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MHADA Mumbai Board Lottery 2026 — Apply Online for Affordable Flats in Mumbai | mhada.gov.in

📍 Mumbai, MaharashtraLast updated:
💰 Benefit
Government-subsidised affordable flats in Mumbai ranging from ₹15 lakh (EWS) to ₹7 crore (HIG) through transparent computerised lottery

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Key Facts

Price Range
₹15 lakh – ₹7 crore
Flat / Plot Types
EWS (Economically Weaker Section), LIG (Low Income Group), MIG (Middle Income Group), HIG (High Income Group)
Total Flats / Plots
2,030 flats in 2024 lottery
Application Fee
₹500 (non-refundable)
Earnest Money
EWS: ₹15,000 | LIG: ₹25,000 | MIG: ₹50,000 | HIG: ₹1 lakh
Last Lottery
August 2024
Next Lottery
Expected July–August 2026
Application Dates
Typically: Application open July, lottery draw August
🚀 Apply at housing.mhada.gov.in
https://housing.mhada.gov.in

About MHADA Mumbai Lottery

The MHADA Mumbai Board Lottery is the most awaited annual housing event in Maharashtra, allotting affordable flats in Mumbai to lakhs of applicants through a transparent computerised lottery system. The 2024 Mumbai Board lottery released 2,030 flats across Mumbai (Ghatkopar, Goregaon, Chembur, Vikhroli, Powai, Borivali, Andheri, Bandra, Sion, Tagore Nagar Vikhroli) at prices ranging from ₹15 lakh (EWS) to ₹7 crore (HIG). Over 5 lakh applications were received. Flats are categorised under EWS (Economically Weaker Section), LIG (Low Income Group), MIG (Middle Income Group), and HIG (High Income Group) with separate income criteria and pricing tiers.

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✅ Eligibility for MHADA Mumbai Lottery

  • ✓Indian citizen aged 18+ years
  • ✓Maharashtra domicile of minimum 15 years
  • ✓Annual family income criteria — EWS: ≤ ₹6 lakh | LIG: ₹6-9 lakh | MIG: ₹9-18 lakh | HIG: ₹18-25 lakh+
  • ✓No flat owned by applicant or spouse anywhere in Maharashtra (self-declaration)
  • ✓PAN Card and Aadhaar mandatory
  • ✓Permanent bank account for earnest money deposit

📄 Documents Required for MHADA Mumbai Lottery

  • 📄Aadhaar Card
  • 📄PAN Card
  • 📄Maharashtra Domicile Certificate (15+ years)
  • 📄Income certificate (last 3 years ITR / salary slip)
  • 📄Caste certificate (for SC/ST/OBC reservation)
  • 📄Bank account details
  • 📄Passport-size photo
  • 📄Affidavit (no existing flat in Maharashtra)

📝 How to Apply for MHADA Mumbai Lottery (Step-by-Step)

  1. 1Visit housing.mhada.gov.in during application window
  2. 2Register with mobile number and PAN — get login credentials
  3. 3Fill personal, family, income, and address details
  4. 4Select flat type (EWS/LIG/MIG/HIG) and locations
  5. 5Upload Aadhaar, PAN, domicile, income proof, photo
  6. 6Pay non-refundable application fee (₹500) and refundable earnest money (₹15K – ₹1 lakh)
  7. 7Submit application — get acknowledgment number
  8. 8Check lottery results on draw date at housing.mhada.gov.in
  9. 9Winners: Pay full flat cost within 90 days; Non-winners: earnest money refunded within 60 days

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🏦 Home Loan Partners for MHADA Mumbai Lottery

Get pre-approved home loan before applying — banks offer competitive rates for MHADA flats due to clear title.

Disclosure: The bank links below are direct official URLs to each bank's home loan page. We do not currently earn any commission. We list these solely to help users compare options. Always read loan terms carefully before applying.

SBI Home LoansHDFC Home LoansLIC Housing FinanceBajaj Housing FinanceBank of Baroda Home Loans
💡 Tip: Compare interest rates and processing fees from 2-3 banks. Home loan eligibility = 50-60% of net monthly income for EMI.

❓ Frequently Asked Questions — MHADA Mumbai Lottery

▶When will MHADA Mumbai Lottery 2026 be announced?
MHADA Mumbai Board typically announces its annual lottery in July-August each year. The 2024 lottery was held in August with 2,030 flats. For 2026, applications are expected to open around July 2026 with the draw in August. Bookmark housing.mhada.gov.in for official announcement and never miss the application window.
▶What is the price range of MHADA Mumbai flats?
Prices vary by income category and location: EWS flats (small 269-300 sqft) start at ₹15-25 lakh; LIG (1BHK 400-500 sqft) ₹25-50 lakh; MIG (1-2BHK 500-700 sqft) ₹50 lakh-1.5 crore; HIG (2-3BHK 700-1200 sqft) ₹1.5-7 crore. Locations like Bandra, Andheri command higher prices than Vikhroli, Chembur.
▶Who is eligible for MHADA Mumbai Lottery?
Any Indian citizen aged 18+ with Maharashtra domicile of at least 15 years can apply. Income criteria: EWS ≤ ₹6 lakh/year; LIG ₹6-9 lakh; MIG ₹9-18 lakh; HIG ₹18-25 lakh+. Critical: neither you nor your spouse should own a flat anywhere in Maharashtra. PAN Card and Aadhaar are mandatory.
▶How to apply for MHADA Mumbai Lottery online?
Visit housing.mhada.gov.in during the application window (usually July). Register with mobile/PAN, fill personal and income details, upload documents (Aadhaar, PAN, 15-year domicile, income proof, photo), select preferred flat category and locations, pay ₹500 application fee + earnest money (₹15K-₹1 lakh depending on category). Submit and save acknowledgment number.
▶What is the earnest money for MHADA Mumbai 2026?
Earnest money varies by category: EWS ₹15,000; LIG ₹25,000; MIG ₹50,000; HIG ₹1 lakh. This is REFUNDABLE if you don't win the lottery — returned to your bank account within 60 days. Application fee of ₹500 is non-refundable. Winners must pay the balance flat cost within 90 days of allotment.
▶Can I take a home loan for MHADA Mumbai flat?
Yes — almost all major banks (SBI, HDFC, LIC Housing, Bank of Baroda, Bajaj Housing, ICICI) offer home loans for MHADA-allotted flats. MHADA flats have clear title which makes loan approval quick. You can get up to 80% LTV (Loan-to-Value), interest rates 8.50-9.50% (2026), tenure up to 30 years. Apply for pre-approved loan before lottery for faster processing.

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