle. Each application requires separate ₹500 fee + earnest money. Maximize your chances by applying to multiple boards.

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